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Author Topic: Savings Vs Investment?  (Read 3761 times)
mersal
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September 14, 2019, 01:58:45 PM
 #201

Savings is safe but you will loose the value of your money in the long run due to inflation. Investment is good as it might double or triple your money but it is risky, just don't get in if you do not have any education or background about this field.
Investments take time and lot of time if we invest on something in traditional methods but in cryptos ROI is high along with the risk so people have choice now to choose from.

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September 14, 2019, 02:27:53 PM
 #202

Savings is must for emergency purpose. Ideally, $1000 savings for a family is enough so that if somrthing happen to a family member (assuming that it's just a minor accident), they are capable of paying the hospital bill. The rest of someone's spare money can be put on investment then for a long term profit purpose. Although it gives profit, it's not very convenient to use it for emergency purpose.

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September 15, 2019, 10:55:52 AM
 #203

Savings is must for emergency purpose. Ideally, $1000 savings for a family is enough so that if somrthing happen to a family member (assuming that it's just a minor accident), they are capable of paying the hospital bill. The rest of someone's spare money can be put on investment then for a long term profit purpose. Although it gives profit, it's not very convenient to use it for emergency purpose.
It seems to me that for each family there will be a sufficiently different amount of savings, but everyone should try to invest, otherwise you will remain poor.
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September 16, 2019, 06:02:48 AM
 #204

Savings is must for emergency purpose. Ideally, $1000 savings for a family is enough so that if somrthing happen to a family member (assuming that it's just a minor accident), they are capable of paying the hospital bill. The rest of someone's spare money can be put on investment then for a long term profit purpose. Although it gives profit, it's not very convenient to use it for emergency purpose.
yes, savings will indeed be very useful for emergency purposes. but, as business people, we cannot just save the assets we have. if we want to grow, we need to take risks and make investments that have great potential. it is indeed risky, because that we can do it by storing some assets. the point of this is, we need to insert some of our assets to be saved because we never know the sudden needs that we will use in the future. but, we also need to do other business, therefore use 30% of assets to be saved, and 70% to build a business.


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September 16, 2019, 04:59:21 PM
 #205

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.
There are many reasons of why people shy away from investing, the first and most obvious is that most people are risk adverse, they know how much time and effort it took them to get all of that money and they are afraid that if a mistake is made they are going to lose a significant portion of their savings, and honestly they are right we know that more than 90% of traders lose their money and when they find out about this they do not want to invest.

Another reason is that people realize that if they want to be successful when it comes to investing they need to learn about it and most people don't want that, they have unrealistic dreams about making a lot of money with little or no effort so when you take all of that into account it is easy to understand why most people do not invest.

 
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September 16, 2019, 05:03:11 PM
 #206

The investment looks a bit riskiest, but in my view, it is more profitable in the long run than saving or holding.

That's really not so stable decision.
If we just keep on investing without doing proper calculations, then we will surely face losses.
That too huge loss.
And it's not always true that long term investments will be profitable.
So just better be careful when investing something.
Hope this helps.

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September 16, 2019, 05:08:47 PM
 #207

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.
Investment knowledge is really important for every human being. if they do not have enough knowledge to invest then the investment will easily lead to failure.
but instead of saving too much money and letting them lose value, we should use part of the money to go to securities investment or crypto courses.
It will be the premise to help each of us increase our assets year by year by our true selves.

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September 16, 2019, 08:26:55 PM
 #208

Who have been investing money in tropical real estate? I like this type of investing?
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September 18, 2019, 02:46:35 PM
 #209


yep, I agree with your point. Savings or investments have their pros and cons. Savings will help you pay in some emergencies or you can also use the savings to invest by depositing your bank at a low interest rate and it is suitable for those who prefer safety. Investing is risky, you might lose money in the beginning, but then you can be  richer than saving, investing in bitcoin or altcoin as an option. In my personal opinion, you should choose investment, investment is always the best choice.

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September 18, 2019, 08:04:08 PM
 #210

Savings is good because your money is safe you can hold hold it until you want the price already. But investing is much very good because investing you can earn more than you expect if the price is going up. I can have the chance to reach my price goal.

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September 19, 2019, 01:03:19 PM
 #211

investment becomes profitable for myself, because if we look at it now it might be a great opportunity for investment because the price of crypto has decreased and the potential to grow to a large position will occur if we choose a potentially good coin
Most people here will obviously invest because that is the root of this industry however, risk will also be involve on investing especially on this kind of industry where there are high volatility and uncertainty of things. Saving on the other hand is a money holding without expecting of a profit or return which is good on people who has a solid goal. Saving and investing for me must be done simultaneously.


