Savings Vs Investment?

[Arkann]

In my opinion, savings and investments are completely opposite things, but which are very important, applying them simultaneously.  The fact is that investments are profitable, although in this case the investor is at a certain risk, since successful results depend on many factors on the investment.  At the same time, savings are those means that a person can dispose of at any moment.  Proceeding from this, an intelligent person should invest his money in a promising project and, from the income received, save some of the money for savings.  I believe that in the cryptocurrency market there are quite a lot of cryptocurrencies that are profitable both as an investment and as a savings.

[ChrisPop]

If you look through an investor's eyes it is much more riskier to keep money in fiat then to invest. I mean look at the inflation. In some countries you lose even 10-20%/year just by holding the cash under your matress. That's not acceptable! We need a replacement that it is both a store of value AND an EFFICIENT way to make transactions around the world. Bitcoin is the perfect solution for this + it is not centralised(controlled by any central entity) like USD,EUR, GBP, etc. are.

Most of us have jobs that are paid in fiat so in my opinion the best way to handle the situation is to get rid of the fiat as soon as you can. Be it for personal needs or especially for investments. It can be everything from good quality stocks to bonds, real estate, gold, you name it.. but you need to seize that value asap.

[Bezobraznike]

If you look through an investor's eyes it is much more riskier to keep money in fiat then to invest. I mean look at the inflation. In some countries you lose even 10-20%/year just by holding the cash under your matress. That's not acceptable! We need a replacement that it is both a store of value AND an EFFICIENT way to make transactions around the world. Bitcoin is the perfect solution for this + it is not centralised(controlled by any central entity) like USD,EUR, GBP, etc. are.

Most of us have jobs that are paid in fiat so in my opinion the best way to handle the situation is to get rid of the fiat as soon as you can. Be it for personal needs or especially for investments. It can be everything from good quality stocks to bonds, real estate, gold, you name it.. but you need to seize that value asap.

   ChrisPop I totally agree with you. Holding fiat will get us nowhere, the amount we hold will lose value over time. It`s better
to put fiat to work for you as soon as possible, real estates, gold, crypto-currencies, or anything else, everything is better
then fiat.   
   For more then a year all my extra money from my salary is going into crypto-currencies. I don`t have savings in fiat, only
in crypto-currencies. I believe that future will be on my side!

[CoinFoxs]

Investments are better than savings, investing can help us to beat inflation while savings cannot. It is better to invest because our money is continuing to grow while in savings, our money are continuing to depreciate because of inflation.

Savings are good because when the market is down it will help you to meet your expenses. If you have no savings then you will sell your coins when you need money no matter what is the price of bitcoin or altcoins. So savings always help and investment only helps when the market condition is good.

[BigBos]

Investments are better than savings, investing can help us to beat inflation while savings cannot. It is better to invest because our money is continuing to grow while in savings, our money are continuing to depreciate because of inflation.

if you are afraid of inflation, then the best thing is to invest in gold, or other physical things like houses, or land. that I think is quite safe from inflation. the thing that I think about is, it will be very good when you invest while saving. We don't know when we will really need cash, so saving will be very useful for that, even though you focus on investment.

[dillpicklechips]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

In my opinion us, nowadays we believe that saving is greater than investing, most of us believe that analogy when it comes on handling money or budgeting our own money. But we tend to forgot that when it comes in reality.Its better to invest, in savings we just save and that is on the long term factor because we literally dont have an income on that we just save it that's it. But on  the investment yes it can be a short term, vice versa but we can either earn or loss a money if we dont know what are we doing. So i'd say its better to invest, wiser rather, wiser to invest.

[cryptothreads]

In my opinion, savings and investments are completely opposite things, but which are very important, applying them simultaneously.  The fact is that investments are profitable, although in this case the investor is at a certain risk, since successful results depend on many factors on the investment.  At the same time, savings are those means that a person can dispose of at any moment.  Proceeding from this, an intelligent person should invest his money in a promising project and, from the income received, save some of the money for savings.  I believe that in the cryptocurrency market there are quite a lot of cryptocurrencies that are profitable both as an investment and as a savings.

In the field of investment, I always have a plan and always divide the capital most effectively to suit my life. Now if you are a good investor, saving is always necessary because this money can solve a lot of different problems and you will definitely have to use in the near future. In fact most people often ignore this money because they find the savings are unnecessary and this is their biggest mistake.

Every time I make a good profit from the market, I always spend more than 10% of my profits on the savings because this is the money that helps me feel safer.

[tambok]

Investments are better than savings, investing can help us to beat inflation while savings cannot. It is better to invest because our money is continuing to grow while in savings, our money are continuing to depreciate because of inflation.

