[ANN][PREICO] 🚀 🅱onum - Global backed loans and deposits on blockchain 🚀

[LightFork]

I like this project. Is there a bounty for newbies that I can join? Social media maybe?

If you have many subscribers on Twitter or Facebook, then participate. In these campaigns, nobody looks at the status and rank on the forum.

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[Holopopstyir]

Hello, could you give me full explanation about the loans and how you prevent people who cant payback for it? Does this include things about identity? Loans are a great idea, I like this approach. In what currencies will loans be provided to participants and which list of countries will be supported?

Hi. This is backed loans, so borrower need pledge crypto in exchange of fiat or over crypto. If borrower can`t payback, so we realise some part of pledged crypto and the rest will back to borrower.

The sale is automatic on the exchange? On what exchange you are targeting in prices?

[LuckyNicky]

We will annonce some great news in couple days!

stay on tune and join our telegram for to be first!

https://t.me/Bonumchain

I joined our group. I think it will be easier to get the latest information and news about the project.

Was there an announcement already? On hat topic? I do not have time to look in the thread.

[KateMoss]

Is there any news about the signature campaign?

Do you want to take part in the most profitable part of the bounty campaign or how an investor is interested in the correctness of marketing the project?

For the time being, I'm only interested as a bounty hunter. If there are other possibilities, then I'll think about them.

[CanvinGale]

Hello, could you give me full explanation about the loans and how you prevent people who cant payback for it? Does this include things about identity? Loans are a great idea, I like this approach. In what currencies will loans be provided to participants and which list of countries will be supported?

Hi. This is backed loans, so borrower need pledge crypto in exchange of fiat or over crypto. If borrower can`t payback, so we realise some part of pledged crypto and the rest will back to borrower.

The sale is automatic on the exchange? On what exchange you are targeting in prices?

Certainly automatic. If everything is done manually, the price may fall below the collateral value

[AleXcreig]

Is there any news about the signature campaign?

Do you want to take part in the most profitable part of the bounty campaign or how an investor is interested in the correctness of marketing the project?

For the time being, I'm only interested as a bounty hunter. If there are other possibilities, then I'll think about them.

Yes, if you invest a small amount, the safest thing is to first take part in the bounty campaign and watch it. Then it becomes clear whether to participate.

[MikePerry]

Q1 2018
Launch of the beta version of the platform, issuing the first loan, conducting Pre-ICO

Developers have already decided when they will release the beta version?

[Pay4youractivity]

Recently, the crypto currency market has lost 350 billion dollars of capitalization. If the platform were already operating now, how would it survive such severe disasters? I would like to know the opinion of the developers.

[LightFork]

Recently, the crypto currency market has lost 350 billion dollars of capitalization. If the platform were already operating now, how would it survive such severe disasters? I would like to know the opinion of the developers.

I'm not a developer, but I will express my opinion. If the issuance of loans was unbalanced, then this could lead to a complete collapse. But with a proper balancing of the loan portfolio, the external impacts of the market are practically not perceptible.

[SixFigures]

Recently, the crypto currency market has lost 350 billion dollars of capitalization. If the platform were already operating now, how would it survive such severe disasters? I would like to know the opinion of the developers.

I'm not a developer, but I will express my opinion. If the issuance of loans was unbalanced, then this could lead to a complete collapse. But with a proper balancing of the loan portfolio, the external impacts of the market are practically not perceptible.

If those loans are backed by cryptocurrency collateral, every platform will have a hard time to survive severe crashes. The problem is that you need to take a very high collateral, which in turn makes your product unattractive. If you don't take a high enough collateral, you might end up with empty hands and be forced to close operations. I am excited to see a platform getting it right.

[Whitethoughts]

If those loans are backed by cryptocurrency collateral, every platform will have a hard time to survive severe crashes. The problem is that you need to take a very high collateral, which in turn makes your product unattractive. If you don't take a high enough collateral, you might end up with empty hands and be forced to close operations. I am excited to see a platform getting it right.

