Money is for the important things

[xSkylarx]

You're right, don't spend on something that's just for nothing. We should not be extravagant and careless shopping. We must remember our future life, what impact will we experience if we still live a wasteful lifestyle and only do something in vain.

People now a days are really buying those expensive things to show off in social media. I myself don't understand it, but it is because they want attention. It is okay to live those wasteful lifestyles if they are very rich, as they can do it, but for us, that is only getting enough, and if we do that we are just wasting money. I do really see some people in social media doing those expensive things, for which I know they take out a loan just to do it. I am glad that I am not really into social media, and I just want to spend my money on things that I need in my life or for my family.

[1714761267]

1714761267

[1714761267]

1714761267

[1714761267]

1714761267

[1714761267]

1714761267

[YOSHIE]

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

In general all of us who are here have a 'dream' about something they want, if they really have good money/economic value in their life.

But for me the dream will come alone when the money is in hand, there are many things to think about and take a stand to have something real for us and our families, one of which might be a house, land or a promising business and so on.

In this life, houses and businesses are the main foundations that in my opinion must be brought with the existing economy, so that other properties can catch up with business development, like cars, gold and so on, that's probably the attitude that's on my mind right now.

[ChiBitCTy]

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

I think one should be careful in handing out money advice.  As a financial advisor that is what I do for a living, and I don't totally disagree with you, but I think it's important to point out some things.. for instance "do not be afraid to spend the money on your people when they really need it".  I understand what you're saying here, but you shouldn't necessarily do this if you're going to go broke doing so. 

My advice to all is save, save and save some more.  Diversify, live within your means, and help those loved ones who need it WHEN you can.

[rahmad2nd]

Talk about money. what money is, and what it is for, everyone knows. none other than, to meet primary and secondary needs or daily needs, as well as to realize various desires that are tertiary in nature. we all need money, people every day compete to make money, whether it's work, business, or whatever it is, so we will always need money.

I have a different perspective when it comes to money. "Money, Wealth and Happiness, and the search for a wise balance" is the central theme of a variety of popular topics that address ways to understand the relationship between money, wealth and happiness, from how to manage money wisely to finding a balance between time and  Money. we also have to learn how to make money a tool, not a goal, as well as avoid greed and the risks that may arise. Besides that, we must find how to achieve financial happiness by learning from mistakes. including keeping emotions in check, and acquiring material and spiritual wealth. because at the end of the day, true happiness isn't just about money. it is about the balance between materialism and spiritualism in our lives.

[RealMalatesta]

While you are still building your personal finances in a sustainable way, it's important to keep focused in spending money only with what really is necessary, thinking on your long term goals, so once you achieve it, you can start spending your money with superfluous things, like branded clothes, acessories, restaurants and travels without worring if you are going to have money later for your basic needs.

For everything there is a right time in life and I believe if we respect it, we can enjoy the fruits and rewards that reach to us gradually.

That depends on your income though. If you have a good enough income that you could spend less and less, while your income stays big and you could save a good amount to bitcoin, then you are definitely right and there is no issues about that.

However, if you end up with something a bit worse, something that will make you lose a lot more money, then it wouldn't really make sense to invest in that regard, like lets say you are making lower than you should and even your income is not enough, in that case you can't invest. I personally invest 10-20% of my salary into bitcoin every single month, sometimes I fail like this month, but usually I do, and that's how I like to keep it forever.

[Fortify]

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

The best advice for people is to self educate on as many financial topics as possible, keep reading lots of books and content. Even experiment just a little bit with smaller amounts to get a feel for how things like the stock market works. Learn about what is good and bad debt, mortgages and credit cards, how to use these things responsibly. That way you will get a greater understanding of where to focus your money, rather than buying the latest fad or following trends blindly. Trying to emulate what "celebrities" are doing can be the greatest downfall when you're younger, as they can build illusions and might even be irresponsible themselves, plus they can often be shilling for free junk.

