[ANN][ACX] 🗺️🌍🌐 Access Network - Decentralizing Financial Inclusion 🌐🌍🗺️

[sexymadafaka]

Can someone explain what on-chain and off-chain means?

It means technology with or without use of blockchain.

thanks for the answer,I've been confused by that term 

We all get confused in crypto sometimes

[1714639147]

1714639147

[1714639147]

1714639147

[1714639147]

1714639147

[1714639147]

1714639147

[1714639147]

1714639147

[1714639147]

1714639147

[killer9966]

But if everyone can set thier own interest %,that means loan sharks could start using ACX.Or there will be some way to stop that from happening?

But if loan sharks are offering loans, how can you actually prevent this? KYC will make sure you know that it's secure but other than that I don't think that the app can prevent such situations.

We believe in a free market where bad players will be taken out by benevolent players. In this case, we could potentially allow loan sharks but since users have access to a large selections of lenders who compete on interest rate and terms, loan sharks will not be an attractive option to customers who could find much lower rates and thus will flush them out of the market.

Whats the percentage of total supply that will be sold in private sale?

21% of all tokens

that is a good approach to have a good competition so customers will decide for themselves.

It's good to leave the power in hands of the community.

[djuro74556]

So, is Access network a voting system for startups?

[xonecoinlovers]

the project concept that has a very brilliant idea, and I hope the project will be developed with a very good team.
so that the project can compete with other projects and can be successful.

[descuri]

So, is Access network a voting system for startups?

I didn't understand the concept this way.

[Calvireish]

Is there any chance for ICO to happen if you dont sell all tokens during private sale?

[WillerTex]

Can someone explain what on-chain and off-chain means?

It means technology with or without use of blockchain.

thanks for the answer,I've been confused by that term 

We all get confused in crypto sometimes

Well trhis is complex idea,and im not sure i fully understand who concept.

[oxhodler]

I'm interested, if you can elaborate a bit more, about this concept of vote proxies. Voting where?

can you explain users can delegate their voting power to local leaders/agents so they can steer the development of the network on their behalf.. for what vote?

Access is a governance network that allows users to vote on tools and solutions they need developed so that teams of developers can build them for the ecosystem. It aims to help the unbanked obtain the basic financial tools they need to bypass the current infrastructure. Though, a lot of them only have dumb phones so they can delegate their votes (a function based on reputation and amount of tokens held) to agents from their community who can then vote on their behalf. Agents never obtain the tokens, they can juste wield their voting power but users can retract those rights at any time if agents don't vote like they would have wanted to.

Doesn't that open up possibilities for vote manipulation if one of the methods to be allowed to vote is how many tokens you have? Or did I get that wrong?

Radical Trust is a new voting mechanism derived from Quadratic voting. It takes a radical function to calculate a vote as the weight of each token declines as more tokens are committed by an individual. This way, pooled together, small token holders can have a greater impact than large individual holders. Additionally, to prevent large token holders from using multiple accounts to increase their overall weight, we add a reputation and identity score using different solutions such as Keybase, Civic, Uport and full KYC to increase the weight of one’s vote.

This model gives a greater voice to smaller token holders and brings balance to the ecosystem while 1 vote per token greatly advantages the rich. This would not be viable in a network looking to democratize financial inclusion.

Thank you for the explanation. It's a complex idea so detailed explanations like this bring more clarity.

That is a very smart idea. To actually lower the token value if submitted in higher quantity by someone. Will this by regulated by blockchain?

Yes it will be regulated by our governance module which is built on an Ethereum smart contract so that it can't be cheated

[Xallid]

So, is Access network a voting system for startups?

Access is a protocol to vote and reward the development of financial tools for the underbanked, and a digital token for them to save and transact. Access was built by the team behind Atlas, the successful branchless community banking platform for the underbanked.

Currently, any person with a smartphone in West Africa can download the Atlas app and make money as a banker to their community. The moment ACX Network goes live, hundreds of Atlas Agents and thousands of Atlas Clients will instantly switch from digital fiat into ACX tokens, effectively turning all agents into ACX exchanges.

