[ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED]

[blue_way]

This a long-term and promising project which is handled by professional team. Great to be a part of this project, hope this project and its get great success in future

Thank you for your support Our crowd sale is starting next week and the schedule for Vernam team is getting tighter and tighter. In April members of the Vernam team attended three important conferences on which we met supporters and our CEO Roman Angelov discussed the future of AI and blockchain with other opinion leaders in tech.

In early May CEO Roman Angelov and co-founder Dimitar Mitrev were guests on the AIM Summit in Abu Dhabi.

Today our marketing expert Ivan is landing in Limassol, Cyprus where he will be representing the Vernam project in front of blockchain advocates, investors and professionals.

But do not imagine the standard crypto conference where people enjoy short speeches and chat around the venue, because this one will be much different.
The battle for $250,000

Vernam will be joining a pitch competition with 15 other ICOs. Ivan will present the Vernam project in front of investors. We keep our fingers crossed, Ivan!

If you are attending the iCoinSummit and are interested in the Vernam project, do not hesitate to contact Ivan or our advisor Yagub Rahimov.

They will be happy to share with you information about Vernam and our upcoming token sale.

Soon we will announce more events on which everyone will be able to meet the team and discuss the future of insurance and blockchain.

Are you ready to join the revolution? We’d love your support and can’t wait to welcome you to the team.

How long does it take to get token after purchase??Immidiately or after the whole crowdsale?I would also like to know what is the cost per token??

This is very informative
Vernam you making me see the future of insurance

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[tuncaysanli395]

Hello saw that vernam wants to change insurance
How possible is that
Big industry but outdated
So what's makes vernam the uodate

[oscarwhale189]

Very interesting project. I checked the website out and saw a great team. Would be nice to add links to the team members' Facebook and LinkedIn.

You can find Vernam Team information and team members' LinkedIn profiles as below :

https://www.vernam.com/#team

Thank you very much!

[mysql544]

which phase are you in now?

[vernam]

Dear friends and contributors to the Vernam project,

Our crowd sale is starting in less than 40 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC

🕐🕑🕒🕓

Sydney, Australia Tue, 15 May 2018 at 16:00 AEST

Seoul, South Korea Tue, 15 May 2018 at 15:00 KST

Tokyo, Japan Tue, 15 May 2018 at 15:00 JST

Hong Kong, Hong Kong Tue, 15 May 2018 at 14:00 HKT

Mumbai, India Tue, 15 May 2018 at 11:30 IST

Sofia, Bulgaria Tue, 15 May 2018 at 09:00 EEST

Amsterdam, Netherlands Tue, 15 May 2018 at 08:00 CEST

London, United Kingdom Tue, 15 May 2018 at 07:00 BST

São Paulo, Brazil Tue, 15 May 2018 at 03:00 BRT

New York, USA Tue, 15 May 2018 at 02:00 EDT

Mexico City, Mexico Tue, 15 May 2018 at 01:00 CDT

Los Angeles, USA Mon, 14 May 2018 at 23:00 PDT

How to contribute?

https://s7.postimg.cc/wi8toxmsb/1_w6_HSd_E4y8quyv_Thru7l_MPQ.png

We will accept Visa and Mastercard
We sealed an important partnership with Indacoin, a crypto startup that provides an easy way to buy bitcoins and 200 other cryptocurrencies with Visa & Mastercard. This is important because token sales are getting a popular alternative investment among people who are not familiar with crypto or haven’t yet built their crypto portfolio. Indacoin gives you the opportunity to instantly exchange fiat money for crypto with ease.


At Vernam, we’ve beyond excited to start revolutionizing insurance. Will you join us and help make transparent, secure, automated insurance a reality?

https://medium.com/@vernam.official/40-bonus-pre-sale-starting-in-40-hours-76c185864661

[vernam]

How to buy VRN tokens with 40% discount
PreSale is starting in 24 hours and this is your guide how to join
https://s7.postimg.cc/8frztsix7/1_-_V4q_KWgrq_Ogreld_C4_Kidfw.jpg

Dear friends and contributors to the Vernam project,

Our crowd sale is starting in less than 24 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC and you will have chance to buy VRN tokens with 40% discount, but it won’t be easy, so take your time to read our instructions and get ready.

