What is your biggest obstacle to achieving financial freedom ?

[bangjoe]

Financial freedom here means that the money we have can make money back.
The thing that gave me the most trouble was that I didn't have the skill to double my money
The answer that definitely appears is Investment is the way out, but to have enough profit for my life I must have a very high investment fund, while the salary from my work can only fulfil my life with my family, it is very difficult for me to invest. if I use a loan from a bank or friend, it will definitely be difficult to return it because my current income cannot speak of financial freedom.

[Sebas.tian]

Bad leaders are the obstacle in my financial freedom, because the rich are getting richer while the poor are getting poorer in the society just because the people on power refuse to do the right thing that will benefit the citizens in the environment. They refused to make Bitcoin legal in the country because they know that it will increase citizens financially and eliminate delay in transaction to give people financial freedom but they refused to allow such thing to happen in their regimen. Many people are tired of their Bank system based on the charges they are experiencing from the bankers which is not encouraging and the leaders refuse to take an action to end the situation.

[reagansimms]

The first is the lack of capital that I can turn to for profit in various directions or businesses of various sizes.

Capital does not have to be in large amounts, capital can be doubled as your business progresses. Start applying your skills with a commitment to hard work, the experience you gain while running a business will make your capital increase little by little.
There is no guarantee that a new business can develop with large capital, it takes patience and hard work so that a business with little capital can develop. If you wait until you have enough capital to open a business, your time will be wasted and maybe someone else can run your idea. You need to underline, to get maximum results, you must dare to act.

The second is that stalls or places to open new businesses or side businesses have begun to decrease to support a better living income.

There are several methods that you can do to run a business, in this modern, sophisticated era, there are so many media available to open a business. You can start opening a business through an online store, then you can maximize social media to do product marketing.

[lovesmayfamilis]

Financial freedom can mean different things to different people. Not everyone has priorities in money, although money is an integral part of our lives. But there are people who are content with little but are at the same time fanatically devoted to their hobbies. I meet artists and musicians, and I admire some of them. They don't need anything, except to paint or compose music.
But most people, including myself, are always interested in making money. Even with good money, people are always missing something. Thus, we can say that financial freedom remains a pipe dream.

[ringgo96]

For financial problems, of course, we all have our own problems, especially in our part of our work that has not been able to reach the point that is really worth fighting for in the future, and this will hinder the finances we want to achieve, and for information sometimes we do not fully reach us so that it will cause certain problems, everyone will want to achieve financial freedom then we must be able to find solutions because all problems must have a solution.

[iv4n]

Financial freedom can mean different things to different people. Not everyone has priorities in money, although money is an integral part of our lives...

Whatever you want to do, whatever your priorities are, you will need money to make it happen. Today, nothing starts without money, everywhere you turn you have to pay something... So the logical conclusion is that obstacle to achieving financial freedom is "not having enough money". And how to get more money is a question that bothers many of us, I guess there is no universal answer to that, each of us is in a unique situation.

At the moment my obstacle is not having enough free time. With two little kids, I can't focus on finding additional sources of income...with this inflation and food prices, it's hard to keep up with the same income as I had before. And I have little kids, as they grow we will need more and more money. So I will either find a way to make more money or it will be very hard for us.

[Russlenat]

Regardless where we live, money is our top priority in order to survive and thrive. Having enough money to fall back on means we are entitled to more choice and possibilities. Like it or not, we are chasing or being forced to chase money in most phases of our life. Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.

Lack of funds has always been my biggest obstacle in achieving financial freedom. And since I grow up from poverty, this is not new to me anymore. The reason why I have to thrive more and take advantage of every opportunity that comes so that I can completely eradicate poverty in the future. And I must say, I’m working on it now. It’s just that I have to exert more effort and hardwork today so I can start reaping good amount of profits in time which will lead me to slowly attain financial freedom hopefully in the perfect time.

