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Author Topic: Savings Vs Investment?  (Read 7194 times)
Pelunize12
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October 16, 2019, 07:32:08 AM
 #321

of course invesment is better than saving to make much money, it can get good return if choosing good investment place
there are many investment places in this world, start from low risk (deposit) until high risk (crypto, stock), just suit with our type
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October 16, 2019, 07:36:06 AM
 #322

start from low risk (deposit) until high risk (crypto, stock), just suit with our type
Depositing money cannot be called as investment, its just you are saving your money that you are entitled to receive a little interest.
When we are talking of investment especially in crypto, we are talking of good return like more than 100% because that's the kind of return we will get if we are successful by taking a high risk investment.

Buying crypto is a sort of high risk investment but it's profitable investing here if you have the knowledge as you can choose the right coin which you think has a potential to rise.

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October 16, 2019, 08:06:09 AM
 #323

Savings is good but investment is better. Instead of putting your money in bank for small interest, it will make more sense if you will invest it in business. Undeniably crypto is a good investment too but business that you can manage is better.
Indeed, if you want to grow your money or have a big gains in the future investing is the key to achieve it. I prefer investing in crypto and business while saving the earnings I get from it.

I have a business for few years now and doing well, I cant say its a passive income because it depends on our sales but somehow we are surviving and still growing.

Saving is needed but investing is a wise thing to do if you want your family to have a better future.

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October 16, 2019, 08:31:05 AM
 #324

of course invesment is better than saving to make much money, it can get good return if choosing good investment place
there are many investment places in this world, start from low risk (deposit) until high risk (crypto, stock), just suit with our type

We really can do both of them, because it's nice to save your money for an investment plan. Just think about raising funds at your own and buy Bitcoin for your holdings. Plan accordingly and once you reach an enough amount you would see the better outcome once it gains great amount of returns.

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Katashi
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October 16, 2019, 10:01:23 AM
 #325

Having a savings while doing some investment is the better way around for you to reduce losing of your funds so it is highly recommended to use both of this strategy to have a better result. if you have an extra money that you can invest then do so but never use your savings for any risky investment even it offers a big profit.

 
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bitzizzix
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October 16, 2019, 10:30:33 AM
 #326

of course invesment is better than saving to make much money, it can get good return if choosing good investment place
there are many investment places in this world, start from low risk (deposit) until high risk (crypto, stock), just suit with our type

We really can do both of them, because it's nice to save your money for an investment plan. Just think about raising funds at your own and buy Bitcoin for your holdings. Plan accordingly and once you reach an enough amount you would see the better outcome once it gains great amount of returns.
Yes, doing both is more effective and Never invest all your savings because it is risky and all you have to do is you have to add your savings from the profits you get from investments outside of your initial capital when investing.
so I'm sure you will become rich because it's the most efficient and smart way.

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NewRanger
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October 16, 2019, 11:46:05 AM
 #327

of course invesment is better than saving to make much money, it can get good return if choosing good investment place
there are many investment places in this world, start from low risk (deposit) until high risk (crypto, stock), just suit with our type

We really can do both of them, because it's nice to save your money for an investment plan. Just think about raising funds at your own and buy Bitcoin for your holdings. Plan accordingly and once you reach an enough amount you would see the better outcome once it gains great amount of returns.
Yes, doing both is more effective and Never invest all your savings because it is risky and all you have to do is you have to add your savings from the profits you get from investments outside of your initial capital when investing.
so I'm sure you will become rich because it's the most efficient and smart way.
if our saving from profits mucb enough , we could use to invest in property or land.in a year  this investment has good return.more than 25% in our hand from property in a year.maybe if i have more i will invest on it.save our money in the bank only give us the security but not for return.meanwhile property give both of them.
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October 16, 2019, 11:48:32 AM
 #328

Investment offers a lot of room for capital growth. Take advantage of compound interest and don't be captivated by the risk it offers, every decision as well in investment requires risk but if we are dedicated enough to study where to put our investment and do our assignment to check it before investing it lessen the risk. Have investment as young as we are and healthy but still have some cash or savings that can be used if urgently in need of money.
The reason why case studies have been developed and kept on evolving is to help people to understand the typical risk which is accompanied in every  investment that it will take. You don't need to think about the risk if you are done doing your research and you are already confident with the knowledge you already earned about the business. Risks should be handled properly in the sense that you have a target timetable in continuing your journey. If things won't come up according to your plans, your previous case study will lead you on what to do next, either to prevent further damages to your investment capital or switch to another business opportunities.
Case studies in this time is considered as experience, we can either win or lose at that point but it's up to us how much we wanted to risk in that moment. They as we experienced and gain skills thru researching that's the only time we will able to realize what suits our risk appetite. There's always a dry run before increasing amounts we will invest.