Savings are good because when the market is down it will help you to meet your expenses. If you have no savings then you will sell your coins when you need money no matter what is the price of bitcoin or altcoins. So savings always help and investment only helps when the market condition is good.

That shouldn't happen if we just know how to use our fund wisely, we don't need financial adviser, but just follow what experts are saying, to save 20% of your total gross income, invest 10-20%, and the rest for your daily needs, payment of bills, learn to value everything that we are earning because we don't know when we will have good income and when broke.

[tadpole_bitfrog]

Investment or saving? Will all matters to our capabilities. Not all of us can afford to do investment rather than to keep safe at saving or vice versa.

Savings is very important that we do investment but the disadvantage of savings is you make your money doubled or getting more unlike if we do investment. But however, the risk of losing our money in investment it there which makes people think about it before we decide and what suited to our part.

I agree with you, everyone knows that saving will not increase profits but it is safe and not much risk, investment will lose money and have many risks. So you accept losing money and becoming rich, successful or forever immersed in your safety and then live forever demanding such, as you say, the risk is inevitable but you must reduce it significantly tell and manage it well.

[Congyang]

investments might be better and might make a lot of profit. so I think now this investment can be used as the best option. good management and management of investments I think it will be easier to get profits. so maybe this is a better thing than just saving.

[Goodvalony]

No matter how we try to analyze on this, people will still prefer to save up their funds and spend whenever they wishes to. it has never been easy trying to invest on projects or investments that we are not sure of. it is only when we see a little benefits that we try to pay attention and interest.

[BitcoinTurk]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Even though old people are enthusiastic about accumulation and have good fortune with this method, I think that saving is not a very good method and it is a very difficult method. Of course it is not easy to invest and earn money by managing that investment correctly, but it is possible to obtain more returns with the right management. On the other hand, waiting for the money to be used in the accumulation process will not increase as long as you do not add any economic contribution. Finally, I would like to point out that investing is not the same as gambling. It is possible to obtain a very good return with the right investment and to close the position with the least loss with the right investment strategy.

[batiry]

I think we should make savings first.Then you can invest part of the savings.If the investment made a profit, you can invest another part of the savings. After all, investments are a riskier asset than savings.

[akmal1984]

I think we should make savings first.Then you can invest part of the savings.If the investment made a profit, you can invest another part of the savings. After all, investments are a riskier asset than savings.

I think it's a bit risky if we use our savings as capital for investment. It would be better if we routinely take from our income specifically to be made an investment. So we no longer need to take money from our savings.I learned this from books published by successful people in the world. The investment itself is very risky, so do not add to it by taking from savings

[crisanto01]

I think we should make savings first.Then you can invest part of the savings.If the investment made a profit, you can invest another part of the savings. After all, investments are a riskier asset than savings.

I think it's a bit risky if we use our savings as capital for investment. It would be better if we routinely take from our income specifically to be made an investment. So we no longer need to take money from our savings.I learned this from books published by successful people in the world. The investment itself is very risky, so do not add to it by taking from savings

Thanks for sharing this thought, from which book please and who is the author, I really love learning how to invest from different experts as one day I believe that I will have my own business too, right now I only have mini shop which covers our daily expenses and I am hoping for more income especially passive income that will make more money even if I am sleeping.

[cryptoangel]

I think we should make savings first.Then you can invest part of the savings.If the investment made a profit, you can invest another part of the savings. After all, investments are a riskier asset than savings.

you are perfectly analyse the real market statistics, Everyone carefully saving the money on next one year. Because recent years crypto will grow and fall at gradually, so we make profit or loss we must hold the few more months. I hope those are invest long term they always make some profit and savings are right to way to protect our investment.

[Herry Toms]

My point of view is Investment is far better than savings because is 2 in 1. But it is also important where you are going invest like if people who are saving in banks start making investments in crypto or in just BITCOIN they have far better chances to increase their profits and accumulate their wealth. I wish one-day people will understand this

[conex]

Invest. Saving money at a bank at almost 0 interest rate is the dumbest thing ever. BTC's so low atm, time to buy!

[youdacapt]

savings do not have to be linked to inflation and still must be aimed at increasing the amount continuously manually, many basic things to ensure at least they stay safe and not be tempted by many things that risk faster. Investment is the opposite where accuracy in ROI takes precedence and continues with further benefits, these two things are very different in context and purpose.

[logfiles]

I personally would rather invest than keep money in an account doing nothing. However, one should know that investing involves risk so doing it wisely is very important.
Someone once told me "Poor people who don't know how to use money save it in the bank so that Rich people can borrow it to invest and get richer"