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Author Topic: How good are you at managing your money  (Read 51510 times)
zahra4577
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October 26, 2016, 10:46:44 AM
 #801

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?
As far as management of money is concerned, I am very good at it.I even advise my family and friend how to manage their finances.
I am a finance management graduate btw

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jerowacik
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October 26, 2016, 10:51:28 AM
 #802

I honestly difficulties in managing my finances. but I continue to have confidence that I should be able to withstand the expenses I have. the most important is my income must be greater than the spending.  Cheesy
freedomgo
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October 26, 2016, 11:40:29 AM
 #803

I honestly difficulties in managing my finances. but I continue to have confidence that I should be able to withstand the expenses I have. the most important is my income must be greater than the spending.  Cheesy
It is what I do actually because I cannot control my lifestyle and I get used to it already, I love to provide all the needs and wants of my family if possible because I want to make them happy, so I made a good plan to do a work that would increase my income and I am just lucky God heard me, now I have more income so I have an extra money.

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J Gambler
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October 26, 2016, 11:53:58 AM
 #804

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?
Im here in forum not to earn but to gained knowledge also in some currencies that i never encountered before reading some tachtics and then apply it to my self and earn much money as i can and working hard for works and i can really save that money from my bank account which i get it from trading and signature campaigns , idon't really spend that much in 1 day i recently buy some shirts that i could use too in my next adventure.
Well, maybe you are blessed with a lot of money because you are not here to earned. I do believe that even rich people are here to make more money, bitcoin is seen as an investment for the business minded people are let us look at the gambling sites, they are not investing on the price of bitcoin to see it will increase its value but they see that there are good market here since gambling in bitcoin is made easy and that will increase their profitability.
Im not bless im just having luck and i want not to destroy that luck having a lot of money because i want to earned for my future family and future child (if im having one) yes there are more richer man in here forum and not joinng in signature campaign they doing is just to gambled and do some more money.

Y U MAD AT ME
Zooplus
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October 26, 2016, 12:01:52 PM
 #805

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?
Im here in forum not to earn but to gained knowledge also in some currencies that i never encountered before reading some tachtics and then apply it to my self and earn much money as i can and working hard for works and i can really save that money from my bank account which i get it from trading and signature campaigns , idon't really spend that much in 1 day i recently buy some shirts that i could use too in my next adventure.
Well, maybe you are blessed with a lot of money because you are not here to earned. I do believe that even rich people are here to make more money, bitcoin is seen as an investment for the business minded people are let us look at the gambling sites, they are not investing on the price of bitcoin to see it will increase its value but they see that there are good market here since gambling in bitcoin is made easy and that will increase their profitability.
Im not bless im just having luck and i want not to destroy that luck having a lot of money because i want to earned for my future family and future child (if im having one) yes there are more richer man in here forum and not joinng in signature campaign they doing is just to gambled and do some more money.
I want to belong in their group in the future as when you are a successful gambler, its like you are managing your own business and you know it will be profitable, there is no limit when you know the secret on how to win in gambling and it does not need so much of your time so I like it.
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October 26, 2016, 12:32:00 PM
 #806

managing money is one of the hardest things in my opinion. and i have always been strugling with doing it the best way possible.

especially when you are like me, earning little money and you have a lot of expenses, you will have a hard time managing money till the end of the month.

But if you can lessen your expenses you can save money little by little. Not that much but it will get big in the future. You should just buy what you need monthly. Lessen as long as you can to save money. It will be difficult when emergency happens and you don't have savings to spent.
I'm quite good at managing my money, but in the last 2 month I don't think properly about it and get big expenses from what I've struggled for savings before. I enjoy saving my money and being penny-wise, the most important thing to managing is your intended to and determination to do it. I followed the rules of managing money, I think they're already mentioned it, such as savings first and then spend what left and don't buy something you want but what you really really need.
Legendaris
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October 26, 2016, 03:53:41 PM
 #807

In my opinion im kind good in managing my money there are allot of people who cant handle their self and buying anything they want you know. But you also need to save some money for other things in life.
BitcoinPC
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October 27, 2016, 07:13:16 AM
 #808

I think managing money doesnt fully dependent on salary,because if you have habits like gambling or drinking then you cant even manage high salary and one can manage small salaries as well if he spend carefully.

Yeah, main thing is carefully spending, than we can manage our money. Otherwise i also agree on it, that it is really difficult to manege it only on salary.
Actually our extra expenses always create problems for us, like our smoking, credit cards and as you said gambling and drinking, but if we control all extra expenses than i think we can manege it our home with our salary. 
freedomgo
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October 27, 2016, 08:11:23 AM
 #809

I think managing money doesnt fully dependent on salary,because if you have habits like gambling or drinking then you cant even manage high salary and one can manage small salaries as well if he spend carefully.

Yeah, main thing is carefully spending, than we can manage our money. Otherwise i also agree on it, that it is really difficult to manege it only on salary.
Actually our extra expenses always create problems for us, like our smoking, credit cards and as you said gambling and drinking, but if we control all extra expenses than i think we can manege it our home with our salary. 
That's it, if we cannot learn how to make sacrifice then we will really be having a big problem with our life and in managing our money.. Not all the time we are healthy and emergencies do come so when you do not sacrifice to save, you will experience to be in desperate need of money.

