Investing all my savings!

[strocifer]

Diversification is the basis in finance, when you want to invest your money.
You shouldn't put all your eggs in one basket. The crypto you want to buy are pretty much correlated as you can see on the following matrix

https://www.sifrdata.com/cryptocurrency-correlation-matrix/

I assume your goal is to make a decent profit in short-time trying a kind of all-in investment. It might work once, but I strongly advise you to diversify your investments! Find out some other sectors you can invest in: stocks, currencies, shares of real-estate programs... These are less correlated, and your portfolio will be less affected if one of your investment lines goes wrong...

[yvesp110]

That's a good choice to invest and I totally agree with your decision and the percentage of your investment with your money. Just make sure Bitcoin will always have the greatest percentage because Bitcoin is the most volatile and is always fluctuating out of all the coins you've mentioned.

I agree with you that the investment rate is reasonable. But I find investing all the amount you have into crypto is risky. In general business and crypto business in particular, there is always risk. And that's reason for why you should not invest all your money.

There is no risk in investing all the saving and bitcoin is name of trust and those who did that at best are now the best profiteers and risk is everywhere so face the fear you will be blessed a lot and more of it I am investing my all monthly saving into bitcoin because I know this fact that bitcoin has potential that it will give a lot when I am in need and that’s true invest for secure future of you and your loved ones.

[Jack353]

Well, it seams you chose good currencies to invest in, but there is one HUGE problem with your decision... DO NOT INVEST YOUR ENTIRE SAVINGS. Everywhere you look you will see people telling you not to invest all of your money. Thus the saying DO NOT INVEST MORE TAN YOU CAN AFFORD TO LOSE.

Anyway, good luck and I truly hope this works out for you, after all you chose great currencies which I am personally invested in. 

[metribitcoin]

That portfolio is good idea but my opinion to invest all saving is risky because we dont know what happen with crypto in the future. Maksimum 80% of all saving is better, then other 20% in fiat, because we need fiat currency for daily needed.

[FUD Expert]

I could not say anything or add anything else more. Those coins are really good for long-term holding. Just keep monitoring them because anything still could happen on those years.

[rhamzter]

I would never invest all of my savings, you never know when you will need them. Atm I have around 30% of my money in crypto.

Yes it is not advisable and not a good idea to invest all your money even if you know that you are putting all your money in a good invesment. You have to set aside for emergency funds just incase you will need it.

Agree, it is the right step to set aside a little of your emergency fund and this will be good for you

Even bitcoin value is increasing trends of crypto currency industry, I think it was not enough reasons if they deposit our all savings into bitcoin. Practically we never know if bitcoin value were gonna be increasing for long run of time or it will turns to bankruptcy. Otherwise maybe 20% of your savings put it into bitcoin.
Who knows maybe after a week or a month or else a year bitcoin will become more successful that cause of price increasing again.

[GreatArkansas]

Hello guys! I am planning on investing all my savings (12500$) in cryptocurrency, so I would really like to hear your opinion. My current plan is to split it in to 3 :
-50% bitcoin.
-25% ethereum.
-25% litecoin.

I am investing the money at the next dip.
Please post your opinion guys.

Edit: I should mention that this is for a longtherm hold, about 5-10 years

Sorry for my bad english, but I am better reading it than writing it.. :p

Good choice. It's better, after you buying those coins, keep it in your personal wallet, like ledger wallet (much safer). Don't keep your coins in the exchangers. You have a good choices of coins, and yes you should buy it at the next dip. Good luck mate 

[Nasty23]

I would never invest all of my savings, you never know when you will need them. Atm I have around 30% of my money in crypto.

Yes it is not advisable and not a good idea to invest all your money even if you know that you are putting all your money in a good invesment. You have to set aside for emergency funds just incase you will need it.

Agree, it is the right step to set aside a little of your emergency fund and this will be good for you

Even bitcoin value is increasing trends of crypto currency industry, I think it was not enough reasons if they deposit our all savings into bitcoin. Practically we never know if bitcoin value were gonna be increasing for long run of time or it will turns to bankruptcy. Otherwise maybe 20% of your savings put it into bitcoin.
Who knows maybe after a week or a month or else a year bitcoin will become more successful that cause of price increasing again.

Yes the price and the profit in bitcoin are unpredictable sometimes it can cause profits or losses that we've been never expected that's why we should not invest our all savings in order to be prepare from this losses.

[dsaijz03]

I disagree that you put all of your savings to cryptocurrency because indeed the price here are very volatile it might change immediately. We are giving our opinions here but the final decisions is yours, if you that's what you really want then go ahead, just monitor the price always so you will have idea what is happening to your money.

[hersey27]

It is a good decision to make bigger investment for btc than other currency ..but
Remember to be careful with your move... .
Its is really good to invest money for a long term for a bigger return . but still you should think about it again for you to be sure with your decision

[JayJuanGee]

It is a good decision to make bigger investment for btc than other currency ..but
Remember to be careful with your move... .
Its is really good to invest money for a long term for a bigger return . but still you should think about it again for you to be sure with your decision

Yes.  Seems like OP is wanting to suggest longer term investment, and surely OP could get into trouble with allocations towards any cryptos besides Bitcoin when going down the long-term thinking path.

