Savings Vs Investment?

[Triffin]

Knowledge is the basic foundation of all the things in this world. So as in investing, if you don't have any knowledge even the basics or the fundamentals to check before to invest their you will not have a good journey or progress. Invest in knowledge first so you will have an easier time to get into different opportunities that the world offers to us.

Absolutely, remember that those who has lack of knowledge are the ones who can be belittle by those who has knowledge. Just like in ICO, they are keeping and saying a lot of promise in the community and telling and telling people that an Emperor didn't build in days, but in fact they are just using and taking your mind because you don't have much knowledge, and that is what ICO scammers like, to manipulate those people who has lack of knowledge.

we should store our future by making useful investments and we should keep leading about profitable investments of market. The more we will learn about crypto the more we will get success. Right now there are so many profitable investments and best one is to invest your money in crypto specially in bitcoin it will make our money double within few months.

[ice098]

It's better to put your money in savings to save your money from risky investment here in crypto. Huge dump will be happened once you invest a coin with no potential to increase.

No, I totally disagree you need an investment, investment is not only for future purpose is actually good for emergency purpose when we need money, on our retirement age we can use that and continue trading instead of working 8hrs a day , it is more good if we investit will make our money more grow.

[alisonwonder]

It's better to put your money in savings to save your money from risky investment here in crypto. Huge dump will be happened once you invest a coin with no potential to increase.

No, I totally disagree you need an investment, investment is not only for future purpose is actually good for emergency purpose when we need money, on our retirement age we can use that and continue trading instead of working 8hrs a day , it is more good if we investit will make our money more grow.

some of the richest people in the world are born from investments, so if we want to be rich in the future we must be brave for investment, not necessarily in bitcoin many other investments, but bitcoin gives a high return than other investments.

[The-Devil]

In fact, savings and investment are interrelated. Because if there were no savings, there would be no investment. The investment comes from savings. Whoever saves will invest in the future. Small savings make big investments. So I always give priority to savings. Our today's savings will be an investment tomorrow. So save more invest more.
Good luck.

[Kambal2000]

In fact, savings and investment are interrelated. Because if there were no savings, there would be no investment. The investment comes from savings. Whoever saves will invest in the future. Small savings make big investments. So I always give priority to savings. Our today's savings will be an investment tomorrow. So save more invest more.
Good luck.

You are indeed correct, both of them are important so as much as possible we should have savings for emergency purposes and for future, as well as invest in properties,  in business, in crypto, in stock market, whenever you think you are fit and capable of will do, just don't forget that you must have at least investment for your future too.

[Visbay]

It's better to put your money in savings to save your money from risky investment here in crypto. Huge dump will be happened once you invest a coin with no potential to increase.

No, I totally disagree you need an investment, investment is not only for future purpose is actually good for emergency purpose when we need money, on our retirement age we can use that and continue trading instead of working 8hrs a day , it is more good if we investit will make our money more grow.

some of the richest people in the world are born from investments, so if we want to be rich in the future we must be brave for investment, not necessarily in bitcoin many other investments, but bitcoin gives a high return than other investments.

Yes it is good to have some savings especially a kind of bitcoin or any good coin like ETH but I think if people think about making investment they should only invest in bitcoin we can sell it anytime and you will get profit at that time, profit can be low for selling at dump but it will surely give you profit for having it in your wallet so I agree that we should invest our money for use at time of need.

[Orochimarukin]

I'll pick investment over savings any day, however,  one has to consider the risk associated with the investment. I'd rather invest an amount I intend saving in 'real estate' than cryptocurrency because of the greater risk involved.  The greater the risk associated,  the lesser the amount invested.

[Candycrush1129]

One has to be very balanced in his approach in order to be successful in life. So saving and investing needs to be done in balance way. I have recently come across something extremely interesting, and that’s this https://seekingalpha.com/amp/instablog/48159843-cynthiamadison/5295593-how-are-millennials-investing-and-what-can-retirees-learn-from - A lovely piece that highlights various investing opportunities and ways.

[Karmakid]

It's better to put your money in savings to save your money from risky investment here in crypto. Huge dump will be happened once you invest a coin with no potential to increase.

No, I totally disagree you need an investment, investment is not only for future purpose is actually good for emergency purpose when we need money, on our retirement age we can use that and continue trading instead of working 8hrs a day , it is more good if we investit will make our money more grow.

some of the richest people in the world are born from investments, so if we want to be rich in the future we must be brave for investment, not necessarily in bitcoin many other investments, but bitcoin gives a high return than other investments.

Yes it is good to have some savings especially a kind of bitcoin or any good coin like ETH but I think if people think about making investment they should only invest in bitcoin we can sell it anytime and you will get profit at that time, profit can be low for selling at dump but it will surely give you profit for having it in your wallet so I agree that we should invest our money for use at time of need.

When you are going to save money, you should not put it into risky assets like bitcoin or ethereum. If you will put your savings there then you are risking your future. You should save your money into a place where it is not volatile but liquid enough like in banks. In investments, it depends on your risk appetite if you are a conservative or not.

