[LIST] Free EU bank accounts that you can be opened directly online

[shield132]

A little bit off topic but hope I'll get answer here.
If I have account in one of those EU banks and have money in it + history of some transactions, will it help me to get visa in europe countries more easily? Or this even doesn't matters for it and they prioritize accounts (money) in local banks?

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[alani123]

A little bit off topic but hope I'll get answer here.
If I have account in one of those EU banks and have money in it + history of some transactions, will it help me to get visa in europe countries more easily? Or this even doesn't matters for it and they prioritize accounts (money) in local banks?

Would proving assets help your case? If yes, then the bank can easily issue a signed statement for you to do that. I can't comment on that further because it's highly dependent on wht conditions would apply to each case. F.e. which country you're from etc.

[LeGaulois]

Refugees come to Europe and get a visa in no time without bank history, without anything. So why not? Not only a visa, they get a free house, free money, free electricity, free bus, free food etc...
Everything is possible in Europe now, it's "open doors" (I am not really joking sadly...)


On a serious side, is there still any European country asking a bank history to permit to deliver a visa? I thought it was in the last century until the Europe creation

[cyvene]

I have created an account on LeuPay and verified it.
Just got my card few days ago. Till now everything works great. Let's see how the like transfers from exchanges.

Account ban incoming 3..2..1
Have you read their T&C?

What do you mean by this? I've transferred a lot to and from Bitstamp for the past couple of months and encountered no problem whatsoever. Haven't used it for other exchanges though so please share your experience.

There were some mentions in the past, that leupay blocked some accounts due to transfers from/to cryptocurrency exchanges.
According to them "this was against their policy" and thus a reason to terminate the accounts.
But i havent found any official claim in their TOS about cryptocurrencies.
Also many users been using leupay for a while without any problem, so i think you ll be fine.

I've only found one thread that had that sort of result : https://bitcointalk.org/index.php?topic=1810594.0 . It seems that even if they closed the account, they have a good will to return the fund. I'm still on the basic 30K monthly limit but just recently asked for an increase. Let's see if this may result in account closure since if they checked the history, it is blatantly obvious that most fund goes to Bitstamp.

My Leupay.eu account has just been banned a few days ago. My volume is about under 40K EUR for the past few months but all of the outgoing transaction destined to Bitstamp. Despite not mentioning it in the terms, I can say definitely that they're not bitcoin friendly. Luckily, I already transferred out when the hammer came so there's only about 2 EUR left on that account. The request for higher limit may have something to do with the ban and the support has not been answering since the ban came. Going to try Mistertango next.

[~Monk~]

EPayments - message that I got from them : " We also would like to inform you that we so not accept the transfer from cryptocurrency stocks due to our internal policy. If we receive your transfer we will credit it as an exception. But further payment will be declined and returned back to the sender. " - so it looks like they are useless now...

[babygun]

hey guys,can you help me? i will work with belgium company like a freelancer,and they want only IBAN belgium like "BE***-****..." for pay...im not a resident of belgium and cant open bank account in belgium,does someone know how can i get this IBAN? only belgium((

Belgium is very strict, so I don't think you will be able to do this.

Even though Belgium is quite strict, there are some online banks (with 100k€ bank account failure protection) where you can open an account to get an IBAN bank account starting with BE:
https://www.keytrade.be
or my personal favorite: https://www.medirectbank.be

[harlan86]

hey guys,can you help me? i will work with belgium company like a freelancer,and they want only IBAN belgium like "BE***-****..." for pay...im not a resident of belgium and cant open bank account in belgium,does someone know how can i get this IBAN? only belgium((

Belgium is very strict, so I don't think you will be able to do this.

Even though Belgium is quite strict, there are some online banks (with 100k€ bank account failure protection) where you can open an account to get an IBAN bank account starting with BE:
https://www.keytrade.be
or my personal favorite: https://www.medirectbank.be

is it medirectbank provide account opening for non BE residents? On the online form, it seems to me that you need to be BE resident to open account here.

[warningsigns]

is it medirectbank provide account opening for non BE residents? On the online form, it seems to me that you need to be BE resident to open account here.

You need to have a registered residence in Belgium or in the EU to open an IBAN account with banks in Belgium. They all comply with EU regulations so you can expect strict KYC procedures. Relaxing the procedures will open opportunities for money laundering and account misuse by fraudsters so yes, be prepared to be identified.

I doubt you can open an account online. If a bank allows it, it will only be activated after they sight your documents. There is no shortcut to an easy IBAN account. They all adhere to EU rules.

[cryptostrich]

Does anyone know something similar to Revolut but something which do not apply for a bank license or has one? I want privacy, I do not want to deal with banks.

[shield132]

Refugees come to Europe and get a visa in no time without bank history, without anything. So why not? Not only a visa, they get a free house, free money, free electricity, free bus, free food etc...
Everything is possible in Europe now, it's "open doors" (I am not really joking sadly...)


