FINANCIAL TIPS

[litepresence]

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

I agree with all your financial tips. These are the very basic things which must be followed by everyone to save and multiply your own money. If you want to gain something you have to set some goal and follow it without any deviation and also have to save money without spending on unwanted things. These goals are great, when we say but its difficult to follow in this society but once if we save now the future will be brighter.

[1715671063]

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[destroyer01]

Know Where your money goes.Once you've gone through a few personal finance books, you'll realize how important it is to make sure your expenses aren't exceeding your income.The best way to do this is by budgeting.Once you see how your morning java adds up over the course of a month, you'll realize that making small,manageable changes in your everyday expenses can have just as big of an impact on your financial situation as getting a raise.

[dragon fire]

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

maybe this is only a little opinion of me how to control the finance. first, if we want to buy something, think it avail and the results. then also think about our finances that currently exists on us. and when you want to invest in visual form, buy at a price as low as possible so that we can sell it later when the price soar.

[Alanpigi80]

Those are precious tips for people who can't manage their money. Thank you, I hope that a lot of them may learn how to spend wisely and become a successful investor

[yanlap]

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

I agree with all your financial tips. These are the very basic things which must be followed by everyone to save and multiply your own money. If you want to gain something you have to set some goal and follow it without any deviation and also have to save money without spending on unwanted things. These goals are great, when we say but its difficult to follow in this society but once if we save now the future will be brighter.

In every part of the world, there are some golden rules which are being followed by the next generations. In my part of the world it is said that “Never spread the legs out of your blanket” and it means that you must not do anything which you cannot afford later on. So, before starting anything, if we are confident that we will take it to its end, we must put our full energies into otherwise we must look for the alternative options.

[berungan]

Before I am so grateful for these tips, I am a beginner, this is a science that is beneficial to me in my finances. and I will learn and will apply in my life.

[kimochidesh]

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

I really like the advice you have given. All newbies should follow this before entering the market. These points seem like basics but are most important tips. We often forget basics and get into huge losses. So always review these points time to time in life.

[Ms Emi]

yes you are right, everybody is just hoping to get big money from bitcoin so they used their credit card to the limit to buy on ICO then they cry if the one they bought is scam, some are borrowing money from others and the results' the same, people should also consider the value of planning of your money, your income, and the savings.

[Chikitita2004]

This is practical and eye opener too. Though we already know this but sometimes we forget. We are carried away by our materialistic desire. Before we realize we are already broke. I hate credit cards too. Good i dont have and whenever i go out on a shopping i make sure i leave my debit card in the house and just bring enough cash for my list of things to buy.

[inanilujimi]

Never get interested in a promising business that is very tempting and risky to be borne by investors, unless you are ready to lose what you are investing
As I often explain
Learn first the risks of action, Understand and find solutions to minimize risks, Have not plunged into the action
No work that no risk
And should be ready to plunge must be prepared risk not just ready for profit but not ready risk?
Invest with money that is not used when you are missing you do not regret.
Always learn from experience to get better.

[khaled0111]

Thank you for the tips but theoretically, it is a peace of cake and anyone can do it just follow the tips,
practically, you will face many problems more than you expected and it will be hard to follow those tips, we are human and we can make mistakes or get influenced by emotions and take bad decisions.

[Gotomoon]

This is helpful and worth reading a tips that we should bear in mind and we should take this for a good financial freedom. Sometimes we are forgetful on whats the top priority in life in order for us to save money in the future. Investing in bitcoin is really good but we should also set a goals, dont spend and always save will really helps to our finances in the future.

[aeternus]

One financial tip I can share: the real statistic for inflation could be above 10%. The official metric for inflation is identical to the unemployment numbers in that they were redefined decades ago to make the status quo economic situation appear better than it actually is. Real unemployment(U-6) is not the commonly cited statistic in the media which is (U-3). The 3% figure cited by the media for inflation also does not represent our real inflation rate.

Strategies involving saving are virtually impossible to maintain due to the inflation and average cost of living expenses increasing at far greater rates than wages or the value of most currencies. If it is true that real inflation is near to 10% this could imply that any sum of money saved can lose 10% or more of its value per year. This complicates matters. But I believe this to represent a cornerstone of a valid starting point for any type of financial planning.

This is completely true and one of the reasons of why I think that many people do not save their money, they cannot explain it and they cannot put it into words but they know that if they where to keep their money in a bank account that at the end they will get nothing they will not enjoy the money by spending it and they will not get long term benefits either, this is why saving is just part of the process you need to eventually invest that money and one of the greatest investments in the world right now are cryptocurrencies.

[jademacoy]

That would be helpful to those individual who have an extra money after receiving the salary but how about to those individual which salary is too low or even not enough for the cost of living especially if that individual is the bread winner of the family? This is an economic problem mostly of the third world country like Philippines. Though there are already developments being implemented but still it is so hard to eradicate employer who came to give low salary. This is in relation to their business that will surely fall if they will give the exact needs or salary as expected to an employee. That is why some of them like me join a part time job just to cater the needs of my family and im positive to it that i could gave their needs. As bonus I also discover the bitcoin system that could be a lot of help even if I could start investing in a small amount eventually it will be doubled and I a trusting to it that it will succeed. I am also joining bounty campaigns so I guess this is another tip that we could gave especially to those who are new to bitcoin like me.

[rarg]

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.

I like this one. I think this is the common problem for everyone. Sometimes we cannot avoid great offers from a store which has discount product. I think that
human nature when seeing a cheap price. We usually buy a discount product, although we don't need it.

[fatirborju]

Yes of course it is a very good idea, and I think your tips are very useful not to shop for things that are not needed, and think to invest a clear and no doubt,And to save the results that have been obtained,As well saving some of the results earned for Savings in the future......

[CodyAlfaridzi]

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.

* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

One of the reasons why I still don't want to have a credit card. A good step to achieve this is by making a monthly budget. It will help you make a sense of how much can you spend on tertiary things so you don't spend excessively on things that are not important.

If you don't save first right after you got the paycheck, believe me, you will end up not saving at all. People will always get tempted to use their money until it's all gone. Saving first will prevent you to buy unnecessary things.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

A better idea would be saving in Bitcoin or your promising I'm already on a program to make all Bitcoin, alts, stocks and fiat savings. All of those saving serves a different purpose. I hope it'll pay off in the future

[munir15]

- Buy what you need like basic or daily neccesities.
- Earn / Save , dont buy what is not important
- Invest some of your earnings like in business / stocks

[zander09]

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

Goals is our key to success because everytime we have goals we always know where to go our hard working, we always want to reach that goal.
Save first before spending
- that's really help to save money.

[koyo12]

This particular question is tackled about more spending money and savings. I really like your concern and idea, hopefully many people realize on how the way they manage their income and their expenses. Because to much spending of money causes negative income, and suffered more future payables and debt. Actually, mostly people has the characteristics of being thrifty are those rich people, because they are more on saving money, but for those people that only a workers having minimum income are performing more on expenses rather than saving, hopefully this question gave us a learning lesson on how to save money rather than too much spending.

You must be smart to used your money now a days, practice to save money and divide money. Lot of we needs now are very expensive water bills, electric bills, groceries and tuition fee also. So be smart in terms of finacial. Dont spend to much.