(Important ) The Leaderboard
To contribute to the Vernam project, you have to register and get whitelisted on our custom Contributors’ dashboard. Whitelist is closing today!


This is our whitelist dashboard. It has everything you need to become a Vernam contributor and participate in our VRN token sale.

On the left you will see your menu. It includes:

Information about your profile — option to enable two-factor identification, change your password, enter your details that will be needed to enter crowdsale and see the history of your logins.
Your refferal ID. Give your refferal link to friends and prospect contributors and you will gain points for the Whitelist Leaderboard.
Buy tokens and Transactions history
Bounty program — you can get up to 200 VRN tokens airdrop if you complete all actions in the airdrop program.
KYC — it will be mandatory to pass a KYC if you want to become Vernam contributor

On the dashboard you will receive points for every action you take. The more points you get, the higher you will climb our leaderboard.


When you apply for the whitelist and claim what approximate sum you are going to invest, you’ll receive 100 points
For joining our Telegram channel you will get 200 points
For following @vernamofficial on Twitter or liking our Facebook page, your award will be 100 points.
Each user you bring via your refferal link will add 50 points to your score.
If you deposit 0.01 ETH, you will get 500 points. The sum will be held and given back to you in VRN tokens when the sale begins. Note that your deposit will be safe — we won’t be able to withdraw it or use if for anything but a sole deposit.
First come, first served
When the sale begins on Tuesday, May 15th at 06.00h UTC the ones who have deposited 0.01ETH will be the ones to have the chance to buy VRN tokens, followed by the top-scorers on the leaderboard. If two people have the same points, the one who signed earlier will have priority when buyng.

How to Contribute
1. Login to our contributors’ dashboard.


2. Click “Buy Tokens” on the menu on the left.

3. Enter the amount of ETH you’d like to contribute. It should be the equivalent of more than 0.1 ETH. We will accept ETH, BTC and USD (Visa and Mastercard).
https://s7.postimg.cc/egpor3igr/1_3-h_Zsdgl_P5_WFVt_XYbv_Jh_HQ.jpg

4. If you haven’t entered your details yet, the system will re-direct you to your profile settings:
https://s7.postimg.cc/5lougr95n/image.jpg

5. Carefully enter your wallet’s address. You have one chance only!!!
https://s7.postimg.cc/8ttbt9sp7/image.png

Do not use Coinbase address or similar. We accept MEW (MyEtherWallet) only.
6. You will receive the address you have to send your contribution to:
https://s7.postimg.cc/720cyhby3/image.png

Copy the address and deposit the sum. Use only MEW(MyEtherWallet) or similar accounts. Never use exchange accounts. This image is for illustrative purpose only. You can send even less than 25 ETH.
7. When you finish your transaction, add the VCT as a custom token to MyEtherWallet.
https://s7.postimg.cc/v5r4mvpaz/image.jpg

“How To Add a Custom Token to MyEtherWallet”
8. You will see the corresponding amount of VCT tokens in your wallet:
https://s7.postimg.cc/j3vqstg3f/image.jpg

The VCT token in MyEtherWallet
VCT — our anti-fraud guarantee for you during the campaign
As you already know, the Vernam token is called VRN. In order to prevent possible attacks of wallets during the campaign, we introduced another token in our smart contracts — it is called VCT — Vernam Crowdsale Token.

VCT is what everyone will be getting during the campaign. The only purpose of this token is to guarantee that after the end of the campaign you will be able to convert it in VRN token. It can’t be transferred and you can’t use it for anything else.

This is why it won’t be interesting for hackers to try to steal it.

But how do I know I’ll get my real VRN tokens after the crowdsale?
Everything about our token sale is transparent and so are our smart contracts — You can check them on GitHub.

You will see that the two tokens are identical, but the VCT one is of no use other than to be converted to VRN after the crowd sale and if KYC is passed.

https://medium.com/@vernam.official/how-to-buy-vrn-tokens-with-40-discount-97aacd8785fa

[vernam]

It could be one of the hottest  ICOs of 2018  Roll EyesJust look at their team, idea and low hardcap. I m obviously in!