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Pelunize12
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October 16, 2019, 05:58:45 PM
 #329

start from low risk (deposit) until high risk (crypto, stock), just suit with our type
Depositing money cannot be called as investment, its just you are saving your money that you are entitled to receive a little interest.
When we are talking of investment especially in crypto, we are talking of good return like more than 100% because that's the kind of return we will get if we are successful by taking a high risk investment.

Buying crypto is a sort of high risk investment but it's profitable investing here if you have the knowledge as you can choose the right coin which you think has a potential to rise.
investment is the act of putting money, effort, time, etc. into something to make a profit or get an advantage, or the money, effort, time, etc.

no matter how small the return, it's still investment, that's why i said low risk and ofc low return too
deposit is good for diversification asset, so we have investment that safe from volatile
yulionoo
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October 17, 2019, 12:28:25 PM
 #330

between savings and investment In my opinion there are advantages and disadvantages of each. when someone has a lot of money and without any urgency in themselves, in my opinion investment is very suitable for someone as long as investing on the basis of investment knowledge and carried out in the right way. but in my opinion, savings also have advantages. when at any time someone has an urgent need, they can immediately take their money without waiting for the specified time. investment is very good for profit, but it will not be as expected if the investment was made because of FOMO.
I think investing because FOMO will make someone regret if the price is not as they expected.

 
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Tungsten-1
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October 17, 2019, 06:57:40 PM
 #331

between savings and investment In my opinion there are advantages and disadvantages of each. when someone has a lot of money and without any urgency in themselves, in my opinion investment is very suitable for someone as long as investing on the basis of investment knowledge and carried out in the right way. but in my opinion, savings also have advantages. when at any time someone has an urgent need, they can immediately take their money without waiting for the specified time. investment is very good for profit, but it will not be as expected if the investment was made because of FOMO.
I think investing because FOMO will make someone regret if the price is not as they expected.
As long as talking about the NEED of money, I would say that if a person has a large amount of money then it is very important that he should keep half of his money for any urgency because nobody knows the time of emergency, while for earning profit a person need to invest his remaining money in any legit site. So I think everybody should keep BALANCE in saving and investment.
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October 18, 2019, 06:26:36 AM
 #332

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.
In my own personal opinion, it will be better if you both do saving and investing your money. Which you will save the half of your money, while the other half of your money you will invest it in a coin that will give a good profit. By that, you will balance your money without taking any huge risk.
arifteguhr
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October 18, 2019, 06:44:35 AM
 #333

In my opinion both must be balanced. of course not all the money we have must be invested because we also do not want to get a loss if it turns out there is market chaos. the money we have must really be planned for many needs because we ourselves can get these benefits

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iamsange
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October 18, 2019, 07:52:12 AM
 #334

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.
In my own personal opinion, it will be better if you both do saving and investing your money. Which you will save the half of your money, while the other half of your money you will invest it in a coin that will give a good profit. By that, you will balance your money without taking any huge risk.
Some people usually not really want to do high risk investment. That is why a lot of people in here said that we must balance between saving and investment. But for focusing in investment only, it is worty to try. Not means we must try, but maybe worth to try especially for bitcoin.

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DarkIT
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October 18, 2019, 09:06:25 AM
 #335

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.
In my own personal opinion, it will be better if you both do saving and investing your money. Which you will save the half of your money, while the other half of your money you will invest it in a coin that will give a good profit. By that, you will balance your money without taking any huge risk.
yes, if confused between saving and investing, it's better to do both. if your investment is successful, you can increase the number of funds to invest, or invest elsewhere. You can also add to your savings if the investment is successful. besides, if a bad situation occurs, and your investment fails, you still have deposits. basically doing 100% for investment is very dangerous.

