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Author Topic: How good are you at managing your money  (Read 51321 times)
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August 20, 2016, 02:24:08 PM
 #481

honestly I was the one who was not good at managing finances. however I feel happy, because I can still manage the expenditure to be less than income. it helps me save a little money to save each month.
well im still not too good at it, to be honest i often lose my money on gambling games, though i get a lot of entertainment playing that

Not good priorities. You should learn how to manage your finances. It is a very important aspect of life. Even if you are earning big, or you find gambling very amusing, do not squander all your money in it. Learn to save for your future while you are still strong and can work. If time comes you cannot work anymore, you have some savings to help you get thru life.

 
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August 20, 2016, 02:37:10 PM
 #482

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

The human spends money as much as he has and if he can so basically I don't spend too much money so I can mange them better.
Don't spend on things that you don't need, on things that are luxury, save more bitcoin.
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August 21, 2016, 07:43:14 AM
 #483

I am really, really, really bad. I tend to spend money for EVERYTHING I like so I adopted this strategy: I keep only a tiny bit of the money I get and i keep the other part in a safe box. My self control is good enough to don't use them lol.

If someone has self-control then it wont be a problem for him because if he keeps an amount in a safe place and if he has self-control then he wont take them out for spending them as well without any emergency or such a situation.
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August 21, 2016, 07:59:28 AM
 #484

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

The human spends money as much as he has and if he can so basically I don't spend too much money so I can mange them better.
Don't spend on things that you don't need, on things that are luxury, save more bitcoin.
Yeah right its always the  best to save if you receive your salary for your job or here in bitcoin if you have a plan for your future savings is the best to do.
Spend it wise if you want to increase the amount of your bitcoin find a way to increase. Note don't invest in investment site all of them are full of promises and they are all scam no free money in online it needs hard work..

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August 21, 2016, 06:05:01 PM
 #485

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

The human spends money as much as he has and if he can so basically I don't spend too much money so I can mange them better.
Don't spend on things that you don't need, on things that are luxury, save more bitcoin.
i dont spend as much money as i have or i can because i like saving money up at the moment as it allows me to buy anything i want

 
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August 21, 2016, 06:32:06 PM
 #486

I am really, really, really bad. I tend to spend money for EVERYTHING I like so I adopted this strategy: I keep only a tiny bit of the money I get and i keep the other part in a safe box. My self control is good enough to don't use them lol.

If someone has self-control then it wont be a problem for him because if he keeps an amount in a safe place and if he has self-control then he wont take them out for spending them as well without any emergency or such a situation.
I think self-control are really hard to be applied in life, desire with something stuff/pleasure has made us spent a lot of money in the form of bitcoin or fiat.
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August 21, 2016, 07:00:55 PM
 #487

Since I don't have much money I'm pretty good at managing what I have. Around a half goes for paying bills and the other half for buying food, clothes etc. I don't have any debts and that's what I'm happy about.

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August 21, 2016, 08:04:35 PM
 #488

Before I was much more successful with managing my money. At the moment I'm not very goodw with it due to some unhappy circumstances that have happened in my life. Hope I will soon get back on the track.

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August 21, 2016, 09:42:39 PM
 #489

I'm good on it and also i'm very attentive and have good experience on it, i can easily avoid scammers and other illegal stuff and also can make good investments.

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August 21, 2016, 10:25:00 PM
 #490

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

when I get bitcoin, I convert it to fiat first, then I save it because I'm buying books that I have to pay each month. but if I have paid all those books, probably I would save my bitcoin without converting it.

recently I'm trying to be economical. I'm trying to buy stuff I need only, and don't buy stuff I want but I don't need. beside that, I also walk to some place rather than using transportation. then I will save extra money I have.
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August 22, 2016, 02:06:17 AM
 #491

I'm good on it and also i'm very attentive and have good experience on it, i can easily avoid scammers and other illegal stuff and also can make good investments.
I am glad you belong to the people who can manage their finances well, I know some are big spenders and in the end they cannot save a good amount of money and will resort to borrowing money in times of desperate situation.