Thanks man, Our crowd sale is starting in less than 24 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC and you will have chance to buy VRN tokens with 40% discount, but it won’t be easy, so take your time to read our instructions and get ready. PreSale is starting in 24 hours and this is your guide how to join : https://medium.com/@vernam.official/how-to-buy-vrn-tokens-with-40-discount-97aacd8785fa

[vernam]

Another wonderful and clean project here ! Nice way of explaining everything!

;)Dear friends and contributors to the Vernam project,

Our crowd sale is starting in less than 40 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC

https://medium.com/@vernam.official/40-bonus-pre-sale-starting-in-40-hours-76c185864661

[vernam]

Hello! The project is very interesting; I’d like to earn money with its help. But I would also like to know in which countries it is available.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC

🕐🕑🕒🕓

Sydney, Australia Tue, 15 May 2018 at 16:00 AEST

Seoul, South Korea Tue, 15 May 2018 at 15:00 KST

Tokyo, Japan Tue, 15 May 2018 at 15:00 JST

Hong Kong, Hong Kong Tue, 15 May 2018 at 14:00 HKT

Mumbai, India Tue, 15 May 2018 at 11:30 IST

Sofia, Bulgaria Tue, 15 May 2018 at 09:00 EEST

Amsterdam, Netherlands Tue, 15 May 2018 at 08:00 CEST

London, United Kingdom Tue, 15 May 2018 at 07:00 BST

São Paulo, Brazil Tue, 15 May 2018 at 03:00 BRT

New York, USA Tue, 15 May 2018 at 02:00 EDT

Mexico City, Mexico Tue, 15 May 2018 at 01:00 CDT

Los Angeles, USA Mon, 14 May 2018 at 23:00 PDT


We will accept Visa and Mastercard
We sealed an important partnership with Indacoin, a crypto startup that provides an easy way to buy bitcoins and 200 other cryptocurrencies with Visa & Mastercard. This is important because token sales are getting a popular alternative investment among people who are not familiar with crypto or haven’t yet built their crypto portfolio. Indacoin gives you the opportunity to instantly exchange fiat money for crypto with ease.

[vernam]

Hello! Tell me please, what benefits will I get if I have the tokens of your project?

Holders of the token will be able to buy 0% commission insurance products when we launch our platform. Because of our token price growth mechanism, we believe that the VRN token price will only go up after the crowdsale, so holding it will be a good long term strategy.

[vernam]

Hmmm... Seems like these guys know what they want and how to reach this. Wish you success! Besides, when Pre-sale starts?

Our crowd sale is starting in less than 40 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC

https://dashboard.vernam.com/

[vernam]

When tokens will be send to investors?

If you mean the pre-sale the VCT tokens were distributed immediately.
If you mean the tokens from the airdrop, they will be distributed at the end of the crowdsale

[vernam]

Do you have any partnerships?

Last week we sealed a contract with Indacoin — a crypto startup making it possible for everyone to contribute to our Pre-Sale using Visa and Mastercard.

The best way to change something is to know really good how it works. Besides the insurance experts in our team, we will be relying on our newest partner, MM broker, to identify the weak spots of the industry and build a model to heal them.

MM Broker is one of the biggest insurance broker companies in Bulgaria, part of the MM Group.

20, 856 insurances, 1,25 Billion Euro managed insurance interests and more than 9,000 clients
Numbers speak for themselves. For 18 years MM broker has built a reputation as one of the best insurance brokers in Bulgaria, managing the insurance interests of thousands of people.

[vernam]

It is a really good project. I like and want to participate in this project.

How to buy VRN tokens with 40% discount
PreSale is starting in 24 hours and this is your guide how to join
https://s7.postimg.cc/8frztsix7/1_-_V4q_KWgrq_Ogreld_C4_Kidfw.jpg

Dear friends and contributors to the Vernam project,

Our crowd sale is starting in less than 24 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC and you will have chance to buy VRN tokens with 40% discount, but it won’t be easy, so take your time to read our instructions and get ready.

