sister1001 (OP)
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The lack of financial education in general is a worrying problem. We teach students about literature, maths, science, ... and we tell them that those are the things they need to know in life. Yet usually, the largest single expense they will have on their lives is a house, and that normally comes with a mortgage. Yet, only a few schools will tell them what should they be expecting, the risks and the consequences of such a contract.
Bitcoin and alts is another case in which people are carefully kept in ignorance by the governments and lobbies.
What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
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Don Pedro Dinero
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January 26, 2018, 01:30:41 PM |
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What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
Well, the best thing today is the internet. Don’t expect the solution to come from the Government, as those subjects are not on the agenda. I think the best if you have kids is to motivate their curiosity and critical thinking.
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jaysabi
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January 26, 2018, 01:41:53 PM |
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The lack of financial education in general is a worrying problem. We teach students about literature, maths, science, ... and we tell them that those are the things they need to know in life. Yet usually, the largest single expense they will have on their lives is a house, and that normally comes with a mortgage. Yet, only a few schools will tell them what should they be expecting, the risks and the consequences of such a contract.
Bitcoin and alts is another case in which people are carefully kept in ignorance by the governments and lobbies.
What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
Why would it be the government's responsibility to teach anyone about something it didn't create, doesn't control, and doesn't endorse as a currency or payment eco system? Basic financial education like the obligations of credit and home ownership would not entail education about Bitcoin or cryptocurrency. There's no sinister plot to "keep people ignorant" by the government about crypto, there's just no mandate for that type of thing to be taught because it's not anything the government controls.
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adiksau0414
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January 26, 2018, 02:18:12 PM |
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Its still depends on a person's perspective in life. People learn from.their experiece. Maybe financial education is also important because we are using all financial aspect in our life but as people also have their talent in doing financial analytics through their wit. They are smart enough on how they will use their money because afterall they have to do it in the right way all else they will left nothing. Its people decision whether they will want to be gain more knowledge through study or through the usual way.
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bill gator
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January 26, 2018, 02:22:50 PM |
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We teach students about literature, maths, science,
I don't even know if I agree with this part of your premise; because while I do agree the financial incapability of students is worrysome, it would seem these students are equally scientifically or mathematically illiterate. Schools these days teach identity politics and pop-culture. I do not feel students are challenged or enlightened by our school systems globally. There needs to be a reform of the school system entirely, and stop attempting to pump out factory workers and drones, while encouraging creativity and entrepreneurial endeavors. What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
It's near impossible to make children care about economics, politics or other things that they need not be concerned about in the moment. People have a tendency to only worry about the water if it's their faucet; in order to get children more interested in economics we would need to make it relevant to their daily lives. We need a training-economy for children. ![Tongue](https://bitcointalk.org/Smileys/default/tongue.gif)
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nikifffor
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January 26, 2018, 02:43:42 PM |
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I can say for Russia. Our education is getting worse. There is not a single university in the TOP-100 world. It's insulting to realize but I have a feeling that this is a bad leadership of the country.
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xbl1008
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January 26, 2018, 02:58:05 PM |
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you are right you cannot learn financial education inside the school this is something that you will discover along your growth while dealing with different people and circumstances in life, amidst to those money will always be the problem because this balance this out, its a matter of give and take, its the medium of exchange and being financially literate is something that will give you edge to eliminate unnecessary events that can happen in the future like spending too much on things that is not important instead invest so it can yield interest for the years to come..
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Jaycee99
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January 26, 2018, 03:01:31 PM Last edit: January 27, 2018, 12:26:31 AM by Jaycee99 |
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To be honest people who dont took any interest on bitcoin will come to a point loughf and ingnore, right? When its education talk in connection to bitcoin well its the right think to do to keep it from student because with crypto knowlage you will get to a point to learn and get addicted and might stop school. Its still depends on a person's perspective in life. People learn from.their experiece. Maybe financial education is also important because we are using all financial aspect in our life but as people also have their talent in doing financial analytics through their wit. They are smart enough on how they will use their money because afterall they have to do it in the right way all else they will left nothing. Its people decision whether they will want to be gain more knowledge through study or through the usual way.
I would lime to add up and agree that you a student should stay study and if get the chancenter to learun bitcoin one must study it and the same time school because earning bitcoin and earning from your specified profession are difference when it comes to achievemention. you are right you cannot learn financial education inside the school this is something that you will discover along your growth while dealing with different people and circumstances in life, amidst to those money will always be the problem because this balance this out, its a matter of give and take, its the medium of exchange and being financially literate is something that will give you edge to eliminate unnecessary events that can happen in the future like spending too much on things that is not important instead invest so it can yield interest for the years to come..
Learning financial education will probably at school but one will learn the most it is from the experience. When it comes to teeNSFW they should really start in the right ege, that would probabaly at the age of 16 they should really learn time management. Learning this the kind of method, is from your surroundings because out if is you will see. Speaking of bitcoin and in relation to investing one should really stay to study and of all the crytocurreny becuse in the method of cryptocurrency its a lot of ways, many ways to earn
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Seaze007
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January 26, 2018, 03:05:31 PM |
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I can say for Russia. Our education is getting worse. There is not a single university in the TOP-100 world. It's insulting to realize but I have a feeling that this is a bad leadership of the country.