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September 19, 2019, 06:30:20 PM
 #212

it depend how you want grow your money, short/long time.
and you can do both if you want, the different if you do trading you can instant take quick profit.
investment is better for people people who dont know about trading, you just put your money and hope the price will rise.
and in trading you must learn technical,fundamental analysis,news,pump,dump,cutlose,scalping and many more, you need to be serious if want learn trading, even if trading is unpredictable job : Smiley

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September 19, 2019, 07:32:39 PM
 #213

it depend how you want grow your money, short/long time.
and you can do both if you want, the different if you do trading you can instant take quick profit.
investment is better for people people who dont know about trading, you just put your money and hope the price will rise.
and in trading you must learn technical,fundamental analysis,news,pump,dump,cutlose,scalping and many more, you need to be serious if want learn trading, even if trading is unpredictable job : Smiley
Everyone wants to get profit as fast as possible. It would be nice to read a good book on investing on your recommendation.

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September 20, 2019, 11:06:31 AM
 #214

Savings is good because your money is safe you can hold hold it until you want the price already. But investing is much very good because investing you can earn more than you expect if the price is going up. I can have the chance to reach my price goal.
I would love to hold BTC for long-term investments because my savings will certainly be very useful in the near future if BTC tends to rise. This market brings a lot of opportunities for many investors and if you have a large amount of money and do not know what to do, it is best to invest some BTC because this is probably the most profitable savings you have ever known .I have been holding since BTC at $4,000 and my profits have now doubled in just a few months of waiting

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September 20, 2019, 06:01:51 PM
 #215

it depend how you want grow your money, short/long time.
and you can do both if you want, the different if you do trading you can instant take quick profit.
investment is better for people people who dont know about trading, you just put your money and hope the price will rise.
and in trading you must learn technical,fundamental analysis,news,pump,dump,cutlose,scalping and many more, you need to be serious if want learn trading, even if trading is unpredictable job : Smiley
Everyone wants to get profit as fast as possible. It would be nice to read a good book on investing on your recommendation.
Yes it’s much better to get educated about trading and investing before starting it will help you avoid mistakes. If you have money you can invest that amount in profitable coin trust me in few months you will see the difference and your money will be double. But for this you will have to save your investment as long as possible.

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September 20, 2019, 07:39:54 PM
 #216

Savings is good because your money is safe you can hold hold it until you want the price already. But investing is much very good because investing you can earn more than you expect if the price is going up. I can have the chance to reach my price goal.
I would love to hold BTC for long-term investments because my savings will certainly be very useful in the near future if BTC tends to rise. This market brings a lot of opportunities for many investors and if you have a large amount of money and do not know what to do, it is best to invest some BTC because this is probably the most profitable savings you have ever known .I have been holding since BTC at $4,000 and my profits have now doubled in just a few months of waiting
I make a  bitcoin deposit from my every month salary, I think it’s good investment.

MINTER - WE MINT COINS AND CREATE THE INTERNET OF MONEY
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September 20, 2019, 07:51:48 PM
 #217

Savings is good because your money is safe you can hold hold it until you want the price already. But investing is much very good because investing you can earn more than you expect if the price is going up. I can have the chance to reach my price goal.
I would love to hold BTC for long-term investments because my savings will certainly be very useful in the near future if BTC tends to rise. This market brings a lot of opportunities for many investors and if you have a large amount of money and do not know what to do, it is best to invest some BTC because this is probably the most profitable savings you have ever known .I have been holding since BTC at $4,000 and my profits have now doubled in just a few months of waiting
I make a  bitcoin deposit from my every month salary, I think it’s good investment.
Investment is absolutely greater than savings,  imagine that you were buying bitcoin monthly from 2011 till  2017 from monthly salary,  the profit will be so huge than saving the same amount up from 2011- 2017,

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September 20, 2019, 09:40:15 PM
 #218

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Savings is good because your money is secured you just wait for the price increase to come at the right price for you. While investing is good also but you have to bet your feelings and expectations to have a chance to earn big money. Its like a gambling its either you win or lose.

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September 20, 2019, 11:29:13 PM
 #219

In my opinion, investing is always gambling. Name at least one investment that is not risky. Is that banking. Everything else, especially investing in cryptocurrency, has a very high risk,
which decreases only with long-term investments. The only investment that always pays off with the right investment is investing in your own education.

 
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September 20, 2019, 11:43:48 PM
 #220

I think saving coins and investing coins are almost the same, both of them also apply to save coins for the long term or the short term, but for this investment you should be able to choose a coin that has the potential for price increases so that you can get a lot of benefits when storing large amounts of coins.

 
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