(Important ) The Leaderboard
To contribute to the Vernam project, you have to register and get whitelisted on our custom Contributors’ dashboard. Whitelist is closing today!


This is our whitelist dashboard. It has everything you need to become a Vernam contributor and participate in our VRN token sale.

On the left you will see your menu. It includes:

Information about your profile — option to enable two-factor identification, change your password, enter your details that will be needed to enter crowdsale and see the history of your logins.
Your refferal ID. Give your refferal link to friends and prospect contributors and you will gain points for the Whitelist Leaderboard.
Buy tokens and Transactions history
Bounty program — you can get up to 200 VRN tokens airdrop if you complete all actions in the airdrop program.
KYC — it will be mandatory to pass a KYC if you want to become Vernam contributor

On the dashboard you will receive points for every action you take. The more points you get, the higher you will climb our leaderboard.


When you apply for the whitelist and claim what approximate sum you are going to invest, you’ll receive 100 points
For joining our Telegram channel you will get 200 points
For following @vernamofficial on Twitter or liking our Facebook page, your award will be 100 points.
Each user you bring via your refferal link will add 50 points to your score.
If you deposit 0.01 ETH, you will get 500 points. The sum will be held and given back to you in VRN tokens when the sale begins. Note that your deposit will be safe — we won’t be able to withdraw it or use if for anything but a sole deposit.
First come, first served
When the sale begins on Tuesday, May 15th at 06.00h UTC the ones who have deposited 0.01ETH will be the ones to have the chance to buy VRN tokens, followed by the top-scorers on the leaderboard. If two people have the same points, the one who signed earlier will have priority when buyng.

How to Contribute
1. Login to our contributors’ dashboard.


2. Click “Buy Tokens” on the menu on the left.

3. Enter the amount of ETH you’d like to contribute. It should be the equivalent of more than 0.1 ETH. We will accept ETH, BTC and USD (Visa and Mastercard).
https://s7.postimg.cc/egpor3igr/1_3-h_Zsdgl_P5_WFVt_XYbv_Jh_HQ.jpg

4. If you haven’t entered your details yet, the system will re-direct you to your profile settings:
https://s7.postimg.cc/5lougr95n/image.jpg

5. Carefully enter your wallet’s address. You have one chance only!!!
https://s7.postimg.cc/8ttbt9sp7/image.png

Do not use Coinbase address or similar. We accept MEW (MyEtherWallet) only.
6. You will receive the address you have to send your contribution to:
https://s7.postimg.cc/720cyhby3/image.png

Copy the address and deposit the sum. Use only MEW(MyEtherWallet) or similar accounts. Never use exchange accounts. This image is for illustrative purpose only. You can send even less than 25 ETH.
7. When you finish your transaction, add the VCT as a custom token to MyEtherWallet.
https://s7.postimg.cc/v5r4mvpaz/image.jpg

“How To Add a Custom Token to MyEtherWallet”
8. You will see the corresponding amount of VCT tokens in your wallet:
https://s7.postimg.cc/j3vqstg3f/image.jpg

The VCT token in MyEtherWallet
VCT — our anti-fraud guarantee for you during the campaign
As you already know, the Vernam token is called VRN. In order to prevent possible attacks of wallets during the campaign, we introduced another token in our smart contracts — it is called VCT — Vernam Crowdsale Token.

VCT is what everyone will be getting during the campaign. The only purpose of this token is to guarantee that after the end of the campaign you will be able to convert it in VRN token. It can’t be transferred and you can’t use it for anything else.

This is why it won’t be interesting for hackers to try to steal it.

But how do I know I’ll get my real VRN tokens after the crowdsale?
Everything about our token sale is transparent and so are our smart contracts — You can check them on GitHub.

You will see that the two tokens are identical, but the VCT one is of no use other than to be converted to VRN after the crowd sale and if KYC is passed.

https://medium.com/@vernam.official/how-to-buy-vrn-tokens-with-40-discount-97aacd8785fa

[vernam]

Could you gve information is why your project good other than competitor?