[Xallid]

Is there any chance for ICO to happen if you dont sell all tokens during private sale?

A public sale won't depend on the success of the private sale but on the discussion between our legal team and the SEC. If regulations allow us to do one we could consider it but it's not in the plans right now.

[aalmina82]

is there some bounty or airdrop?

Of course! We're giving away about 5% of all tokens through the Bounty and Airdrop for a total value of $2m! Check out the posts here:

Bounty: https://bitcointalk.org/index.php?topic=3036223.0
Airdrop: https://bitcointalk.org/index.php?topic=3087987

Sir,

How is becoming I the agent of ACX?

What doing I must to enroll?

You can submit your info on this link and the team will be in contact with you shortly: https://[Suspicious link removed]/forms/cfV4Ick4uJwrHMw62

What are the main duties of an agent?

Agents act as fiat to crypto exchanges, allowing African users to deposit fiat in exchange for ACX. They can also act as vote proxies, where users can delegate their voting power to local leaders/agents so they can steer the development of the network on their behalf.

But why would the network need agents for that?

you right, they need network/army of foot solders/agents for covering

[aalmina82]

is there some bounty or airdrop?

Of course! We're giving away about 5% of all tokens through the Bounty and Airdrop for a total value of $2m! Check out the posts here:

Bounty: https://bitcointalk.org/index.php?topic=3036223.0
Airdrop: https://bitcointalk.org/index.php?topic=3087987

Sir,

How is becoming I the agent of ACX?

What doing I must to enroll?

You can submit your info on this link and the team will be in contact with you shortly: https://[Suspicious link removed]/forms/cfV4Ick4uJwrHMw62

What are the main duties of an agent?

Agents act as fiat to crypto exchanges, allowing African users to deposit fiat in exchange for ACX. They can also act as vote proxies, where users can delegate their voting power to local leaders/agents so they can steer the development of the network on their behalf.

So are agents fro people who don't have internet?

how you mean, they don't have internet, from where you get conclusion?

[aalmina82]

I'm interested, if you can elaborate a bit more, about this concept of vote proxies. Voting where?

can you explain users can delegate their voting power to local leaders/agents so they can steer the development of the network on their behalf.. for what vote?

Access is a governance network that allows users to vote on tools and solutions they need developed so that teams of developers can build them for the ecosystem. It aims to help the unbanked obtain the basic financial tools they need to bypass the current infrastructure. Though, a lot of them only have dumb phones so they can delegate their votes (a function based on reputation and amount of tokens held) to agents from their community who can then vote on their behalf. Agents never obtain the tokens, they can juste wield their voting power but users can retract those rights at any time if agents don't vote like they would have wanted to.

thx for explanation

[aalmina82]

Can someone explain what on-chain and off-chain means?

It means technology with or without use of blockchain.

thanks for the answer,I've been confused by that term 

you need just to ask... someone will answer for shure

[cmdr1]

is there some bounty or airdrop?

Of course! We're giving away about 5% of all tokens through the Bounty and Airdrop for a total value of $2m! Check out the posts here:

Bounty: https://bitcointalk.org/index.php?topic=3036223.0
Airdrop: https://bitcointalk.org/index.php?topic=3087987

Sir,

How is becoming I the agent of ACX?

What doing I must to enroll?

You can submit your info on this link and the team will be in contact with you shortly: https://[Suspicious link removed]/forms/cfV4Ick4uJwrHMw62

What are the main duties of an agent?

Agents act as fiat to crypto exchanges, allowing African users to deposit fiat in exchange for ACX. They can also act as vote proxies, where users can delegate their voting power to local leaders/agents so they can steer the development of the network on their behalf.

So are agents fro people who don't have internet?

how you mean, they don't have internet, from where you get conclusion?

I think this was a discussion from when the agents role was not really cleared up.

[makalu]

the project idea is great ,i really look forward the product ,that has a very bright future, and I hope the project will be developed with a very good team after crowdsale over.

