[ANN]BANKERA – Building the Bank for the Blockchain Era

[Capoboss]

Hii there what is the expected price of Bank coins....I am holding 50 of those so just curious of how much they worth

Its very difficult to say how much it will be worth.
It depends on various aspects like which exchange it will be listed on, how much the ico's have generated, what the price of btc is, how the markets are doing..

If I make a guess it will be 0.02eu

[Sacho Maggs]

Thanks all for your replies..

Allow me to assume that case:

What will happen if Bankera fails to get a banking license?

Will it mean ZERO for token all loose all my money? ie 0.01 Euro token will worth 0.00 Euro tokens?

What's their second "B" plan in such case?

This is not just a new crypto currency, it's a bank, and if a banking license fails, then will this cryptocurrency worth anything?

really I'm eager to learn about it to take the right decision either to invest in it or not..


Thanks..

Great question! How about escrow or something securing at least some of investors money, why do they need everything because without Bank license there's nothing and the tokens will be worthless.

[Sacho Maggs]

Let's say 99.99% they will get a bank licence..

The fact here is still 0.01% they won't get it..

As an investor, I've the right to know what will happen to my money in that case..

Will they provide a refund in such case even with excluding the profit they paid?

Or simply all our money will become a history and gone for ever?


I think it's fair to get an answer before investing in it..


Thanks..

We are partnered with licensed institutions in the EU. Our partner already has a payment institution license and is sure to obtain an E-money license during the ICO. In that 0.01% case, we would still provide and develop financial services with these licenses, just the scale of some services like loans would be smaller than that of a fully licensed bank. However, this is highly unlikely, as we would be developing a bank with an ICO or without it. The ICO determines our scale (capital wise) and greatly increases the speed of obtaining the license, however, getting a bank license would be possible even without an ICO.

You have no idea what you are talking about. Folks, I work in the consulting industry on regulatory licenses and firstly, API-license is something everyone can get very easily, less than a month's work. E-Money license is bit more complicated but even that is relatively easy 6-9 months. Bankera says in their WP that "we will convert the e-money licence to bank license". Well, it does not work that way sorry. These guys have simply not enough experience to get a bank license, read about Senior Manager's Regime and you all understand why. 

[Jeantheboy]

Bankera is a spin-off of SpectroCoin, which is a wallet and exchange.

Problems:

1. SpectroCoin has an opaque fee structure. Particularly, they are not transparent of their exchange fee. After using their exchange service, I calculated over 4%. Which matches the statements in this 2014 CoinDesk article
https://www.coindesk.com/spectrocoin-launches-bitcoin-cash-service-25-countries/
Such a fee is terribly exhilarating.
The card mechanism and charges are not clear either. You need to get in touch with their incompetent support to get some information.

2. Banking is science, notably nowadays when compliance and regulation adherence are filled with intricacies, and fees are numerous and sophisticated. Their support is simply unable to assist. Their agents are oftentimes off-topic, they are slow, their contents are poor. As soon as the matter gets complicated, they just don't know how to help. They are bored and unmotivated.

Since Bankera is directly related to or identifies with SpectroCoin, then these problems should raise some serious perplexities.

[Chefironside]

Thanks all for your replies..

Allow me to assume that case:

What will happen if Bankera fails to get a banking license?

Will it mean ZERO for token all loose all my money? ie 0.01 Euro token will worth 0.00 Euro tokens?

What's their second "B" plan in such case?

This is not just a new crypto currency, it's a bank, and if a banking license fails, then will this cryptocurrency worth anything?

really I'm eager to learn about it to take the right decision either to invest in it or not..


Thanks..

Great question! How about escrow or something securing at least some of investors money, why do they need everything because without Bank license there's nothing and the tokens will be worthless.

can someone answer from bankera ! that would be very interesting for many people to know.
Not everyone who invests is well acquainted with bank transactions

[Capoboss]

I know its a fact that becoming a licensed bank, it requires a lot of big work.
Because if you receive a banking license in one european state that license can be used in all of them.
Therefore it will be very difficult to aquire one, all those regulation makes it almost impossible.
Thats why we are in bitcoin and crypto at the first place, arent we?

[DrStein]

I wanted to invest just 150 euros to this ICO. According to their first week's net transaction profits I would have earned 6.5-7 euros as a holder of 15.000 BNK tokens.
This week I earned almost 30 euros just by trading my 150 euros in various cryptos (5 hours/day).