[Obari]

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

I think this is a real time wake up call because most times, money spent even on the wrong things at the right time isn't just a waste.
At every instance I get to talk to people about financial education not necessarily because I have a knowledge to share, but rather because I also want to learn something from the next person as well.
I think financial spending habit should be one of course to be introduced into study curriculum ( just my opinion).

I've seen people who see buying of cars as wastage and very wrong investment but I always have to disagree with that because in a society and country like mine, owning a car and not just a car but also a flashy one aids to uplift the status of an individual and at some point the saying " How you dress and appear determines how you'll be addressed " comes to play and there are deals you can catch just because you have a car and look well that you wouldn't have gotten if you looked the other way round.

In conclusion, one should spend money to get the things that gives him satisfaction as what seems right to a person might be wrong to the other person.

[Asiska02]

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

Landed properties and valuable materials are also seen as a means of saving by me, as they may increase in value in the future. Some people prefer to spend money on valuable materials in order to have something to show for it when they are depressed or regret how they spent their money.

Saving money for a long time is difficult; only those who are well prepared can do so in the long run. In a world where new inventions are released every year or month, you can't afford to overlook some of the most appealing aspects of your life just to save money. People advise you to spend your money wisely when you can because life is not guaranteed.

[GeorgeJohn]

In every house hold money is important and it's like fuel use to activate or make things to be very easy in human living, so someone can be stingy in the family when you have no sufficient money, someone that had money most be a giver, seventy percent of people i know that is rich do help their people and also extend the help to the extended family, so the purpose while people make money is to Carter for the loved ones and also solve some life challenges. It's difficult before you can see people that have money without been a helping hands to their families.

[Quidat]

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

On the time that you had reached out on a state where you could buy up things on spot cash or doesnt really need some bank financing or installment then you should consider yourself to be successful already because not all does acquire things on spot cash which means that you are really indeed capable on buying things you do want.Its true that you should not really not that careless
on buying things which arent that beneficial or in short that you are really that become too materiaslistic considering that there's no such thing about unlimited funds.
This is why focusing into other more income sources is more worth.

[Hispo]

It depends on both the budget and the financial education of each of us, usually.
what is important to me, may not be important to you. For example, here in my country having a car is not as important, people get used to walking or public transportation, but that is rather a consequence of the economy and political situation.

I would say that the ultimate goal is happiness and if one can be happy in the long term with one's management of personal finances, so be it.  

[BALIK]

I think health and family come first. However, occasional pleasures are fine as long as they don't compromise our long-term goals and happiness. Materialistic desires like a bigger house or a fancier car may bring short-lived happiness.

But if you don't have money, you don't have health and family. When you have an accident or illness, if you have no money, no one will save you, and no one is willing to donate to help you. And if you don't have money, your relatives, even your wife, won't be able to be with you, and no one will treat you well if you don't have money. Today's society has become pragmatic, everything is measured in money, whoever has money has rights.

[lovesmayfamilis]

There is one attitude about  money that I have discovered in myself recently.
I no longer think much about myself with my money. What I think is family friends and relatives.
Most times I see myself getting what I need, but I don't have for other people but I don't have it myself.
I don't like a luxury life, though I am not rich to live a luxry life. But with the little I have that can take care of me and people around me. I use it on people around me more than myself. I am beginning to understand that that is not the best way to live life. I mean, I should be happy first then others come but my case is the reverse.

At some point, a person grows up. He understands that he already has an apartment, a car, clothes, and, most importantly, free money that he can afford to spend. But you're already reluctant to spend on yourself, and this is not because there are no desires—a desire to buy something better, maybe always—but there is a question: why do I need this if what I have works well?
This is what is happening to me. The main thing is both children and parents, and is for them that the desire to make life better and easier never stops. And there are always ideas on where to spend your money with pleasure if it is spent on your loved ones. In this, I think we are similar, and it is not for nothing that I pay attention to your posts so often.

[slapper]

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

On the time that you had reached out on a state where you could buy up things on spot cash or doesnt really need some bank financing or installment then you should consider yourself to be successful already because not all does acquire things on spot cash which means that you are really indeed capable on buying things you do want.Its true that you should not really not that careless
on buying things which arent that beneficial or in short that you are really that become too materiaslistic considering that there's no such thing about unlimited funds.
This is why focusing into other more income sources is more worth.

