[ANN]BANKERA – Building the Bank for the Blockchain Era

[Bankera]

Hello,

You can check our first Q&A if you haven't yet: https://blog.bankera.com/2017/10/21/bankeras-qa/#more-372, and you can also visit our Facebook page to leave questions for our 2nd Q&A.

[memberx]

This is slowly becoming a very popular solid project.

Do you think so? I actually did not hear from it again since Pre-Sale. Just maybe saw some advertisement but not much more to be honest.

[Mertalot]

Is it only me who wonders why the official account here has negative trust score?

[BlockGemini]

What are the funds from this Pre-ICO being deployed into?

[memberx]

Is it only me who wonders why the official account here has negative trust score?

just saw this now, wondering why they use this account to trade anything. Can you see any comments re these negative recommendations?

[BTCMILLIONAIRE]

Is it only me who wonders why the official account here has negative trust score?

Nope. I decided to stay clear of this based on the accusations. Banks and blockchain don't really mix well either.

[bitofc]

From Bankera official announcement channel in Telegram.

The day has finally come!  We are happy to announce that our long-awaited ICO will be held on the 27th of November at SpectroCoin. More information you can find in our blog post: https://blog.bankera.com/2017/10/21/ico-date-announcement/

https://blog.bankera.com/2017/10/21/ico-date-announcement/

[neonomad]

From Bankera official announcement channel in Telegram.

The day has finally come!  We are happy to announce that our long-awaited ICO will be held on the 27th of November at SpectroCoin. More information you can find in our blog post: https://blog.bankera.com/2017/10/21/ico-date-announcement/

https://blog.bankera.com/2017/10/21/ico-date-announcement/

Excellent news!

I got in on the pre-ico, and looking forward to seeing how well the ico does.

I'm holding Bankera for the long term, and am confident that I'll be very happy in a couple of years.

 

[alexej96]

Some thought on the ROI for this ICO. I participated in the pre-ico so it's a little different story but for those thinking of participating, it might not be very profitable.

Since ICO is until end of Feb and they have heavy marketing, it's almost certain it will reach the hard cap.

Total Funds Raised = Pre-ico + ICO = 2,500,000,000*0.01 + 1,000,000,000(0.017+0.018+0.019+0.02+0.021+0.022+0.023) + 500,000,000*0.024 = 155,000,000 EUR = 182,674,475 USD (today's rate)

Assuming my calculation is correct, it means right after the ICO, 1 BNK = 182,674,475 USD/(2,500,000,000 BNK + 7,500,000,000 BNK) = 0.01827 USD or 0.02 EUR, so people investing after 0.02 EUR, so from 4,000,000,000+ BNK during the ICO is losing from the start.

Then, now to think about market cap, it is certainly not easy to reach 182,674,475 USD in market cap, since it will land BNK to about 30th in cmc. Although in the long term I think it is attainable, and even if after Banker immediately reach this valuation, the profit is not great.

When say BNK reach 400,000,000 USD in market cap, basically doubled, 1 BNK = 400,000,000 USD/10,000,000,000 BNK = 0.04 USD
This means even the early investors who bough BNK at 0.017EUR = 0.02USD would only have doubled but those at 0.023EUR = 0.03USD would have 33.3% gain.
If you participate late, not amazing at all.

So I guess my point is either you invest early or you don't invest at all and look for other ICOs to invest.

[CryptoNeed]

Some thought on the ROI for this ICO. I participated in the pre-ico so it's a little different story but for those thinking of participating, it might not be very profitable.

Since ICO is until end of Feb and they have heavy marketing, it's almost certain it will reach the hard cap.

Total Funds Raised = Pre-ico + ICO = 2,500,000,000*0.01 + 1,000,000,000(0.017+0.018+0.019+0.02+0.021+0.022+0.023) + 500,000,000*0.024 = 155,000,000 EUR = 182,674,475 USD (today's rate)

Assuming my calculation is correct, it means right after the ICO, 1 BNK = 182,674,475 USD/(2,500,000,000 BNK + 7,500,000,000 BNK) = 0.01827 USD or 0.02 EUR, so people investing after 0.02 EUR, so from 4,000,000,000+ BNK during the ICO is losing from the start.