[dothebeats]

A few years ago, the biggest barrier between me and financial freedom is perhaps my mindset. Back then, I thought businesses are only meant for people with big pockets, and it's better for me to save money so I can have some $$$ in case of an emergency. When I started consuming a lot of reading materials regarding investments and how to handle businesses, it is then that I realize that what lacks from me is not money but motivation and the drive to do things that I was not comfortable doing before. I saved, took out a small loan, started a printing business, and it went smooth until the pandemic hit. Until now I'm in the greens when it comes to profits on that business, and I am still financially stable (and can even retire now and live comfortably until my 60s) just because I took the risk and changed my mindset.

[posi]

Bad leaders are the obstacle in my financial freedom, because the rich are getting richer while the poor are getting poorer in the society just because the people on power refuse to do the right thing that will benefit the citizens in the environment. They refused to make Bitcoin legal in the country because they know that it will increase citizens financially and eliminate delay in transaction to give people financial freedom but they refused to allow such thing to happen in their regimen. Many people are tired of their Bank system based on the charges they are experiencing from the bankers which is not encouraging and the leaders refuse to take an action to end the situation.

I don't think banning bitcoin in your country is why you can't get rich. If you continue to be active on this forum, it means you can still earn bitcoin even if your country's government bans bitcoin. And one more thing, people who don't use bitcoin and they are also very rich, so it can't be said that banning bitcoin is the cause of your not being financially free. Our biggest obstacle is always blaming others when we can take the time to find a solution to the problem.

[Cryptock]

Bad leaders are the obstacle in my financial freedom, because the rich are getting richer while the poor are getting poorer in the society just because the people on power refuse to do the right thing that will benefit the citizens in the environment. They refused to make Bitcoin legal in the country because they know that it will increase citizens financially and eliminate delay in transaction to give people financial freedom but they refused to allow such thing to happen in their regimen. Many people are tired of their Bank system based on the charges they are experiencing from the bankers which is not encouraging and the leaders refuse to take an action to end the situation.

I don't think banning bitcoin in your country is why you can't get rich. If you continue to be active on this forum, it means you can still earn bitcoin even if your country's government bans bitcoin. And one more thing, people who don't use bitcoin and they are also very rich, so it can't be said that banning bitcoin is the cause of your not being financially free. Our biggest obstacle is always blaming others when we can take the time to find a solution to the problem.

My biggest obstacle is the shopping addiction
I always plan not to go the malls. and when I stay home - I purchase stuff online. I hate myself for all the trash I purchase.

[naira]

Each of us has a unique life situation so what is your biggest obstacle to achieving it ?

The biggest obstacle is that I still depend on the job shaded by my boss. Even though my boss doesn't put pressure on me, as a part-time worker, of course I have obligations that must be fulfilled as an employee. Financial freedom is everyone's dream and the goals are in accordance with their position. Still bound by a contract makes us feel as if we still can't achieve the financial freedom we hope for. But apart from all that, the definition of financial freedom for a person must be different depending on where he places himself.

[michellee]

The biggest obstacle is that we haven't found a source of income that can provide more money with the skills we have because so far, we work not according to the field we are good at but according to what the company needs. And the salary we receive is of course not yet enough for our lives so we are still looking for other jobs in the hope that we can make more money. And if we can make more money, we will be closer to our goal of financial freedom. And that's why we all keep working until we can achieve what we want.

[Queentoshi]

Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it?

Time is what it will take me to finally achieve financial freedom, I am positive about that, but for now, my biggest issue is lack of financial discipline and control. I can hardly control my expenses and I keep buying things both what I need and what I do not need. Why I say that time is what it will take me to achieve financial freedom is because once I am able to control my expenses, there will be more money for me to invest in things that can profit me better like bitcoins etc.

