How do you deal with financial stress?

[Natalim]

It is stressful really if we think about it every day but what I did is to keep looking for an opportunity that would increase my income because this is the only way it help me to survive.
 - in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.

[romero121]

Best choice is make use of each and every opportunity. Rather than looking for the result, try to get adopted to the scenario with what you have. Over time slowly things will change based on the way you move forward. It is true, after COVID majority of the people in the lower middle class had suffered a lot compared to the rich and the poor. Rich have got the sufficient money and somehow they'll manage, and the poor have the mentality to live with what is available. The middle class suffer as they're in a situation whether to be poor or rich. Don't stress yourself, move on and the result awaits.

[serjent05]

Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?

I believe everyone experienced the high cost of living nowadays. It is getting harder and harder to meet our basic needs due to inflations of prices of commodities.  I deal with this kind of problem by looking for another source of income, buying only what is necessary, and preventing myself from indulging in luxurious activities.  I also make sure that although I am making plans ahead, I only focus on the day activities since tomorrow is a different thing to tackle.  I do this to not to pile up the stress and frustration by simply isolating the day experiences and facing it with a renewed strenth and endeavors each day.

[usekevin]

It is stressful really if we think about it every day but what I did is to keep looking for an opportunity that would increase my income because this is the only way it help me to survive.
 - in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.

The stress was the common fact now,because we are in the environment with multiple stress to the same person.If the person mother get sudden health problem due to old age,the son will totally helpless.He should work for the additional income to manage their mother medical expenses.The person should not start to take more loan for the medical expenses,because if your mother had two or three son.Then you can balance the money for your mother medical expenses.But if you are the only son of your mother,you need take care of both medical and home expenses.

[xSkylarx]

That's a huge problem even for myself. If I am in your situation I am also very stressed but the only thing I can say is to not look at the bad sides,l as you've seen a lot, ll and understand them because they will not always do good for you.
Ive been in a financial problem since my first job and just recently I overcame it by having a higher-paying job than my previous one and having a gratitude mindset. I read some posts on social media. Instead of looking at the situation as bad always look for the good and be thankful for it. This is like if your salary comes but 80% of it is to be paid in bills what I would think is that I am thankful that I was able to pay it because others for sure are still finding money to pay their bills. Just always think positively, no matter what.
 

[Yamane_Keto]

It is true that there is complaining or that the prices of products have begun to rise, but the nature of the people and individual actions will determine the degree of your tolerance. We have a prevailing culture in society of the importance of saving, so you will rarely find a person whose income = expenditure, but we save, and saving over the past years has made the impact of the shock much less than in many cases. Among the countries in which the citizen benefits from debts to provide luxury, the interest on these debts began to rise, and thus the money available to many became less.
Spending priorities may vary depending on the country, but the more skills you develop and start saving early, the less the impact of these crises will be.

[Sebas.tian]

A lot of people are facing this financial stress in various countries, and some don't know what to do at this moment to overcome the situation so that they will not loose their precious life because government has done their best to stop the inflation but the inflation is still increasing daily. Since you are a graduate and you are mature to step out from your house to look for what will be keeping you busy through out the day, and the end you will receive a payment from your service you render through out the week or month, I think it will help you to deal with financial stress in your environment. You can use the money you are making from signature campaign to establish a business that will eliminate financial stress from your life because I have seen many Hiro members who rise from nobody to somebody in this community because they dedicated their time for Bitcointalk platform.

[Arenga pinnata]

It is stressful really if we think about it every day but what I did is to keep looking for an opportunity that would increase my income because this is the only way it help me to survive.
 - in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.

Well you're doing pretty good. Because we should continue to move forward and continue to look for opportunities. And once an opportunity comes, we have to make the most of it and never waste it. Work harder and when we get good results. So the next step must be to make good financial arrangements. Because it is true that without good financial management, any amount of money will run out quickly and may not help our finances in the future.

[ancafe]

Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?

The case you are experiencing is very different from our situation where we are not required to serve in the military because the country where I live does not enforce this rule. Usually I tend to spend a limited amount of money according to my needs to fulfill my basic daily needs. Anxiety certainly arises amidst the uncertain economic turmoil that has occurred in recent years because many people have difficulty getting money to spend on their daily needs. The difficulty of finding work has an impact on the fulfillment of life and also conditions due to recession and increasing inflation.