[EdvinZ]

If you have an impressive amount that you want not only to save, but also to increase, then of course your choice should stop at investments. Study the market, identify what will be popular in the future, will be in short supply and buy it now. Wait for profits will have a lot of time, but in the end you are likely to get it if you do everything correctly. Invest in different promising financial instruments.

[CodyAlfaridzi]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

You must be reading the wrong books. Traditional wealth management doesn't teach you to store all your wealth in savings. As you said, most of your wealth should be in form of investment: stocks, bond, property, etc.

Savings has its use too. It is not to store wealth but mainly as an emergency fund, a very liquid asset that you can tap into anytime you need a considerable amount of money for an emergency: health emergency, crisis, etc.

[TitanGEL]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

You must be reading the wrong books. Traditional wealth management doesn't teach you to store all your wealth in savings. As you said, most of your wealth should be in form of investment: stocks, bond, property, etc.

Savings has its use too. It is not to store wealth but mainly as an emergency fund, a very liquid asset that you can tap into anytime you need a considerable amount of money for an emergency: health emergency, crisis, etc.

There is a book that I have read and it is the  Rich Dad Poor Dad by Robert Kiyosaki. He mentioned in that book that savers are losers. I agree to his statement and that's why I do not save money. I keep investing the excess money that I have in order to increase the assets that I have today. If you will just save your money, you will be beaten by inflation and also your money will not grow but if you do investing, you can beat inflation and you can manage to grow it.

[UserMatt1]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

You must be reading the wrong books. Traditional wealth management doesn't teach you to store all your wealth in savings. As you said, most of your wealth should be in form of investment: stocks, bond, property, etc.

Savings has its use too. It is not to store wealth but mainly as an emergency fund, a very liquid asset that you can tap into anytime you need a considerable amount of money for an emergency: health emergency, crisis, etc.

That's true and that's why you should diversify you investments, but if you are holding crypto, like random altcoins, and they keep on losing value, then what's the point in that part of your portfolio, might just as well invest in BTC that represents a sort of compound index for the whole crypto market

[clickerz]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

I have heard this many times, but the problem is whether we can afford to invest, because not everyone has the knowledge to avoid losing money when investing. Saving is still a safe way if you have a high salary, you can save in a bank and earn interest, instead of risking it with other types of assets.

To avoid risks study the different types of assets as an investment. Invest only on the instrument  you know especially on paper assets like stocks bonds etc. Also, identify your risk appetite so that you will know what types of investment suitable for you. Be it in Equity Fund, Balanced Fund, or Bonds.

[tungaqhd]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Investing can make you becoming rich very fast and make you becoming bankrupt too. It depends on the coin you invest in, the market situation. I think that money in bank account is dead money so i never let all my money in banks.

[msarro]

If you are willing to take risk then you may choose investment option. Since investment may go in minus or go up twice, thrice or 10x.
In savings, you get fix return on your money (if its in bank). The return you get on your savings is proportional to currency inflation rate.

[avatar_kiyoshi]

If you are willing to take risk then you may choose investment option. Since investment may go in minus or go up twice, thrice or 10x.
In savings, you get fix return on your money (if its in bank). The return you get on your savings is proportional to currency inflation rate.

Risk is an important component in assessing investment prospects. As long as we can manage these risks, the profit will be calculated clearly and we do not need to be afraid of the same risks, also the experience of managing risks will be honed even more, so we can manage higher risks.
Higher risk = bigger profit.

[JC btc]

If you are willing to take risk then you may choose investment option. Since investment may go in minus or go up twice, thrice or 10x.
In savings, you get fix return on your money (if its in bank). The return you get on your savings is proportional to currency inflation rate.

Even if you are not into trading, if you know how to take risk, then you can overcome the fear of losing, and yes, losing sometimes is part of the game, but one thing is for sure that if you are determined and focused in whatever you want to achieve then you can always achieve the goals you are aiming at. 

[Triffin]

If you are willing to take risk then you may choose investment option. Since investment may go in minus or go up twice, thrice or 10x.
In savings, you get fix return on your money (if its in bank). The return you get on your savings is proportional to currency inflation rate.

But you can think positively too if you will think positive I am sure only good things will happen to you. I never found investing money as bad decision we can have profit with it but only needs to deal it with care and never let it go wasted. Investment makes our future save from so many crises. We should invest on right time and sell on perfect time profitably.

[ice098]

Risk is an important component in assessing investment prospects. As long as we can manage these risks, the profit will be calculated clearly and we do not need to be afraid of the same risks, also the experience of managing risks will be honed even more, so we can manage higher risks.
Higher risk = bigger profit.

There are both have risk, there are risk in everything and it is all on you how you can handle it, we need to take risk in investment because we dont know when the market pumps or it will be dump forever, all we can do is take risk, but for me, investment is better than savings, you need to follow those trend so that you will not left behind.