On a serious side, is there still any European country asking a bank history to permit to deliver a visa? I thought it was in the last century until the Europe creation

Of course man, for example United Kingdom. It's very hard to get here from non EU country (don't mean usa states or canada). Also depends on countries, some countries which has past of a lot of outgoing people from it, it's hard to get visa, you need to have a lot of money on bank (some K dollars) accounts and also 50% depends on how you talk to consul.
I know people who had 200K USD wager on local bank account (20K$ on it too) and wasn't able to get visa.

[LeGaulois]

Oh, thanks, I didn't know this, I supposed it was in the old time.I don't even know how it works in my own country lol (I am european) Some countries seem to welcome people without any checks

@warningsigns
I came across 1 or 2 banks allowing registration online. I don't remember their name because I gave up looking for it, but I think one of them is the one a member posted above.
As for an address, there is a method in Belgium to get one, but don't know if this is considered as legal

[jerry0]

Is it possible for a US citizen to open an Eu bank account online?

[Robin,Hood]

For UK residence
https://www.uaccount.uk/ 0, 5 or 10 monthly charge

also
https://www.cashplus.com/pricing/

and
https://www.weswap.com/en/fees-and-limits/

or
https://www.pockit.com/
200 pound limit if unverified, no proof of address needed just a photo with you holding your passport, cost 99 cent

[babygun]

is it medirectbank provide account opening for non BE residents? On the online form, it seems to me that you need to be BE resident to open account here.

You need to have a registered residence in Belgium or in the EU to open an IBAN account with banks in Belgium. They all comply with EU regulations so you can expect strict KYC procedures. Relaxing the procedures will open opportunities for money laundering and account misuse by fraudsters so yes, be prepared to be identified.

I doubt you can open an account online. If a bank allows it, it will only be activated after they sight your documents. There is no shortcut to an easy IBAN account. They all adhere to EU rules.

You are 100% correct. You can open an account online, but before it is activated you need to send over a copy of your ID card  and a proof of residence.

[Vanquish_PT]

Shared IBAN (they can't be used with exchanges)

- https://www.monese.com - (only GBP now) - It isn't free now.

Monese gives you a personal GB IBAN now, not shared. It's 5€ a month (and first month free)

They also have a free plan now.

Time to update the list.

[alani123]

Shared IBAN (they can't be used with exchanges)

- https://www.monese.com - (only GBP now) - It isn't free now.

Monese gives you a personal GB IBAN now, not shared. It's 5€ a month (and first month free)

They also have a free plan now.

Time to update the list.

Ah, that's good to know! This is actually a great service for those interested in commerce and remittance with the UK. Now that this bank has broken the entry barrier to free GBP accounts I hope that more will follow the example they're setting. I'm sure this move of opening a free plan will bring on many more new customers to them!

[freespirit]

Shared IBAN (they can't be used with exchanges)

- https://www.monese.com - (only GBP now) - It isn't free now.

Monese gives you a personal GB IBAN now, not shared. It's 5€ a month (and first month free)

They also have a free plan now.

Time to update the list.

Ah, that's good to know! This is actually a great service for those interested in commerce and remittance with the UK.

They provide both UK accounts and Euro/IBAN.

[deep_thought]

My Leupay.eu account has just been banned a few days ago. My volume is about under 40K EUR for the past few months but all of the outgoing transaction destined to Bitstamp. Despite not mentioning it in the terms, I can say definitely that they're not bitcoin friendly. Luckily, I already transferred out when the hammer came so there's only about 2 EUR left on that account. The request for higher limit may have something to do with the ban and the support has not been answering since the ban came. Going to try Mistertango next.

Thats too sad mate.
Closing your account without providing any explanation beforehand is really worrying.
Also, were you given the option to withdraw or they just confiscate the funds?
Please clarify, did they you asked to provide more documents to increase the limits and you didn't comply?

[DevilOper]

My personal experience with N26 is quite negative.

Despite of number of negative feedbacks decided to give them a chancem since I wanted to open a business acoount for legal european Ltd, not for any crypto stuff. Verdict: quite unprofessional and moreover, since they do not folow their promises/advertisments on their own site - should probably be considered as scam.

So then my question: could anyone suggest another bank for free business account within EU (SEPA) that could be opened purely online?

[skrill79]

Hi guys

Trying to make SEPA from Mistertango to Kraken. Dont know how to upload a scr shot here, but I get a field for "Recipient account", "ammount to send" (this one is obvious), and "reason for payment". And when I enter in "recipient address" Kraken's IBAN, I get 2 new fields - "recipient" (name,surname or company name), and "SWIFT code" (obviously for bic/swift code). And that's it, when I fill these, I have to press "send money". So I dont really enter all Kraken details, I dont specify anywehere that it's SEPA, just nothing, and before sending it warns me that minimal fee is 50 euro??? So where is that free SEPA transfer from Mistertango to Kraken? Thanks for any help, guys, will be really appreciated.

Regards

Sevdalin