I try to live frugally in conditions like this and spend money according to my needs, because forcing to spend money in inappropriate categories will actually worsen economic conditions. Increasing income is a solution that must be done by adjusting whatever work can be done and if our income is stable then the problem will be resolved slowly even though we cannot solve everything quickly.

[summonerrk]

Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic

To be honest, it is quite difficult to remain optimistic about the current situation in the world. All prices have grown very much, as you correctly wrote. I have an application where I record all expenses and when I compare expenses with last year's I am horrified. Salaries in the country have not changed at all. And what is most interesting is that there is a feeling that this is not the end yet and the price increases will continue on and on.

Now we all need to be able to take care of things, stop eating delicacies, make unnecessary purchases, you need to look for additional sources of income.

[BitcoinTurk]

Unfortunately, I was in a very bad financial situation during and after the pandemic. My investments were constantly losing serious value and these investments which I was trying to save with my savings were becoming more and more worthless. Unfortunately, because the process went so badly I left my own country and settled in a different country in order to earn more money. Moreover, in order to achieve this I had to do a job that I had no interest in and that I now hate. As a result I couldn't make much progress due to the increasing cost of living and the salary here not being enough to live.

In summary, due to the economic conditions that are getting worse day by day, unfortunately I can't manage my financial stress successfully and I am failing from this... Now I just want to do my job to save the day and take my collapsed financial freedom to a better point with potential extra income opportunities.

[bestcoins1]

The case you are experiencing is very different from our situation where we are not required to serve in the military because the country where I live does not enforce this rule. Usually I tend to spend a limited amount of money according to my needs to fulfill my basic daily needs. Anxiety certainly arises amidst the uncertain economic turmoil that has occurred in recent years because many people have difficulty getting money to spend on their daily needs. The difficulty of finding work has an impact on the fulfillment of life and also conditions due to recession and increasing inflation.

The root of the basic difficulties that still often arise in society is in the sector where it is difficult to find work, which causes many people to have difficulty earning money. And the result that they feel is the instability of the community in meeting their own living needs until now, so I think the government must act and find a solution to be able to handle this so that unemployment can be reduced a little gradually. Because in my country people are not required to become military or anything like civil servants.

I try to live frugally in conditions like this and spend money according to my needs, because forcing to spend money in inappropriate categories will actually worsen economic conditions. Increasing income is a solution that must be done by adjusting whatever work can be done and if our income is stable then the problem will be resolved slowly even though we cannot solve everything quickly.

The solution does exist, but not everyone can implement the existing solution. For example, the solution you said is that everyone must be able to increase their income or income in their lives so that every problem can be more easily faced and resolved. However, the facts that are visible now are that not everyone is able to do this consistently because they are still limited by several things such as skills to work and basic capital to be able to carry out a job. Because skills in one job cannot be used for other jobs, so someone can have more than one job.

[freedomgo]

I’m also in the same shoes with you. Life after covid is too hard to sustain seeing all the goods and food prices have been surging high. Maintaining a single job is not advisable anymore. Most especially if you are a family man, you will really get a lot of stress thinking of ways on how to stay optimistic and manage to pay all your bills. Luckily I am a member of this forum that’s why I get to participate a signature campaign that pays well. But still it’s not enough. That’s why I need to find a potential investment aside from crypto so that if things get worst, at least I can still rely on my business to provide for my family.

[michellee]

I experienced things like you did. Indeed, it was difficult, especially since I was still with my big family and struggling to survive Covid-19. It cannot be denied Covid-19 is a blow to everyone. No one knows how many people in total have suffered from Covid-19.

And that makes people stressed, facing day after day fighting Covid-19. It is normal for us to feel stress at times like this and even now, when our economic condition has not really recovered and, we still have much to do to survive. I feel the stress and often wonder how I can solve it. But I didn't stop trying and praying because that's what my religion taught me when I could barely survive.

And somehow, I don't know either, but I can slowly survive even though it's very difficult. Looking for work is still ongoing but difficult because competition is very tight. And you can only keep trying without ever giving up.

[bakasabo]

Actually, I am always in a financial stress, but the stress level is always on different level. