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Author Topic: Differences between an investor and common man!  (Read 3905 times)
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AndySt
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September 01, 2021, 11:59:24 PM
Last edit: September 02, 2021, 12:13:34 AM by AndySt
 #301

Investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
You shouldn't generalize it using common man like you and me every one invests at their own level making every rich as they can afford to be. It's only extravagant spenders that goes about taking loans for personal use but in critical cases it's well understood but as long as life isn't astake there is no point taking loan for anything outside investment
It all depends on the rank and status of the investor. If a small investor is not advised and it can even be said that loans for investment are categorically contraindicated, then large businesses and, accordingly, large investors, on the contrary, can conduct their activities at the expense of borrowed funds. This is the specifics of any large business and the banking system in developed economies, when borrowed funds are used for the development and expansion of their business. Another question is in what form and for what projects these loans are made. However, as for borrowing for personal needs, the question is also controversial, if a person has a stable large income and has the opportunity to borrow at low interest rates to buy a luxury house in the tens of millions of dollars, then why not do this leaving their savings intact.
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September 02, 2021, 01:26:27 AM
 #302

Investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
You shouldn't generalize it using common man like you and me every one invests at their own level making every rich as they can afford to be. It's only extravagant spenders that goes about taking loans for personal use but in critical cases it's well understood but as long as life isn't astake there is no point taking loan for anything outside investment
In theory, I don't want to deny anyone's point of view, because we are all equal and have similar or different outlooks on life. Thinking about common sense to create what society and many people think is the right formula or path for them, and there is no difference in each of us. If you feel it is different from you will try to find and give reasons to prove it, as I said above that there will be people who will agree with your point of view and vice versa. So everything I see here is only relative, with a field that needs many factors and not necessary factors for success, simply if you are satisfied with one or more like-minded people.

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September 02, 2021, 07:24:54 AM
 #303

I don't use loans to buy bitcoin or invest in cryptocurrencies. I can use half of my salary to invest in cryptocurrencies.
Suppose I use loan money to invest. If my investment fails, I will not be able to repay my loan money. I don't have the courage to take this risk. I still have to live.
However, there are also many people who are experienced in investment who will take loans to invest in cryptocurrencies, and they may have huge returns. Not only can they repay their loans, they may also have freedom of wealth.
There are very few such people.
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September 02, 2021, 09:47:55 AM
 #304

It's important to have passion.

It all started with passion, interest and a deep love for investing. Then study and try hard. Passion is like a never-ending energy, helping you to enter the stock market even more vigorously. Without a strong passion for investing in stocks, you will only stop in the middle of the road. Your investment goals may not be achieved.
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September 02, 2021, 01:04:11 PM
 #305

A common man that doesn't have intensive knowledge about investing will look into it as something risky. This is the problem of most common people that are not open with investing. They don't want to take risk and that's why they stay where they are and happy with their comfort zone.

An investor is saving money to invest while common people save money to save.
Yes, an investor who is experienced doesn't invest in any risky sector before invest her capital he thinks more and more after confirming everything then he will invest and always save her capital anyhow. but a common man without investigation everything he will invest then he will lose her capital this the major difference both.
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September 02, 2021, 03:03:04 PM
 #306

This is a very significant difference in my opinion . People who like to invest I believe they have dreams for the future. They expect money to work for them in their old age, not for them to work for money. They save today for a better life tomorrow. And not everyone is able to have these principles and it takes hard work to make their dreams come true.

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September 02, 2021, 03:18:38 PM
 #307

This is a very significant difference in my opinion . People who like to invest I believe they have dreams for the future. They expect money to work for them in their old age, not for them to work for money. They save today for a better life tomorrow. And not everyone is able to have these principles and it takes hard work to make their dreams come true.
It's not like everyone don't have it, some are just unlucky to not know about it in the first place. Some don't have the opportunity to even invest at all because the money is so tight and it's only enough for them to survive the month if lucky. You're right about the differences but the playing field isn't equal.

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September 02, 2021, 03:43:57 PM
 #308

For me, I will say a common man is a risk averse while an investor is a risk taker. An investor seize every opportunity to create wealth and amass wealth for himself/herself while a common man just want to eat, sleep and just be okay.

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September 02, 2021, 08:01:35 PM
 #309

Investors said to have the right temperament, ability to value assets and a keen understanding of risk than a common man who only focuses on his job/or daily business and make plans based on the wages or consistent income.

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September 03, 2021, 08:07:37 AM
 #310

What ordinary investors care about is average. They will not simply wait in the downturn when investing. They will continue to trade, which requires a lot of time and expertise to support, and experienced investors believe that success is necessary when making mistakes. Ordinary people don't like to make mistakes and don't want to suffer.
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September 30, 2021, 04:58:12 PM
 #311

A common man who doesn't have investment knowledge and surly spends their entire life with private jobs. At the same time, speculators do put resources so they can consume their time by sitting at home.
In reality, an average person is consistently hesitant to lose their cash; they would prefer not to face challenges all he needs to save a monthly salary.
There's minimal distinction between the average person and a speculator. If you have embraced the measure of cash, you can contribute it

+_-
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October 21, 2021, 07:53:55 PM
 #312

Investors always have their target of profit that should be made when trading or investing in everything, while a common man might just decide to trade at his comfort zone, and can stops the investment at anytime if he/she feels the profit is OK for him.
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October 21, 2021, 10:21:50 PM
 #313

I think another difference is the ability for an investor to take strategic decisions that help in the running of companies and projects.
This strategies are majorly growth and value oriented.

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October 21, 2021, 11:04:25 PM
 #314

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
The thinking between the two is definitely different:
1. about the common man's mind: a stable job, having enough expenses to take care of the family, not taking risks, averse to risk, preferring a peaceful life every day.
2. about the idea of an investor: like to take risks, like to invest, like to earn money, make money, never stop with the amount they want it to be x10, x100. Unstable jobs where there are profits is where they are.

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October 22, 2021, 08:26:41 PM
 #315

Being an average Joe on the street is by no means contradictory with being an investor. Nowadays investing is much easier in most countries than it used to be in the past. Many apps and platforms allow all short of strategies, even rounding up on expenses and sending the change to your investment accounts and the like. A bit crazy if you ask me.

For me, the real difference between the dude in the street and what you could call a proper investor is the ability to have a solid reason and method behind the investment decissions.

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October 22, 2021, 08:43:38 PM
 #316

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
The thinking between the two is definitely different:
1. about the common man's mind: a stable job, having enough expenses to take care of the family, not taking risks, averse to risk, preferring a peaceful life every day.
2. about the idea of an investor: like to take risks, like to invest, like to earn money, make money, never stop with the amount they want it to be x10, x100. Unstable jobs where there are profits is where they are.
But there are situations on where a common man wouldnt really have any choice because even if they do have that investment thing in mind but they dont have money to make use or spend on then its still useless.

Somehow there are common man  which do find out ways on making their lives way more better than on the current one and this is the time they do deal up with risk but of course with less investment or money to

make use but if its done well then they could possibly able to attain or achieve their goals that they had set out and everything will really vary on someones action.

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October 23, 2021, 03:44:49 AM
 #317

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
The thinking between the two is definitely different:
1. about the common man's mind: a stable job, having enough expenses to take care of the family, not taking risks, averse to risk, preferring a peaceful life every day.
2. about the idea of an investor: like to take risks, like to invest, like to earn money, make money, never stop with the amount they want it to be x10, x100. Unstable jobs where there are profits is where they are.
Ordinary people tend to want to live a comfortable life by being grateful for what they have and their soul thinks that being an employee with a definite income is a success. but for investors, they can control their imagination to continue to grow and dare to take risks so that later the money can work for them

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October 23, 2021, 07:47:36 AM
 #318

Ordinary people tend to want to live a comfortable life by being grateful for what they have and their soul thinks that being an employee with a definite income is a success. but for investors, they can control their imagination to continue to grow and dare to take risks so that later the money can work for them
There are those people that are already satified with the employment life and that's what they're confident about. But there are also those employees that don't want to get out with the type of life that they've used to lived in.

And that's why they're exploring the investing lifestyle and that's the only thing that they have to have for them to get out of the race.

It's very common to have several income sources for a person to become better common man.

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October 23, 2021, 02:25:44 PM
 #319

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to that kind of loans.

Ordinary people focus only on their present situation while investors are aiming for financial freedom in the future. As for me, investors have a goal to gain more profit out of their savings but normal people get satisfied with what they have. We must think of our future rather than enjoy what we have right now.
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October 29, 2021, 03:42:50 AM
 #320

Investing your money in anticipation of the most common attractive return on an investor’s investment is not a new habit that comes after learning about the world’s stocks. People have invested before the formation of the company and a partner and investor can deposit his money and an investor puts in his money a person who expects a profit. They will focus on different companies to increase their investment with loans ordinary people look forward to their daily lives they do not come to make more profit.
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