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AicecreaME
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October 18, 2019, 11:52:26 AM
 #336

start from low risk (deposit) until high risk (crypto, stock), just suit with our type
Depositing money cannot be called as investment, its just you are saving your money that you are entitled to receive a little interest.
When we are talking of investment especially in crypto, we are talking of good return like more than 100% because that's the kind of return we will get if we are successful by taking a high risk investment.

investment is the act of putting money, effort, time, etc. into something to make a profit or get an advantage, or the money, effort, time, etc.

no matter how small the return, it's still investment, that's why i said low risk and ofc low return too
deposit is good for diversification asset, so we have investment that safe from volatile

Looks like he didn't understand what you've said Sad

Buying crypto is a sort of high risk investment but it's profitable investing here if you have the knowledge as you can choose the right coin which you think has a potential to rise.

that is exactly his point, that is why starting from low or small deposit is a safety move since mostly of the investors begins without no knowledge at all, I mean only a little. There is no point of risking all of your assets in just a single investment, that is not healthy, that would just give you some fatal damage on your financial income and could lead also in a serious debt.
Edraket31
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October 20, 2019, 05:14:27 AM
 #337

between savings and investment In my opinion there are advantages and disadvantages of each. when someone has a lot of money and without any urgency in themselves, in my opinion investment is very suitable for someone as long as investing on the basis of investment knowledge and carried out in the right way. but in my opinion, savings also have advantages. when at any time someone has an urgent need, they can immediately take their money without waiting for the specified time. investment is very good for profit, but it will not be as expected if the investment was made because of FOMO.
I think investing because FOMO will make someone regret if the price is not as they expected.
As long as talking about the NEED of money, I would say that if a person has a large amount of money then it is very important that he should keep half of his money for any urgency because nobody knows the time of emergency, while for earning profit a person need to invest his remaining money in any legit site. So I think everybody should keep BALANCE in saving and investment.
   Investment is something that broadens your chances of making money. Simply keeping money in your socks or under your mattress do not provide you with scope of making more money. I am in favor of investing your savings into different types of investments in order to enjoy good profit. The more you invest, the more you have chances of great profit.

We should not just stick to whatever we have right now, especially if we are just earning fix income from our salary, better to invest something that can give us passive income just like stock market, doing day trading, holding crypto in long term, we should maximize our source of income, don't just be contented in just holding crypto and in our fix monthly income.

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October 20, 2019, 08:14:10 AM
 #338

between savings and investment In my opinion there are advantages and disadvantages of each. when someone has a lot of money and without any urgency in themselves, in my opinion investment is very suitable for someone as long as investing on the basis of investment knowledge and carried out in the right way. but in my opinion, savings also have advantages. when at any time someone has an urgent need, they can immediately take their money without waiting for the specified time. investment is very good for profit, but it will not be as expected if the investment was made because of FOMO.
I think investing because FOMO will make someone regret if the price is not as they expected.
As long as talking about the NEED of money, I would say that if a person has a large amount of money then it is very important that he should keep half of his money for any urgency because nobody knows the time of emergency, while for earning profit a person need to invest his remaining money in any legit site. So I think everybody should keep BALANCE in saving and investment.
   Investment is something that broadens your chances of making money. Simply keeping money in your socks or under your mattress do not provide you with scope of making more money. I am in favor of investing your savings into different types of investments in order to enjoy good profit. The more you invest, the more you have chances of great profit.

We should not just stick to whatever we have right now, especially if we are just earning fix income from our salary, better to invest something that can give us passive income just like stock market, doing day trading, holding crypto in long term, we should maximize our source of income, don't just be contented in just holding crypto and in our fix monthly income.
Yes as when you are new so its important to know about how to invest and how much to invest. I think safe to invest small amount then with passage of time when you will become expert you can increase your budget for it. If you will save your money so its not going to give you any benefit better invest your money so it will expand with each passing day
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October 20, 2019, 08:47:48 AM
 #339

Saving is still effective especially when we know how to handle and control our earnings without putting it at risk. Investing could help us save through the profit that we're gaining but we should still look for a potential coin so we should have an assurance that our investments will grow in time. We only need to apply the basic strategy of crypto investment.
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October 20, 2019, 07:32:12 PM
 #340

In my opinion both must be balanced. of course not all the money we have must be invested because we also do not want to get a loss if it turns out there is market chaos. the money we have must really be planned for many needs because we ourselves can get these benefits
No matter how much amount of money you have, it is important that you divide your money into four sections i.e. one for your emergency, one portion that you give to your family, one for yourself because you also need clothes, food etc and the last portion for investing something into great markets such as real estate or bitcoin market.

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