[hyudien]

It's hard to say financial freedom if the current income is only enough to meet the needs of the week. In addition, the financial condition is increasingly experiencing many problems, especially in the inflation sector. The impact on the price of goods and services that are increasingly unaffordable.

the biggest obstacle for me is always feeling inadequate, both in terms of income and allocating some funds to investments. So freedom in managing finances does not go well as expected. Difficult business fields, then generate business capital which is certainly far riskier in the midst of an economic crisis. Online business competition is the king of the market, but even then it is controlled by large companies, while individual or group businesses with limited capital will find it difficult to grow fast.

[tjtonmoy]

My biggest obstacle is money, and I need money to overcome this situation. Where I am from, there are no student loans to study freely. If you are from a middle class family, then consider your study to stop at any point. And with this huge population, the competition is hard. Even with skills, you can not get a job without money. You have to bribe them to get a job. And where are you going to get that money?
Talking about business, in order to do that you need money. So I am stuck here in a loop of wanting money to earn money and not getting anywhere.

[Captain Corporate]

My wife? All jokes aside it's the nation's economy and my unwillingness to start my own online business. I possess the skills or even the network of friends who could help me for free, to start an online business if I wanted to, it would cost me maybe a max of a few grand, probably not that much I would have my own website or project or brand whatever. That would mean that I would have to spend countless hours and risk money and all that time because I could also fail, many people fail. I am not against failing itself, that part is normal, I just do not like to spend time and grind for something I would fail, even losing money is better than losing effort and time, because I would get tired and why would I tire myself and miss living my life if I am going to fail.

[BIT-BENDER]

Well there are many obstruction to my having financial freedom. And I believe it may also be similar with those who aren’t that lucky to have the helping they need.
I would say they are
+Finance: you can have all the idea you can get but if there is no finance to execute it then that’s a problem
+knowledge: Financial freedom is about information and opportunities, you need to have them and the earlier or being amongst the early bird on an information can set you up Good.
+Consistency: it may seem unimportant but this has been my problem and I hope I can resolve it.

[sulendra12]

Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.

Sometimes I am a little bit of greedy just so I can achieve more money where in the end I lose some money(but it's fine, because I can afford that). Also I didn't come from rich family and having an urge to buy something for my need is one of my reasons just to feel what other people have, although I feel really happy about that but I have to stop it later on if I want to improving as a person and financial matter.

[Kasabus]

The biggest obstacle is probably the time to be able to produce it doesn't seem to be optimal so we can't get more income to be able to achieve the financial freedom we want. But I still believe that someday, I will be able to achieve the financial freedom I want and I still have to work hard from now on. There will be challenges to making more money, but we must keep going if we want to achieve it and remain confident that we can get what we want.

And until we don’t get enough time for that, financial freedom will never be achieved. Also, staying in comfort zone make us more lazy and even fearful to adopt new challenges in life. So if we will stick to it, then we will no longer see financial improvements and stability. Not unless we start taking some calculated  risks and face them, then we can expect positive outcome for that.

[carlfebz2]

The biggest obstacle is probably the time to be able to produce it doesn't seem to be optimal so we can't get more income to be able to achieve the financial freedom we want. But I still believe that someday, I will be able to achieve the financial freedom I want and I still have to work hard from now on. There will be challenges to making more money, but we must keep going if we want to achieve it and remain confident that we can get what we want.

And until we don’t get enough time for that, financial freedom will never be achieved. Also, staying in comfort zone make us more lazy and even fearful to adopt new challenges in life. So if we will stick to it, then we will no longer see financial improvements and stability. Not unless we start taking some calculated  risks and face them, then we can expect positive outcome for that.

Never expect for some positive outcome or success if ever you've decided to go out on your comfort zone because no one really knows on what would come next and there's no way that you could really make

yourself that assure on what would happen.Its true that not making any risk or totally avoiding it wont really be putting us into a situation where financial freedom is attained.
There's no way you could really be able to achieve that.
This is why getting out on your comfort zone is much more preferable if you do really like to see up some changes.