Agreed! Cash purchases show financial prosperity. But, don't obsess on material items and realize that there are other methods to get money. Stocks and real estate may be good long-term investments. Always maintain a broad income portfolio.

But who doesn't adore getting something they've wanted without worrying about financing? It's satisfying and a reminder that hard work pays rewards. It's vital not to let our items determine our worth, yet indulging ourselves occasionally can be a terrific way to reward our hard work!

[WatChe]

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

That's very much correct. If you have money then don't just use to fulfil your own dreams rather take care of people in need around you. There are people around in your family that are in need of money but cant ask for it because of there dignity. Better to hunt them down and help them without realizing them (humiliating).  
Money is no doubt important thing in your life but one need to have balance between striving to earn more money and maintaining good family relations and personal health.

[justdimin]

I think health and family come first. However, occasional pleasures are fine as long as they don't compromise our long-term goals and happiness. Materialistic desires like a bigger house or a fancier car may bring short-lived happiness.

But if you don't have money, you don't have health and family. When you have an accident or illness, if you have no money, no one will save you, and no one is willing to donate to help you. And if you don't have money, your relatives, even your wife, won't be able to be with you, and no one will treat you well if you don't have money. Today's society has become pragmatic, everything is measured in money, whoever has money has rights.

That is the unfortunate truth about the world we live in. I do not mean to generalize, of course there are situations where people donate and save someone, or love someone who doesn't have money, or even some people who live healthy lives until 90 years old without having any wealth. These all happen but they are exceptions, and that's why they are pretty rare.

However, if we are talking about the reality, money is the key to life and the more money you have the better life you will have, if you ruin your life even when you have money then it's a bit of your own problem, because money is basically the thing that will make anyone's life better and should be our goal to get as much of it as we can.

[Ucy]

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stu**pid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

People generally should spend more on good things that benefit others more rather than on things that benefit just themselves and family. Things you buy should be profitable enough for you, to the extent that what you spend in buying them can be recovered at the right time.
I have nothing against bigger home, bigger vehicle, private school, etc, just make sure you use them in such a way that they can pay for themselves without additional funds from elsewhere going into them.

[DrBeer]

1. Invest in established businesses
2. Formation of passive income
3. Increasing the financial cushion
4. Invest in health
5. Search for new interesting, promising projects to participate in them
6. In winter, go on a good vacation with the whole family

[Altryist]

That is the unfortunate truth about the world we live in. I do not mean to generalize, of course there are situations where people donate and save someone, or love someone who doesn't have money, or even some people who live healthy lives until 90 years old without having any wealth. These all happen but they are exceptions, and that's why they are pretty rare.

However, if we are talking about the reality, money is the key to life and the more money you have the better life you will have, if you ruin your life even when you have money then it's a bit of your own problem, because money is basically the thing that will make anyone's life better and should be our goal to get as much of it as we can.

It depends, on how you are ready for big money, someone will spend their whole life making a fortune, and will live a very measured life. And someone who inherits it will spend everything on entertainment and in the end will be left with nothing, because he will not appreciate what he received properly. We need money to live a good life, without money it will be difficult.

[Jatiluhung]

I am used to managing my finances. I even wrote down a list of my needs and wants. I separate which needs are primary and which are secondary and tertiary needs.
by doing this it will be easier for us to manage finances. and don't forget to record our income and expenses every day / week / month. so that we know how our financial inflows and outflows are.

I also always prepare a special fund allocation for investment, savings and emergency funds.
and talk about my dreams for the future. so I have been preparing since the beginning of my work. I invest in property and land. I sent money to my family to buy a plot of land in my hometown. because I know for sure that one day I will come home. and my family always support what i do.

from childhood I really wanted to have a large piece of land. and I made a house in the middle of the vast land that I have. so that I have a large yard. live in peace with family. farming, writing books peacefully alias not under the control of other people and also have passive income from investments made in other fields. I also always set aside a little money to invest in crypto like bitcoin.