Education is important to everyone of us. But how about other's who suffered hard time of their life. Lack of financial problem that's why their are more youth now are out of school. For me the government need action to provide the needs of our youth to go to school.
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stomachgrowls
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January 26, 2018, 03:06:15 PM |
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The lack of financial education in general is a worrying problem. We teach students about literature, maths, science, ... and we tell them that those are the things they need to know in life. Yet usually, the largest single expense they will have on their lives is a house, and that normally comes with a mortgage. Yet, only a few schools will tell them what should they be expecting, the risks and the consequences of such a contract.
Bitcoin and alts is another case in which people are carefully kept in ignorance by the governments and lobbies.
What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
Why would it be the government's responsibility to teach anyone about something it didn't create, doesn't control, and doesn't endorse as a currency or payment eco system? Basic financial education like the obligations of credit and home ownership would not entail education about Bitcoin or cryptocurrency. There's no sinister plot to "keep people ignorant" by the government about crypto, there's just no mandate for that type of thing to be taught because it's not anything the government controls. I dont know why government is being blamed here why people dont even know crpytocurrencies existence. As being said they wont really bother at all to teach or on announcing it to its citizens. They do know on what it is and it cant really be controlled thats why they dont bother at all.In fact they would really oppose and discourage people on using it once it has being discovered.
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ahmad21
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January 26, 2018, 03:09:15 PM Last edit: January 26, 2018, 03:36:47 PM by ahmad21 |
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The lack of financial education in general is a worrying problem. We teach students about literature, maths, science, ... and we tell them that those are the things they need to know in life. Yet usually, the largest single expense they will have on their lives is a house, and that normally comes with a mortgage. Yet, only a few schools will tell them what should they be expecting, the risks and the consequences of such a contract.
Yes Moreover another great thing which I think is missing from the whole curriculum of general education is the concept of leverage. Leverage is a concept of taking on some debt only in order to get financial security as well as greater returns but all we are taught in schools is that how bad can loans be for people. Bitcoin and alts is another case in which people are carefully kept in ignorance by the governments and lobbies.
What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
We just can't do anything. I mean to be really frank there is plenty of resource available all over the web if you really have some vision in mind to read about it but sadly people don't give a damn when it comes to financial education as they think financial education is all about how to earn money. But financial education is more about how to use money and where to use and dispose off or invest in your money.
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DaftAjax
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January 26, 2018, 03:12:57 PM |
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The lack of financial education in general is a worrying problem. We teach students about literature, maths, science, ... and we tell them that those are the things they need to know in life. Yet usually, the largest single expense they will have on their lives is a house, and that normally comes with a mortgage. Yet, only a few schools will tell them what should they be expecting, the risks and the consequences of such a contract.
Bitcoin and alts is another case in which people are carefully kept in ignorance by the governments and lobbies.
What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
You're right about that mate, I don't understand why schools don't teach these simple life hacks that every person should be knowing. I mean, we are dealing with our daily lives. Yes, we experience, math, science in our daily activities, but that's just you in a common sense, I mean who forgets how to walk anyways (except to those people who're not capable of). This simple things about on how to manage our money will definitely have a great effect on our lives. It's not just a matter of discipline on how you will spend it, its also about how you're going to handle it. That doesn't mean you have so much money, you wanted to spend as much as you want. To be frank mate, the government and lobbies are not ignoring it, instead they wanted to take down or to take control over it. All we can do, as for now is to advocate them about how to deal with it at ease and efficiently. I know there are some courses that do care about this kinds of stuffs, the problem is only those people who attends in these will only have the knowledge.
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dothebeats
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January 26, 2018, 03:43:49 PM |
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As what would my seniors always say, the world is one giant ponzi scheme; you'll only know it once you start paying off your first bills. Honestly, even if you teach kids early on how the world works, especially in their finances and whatnot, they'd only forget about it not unless they're really mature enough to think of the future. Most of these people would only know how difficult it is once they start experiencing it first hand e.g. paying for your student loans and any other debts you incurred while finishing your studies. Financial education only comes into mind when people are already in great debt, or to those who want to achieve more in life. Bitcoin can't teach that, even your professors can't teach you that. It starts within oneself through discipline and self-exploration about these things. There is a thin line between knowing what financial freedom means and actually having financial freedom, and in most cases, people are only inclined to be placed on the former.
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mrbnson
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January 26, 2018, 04:34:45 PM |
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The lack of financial education in general is a worrying problem. We teach students about literature, maths, science, ... and we tell them that those are the things they need to know in life. Yet usually, the largest single expense they will have on their lives is a house, and that normally comes with a mortgage. Yet, only a few schools will tell them what should they be expecting, the risks and the consequences of such a contract.
Bitcoin and alts is another case in which people are carefully kept in ignorance by the governments and lobbies.