And I just want to ask the Bankera people how can the investors check your TRUE net transactions profits? They just have to trust your words, right?
Is there any platform or mechanism for the investors to verify your net transactions profits?

Thanks in advance.

We will issue quarterly reports so that investors can see how is the company doing.

So the investors would have to believe your quarterly reports to confirm that your profits are the ones that you decide to announce.
Seriously now, is this your only plan to confirm this really important information?
How do I know that you are not lying? You could have 10.000.000$ profit and you could announce that you had only 1.000.000$.
Also this means that you will share your profits every 4 months, right?

Any thoughts about this from the Bankera investors? Are you satisfied that your profits will depend on a quarterly report?

[Pab]

I wanted to invest just 150 euros to this ICO. According to their first week's net transaction profits I would have earned 6.5-7 euros as a holder of 15.000 BNK tokens.
This week I earned almost 30 euros just by trading my 150 euros in various cryptos (5 hours/day).

And I just want to ask the Bankera people how can the investors check your TRUE net transactions profits? They just have to trust your words, right?
Is there any platform or mechanism for the investors to verify your net transactions profits?

Thanks in advance.

We will issue quarterly reports so that investors can see how is the company doing.

So the investors would have to believe your quarterly reports to confirm that your profits are the ones that you decide to announce.
Seriously now, is this your only plan to confirm this really important information?
How do I know that you are not lying? You could have 10.000.000$ profit and you could announce that you had only 1.000.000$.
Also this means that you will share your profits every 4 months, right?

Any thoughts about this from the Bankera investors? Are you satisfied that your profits will depend on a quarterly report?

All stock companys are doing that any other ico is not doing that.You dont have to invest

[Waiwaa]

good project i am in but when the token will be relased from spectrocoin to my ethw please

[Retired]

The tokens will be available to withdraw to your address at the end of the ICO process.

[Pab]

good project i am in but when the token will be relased from spectrocoin to my ethw please

If you gonna to keep you tokens at spectrocoin you will receive weekly net revenue sharing

[Wekkel]

Any thoughts about this from the Bankera investors?

Dude, this is crypto Wild West. It is all a gamble. If we wanted guarantees, we would be chasing government bonds.

[CryptoGreenT]

Well, this is a great project, Cryptobank I love to see how fast this market is evolving! I hope that soon the people leave the old monetary system and enter the new era of money controlled by the people and not by few individuals, even if this won't come without pain!

[catsmile]

How to buy BNK ICO ?

[Bonanzacoin]

Deposit on spectrocoin... exchange for bankera tokens..

[ostsee77]

Hello,

Today the 2,200,000,000th Bankera token was bought. This means, that soon only less than 10% of Bankera pre-ICO tokens will be left for sale. This happened following the first net transactional revenue share pay out to Bankera token holders on Tuesday, as Bankera has decided to payout whole 100% of net transactional revenue to Bankera holders, the annualized rate of return was 22.51%.

 

Nearly 10,000 people have already contributed to Bankera's pre-ICO. Do not miss a chance to participate in the pre-ICO as it is expected to end soon. Get your Banker at SpectroCoin.

[hoop]

Hello,

Today the 2,200,000,000th Bankera token was bought. This means, that soon only less than 10% of Bankera pre-ICO tokens will be left for sale. This happened following the first net transactional revenue share pay out to Bankera token holders on Tuesday, as Bankera has decided to payout whole 100% of net transactional revenue to Bankera holders, the annualized rate of return was 22.51%.

 

Nearly 10,000 people have already contributed to Bankera's pre-ICO. Do not miss a chance to participate in the pre-ICO as it is expected to end soon. Get your Banker at SpectroCoin.

I have been bought some BNK today, I wondering what is end date of BNK pre-ICO?

[crypto_warrior]

Solid project. I invested a little bit in it.

[Retired]

I have been bought some BNK today, I wondering what is end date of BNK pre-ICO?

Until all Pre-ICO Tokens have been sold or September 28th.

Since already over 88% of the tokens have been sold, the Pre-ICO will end when the tokens are sold out.

[hoop]

I have been bought some BNK today, I wondering what is end date of BNK pre-ICO?

Until all Pre-ICO Tokens have been sold or September 28th.

Since already over 88% of the tokens have been sold, the Pre-ICO will end when the tokens are sold out.

Thanks. I already bought more than 10 K BNK now. seems this project will gain huge success and ICO will end soon not pre-ico only.