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Author Topic: Should you take loan(s) to invest in crypto?  (Read 2055 times)
zhea
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December 19, 2020, 09:50:12 PM
 #61

If you are a regular Twitter user and happen to follow a bunch of influencers or investors, there are high chances that you will have gone through some of the tweets claiming someone has borrowed a loan from bank to just invest into crypto. If not yet, check it here. Well, this is one really  interesting topic so I though why not discuss here.

What do you think of taking loan(s) to invest in crypto? What's your input? Have any of you done this already? Isn't this crazy?

You know, some users here would think that I'm foolish but yeah, I loaned some amount of money for investment in cryptocurrency. It's an amount that I can afford to lose if ever the scenario I've been speculating won't come true. Loaning money to invest in crypto is not advisable but you can't also someone from doing so especially now that some cryptocurrency is in the bull run and many individuals has gained profit from it.
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December 19, 2020, 09:55:03 PM
 #62

Never should have done to take a loan just to invest in crypto. Others I think are selling their house, cars and other asset just to invest in crypto. Probably one can earn only if they invest the right crypto like bitcoin and ETH. These two crypto are reliable and are always congruent to each other during the bullish trends of crypto market. But the best crypto to invest would.be bitcoin and that should an investor to invest after selling the car or house.
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December 19, 2020, 09:56:09 PM
 #63

If you are a regular Twitter user and happen to follow a bunch of influencers or investors, there are high chances that you will have gone through some of the tweets claiming someone has borrowed a loan from bank to just invest into crypto. If not yet, check it here. Well, this is one really  interesting topic so I though why not discuss here.

What do you think of taking loan(s) to invest in crypto? What's your input? Have any of you done this already? Isn't this crazy?

You know, some users here would think that I'm foolish but yeah, I loaned some amount of money for investment in cryptocurrency. It's an amount that I can afford to lose if ever the scenario I've been speculating won't come true. Loaning money to invest in crypto is not advisable but you can't also someone from doing so especially now that some cryptocurrency is in the bull run and many individuals has gained profit from it.

You've been lucky yet the price or the entire market had bull run which in result for you to make profits rather than on losing one.Even though you do
say that you are taking up some loans and you can afford to lose it but deep inside its really hard for you to lose up those amounts yet you would
need to repay it out but since its our decision then it doesn't matter because we are still the ones who would repay.Just be prepared
on what would be the possible scenario if things go out in hand.Always take precautionary measures.

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December 19, 2020, 09:57:05 PM
 #64

I would say no. You should never invest more than you can afford to lose, in anything.
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December 19, 2020, 09:59:11 PM
 #65

No.Taking loan for investment on crypto is nothing but a bad idea.most of people don't have any patient and want to get rich within overnight but they get poorer because they illegally start invest on Crypto.even expriance person may face loss by crypto investment, cause there is no surety & unpleasant thing can be occurred anytime.so always should investment the fund that can be afford.taking loan is so far.
If it's in BTC those who take loans before is able to pay their debts now, but this is not really advisable as we weren't sure before whether BTC price will skyrocket this much, it's risky unless we have something else that can pay off our debts like having job or other profession that can pay our debts then it's fine but if only to rely in crypto is a big risk besides there are no one who will lend us without guarantee we will able to pay.



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December 19, 2020, 10:32:48 PM
 #66

If you are a regular Twitter user and happen to follow a bunch of influencers or investors, there are high chances that you will have gone through some of the tweets claiming someone has borrowed a loan from bank to just invest into crypto. If not yet, check it here. Well, this is one really  interesting topic so I though why not discuss here.

What do you think of taking loan(s) to invest in crypto? What's your input? Have any of you done this already? Isn't this crazy?
do not do things that are very risky, the condition so that you do not lose is to first identify your investment target...
Are you aware that cryptocurrency volatility is very high, what will happen to your loan when you are mentally unprepared for the possibility of your investment value decreasing? do not act rashly! if you are a person who is able to control your emotions and mentality then a big risk will not be a big problem for you.



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December 19, 2020, 10:41:20 PM
 #67

Always a great idea to take a loan, so money you already don't have, invest it in a highly volatile and speculative market in the hope of getting enough to pay back the loan and still make a good profit. No, seriously ... Dumbest idea ever. You only should invest what you are willing to lose. When you have no money and decide that you have to take out a loan to invest in cryptos you should better start setting the right priorities in your life and learn how to handle money.
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December 19, 2020, 11:59:25 PM
 #68

Although it is possible, but for me it is sincerely not advisable. Better take investment to the extent of only what you have and what you can give out without taking any regrets. Meaning, invest only the amount you can do afford to loose. Taking loans will just bury you into a big debt which you are not sure on how you will handle or how will you be able to pay back because investing in crypto is kind risky and there is still no good assurance that you will have your money back in an instant so better just use what you have instead of taking loans.

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December 20, 2020, 01:24:22 AM
 #69

Loan money for investment is not the right way, after all it is a mistake, because the right investment management never recommends doing that. My advice is that instead of loan, it's better to collect money from airdrops or bounties and the results can be capital for investment.
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December 20, 2020, 01:24:56 AM
 #70

If you are a regular Twitter user and happen to follow a bunch of influencers or investors, there are high chances that you will have gone through some of the tweets claiming someone has borrowed a loan from bank to just invest into crypto. If not yet, check it here. Well, this is one really  interesting topic so I though why not discuss here.