In other words, alts likely need more monitoring than bitcoin in terms of long term investing.. and perhaps, it would be better to tweak a bit more in favor of bitcoin, instead of giving so much weight to alts (the chosen ones of ETH and LTC in the OP scenario).

So maybe 80% BTC and 10% on each of the alts would be a bit safer long term appropriation (which longer term could mean, set it and forget it). 

[bubble pop]

Hello guys! I am planning on investing all my savings (12500$) in cryptocurrency, so I would really like to hear your opinion. My current plan is to split it in to 3 :
-50% bitcoin.
-25% ethereum.
-25% litecoin.

I am investing the money at the next dip.
Please post your opinion guys.

Edit: I should mention that this is for a longtherm hold, about 5-10 years

Sorry for my bad english, but I am better reading it than writing it.. :p

That is a great thing though and a lot of money plus a lot of risk for you especially to altcoins. I'm gonna say that lower your percentage to those altcoins like ethereum and litcoins as you mentioned. I'm not saying that it is not a successful coin but I'm just saying that it will be a lot more riskier than investing on bitcoins because we all know what bitcoins cam do and where bitcoins now. So you go 70-80% to bitcoins because it will guarantee you a big investment and ethereum go for just 10-20% and litecoins, just 5-10% for me because I have a lot of trust issues. If I were you and I will invest for a long term my divisions are gonna be 70% btc 20% eth 10% ltc

[dietmarfritz59]

Yes, I would not invest everything. Diversify your portfolio and definitely invest some into Cryptocurrency, but hold some in case everything crashes one day.

[Talenter]

I read here exclusively rational, quite reasonable statements: "do not invest everything!"

I was unreasonable a long time ago and have invested all I had in BTC and never regret it.

Bitcoin is much more than speculation to me. It's the beginning of an new world order. And I was there!

[Wonder_woman]

Hello guys! I am planning on investing all my savings (12500$) in cryptocurrency, so I would really like to hear your opinion. My current plan is to split it in to 3 :
-50% bitcoin.
-25% ethereum.
-25% litecoin.

I am investing the money at the next dip.
Please post your opinion guys.

Edit: I should mention that this is for a longtherm hold, about 5-10 years

Sorry for my bad english, but I am better reading it than writing it.. :p

You what? If you have enough money left just to make survive with you with in 5-10 years that's okey buddy but if you have no left money and invest all of your savings their is big possibilities that what you invest is what you reap with 2 years.

[djgtr]

Hello guys! I am planning on investing all my savings (12500$) in cryptocurrency, so I would really like to hear your opinion. My current plan is to split it in to 3 :
-50% bitcoin.
-25% ethereum.
-25% litecoin.

I am investing the money at the next dip.
Please post your opinion guys.

Edit: I should mention that this is for a longtherm hold, about 5-10 years

Sorry for my bad english, but I am better reading it than writing it.. :p

You what? If you have enough money left just to make survive with you with in 5-10 years that's okey buddy but if you have no left money and invest all of your savings their is big possibilities that what you invest is what you reap with 2 years.

well investing all your savings is really risky specially on cryptocurrency.i believe on spending only  the half of your savings  is secure than spending it all through investment .i think we must not keep searching for profit maybe we  must learn first different things on investing and the rest and all profits may follow.

[wayaneka]

That portfolio is good idea because all those coin strong in fundamental but by make investing all savings in to cryptocurrency I think that not good idea, because volatilty of crypto to high and we dont know excatly what will happen with crypto in the future. Will be great idea if make investment by maksimum 80% of all savings to crypto.

[eann014]

Hello guys! I am planning on investing all my savings (12500$) in cryptocurrency, so I would really like to hear your opinion. My current plan is to split it in to 3 :
-50% bitcoin.
-25% ethereum.
-25% litecoin.

I am investing the money at the next dip.
Please post your opinion guys.

Edit: I should mention that this is for a longtherm hold, about 5-10 years

Sorry for my bad english, but I am better reading it than writing it.. :p

Good plan for the future, advise you to make Ethereum %35, Litecoin %15.

Did you catch the dip for Bitcoin at $5500? If you were, you're so lucky cause the price will be never dropped to that price again 

If the price will never drop again then good. But I think it will drop on the next hard fork this mid of November. Maybe small investor will get that oppurtunity to buy some bitcoin for a small amount for them to gain profit when bitcoin price will increase again. In my opinion, hold your bitcoin until next year.

[bamb]

Invest all my saving years ago in bitcoin. I have never look back. As you can see. You can take an intelligent guess for those who own bitcoin as to what they worth now! Bitcoin has performed beyond and above my expectation. Still buying and holding as well.

[sheilasekarbumi]

Invest all my saving years ago in bitcoin. I have never look back. As you can see. You can take an intelligent guess for those who own bitcoin as to what they worth now! Bitcoin has performed beyond and above my expectation. Still buying and holding as well.

But at that moment, people are too scared with Bitcoins. At that moment, Bitcoin was used for crinimals, they use it for transaction from each others. So it's hard to accepted . But now people are slowly accepting it.