[Ranunculus2]

is there some bounty or airdrop?

Of course! We're giving away about 5% of all tokens through the Bounty and Airdrop for a total value of $2m! Check out the posts here:

Bounty: https://bitcointalk.org/index.php?topic=3036223.0
Airdrop: https://bitcointalk.org/index.php?topic=3087987

Sir,

How is becoming I the agent of ACX?

What doing I must to enroll?

You can submit your info on this link and the team will be in contact with you shortly: https://[Suspicious link removed]/forms/cfV4Ick4uJwrHMw62

What are the main duties of an agent?

Agents act as fiat to crypto exchanges, allowing African users to deposit fiat in exchange for ACX. They can also act as vote proxies, where users can delegate their voting power to local leaders/agents so they can steer the development of the network on their behalf.

But why would the network need agents for that?

you right, they need network/army of foot solders/agents for covering

those agents are like spokespeople for a more general public. Makes sense.

[Tyrant76]

is there some bounty or airdrop?

Of course! We're giving away about 5% of all tokens through the Bounty and Airdrop for a total value of $2m! Check out the posts here:

Bounty: https://bitcointalk.org/index.php?topic=3036223.0
Airdrop: https://bitcointalk.org/index.php?topic=3087987

Sir,

How is becoming I the agent of ACX?

What doing I must to enroll?

You can submit your info on this link and the team will be in contact with you shortly: https://[Suspicious link removed]/forms/cfV4Ick4uJwrHMw62

What are the main duties of an agent?

Agents act as fiat to crypto exchanges, allowing African users to deposit fiat in exchange for ACX. They can also act as vote proxies, where users can delegate their voting power to local leaders/agents so they can steer the development of the network on their behalf.

But why would the network need agents for that?

you right, they need network/army of foot solders/agents for covering

those agents are like spokespeople for a more general public. Makes sense.

But how do you make sure selected agents are trustworthy?

[bibliobusz]

is there some bounty or airdrop?

Of course! We're giving away about 5% of all tokens through the Bounty and Airdrop for a total value of $2m! Check out the posts here:

Bounty: https://bitcointalk.org/index.php?topic=3036223.0
Airdrop: https://bitcointalk.org/index.php?topic=3087987

Sir,

How is becoming I the agent of ACX?

What doing I must to enroll?

You can submit your info on this link and the team will be in contact with you shortly: https://[Suspicious link removed]/forms/cfV4Ick4uJwrHMw62

What are the main duties of an agent?

Agents act as fiat to crypto exchanges, allowing African users to deposit fiat in exchange for ACX. They can also act as vote proxies, where users can delegate their voting power to local leaders/agents so they can steer the development of the network on their behalf.

But why would the network need agents for that?

you right, they need network/army of foot solders/agents for covering

those agents are like spokespeople for a more general public. Makes sense.

But how do you make sure selected agents are trustworthy?

Now that is an interesting question. Are these agents somehow connected to the team?

[TheRedKing]

is there some bounty or airdrop?

Of course! We're giving away about 5% of all tokens through the Bounty and Airdrop for a total value of $2m! Check out the posts here:

Bounty: https://bitcointalk.org/index.php?topic=3036223.0
Airdrop: https://bitcointalk.org/index.php?topic=3087987

Sir,

How is becoming I the agent of ACX?

What doing I must to enroll?

You can submit your info on this link and the team will be in contact with you shortly: https://[Suspicious link removed]/forms/cfV4Ick4uJwrHMw62

What are the main duties of an agent?

Agents act as fiat to crypto exchanges, allowing African users to deposit fiat in exchange for ACX. They can also act as vote proxies, where users can delegate their voting power to local leaders/agents so they can steer the development of the network on their behalf.

But why would the network need agents for that?

you right, they need network/army of foot solders/agents for covering

those agents are like spokespeople for a more general public. Makes sense.

But how do you make sure selected agents are trustworthy?

Now that is an interesting question. Are these agents somehow connected to the team?

I thought they would be representatives of the community selected by the community. Still, it will be hard to keep them from being influenced.