What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
There is a reason things are the way that are, and that is because there is no drive from the powers that be to change it. Do you think large banks would be happy if suddenly everyone was educated on mortgages and they henceforth could not charge more than should be charged or even charge for advice? In the world we live in not many things come to motion without the large corporations being behind it, they're happy to offer many grants for the arts and such but they would not want people to become better educated in finance as that's what makes them rich and powerful.
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Lecam
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January 26, 2018, 04:38:23 PM |
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This kind of learning can be learned by experience or we can even make ways to learn it. People don't just learn through school, some important lessons in life can also be learned by experience. It's true that financial education is important because it's one of the best way to be successful financially. Financial education is really important if you are interested in business or even in crypto, it can also be applied in our daily lives.
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JC btc
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January 26, 2018, 04:43:21 PM |
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In school, what they are teaching is to save money for our future, they kept saying that Education is the key to success and one huge step that we should make in our life is to finish school until College or better to also take a Master degree for us to be able to have a decent job which is nowadays I realize that it is not that important if you have the eagerness and strategies in life.
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nightxglow
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January 26, 2018, 04:43:54 PM |
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It's because of the standard of this world. They always think those who're great in science, and math are the clever one, and social and economy education is not really important, since it's quite complicated and hard to learn. In the college, i also only learn the theory. And it's much likely won't happen, just full of assumptions, and kinda hard for us to use it in real life because not all the conditions are same. And it's true, we should pursue this great development like crypto currency tell them about bitcoin and such, because i believe this will be very useful in the future. Government should stop ignoring bitcoin, and even banned it. But i think i've heard it somewhere that crypto currency is being taught in several schools now? It's such a great news, i hope many schools follow that as well.
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avoroch
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January 26, 2018, 04:45:11 PM |
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The lack of financial education in general is a worrying problem. We teach students about literature, maths, science, ... and we tell them that those are the things they need to know in life. Yet usually, the largest single expense they will have on their lives is a house, and that normally comes with a mortgage. Yet, only a few schools will tell them what should they be expecting, the risks and the consequences of such a contract.
Bitcoin and alts is another case in which people are carefully kept in ignorance by the governments and lobbies.
What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
Financial education is important but in my opinion IT knowlage is more important in cryptocurrency.
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eternalgloom
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January 26, 2018, 04:53:55 PM |
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We teach students about literature, maths, science,
I don't even know if I agree with this part of your premise; because while I do agree the financial incapability of students is worrysome, it would seem these students are equally scientifically or mathematically illiterate. Schools these days teach identity politics and pop-culture. I do not feel students are challenged or enlightened by our school systems globally. There needs to be a reform of the school system entirely, and stop attempting to pump out factory workers and drones, while encouraging creativity and entrepreneurial endeavors. This is also something that hugely depends on the quality of the particular school and the general quality of the school system in any given country. There are huge discrepancies between schools within the US for example, while in certain European countries things seem to be more in balance. One general improvement would be to to have mandatory classes on finance in every school worldwide, but that's pretty much impossible to implement on such a scale because of politics. What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
It's near impossible to make children care about economics, politics or other things that they need not be concerned about in the moment. People have a tendency to only worry about the water if it's their faucet; in order to get children more interested in economics we would need to make it relevant to their daily lives. We need a training-economy for children. ![Tongue](https://bitcointalk.org/Smileys/default/tongue.gif) I'd say that Bitcoin is already doing a pretty good job of getting kids interested in economics. I'm always very surprised when I hear and see that there are many young people involved in the crypto community.
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stompix
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The lack of financial education in general is a worrying problem. We teach students about literature, maths, science, ... and we tell them that those are the things they need to know in life. Yet usually, the largest single expense they will have on their lives is a house, and that normally comes with a mortgage. Yet, only a few schools will tell them what should they be expecting, the risks and the consequences of such a contract.
Bitcoin and alts is another case in which people are carefully kept in ignorance by the governments and lobbies.
What can we do to make more people interested in economy and finance and to better educate the youth so that they don´t get ripped-off?
Again with the conspiracy? How are people "carefully" kept in ignorance? The only proof needed to combat this theory is you posting here..so.. And the others are the thousands of articles and thousands of companies that are familiar with bitcoin. It's not a conspiracy by the government. It's the stupidity and lack of knowledge by the average citizen and their laziness In my high school for example I had two years in economics although I was't going to follow that path, it was mandatory like history and geography. Did it help? Probably in my case! In the case of one of my classmates who had quite the same grades as me and managed to buy a property during the boom at 3 times the price ..probably not. And we are already in another age. An age where information is available, you just have to search for it. If you plan on getting a 30 years running mortgage and you don't do a tiny bit of research on what you are getting yourself into then, it's not the government fault, it's not the bank fault, it's just you. This is also something that hugely depends on the quality of the particular school and the general quality of the school system in any given country. There are huge discrepancies between schools within the US for example, while in certain European countries things seem to be more in balance.
Certain countries, unfortunately not all. My high school for example was rated the second one in town. Six or seven years ago when there was a reform on the graduating exam which allowed you to go to University my high school had something like about 85% to 90% graduates. The ones at the bottom of the list averaged 5-10% with one having nobody passing the exam from more than 200.
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