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Author Topic: [ANN]  (Read 49276 times)
paycent (OP)
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November 16, 2017, 07:57:53 PM
 #761

Hello. I'm wondering if your debit cards will have an overdraft option.

None at the moment. But you may use the microloan feature.
And what interest rate will apply to the principal amount of this microloan?

It will be unique to every market but affordable. Lower median will be at 18% per annum & upper ceiling is at 44%. A lot of factors will play a role in defining this & this will be unique to a user’s profiling based on our internal data analysis as well.
paycent (OP)
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November 16, 2017, 07:58:34 PM
 #762

With which stock exchanges have you already managed to reach an agreement?

We cannot disclose them as of the moment. We will disclose them when contracts are finalized.
Well, at least tell us about what volumes of liquidity are you talking about? Or is it also private information?

Private information
dayasinfo
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November 17, 2017, 05:47:57 AM
 #763

Good afternoon. In which countries have you already obtained all the necessary licenses?
spacegt
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November 17, 2017, 05:53:02 AM
 #764

Hello. What are the closest blockchain conferences where I can meet members of your team?
blackbitum
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November 17, 2017, 05:53:30 AM
 #765

How many people are already using your app at the moment?
nicolasbit
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November 17, 2017, 07:39:04 AM
 #766

Can a virtual card be issued exclusively in a mobile app?

deort
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November 17, 2017, 07:40:12 AM
 #767

Good afternoon. Are you going to create and develop a web version of your portal?
rocketbit48
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November 17, 2017, 07:42:04 AM
 #768

Tell me please, when will your tokens appear on crypto currency exchangers?
energycrypt
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November 17, 2017, 09:46:18 AM
 #769

Hello. Is there a limit on the maximum number of tokens purchased at once?
spacegt
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November 17, 2017, 10:41:12 AM
 #770

Is there a charge on automatic conversion of crypto currency to fiat money?

There is a minimal fee of 1.5%. Keeping the fees low will be Paycent's priority as we are looking to add more users to the ecosystem rather than earning more profit. To know more about it, kindly read the whitepaper: https://paycent.com/wp-content/uploads/2017/09/PYN-Whitepaper.pdf?v=7.6
Does the size of the sum that I would like to exchange affect the size of the commission?

It is a percentage so the size of the amount is not relevant.
No, I meant that the minimum commission is 1.5%. And what is the maximum?
Forspareparts
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November 17, 2017, 10:46:42 AM
 #771

Good afternoon. Let's say I'm changing Bitcoins to Euro. In what currency will I be charged?


It will be a multi-currency wallet so you can convert your crypto to which currency you opted.
Are they converted directly or first converted to tokens of your platform, and only then to the fiat currency?
thelastofas
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November 17, 2017, 11:52:10 AM
 #772

Will users be able to destroy any part of their tokens? Sell them far below the market price, for example?

Liquidity is always going to be limited as tokens will get burnt every time any paycent user buys or sells crypto using paycent.
Why are you going to sell the tokens below the market price?
I'm not talking about myself; I'm just trying to consider all possible variations of events. After all, won’t there be a minimum selling price set by the platform?
paycent (OP)
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November 17, 2017, 03:18:10 PM
 #773

Good afternoon. In which countries have you already obtained all the necessary licenses?


Mostly from Asia at the moment, Singapore, Philippines, UAE but finalizing Indonesia and others.
paycent (OP)
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November 17, 2017, 03:21:50 PM
 #774

Hello. What are the closest blockchain conferences where I can meet members of your team?


We have been a speaker at the recently concluded 2nd Annual Blockchain Conference in Hong Kong. We have attended the StartEngine ICO 2.0 Summit in Santa Monica, California. Both conferences were held last week. You can visit our Singapore office to meet the team, no prior appointment needed.
paycent (OP)
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November 17, 2017, 03:22:47 PM
 #775

How many people are already using your app at the moment?

Based on Play Store we have over 10,000 downloads.
paycent (OP)
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November 17, 2017, 03:24:35 PM
 #776

Can a virtual card be issued exclusively in a mobile app?


You can order the Paycent Virtual card through the application, yes.
paycent (OP)
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November 17, 2017, 03:25:37 PM
 #777

Good afternoon. Are you going to create and develop a web version of your portal?


Which portal? The Paycent Fiat application has a web version but it is yet to be launched.
paycent (OP)
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November 17, 2017, 03:26:26 PM
 #778

Tell me please, when will your tokens appear on crypto currency exchangers?

Hopefully starting December. We have already developed the abstraction layer and integration to exchanges this November.
paycent (OP)
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November 17, 2017, 03:27:24 PM
 #779

Hello. Is there a limit on the maximum number of tokens purchased at once?

None, the many the better.
paycent (OP)
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November 17, 2017, 03:29:33 PM
 #780

Is there a charge on automatic conversion of crypto currency to fiat money?

There is a minimal fee of 1.5%. Keeping the fees low will be Paycent's priority as we are looking to add more users to the ecosystem rather than earning more profit. To know more about it, kindly read the whitepaper: https://paycent.com/wp-content/uploads/2017/09/PYN-Whitepaper.pdf?v=7.6
Does the size of the sum that I would like to exchange affect the size of the commission?

It is a percentage so the size of the amount is not relevant.
No, I meant that the minimum commission is 1.5%. And what is the maximum?

That is yet to be disclosed. Please watch out for that information soon.
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