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Author Topic: How good are you at managing your money  (Read 51321 times)
ElpadroBitcoin
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May 24, 2016, 03:31:42 PM
 #61

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?
I try to place limits on my self because if I do not do that then I would spend all my money in the first two weeks. But I try to use a limited amount of money per week.
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May 24, 2016, 06:03:44 PM
 #62

I am good when in terms of managing money , i do seperate my income as much as i can and i do buy only things that i will be needed .wisely spending ,saving and investing is a good pratice to do this.

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May 24, 2016, 07:27:07 PM
 #63

I mostly hold and suggest all to hold atleast your coins till halving. I am constantly just keeping my hard earned bitcoins from few months now to paper wallet and only willing to sell on 2x or ATH price after halving which i strongly believe bitcoin can achieve.

 
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May 24, 2016, 09:24:40 PM
 #64

I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
I'm pretty sure that's not how you properly manage your money. You don't try to escape your debts because, well, that's just wrong.

I'm quite confident at my money managing skills. I usually always plan ahead of my possible expenses. I always keep 20% extra just in case of unexpected expenses.
believe it or not that when you have a credit card you will be more frequent in shopping. You will be hard to control yourself not to shop because you have the convenience of shopping when you have a credit card. so it looks like a credit card will disturb you in saving money
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May 25, 2016, 02:38:12 AM
 #65

I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
I'm pretty sure that's not how you properly manage your money. You don't try to escape your debts because, well, that's just wrong.

I'm quite confident at my money managing skills. I usually always plan ahead of my possible expenses. I always keep 20% extra just in case of unexpected expenses.
believe it or not that when you have a credit card you will be more frequent in shopping. You will be hard to control yourself not to shop because you have the convenience of shopping when you have a credit card. so it looks like a credit card will disturb you in saving money

Credit card is a temptation for the people with no or less discipline in money management, if you find yourself easy tempted you should prevent your self in having a credit card. Just like the saying goes that if you cannot afford it in cash you cannot afford it.
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May 25, 2016, 02:49:19 AM
 #66

I am not so good on it, i can waste money on everything, a lot of different useless stuff and more, better to to give me money for free cause it will be spend on useless things. 

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May 25, 2016, 02:17:32 PM
 #67

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?
I try to place limits on my self because if I do not do that then I would spend all my money in the first two weeks. But I try to use a limited amount of money per week.
I am horrible at managing money, whenever I get money I be like I have money now so I can spend the way I want to. After to weeks I see that I do not have much money left and am forced to live somewhat poor.
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May 25, 2016, 07:09:30 PM
 #68

I was really bad at it at one point but now I have gotten really good at it, I rarely overspend, in time I have learned to control my urges, plan ahead on how much I am going to make this week and spend accordingly and my last gf use to tell me that I need to start saving for a rainy day (she was rare Sad) and I din't think of that at the time but now I do save a little, some in bitcoins and some in fiat. I still think I spend a little too much on gambling, which I need to control.

 

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May 26, 2016, 08:18:29 AM
 #69

pretty good buying only the necessary and when needed, and the first rule is to not igive the management of your money to your wife/girlfriend/etc..., they are a disaster in this
When you are managing money you need to do this yourself so that you can keep check of everything yourself. I am not that good at managing money and sometimes spend way more money then I should.
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May 28, 2016, 12:30:09 PM
 #70

im not good in managing my money but i will try it and stop buying useless things in bitcoin markets, i will improve my time for hard working and try all bitcoin business  Grin

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May 28, 2016, 01:00:19 PM
 #71

I am not okay to manage my money my self, thats why I was planning to invest all of my money with bitcoin and buy bitcoins save until it rise more price. Although mine friends they are doing since beginning of bitcoins.
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May 28, 2016, 03:55:15 PM
 #72

Well.. I'm not pretty good in managing my money. If I have money, I tend to spend it to buy stuff I want.
Now I try to save my money by have 2 bank accounts. One is for my regular use, and the other is for saving.
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May 28, 2016, 04:28:07 PM
 #73

I try to budget and save, but the money that I do manage to save doesn't last that much long.

Mostly because of three reasons:

-Stolen or scammed
-Used up on pointless sh*t
-I have to pay for food/school stuff

I try to calculate always my expenses but it doesn't really matter when there'll always be an inexplicable reason for me to lose it all.
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May 28, 2016, 04:32:55 PM
 #74

If money gain from my parents it's easy to lose them but money gain from my hand work is most valuable and I keep it for long time but I did accounting for my income
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May 28, 2016, 04:44:25 PM
 #75

I don't think I'm much into managing but I do the best of my managing by avoiding unwanted spending into the gambling. I believe this itself gives a good managing.




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May 28, 2016, 05:12:47 PM
 #76

I don't think I'm much into managing but I do the best of my managing by avoiding unwanted spending into the gambling. I believe this itself gives a good managing.
You are right, if we avoid the unnecessary spending of our money, then we will able to manage our funds very effectively as we can focus only on investing and growing money rather than protecting it from any risks.

But many people are going for gambling by saying with calculated risk. But I do see they are failing with their managements.
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May 28, 2016, 05:26:57 PM
 #77

If money gain from my parents it's easy to lose them but money gain from my hand work is most valuable and I keep it for long time but I did accounting for my income

Agree. Back in my student days, how do I spend my allowance is really monstrous. No money left always to my weekly allowance. I spend on things that really a mess.

Now that Im a matured one, having my own family, self discipline and proper way of managing my money really tooks me for what I now today. Managing money is really my specialty now, at least since I get a decent salary.

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May 29, 2016, 06:29:21 AM
 #78

If money gain from my parents it's easy to lose them but money gain from my hand work is most valuable and I keep it for long time but I did accounting for my income

Agree. Back in my student days, how do I spend my allowance is really monstrous. No money left always to my weekly allowance. I spend on things that really a mess.

Now that Im a matured one, having my own family, self discipline and proper way of managing my money really tooks me for what I now today. Managing money is really my specialty now, at least since I get a decent salary.
Good for you man, it is really important on how to manage your money properly as even if you have a lot of money but you are not managing it right you will still end up losing your money on things not necessary to you. You nee to fight temptation on buying your wants and keep discipline in following your budget so you can live without a problem due to shortage in mismanagement of money.
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May 29, 2016, 06:36:31 AM
 #79

I have an income of bitcoin, and I always convert most of my results into fiat and save for the future, I do not keep all in bitcoin, because anything can happen. so I do not want to risk. because I've been playing long enough and do not want to lose just.

 
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dotajhay
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May 29, 2016, 07:13:27 AM
 #80

If money gain from my parents it's easy to lose them but money gain from my hand work is most valuable and I keep it for long time but I did accounting for my income

Agree. Back in my student days, how do I spend my allowance is really monstrous. No money left always to my weekly allowance. I spend on things that really a mess.

Now that Im a matured one, having my own family, self discipline and proper way of managing my money really tooks me for what I now today. Managing money is really my specialty now, at least since I get a decent salary.
all things can be learned using your past experience and facing your problem within money , friends and family you can achieve what you want if you going to be hardworked and all problems can be done  Grin

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