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August 22, 2016, 03:16:45 AM
 #492

Not really good my financial management, when i earn or gor more money then i tend to spend it on more xepensive stuff, that is why everytime i got my salary i always separate 10% of my salary and then save it for the emergency usage and i make commitment that not going to touch it unless its really emergency
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August 22, 2016, 03:28:58 AM
 #493

Since I don't have much money I'm pretty good at managing what I have. Around a half goes for paying bills and the other half for buying food, clothes etc. I don't have any debts and that's what I'm happy about.

I am doing the same way, I also have just enough money but most of the time I divided it to all my expenses and just left a few for savings, but I too is happy because I don't want to have a debt, I really don't like to borrow money, it's easy to sleep at night if you don't have to think about those debts that you have.. Just be contented of what you have...

Before I was much more successful with managing my money. At the moment I'm not very goodw with it due to some unhappy circumstances that have happened in my life. Hope I will soon get back on the track.

It's alright, it really happens and you cannot avoid that...With that, you can test your ability on how good you are at managing your money...

Not really good my financial management, when i earn or gor more money then i tend to spend it on more xepensive stuff, that is why everytime i got my salary i always separate 10% of my salary and then save it for the emergency usage and i make commitment that not going to touch it unless its really emergency

You can work it out... I myself, as much as possible I don't buy new stuffs, my shoes if it is still repairable I still use it, in short, it is your lifestyle that you have to  change if you can't save or your salary just pass by your hand...  Cheesy


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August 22, 2016, 03:56:14 AM
 #494

Not really good my financial management, when i earn or gor more money then i tend to spend it on more xepensive stuff, that is why everytime i got my salary i always separate 10% of my salary and then save it for the emergency usage and i make commitment that not going to touch it unless its really emergency
Actually, the amount you are saving from your salary is not really that big so I think you can still manage to save but once you can minimize your expenses you will be able to save more and that is good so you can prepare for the future.

 
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August 22, 2016, 04:26:15 AM
 #495

I personally think that I am pretty good at managing my money, based on my knowledge of what I have in the bank and what I have been bringing in over the past few months. I'm not financially dependent on anything or anyone, and I have some money in the bank that I can play around with a bit on top of my savings, although I'm not sure if I have any interest in doing anything like that. I'm always trying to earn a bit more on the side because I don't have that much, but so far the budgeting and everything that I've been doing has seemingly gone well.
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August 22, 2016, 06:14:47 AM
 #496

Before I was like anybody that did not see the value of hard earned money.  I would buy things that are not really necessary.  I would buy a lot of foods to feed my family every weekend which is not really a good idea.  I have worked for almost ten years now but I do not have any savings account.  I am really bad at it.  But thankfully, now I may say that I am ready to earn more money and manage it very well.  I now know ho to handle and use it.
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August 22, 2016, 06:30:25 AM
 #497

I personally think that I am pretty good at managing my money, based on my knowledge of what I have in the bank and what I have been bringing in over the past few months. I'm not financially dependent on anything or anyone, and I have some money in the bank that I can play around with a bit on top of my savings, although I'm not sure if I have any interest in doing anything like that. I'm always trying to earn a bit more on the side because I don't have that much, but so far the budgeting and everything that I've been doing has seemingly gone well.

I'm happy to hear that. knowing how to control cashflow is the key to good money management. The cashflow must flow towards assets and not towards liabilities and unnecessary expenses. Expenses on bills, foods, shelter, and other basic needs are necessary. When most of our cashflow are towards assets column, we will reap a good harvest in the future.
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August 22, 2016, 07:42:36 AM
 #498

It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.

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August 22, 2016, 08:58:03 AM
 #499

It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.

Congratulations to you, mine was a crap.  I never think of the future before when I still have a good paying job.  I just buy anything I want without thinking if I actually need them or not.  Sometimes because of peer pressure and sometimes because of too much generosity.  I am not saying giving is bad, but too much giving like I have eight nieces and nephews, every birthdays I am giving them a big cake as a gift without thinking that I could just bought them a small one. 
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August 22, 2016, 11:29:03 PM
 #500

It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.

Congratulations to you, mine was a crap.  I never think of the future before when I still have a good paying job.  I just buy anything I want without thinking if I actually need them or not.  Sometimes because of peer pressure and sometimes because of too much generosity.  I am not saying giving is bad, but too much giving like I have eight nieces and nephews, every birthdays I am giving them a big cake as a gift without thinking that I could just bought them a small one. 
it is always important to think about the future because you might even become broke if you dont save enough money

 
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