I wonder this: if the usual banking system will disappear as such, then she will leave and credit system, leasing and installment payment, debt, etc. As there is no centralized authority that can issue and track correctness of performance. To some extent, this is certainly good, but in fact people who can not immediately earn a large amount of money and will remain in the lower levels of life, which gives the modern banking system (though not ideal). What do you think about this? How to Take a loan in cryptocurrency?
that is a weakness of cryptocurrency, because it does not have a savings and loan system, because actually bitcoin is only a digital currency, which is originally the same as the common currency so the savings and loan system is only a business entity that usually serves saving customers, but there is no bitcoin the banking system that started using bitcoin in their savings and loans because it was still very risky, different from the currency of a country there must be deposit guarantees which are usually carried out by the government, one example is LPS or loan guarantee institutions, things like this that are not owned by bitcoin.