What do you think of taking loan(s) to invest in crypto? What's your input? Have any of you done this already? Isn't this crazy?

Loan is good if it's a short term loan and you are buying when bull run is just starting out, because of the very high market volatility you can't never be sure when the market will be making a correction and for how long that correction will go, you should know the time frame for each events to protect your investment.
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December 20, 2020, 03:14:49 AM
 #71

I can say that loaning money in order to buy crypto isn't good but at the same time it isn't bad too.

I know that most of the people here will say that loaning to buy Bitcoin is bad since it is volatile and it can go down anytime but lets see the good side of it for a while. If I loan money now in a Bank and will pay it in X amount of years. As long as I have a primary source of income and a secondary then I can pay that loan in less than the years that I need to pay. I know that it is risky but that is investment. No risk = No reward Cheesy.

If there will be a time that I will be doing this, I'm always ready for the consequences that I might face if the worst will happen Smiley. Taking loans to invest in crypto isn't as bad as most are thinking because there are still some benefits from it especially if the price of the crypto you bought surged up after few years.

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December 20, 2020, 04:58:24 AM
 #72

This is highly risky and I don't recommend anyone do this except they've thought about it critically, borrowing over $40k to invest in bitcoin or crypto is a bad decision for, bitcoin is a very volitile crypto asset and possibility of it going down from here to $5k is there and high cus no one can really predict the market one hundred percent.
This is not an advisable venture for me except as I said before, that you have critically thought about it.

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December 20, 2020, 05:22:51 AM
 #73

You can lost everything if you will invest in wrong coins. Not the best use case for loans money
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December 20, 2020, 06:07:11 AM
 #74

You can lost everything if you will invest in wrong coins. Not the best use case for loans money
Yes, and people who already have a lot of experience in every investment thing already know this and they are not stupid in choosing coins for investing, but what you say is clearly very true and can be considered by those who are still beginners here.

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December 20, 2020, 08:10:20 AM
 #75

Taking loans to invest in cryptocurrency is a bad idea for me,cause it's not guaranteed that you will get a return since the crypto market is unpredictable and very volatile, let's just say someone agrees to give you a loan, after taking the loan you invest in a coin hoping it will go big 2 to 3 months after you invest, but instead things go sideways and the price of the crypto asset goes below the price you actually bought it, how are you going to explain to the loaner that he has to wait for a year+ to receive his money back? Are you sure his going to wait that long to get back his money?,so taking a loan to invest in crypto is definitely not a good choice.

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December 20, 2020, 08:22:38 AM
 #76

I wouldn't do such risky thing, i am a conservative investor, just using my spare money to invest in cryptos, loans to invest that is too dangerous for me, i am not say that is bounding to lose, but i am afraid i cann't  bear that pressure of lose.

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December 20, 2020, 04:45:52 PM
 #77

This is highly risky and I don't recommend anyone do this except they've thought about it critically, borrowing over $40k to invest in bitcoin or crypto is a bad decision for, bitcoin is a very volitile crypto asset and possibility of it going down from here to $5k is there and high cus no one can really predict the market one hundred percent.
This is not an advisable venture for me except as I said before, that you have critically thought about it.

The fact that many people borrow money to invest, I don't think it's a bad decision it's just a bold decision. No one can predict 100% right on investment or anything that will happen in the future. Not only Bitcoin, even the physical form of investment. We can only make a feasibility study for the business we live in. Being in debt for investment is a natural thing, even people who think debt is a very bad thing, think they are not at the level of an entrepreneur.
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December 20, 2020, 05:35:27 PM
 #78

Loan can be consider good things for them who already have expriance about crypto industry and expart on trading.even i took last loan many years ago and fortunately was able to make profit and successful to return the loan amount.although amount wasn't big.but i don't recommend loan for anyone.try to investment or trade with what you have.but if you really sure you can do profit, then a little loan could be taken.

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December 20, 2020, 06:42:54 PM
 #79

The idea is not good because investment in crypto is for long-term.
If we borrow money to invest in this then it's may/mayn't be possible to withdraw that money from crypto market at the correct time.
Also risk of getting loss.. Because crypto market is highly volatile and we may loss the loan amount.

Better invest your own money with your own decision.

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December 20, 2020, 06:46:30 PM
 #80

Loan can be consider good things for them who already have expriance about crypto industry and expart on trading.even i took last loan many years ago and fortunately was able to make profit and successful to return the loan amount.although amount wasn't big.but i don't recommend loan for anyone.try to investment or trade with what you have.but if you really sure you can do profit, then a little loan could be taken.

If you have good understanding and you also do have resources to pay those loans then grabbing the opportunities is not bad. It's important to have

other sources of income in order to pay those loans and continue holding your assets inside crypto while waiting for the price to rise. Loans are for those

who really trust their knowledge and not for those who are just trying to gain quick profits just because of someone told them to invest.
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