The insurance world hasn’t seen any big changes in a while. It’s become stale and stagnant. With technological innovation taking the world by storm, though, insurance can’t hide forever. And Vernam is making sure insurance doesn’t lag behind, but rather jumps ahead of the curve.

Our goal is to revolutionize insurance by providing a decentralized blockchain-based insurance marketplace. When end-clients and insurers can meet in a transparent, secure, and efficient platform, the world will finally unlock the true potential of blockchain for insurance and we’ll all reap the benefits.

Vernam’s coin is already in PreSale, and you shouldn’t miss out on backing this InsurTech startup! Here’s why.

1. Vernam will transform insurance into a transparent, efficient, and accessible playing field.
With so many ICOs on the market, you have to pick and choose which ones to back carefully. And the most important question to ask is this: Does this ICO provide real, lasting value?

There’s no question about it — Vernam definitely does. Insurers agree that insurance is facing huge changes — there’s a real mismatch between how the insurance industry operates and the amazing potential offered by new technological capabilities. But while many InsurTechs are focusing on expanding the insurance value chain, Vernam is here to disrupt it entirely.

And this kind of big-picture thinking is what’s badly needed.

Insurance is plagued by a few main issues, and Vernam solves all of these: slow processes involving too many intermediaries, lack of freedom of choice because of barriers to transparent product information, painstaking personal information verification, high costs due to the general inefficiency built into the system.

By leveraging blockchain, the insuring process will see huge benefits in terms of time & effort involvement. Private data will be secure and more quickly available, which will not only speed up insurance purchases, but also claims and payout.

And more than that, when insurers have access to verified, detailed, and personalized data, they’ll be able to offer more relevant and tailored products for their clients. It’s a win-win for both insurers and regular people who need insurance.

2. You’ll save big on commission fees — because there aren’t any.

Intermediaries like brokers and agents typically take big commissions — up to 30% — on every policy they sell. With Vernam, we take these intermediaries out of the equation completely and that cost goes down to 0%. It’s that simple.

3. Participants in the marketplace receive a bonus with every policy purchase.

Every policy purchased will include a bonus of up to 30% of your policy premium distributed in VRN.

Where does this come from and why? See point 2 above. We’d like to reward the end-clients instead of agents and brokers, and incentivize everyone to jump bravely into the future of insurance.

Beyond financial rewards, as a purchaser of insurance you’ll also gain another important thing — agency. We connect end-customers directly with insurers, meaning that if you’re looking to buy insurance, you’ll have unprecedented access to review and choose the best policy for your needs.

4. The VRN token has a built-in value appreciation mechanism.
All insurance transactions on the Vernam platform operate with VRN tokens. To make this happen, the Vernam team will be buying VRN tokens from the market.

And by buying tokens from the participating exchanges in order to reward clients, we will create a constant demand for the VRN token.

5. Vernam will launch an innovative crypto insurance product, Crypto Safe (CS), thus providing a future-thinking alternative to traditional insurance.

While disrupting the structure of insurance is no small feat, at Vernam, we’re thinking big and not stopping there. We’ll partner with insurance providers across national borders to provide our own unique crypto insurance product, with our goal being to up the game even more.

What’s new with Crypto Safe?

End-to-end digital process — fast & automated
Smart contract — guaranteed correctness towards the client
Transparent premiums and coverage policy
When no damage is claimed, the CS smart contract will return a defined percentage of the premium to the client in VRN tokens
Not only is Crypto Safe offering a smoother, faster, more transparent experience for the end-clients, it’s also incentivizing prevention of accidents & claims.

6. The Vernam Project is led by a talented team dedicated to making this vision a reality.

Our team of over 20 experts is headed by a trifecta of talented co-founders including:

Roman Angelov is our CEO and Co-Founder.

CEO of DIMIROMA GROUP, a leading Bulgarian consulting, IT, and digitization company. Awarded Digital News Innovation (DNI) funding by Google.

Ivan Georgiev is our COO and Co-Founder.

Member of the board of directors of one of the biggest holdings in Bulgaria. Founder and manager of a successful mobile app development company.

Dimitar Mitrev is our CBDO and Co-Founder.