Then, now to think about market cap, it is certainly not easy to reach 182,674,475 USD in market cap, since it will land BNK to about 30th in cmc. Although in the long term I think it is attainable, and even if after Banker immediately reach this valuation, the profit is not great.

When say BNK reach 400,000,000 USD in market cap, basically doubled, 1 BNK = 400,000,000 USD/10,000,000,000 BNK = 0.04 USD
This means even the early investors who bough BNK at 0.017EUR = 0.02USD would only have doubled but those at 0.023EUR = 0.03USD would have 33.3% gain.
If you participate late, not amazing at all.

So I guess my point is either you invest early or you don't invest at all and look for other ICOs to invest.

There are hardly projects out there where the price continues to raise right after the ICO. In fact, almost all projects are basically pump & dump after the ICO.
I think you should only participate if you are willing to hold some years. Lets see what 2022+ brings.

[Josefma]

bankera scam projects 25 milon raised at pre-ico after that everything would be changed white paper ico date to next year end February no mobile wallet

[Wekkel]

Some thought on the ROI for this ICO.

[...]

So I guess my point is either you invest early or you don't invest at all and look for other ICOs to invest.

I think you should not compare against CMC but the expected revenue on this token. My thoughts on this are reflected in this piece: https://steemit.com/bankera/@wekkel/the-bankera-outlook

[alexej96]

Some thought on the ROI for this ICO.

[...]

So I guess my point is either you invest early or you don't invest at all and look for other ICOs to invest.

I think you should not compare against CMC but the expected revenue on this token. My thoughts on this are reflected in this piece: https://steemit.com/bankera/@wekkel/the-bankera-outlook

I think you did a great job summarising the potential revenue returns but I have to disagree with the point that dividends paid makes a good investment after the ICO. Since the total supply will increase four times (pre-ico was 10%, ICO is 30%) and it's obvious for at least one or two years the Bankera's net transaction revenue will not show the same growth so the 20% that was being paid out will be nothing close to the 3% we see now. 4 times more BNK to share that 20% basically. But let's be extremely optimistic and say we take about 3% ROR after the ICO too, but if the market cap as I calculated does not perform, the ROR will very quick turn negative making late investors having very little financial incentive to invest. So from investor's pov if the market cap does not hold, the dividends are negligible and will face a loss. So I guess for the late investors this is not a good investment. I'm making this point because if people invest late, they will be facing a great risk and loss from the beginning and by them not investing it is very beneficial for the early investors like us.. win-win I guess. I would like to hear what you guys have to say about this..

[Pab]

By my opinion invest for net revenue profit sharing is wrong,better to look bnk like a asset,and keep,trade for long term run.After obtaining licanse Bankera will develop his own unique financial products,in short term Bankera will have his own multiblockchain cards independent from third party provider,but is Bankera/Spectro want to aquire merchant and gain more individuals than exchange fee lowering will be recommended as for now it is to high

So for long term better look value factor token price more just only profit token price will follow value

[aleksus]

Hello, where can I find official info about upcoming Bankera ICO ? it was supposed to happen in the mid of October, was is delayed ?

[CryptoNeed]

Hello, where can I find official info about upcoming Bankera ICO ? it was supposed to happen in the mid of October, was is delayed ?

You have never been to there website, he?

https://blog.bankera.com/2017/10/21/ico-date-announcement/

[aleksus]

yeap, now I see they updated their website recently, should been checking it before writing a post. I invested in PRE-ICO and initially ICO was planned for October, now it's end of November.

[lamar757]

I am Bankera's investor, it will be the best bank and my favorite, November 27 will be the ICO, that long wait, but it's worth it

[Bigbobbasher]

Definitely Invested in this project preico!! Cant wait until this coin takes off and we begin to hear more on roadmap from team!!

[Pab]

You can look Bankera twitter,even Japanise are interested in Bankera ico