[LIST] Free EU bank accounts that you can be opened directly online

[LeGaulois]

According to posts from some members it seemed to me that Leopay was not a crypto friendly payment account. I wonder if I confused with LeuPay. https://bitcointalk.org/index.php?topic=1810594.0;all
@Guglevois
While searching, I found this paragraph directly from their site. So I don't think it's a problem, you can still do some tests with not very large amounts, like $10 the first time, etc.

This is where LeuPay comes in. Unlike many traditional banks with an old-world view of finance, LeuPay is embracing the currencies of tomorrow by granting customers the option to freely transfer money to and from crypto currency trading platforms today.

With the ability to offer unique IBANs across multiple currencies as well as a quick and secure method of transfer, LeuPay allows its customers to interact with a host of digital currency trading platforms.

https://blog.leopay.eu/cryptocurrency-to-bank-account/


Edit: Notice the quote from Leopay is mentioning Leupay 

[poordeveloper]

Edit: Notice the quote from Leopay is mentioning Leupay  

They are the same company. Leupay was rebranded to Leopay: https://blog.leopay.eu/leupay-becomes-leopay/

I also recall seeing reports of people saying they weren't crypto-friendly, unsure of that's still true today.

[hashtag]

Edit: Notice the quote from Leopay is mentioning Leupay  

They are the same company. Leupay was rebranded to Leopay: https://blog.leopay.eu/leupay-becomes-leopay/

I also recall seeing reports of people saying they weren't crypto-friendly, unsure of that's still true today.

I also remember such thing.
Did anyone test them with transfer from crypto exchange?

[freenow]

revolut is closed a lot of accounts.
n26 the same.
bunq if is more than 5k the same

what choice now have with personal iban??

[LeGaulois]

@freenow

Not surprised with Revolut and N26, a little more with Bunq. Isn't it a European neobank? 5,000€ per 30 calendars days is the threshold in Europe at which banks (and similar) start to piss off users.
I would go for Wirex and Bitwala if you deal with cryptos, If not then most of the list is good to follow.

[freenow]

With personal iban which is best choice??

[LeGaulois]

Between Wirex and Bitwala? I never tested Wirex so can't comment but I would say they are both the same. What could decide you to use A or B would be the fees or limits. Everything else is similar between both.
From the whole list in OP, if I'm not dealing with cryptos I would go for Bunq, N26, Fidor since they are real banks with regulations and a real banking license.

[freenow]

Between Wirex and Bitwala? I never tested Wirex so can't comment but I would say they are both the same. What could decide you to use A or B would be the fees or limits. Everything else is similar between both.
From the whole list in OP, if I'm not dealing with cryptos I would go for Bunq, N26, Fidor since they are real banks with regulations and a real banking license.

bunq and n26 have blocked my account. revolut the same.
i need iban to can receive a payments.
any other choice please??

[LeGaulois]

Between Wirex and Bitwala? I never tested Wirex so can't comment but I would say they are both the same. What could decide you to use A or B would be the fees or limits. Everything else is similar between both.
From the whole list in OP, if I'm not dealing with cryptos I would go for Bunq, N26, Fidor since they are real banks with regulations and a real banking license.

bunq and n26 have blocked my account. revolut the same.
i need iban to can receive a payments.
any other choice please??

Got it, I re-read the old posts.
Are you receiving payment for something about cryptocurrency? Then I would go and sign up with Bitwala or Wirex as I said before. You will get a dedicated IBAN and a card. With bitwala, you also have a BTC wallet and you can receive your bitcoins and sell to bitwala directly.

[hgerson]

Between Wirex and Bitwala? I never tested Wirex so can't comment but I would say they are both the same. What could decide you to use A or B would be the fees or limits. Everything else is similar between both.
From the whole list in OP, if I'm not dealing with cryptos I would go for Bunq, N26, Fidor since they are real banks with regulations and a real banking license.

bunq and n26 have blocked my account. revolut the same.
i need iban to can receive a payments.
any other choice please??

Others will block you too. The same happened to me.

You need to change your habits if you want any of these to last.

Open as many as you can and spread, spread and spread!

[freenow]

Mistertango have stop their service to new acc I think.
With personal iban is any other choice??

[LTU_btc]

Mistertango have stop their service to new acc I think.
With personal iban is any other choice??

Why do you think so? I have checked their website and they still offering to open account on their bank. But I haven't tried to create account since I already have it since the old times.
If other online banks are blocking your accounts, probably you're doing something wrong...

[HostFat]

I've added https://bitwala.com (Germany)

[S4ndSt0rm]

I've added https://bitwala.com (Germany)

Nice to see you're still updating the list.