PhD Student. Dipl. Eng. Experienced in creating and managing different B2B IT projects. CEO of DEAFOR. Member of the Bulgarian Association of Information Technologies (BAIT).

7. Right now is the best time to buy VRN tokens.The price is set to go up from here on out.

We’re rewarding early contributors with huge discounts, so the earlier you contribute to Vernam, the better your future ROI. So why wait?

Are you ready to join the insurance revolution? We’d love your support and can’t wait to welcome you to the team.

Do you have a market share you like to get?

Since Vernam will initially target Europe, our white paper will be focused on the EU market. The following figure shows its development by the major insurance categories. The total size of the insurance premiums in Europe has been stable around € 1 – 1.2 trillion, regardless of the overall economic situation on the continent. Of this amount, approximately 60% is attributed to life insurance.

The various types of non-life insurance contribute €471bn in 2015 - this is exactly the market share we are about to revolutionize!

What makes your project different between other similar projects?

Vernam will transform insurance into a transparent, efficient, and accessible playing field.
With so many ICOs on the market, you have to pick and choose which ones to back carefully. And the most important question to ask is this: Does this ICO provide real, lasting value?

There’s no question about it — Vernam definitely does. Insurers agree that insurance is facing huge changes — there’s a real mismatch between how the insurance industry operates and the amazing potential offered by new technological capabilities. But while many InsurTechs are focusing on expanding the insurance value chain, Vernam is here to disrupt it entirely.

And this kind of big-picture thinking is what’s badly needed.

Insurance is plagued by a few main issues, and Vernam solves all of these: slow processes involving too many intermediaries, lack of freedom of choice because of barriers to transparent product information, painstaking personal information verification, high costs due to the general inefficiency built into the system.

By leveraging blockchain, the insuring process will see huge benefits in terms of time & effort involvement. Private data will be secure and more quickly available, which will not only speed up insurance purchases, but also claims and payout.

And more than that, when insurers have access to verified, detailed, and personalized data, they’ll be able to offer more relevant and tailored products for their clients. It’s a win-win for both insurers and regular people who need insurance.

You’ll save big on commission fees — because there aren’t any.

Intermediaries like brokers and agents typically take big commissions — up to 30% — on every policy they sell. With Vernam, we take these intermediaries out of the equation completely and that cost goes down to 0%. It’s that simple.

Participants in the marketplace receive a bonus with every policy purchase.

Every policy purchased will include a bonus of up to 30% of your policy premium distributed in VRN.

Where does this come from and why? See point 2 above. We’d like to reward the end-clients instead of agents and brokers, and incentivize everyone to jump bravely into the future of insurance.

Beyond financial rewards, as a purchaser of insurance you’ll also gain another important thing — agency. We connect end-customers directly with insurers, meaning that if you’re looking to buy insurance, you’ll have unprecedented access to review and choose the best policy for your needs.

The VRN token has a built-in value appreciation mechanism.
All insurance transactions on the Vernam platform operate with VRN tokens. To make this happen, the Vernam team will be buying VRN tokens from the market.

And by buying tokens from the participating exchanges in order to reward clients, we will create a constant demand for the VRN token.

Vernam will launch an innovative crypto insurance product, Crypto Safe (CS), thus providing a future-thinking alternative to traditional insurance.

While disrupting the structure of insurance is no small feat, at Vernam, we’re thinking big and not stopping there. We’ll partner with insurance providers across national borders to provide our own unique crypto insurance product, with our goal being to up the game even more.

What’s new with Crypto Safe?

End-to-end digital process — fast & automated
Smart contract — guaranteed correctness towards the client
Transparent premiums and coverage policy
When no damage is claimed, the CS smart contract will return a defined percentage of the premium to the client in VRN tokens
Not only is Crypto Safe offering a smoother, faster, more transparent experience for the end-clients, it’s also incentivizing prevention of accidents & claims.

[vernam]

Do you have something on the Reddit community as well? 

Thank you for your question, we have a great community on the Reddit, you can also follow us on Reddit page to get to know all project related news 

https://www.reddit.com/r/VernamICO/

[vernam]

will be a lock of tokens, with the participation in Pre-Sale? If yes, then how long? 