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traderethereum
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October 27, 2016, 08:51:12 AM
 #810

I think managing money doesnt fully dependent on salary,because if you have habits like gambling or drinking then you cant even manage high salary and one can manage small salaries as well if he spend carefully.

Yeah, main thing is carefully spending, than we can manage our money. Otherwise i also agree on it, that it is really difficult to manege it only on salary.
Actually our extra expenses always create problems for us, like our smoking, credit cards and as you said gambling and drinking, but if we control all extra expenses than i think we can manege it our home with our salary. 
That's it, if we cannot learn how to make sacrifice then we will really be having a big problem with our life and in managing our money.. Not all the time we are healthy and emergencies do come so when you do not sacrifice to save, you will experience to be in desperate need of money.

exactly and we need to split our fund for that emergency situation so if we have in that situation, we are not to be worried again and we can be handle with easy. from all of bad thing that will be happen in future, better we take care of ourself and our family and manage our money and spending our money for the important thing and not for useless thing.
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October 27, 2016, 11:10:18 AM
 #811

I'm good as i can save some bucks to buy when i crave for food that i want. I can also save money for long term to buy a new gadget for myself. It's really hard to manage money because you have many things first to manage your money wisely.
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October 27, 2016, 12:02:56 PM
 #812

I'm good as i can save some bucks to buy when i crave for food that i want. I can also save money for long term to buy a new gadget for myself. It's really hard to manage money because you have many things first to manage your money wisely.
You are still on your adulthood stage as most of your concern are just wants. Me, as a mature person with a big family, I already think of the future investment that's why I have to manage my money very well, I know that in order to survive I need to spend for our daily expense but proper budgeting will help to let you save money for the future.
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October 27, 2016, 02:43:26 PM
 #813

I'm good as i can save some bucks to buy when i crave for food that i want. I can also save money for long term to buy a new gadget for myself. It's really hard to manage money because you have many things first to manage your money wisely.
That's not actually saving to be honest. You just hold your money for a while because it wasn't enough to buy the food or the gadget that you needed. You're still overspending in a way. You're still using your money to buy expensive stuffs but just in a different time. That's sort of the the illusion that we get when we save money. Save money and then use it for investment and not to buy something you simply can't afford at the time that you "saved" your money.

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October 27, 2016, 08:55:24 PM
 #814

I'm really poor at that. I can't get more than a week what I just earned Cheesy ! It generally goes to some gambling Tongue...
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October 27, 2016, 09:17:21 PM
 #815

One of the easiest ways of spending BitCoin is the use of payment systems that accepts BitCoin. And the most convenient payment method can be called the purchase of gift certificates.
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October 27, 2016, 10:15:10 PM
 #816

I'm good as i can save some bucks to buy when i crave for food that i want. I can also save money for long term to buy a new gadget for myself. It's really hard to manage money because you have many things first to manage your money wisely.

to save money is very difficult, because we live the cost but if you are clever in managing money for sure you can save for the future,
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October 28, 2016, 12:56:50 AM
 #817

I'm good as i can save some bucks to buy when i crave for food that i want. I can also save money for long term to buy a new gadget for myself. It's really hard to manage money because you have many things first to manage your money wisely.

to save money is very difficult, because we live the cost but if you are clever in managing money for sure you can save for the future,
Saving in general is not difficult but it would only be difficult if a person who will save has no intention at all. Our actions speaks louder than words and though we are saying that we will save but we do not have the discipline to do it then we will not make it.

R


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October 28, 2016, 01:03:57 AM
 #818

I'm really poor at that. I can't get more than a week what I just earned Cheesy ! It generally goes to some gambling Tongue...

It takes time and practice to be good at managing money, even a experienced one has a problem managing money, it's a continuous process and learning... I too before when I receive my salary it didn't last before the next one arrive,  but the time I experienced having no budget for few days and some of my co employees with smaller salary still has a budget, I started to make a budget myself to make my money last long...  Smiley
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October 28, 2016, 01:40:54 AM
 #819

I'm really poor at that. I can't get more than a week what I just earned Cheesy ! It generally goes to some gambling Tongue...

It takes time and practice to be good at managing money, even a experienced one has a problem managing money, it's a continuous process and learning... I too before when I receive my salary it didn't last before the next one arrive,  but the time I experienced having no budget for few days and some of my co employees with smaller salary still has a budget, I started to make a budget myself to make my money last long...  Smiley
You can start practicing with a little amount of your income and if you will succeed there is a good chance you will succeed for bigger amount..It takes a lot of discipline to do it and it is good if you start to learn when you are still a teenager so when you are working and having your own family it would be easy for you.
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October 28, 2016, 02:13:28 AM
 #820

I'm good as i can save some bucks to buy when i crave for food that i want. I can also save money for long term to buy a new gadget for myself. It's really hard to manage money because you have many things first to manage your money wisely.

to save money is very difficult, because we live the cost but if you are clever in managing money for sure you can save for the future,
I think the first step here should be setting a goal, something that you want to achieve in the next five years. Or maybe start with short term goals like one year. If you have a goal, then you must have a plan that you are willing to execute and follow in order for you to manage your finances properly. There will surely be setbacks here and there but those are all part of the journey.
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