Did you try bitwala yourself?

[aleou12]

N26 closed my account without warning after almost a year using them. They provided no warning and they dont respond to chat (they close it immediately!). They said I can use my account normally for two weeks (after two weeks my account would be closed) to withdraw my funds but thats false. Debit card blocked and I cannot make any transfers. Mid 5 figures stuck there. They said to provide them with an IBAN to transfer my money to. I did and its been almost a week and no money..

They cannot give me a timeframe.

I used my account with coinbase ONLY. Its 100% crypto related and if you search the net you will find MANY cases like mine (https://twitter.com/n26/status/1131188669598064650
 https://twitter.com/N26Failure).

Stay away - you have been warned.

[LeGaulois]

N26 closed my account without warning after almost a year using them. They provided no warning and they dont respond to chat (they close it immediately!). They said I can use my account normally for two weeks (after two weeks my account would be closed) to withdraw my funds but thats false. Debit card blocked and I cannot make any transfers. Mid 5 figures stuck there. They said to provide them with an IBAN to transfer my money to. I did and its been almost a week and no money..

They cannot give me a timeframe.

I used my account with coinbase ONLY. Its 100% crypto related and if you search the net you will find MANY cases like mine (https://twitter.com/n26/status/1131188669598064650
 https://twitter.com/N26Failure).

Stay away - you have been warned.

N26 randomly closes accounts, once asked they point users to their TOS (which literally says they can close your account at any time at their own discretion). The European banks have to give customers a deadline to leave, which is your case. Right now it's normal that you haven't received anything. It can take up to a month to receive the remaining funds and in your case, you will get the funds after the 2 week period.

[aleou12]

N26 closed my account without warning after almost a year using them. They provided no warning and they dont respond to chat (they close it immediately!). They said I can use my account normally for two weeks (after two weeks my account would be closed) to withdraw my funds but thats false. Debit card blocked and I cannot make any transfers. Mid 5 figures stuck there. They said to provide them with an IBAN to transfer my money to. I did and its been almost a week and no money..

They cannot give me a timeframe.

I used my account with coinbase ONLY. Its 100% crypto related and if you search the net you will find MANY cases like mine (https://twitter.com/n26/status/1131188669598064650
 https://twitter.com/N26Failure).

Stay away - you have been warned.

N26 randomly closes accounts, once asked they point users to their TOS (which literally says they can close your account at any time at their own discretion). The European banks have to give customers a deadline to leave, which is your case. Right now it's normal that you haven't received anything. It can take up to a month to receive the remaining funds and in your case, you will get the funds after the 2 week period.

Are you sure I will get my funds back? I have read countless posts in twitter with guys that are waiting their money months after and N26 simply ignores them.. do you have any suggestion to speed things up?

[LeGaulois]

N26 closed my account without warning after almost a year using them. They provided no warning and they dont respond to chat (they close it immediately!). They said I can use my account normally for two weeks (after two weeks my account would be closed) to withdraw my funds but thats false. Debit card blocked and I cannot make any transfers. Mid 5 figures stuck there. They said to provide them with an IBAN to transfer my money to. I did and its been almost a week and no money..

They cannot give me a timeframe.

I used my account with coinbase ONLY. Its 100% crypto related and if you search the net you will find MANY cases like mine (https://twitter.com/n26/status/1131188669598064650
 https://twitter.com/N26Failure).

Stay away - you have been warned.

N26 randomly closes accounts, once asked they point users to their TOS (which literally says they can close your account at any time at their own discretion). The European banks have to give customers a deadline to leave, which is your case. Right now it's normal that you haven't received anything. It can take up to a month to receive the remaining funds and in your case, you will get the funds after the 2 week period.

Are you sure I will get my funds back? I have read countless posts in twitter with guys that are waiting their money months after and N26 simply ignores them.. do you have any suggestion to speed things up?

Perhaps because N26 asked them to provide evidence for where their money comes from before to release and they were unable to provide any. But legally it does not have the right to hold the funds indefinitely, especially in the circumstances where the customer account is closed. (different than suspended)
Currently, you don't really have any possibility to speed up your case. Only once the delay of at least 2 weeks (or even a month) then you will have to turn to a consumer agency or a bank mediator.

[aleou12]

Thanks... I wonder is there ANY bank that its crypto friendly in Europe?? I opened a Bitwala and a Fidor account but I read same reviews (although much much less) to N26..

I dont get it. I only use it with coinbase FFS

[Escatru78]

Bunq closed my account and asked to provide Iban to transfer my remaining funds there. Does anybody know how long to wait from them to be it done? Support not answering.