Dear friends and contributors to the Vernam project,

Our crowd sale is starting in less than 40 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC

🕐🕑🕒🕓

Sydney, Australia Tue, 15 May 2018 at 16:00 AEST

Seoul, South Korea Tue, 15 May 2018 at 15:00 KST

Tokyo, Japan Tue, 15 May 2018 at 15:00 JST

Hong Kong, Hong Kong Tue, 15 May 2018 at 14:00 HKT

Mumbai, India Tue, 15 May 2018 at 11:30 IST

Sofia, Bulgaria Tue, 15 May 2018 at 09:00 EEST

Amsterdam, Netherlands Tue, 15 May 2018 at 08:00 CEST

London, United Kingdom Tue, 15 May 2018 at 07:00 BST

São Paulo, Brazil Tue, 15 May 2018 at 03:00 BRT

New York, USA Tue, 15 May 2018 at 02:00 EDT

Mexico City, Mexico Tue, 15 May 2018 at 01:00 CDT

Los Angeles, USA Mon, 14 May 2018 at 23:00 PDT

How to contribute?

https://s7.postimg.cc/wi8toxmsb/1_w6_HSd_E4y8quyv_Thru7l_MPQ.png

We will accept Visa and Mastercard
We sealed an important partnership with Indacoin, a crypto startup that provides an easy way to buy bitcoins and 200 other cryptocurrencies with Visa & Mastercard. This is important because token sales are getting a popular alternative investment among people who are not familiar with crypto or haven’t yet built their crypto portfolio. Indacoin gives you the opportunity to instantly exchange fiat money for crypto with ease.


At Vernam, we’ve beyond excited to start revolutionizing insurance. Will you join us and help make transparent, secure, automated insurance a reality?

https://medium.com/@vernam.official/40-bonus-pre-sale-starting-in-40-hours-76c185864661

[vernam]

Project seems really interesting. But how are you planning to get mass adoption of your technology among insurance sector?

Technologically, Vernam is decentralized online platform, based on blockchain technology which creates the right conditions for clients and insurance providers to do business in an easy, safe and cost-efficient way. Besides the platform itself, a proprietary off-chain market place will use the Vernam token (VRN) — an Ethereum-based ERC 20 standard crypto token — to take full advantage of the platform’s functionality.

In other words, when a contract between a client and an insurance provider is signed on Vernam, it will be denominated in VRN. Since there is no broker mediation, the standard broker’s commission (15–25%) will be awarded to the client in the form of VRN. The Client can choose to exchange the VRN for fiat money or to keep it and later purchase a new insurance with a significant discount.

The system will offer special type of smart contracts, guaranteeing that when a defined set of events occurs, the client will automatically be compensated with a certain amount of VRN’s. This will make Vernam the game changer who dared to digitalize the insurance market! Vernam will also be the safest and the cheapest tool to purchase insurance.

Given the lack of transparency and the resulting misinformation, or loss of trust between end customers, insurance providers, and intermediaries, such as brokers and agents, we are confident that the decentralized nature of the blockchain technology will help to recover the lost balance and will provide a platform, driven by shared data and mutual trust, while at the same time the clients may benefit from reducing administrative cost of the insurance products.


The blockchain sub-system of Vernam, is system of inter-related smart contracts.

It has two main purposes:

• Create Insurance Smart Contracts as a proof of the issuance of insurance and its details

• Transfer a commission back in the form of VRN Tokens

Read detailed description of the implementation of blockchain on the Vernam platform in our whitepaper: https://www.vernam.com/assets/uploads/Whitepaper_Beta_v015.pdf

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I may be interested in the progress of the project and look forward to this success of the ICO. The project is really fun, let's see how the team working in the project can make the ICO work smoothly.

You can join crowd sale is starting in less than 40 hours and we are so excited to have you onboard and become part of the future of insurance.

We will open crowd sale on Tuesday, May 15th at 06.00h UTC

https://medium.com/@vernam.official/40-bonus-pre-sale-starting-in-40-hours-76c185864661

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Will your token be listed on any third party exchange?

Vernam team is currently negotiating with some of the biggest crypto exchanges to list the VRN token.