And if we just sell the collateral when the price approaches the critical indicators?

[Holopopstyir]

If those loans are backed by cryptocurrency collateral, every platform will have a hard time to survive severe crashes. The problem is that you need to take a very high collateral, which in turn makes your product unattractive. If you don't take a high enough collateral, you might end up with empty hands and be forced to close operations. I am excited to see a platform getting it right.

And if we just sell the collateral when the price approaches the critical indicators?

This is not always possible since sometimes the price changes very sharply. Especially it concerns large sums - how fast can you sell it?

[KateMoss]

Recently, the crypto currency market has lost 350 billion dollars of capitalization. If the platform were already operating now, how would it survive such severe disasters? I would like to know the opinion of the developers.

In theory, if all assets are distributed in different directions in debt, then the price changes on them do not affect the platform in any way.

[LuckyNicky]

And if we just sell the collateral when the price approaches the critical indicators?

This is not always possible since sometimes the price changes very sharply. Especially it concerns large sums - how fast can you sell it?

I do not think it's easy to sell an asset for several million dollars in a falling market without a significant loss in price.

[AleXcreig]

If those loans are backed by cryptocurrency collateral, every platform will have a hard time to survive severe crashes. The problem is that you need to take a very high collateral, which in turn makes your product unattractive. If you don't take a high enough collateral, you might end up with empty hands and be forced to close operations. I am excited to see a platform getting it right.

What level of collateral do you consider to be high? Usually the price of an asset in a collateral is estimated at a discount of 30%.

[MikePerry]

If those loans are backed by cryptocurrency collateral, every platform will have a hard time to survive severe crashes. The problem is that you need to take a very high collateral, which in turn makes your product unattractive. If you don't take a high enough collateral, you might end up with empty hands and be forced to close operations. I am excited to see a platform getting it right.

What level of collateral do you consider to be high? Usually the price of an asset in a collateral is estimated at a discount of 30%.

This can already be considered a high level. Look, it turns out that when you want to borrow a million dollars, you have to give $ 1,300,000 as collateral. This is a large amount.

[CanvinGale]

This can already be considered a high level. Look, it turns out that when you want to borrow a million dollars, you have to give $ 1,300,000 as collateral. This is a large amount.

Theoretically, the price of the asset can not fall to zero, so you can take a deposit not for the entire loan amount. What do you think about this?

[Pay4youractivity]

This can already be considered a high level. Look, it turns out that when you want to borrow a million dollars, you have to give $ 1,300,000 as collateral. This is a large amount.

Theoretically, the price of the asset can not fall to zero, so you can take a deposit not for the entire loan amount. What do you think about this?

What will you rely on when the collateral price becomes less than the price of the loan? On the responsibility of the borrower?

[Holopopstyir]

The sale is automatic on the exchange? On what exchange you are targeting in prices?

Certainly automatic. If everything is done manually, the price may fall below the collateral value

The price may fall below the collateral value even with automatic sale. That is why you must choose the exchange with the greatest liquidity.

[LightFork]

Recently, the crypto currency market has lost 350 billion dollars of capitalization. If the platform were already operating now, how would it survive such severe disasters? I would like to know the opinion of the developers.

I'm not a developer, but I will express my opinion. If the issuance of loans was unbalanced, then this could lead to a complete collapse. But with a proper balancing of the loan portfolio, the external impacts of the market are practically not perceptible.

If those loans are backed by cryptocurrency collateral, every platform will have a hard time to survive severe crashes. The problem is that you need to take a very high collateral, which in turn makes your product unattractive. If you don't take a high enough collateral, you might end up with empty hands and be forced to close operations. I am excited to see a platform getting it right.

Unattractive to which other competitive offers? There are banks that give loans without collateral. But there to get a loan will have to go through a lot of procedures plus it will take a long time. What other options are there? I do not know where else you can take a loan without collateral and quickly except as in similar services.