Enigma pointed to strange looking soldering points, but:
- they surely use mostly the edge pins of the chip (because of quick QFN to FCBGA conversion), leaving most of the middle pins unused;
- Enigma used a photo of a board which was put through the oven without chips, not the one just prepared to place them;
- the photo was blurry and unfocused, so Enigma's conclusions are plain guesswork.
I have a comment for each of your 3 points.
1) This is simply wrong. When converting from QFN to FCBGA, the upper layer of metal on the silicon is changed to a miniature version of the BGA package. Proof of this is the photos of the wire bonding test die. The attachment points are (now) in an array, not along the edge. Note that the die can have typically more or sometimes less connections than the final BGA package. The BGA package is simply a very tiny multi-layer PCB that translates the chip balls/bumps to the package ball grid on the bottom.
2) True as far as I can tell.
3) Guesswork? Maybe. Maybe not.
I will add that putting vias in the middle of the BGA pads can be problematic. But I know of assembly houses that can effectively and properly deal with this. Another option is to get the blank boards with filled vias. (Not something that the PCBs in the photos have.) We recently had to do this on a project I'm working on.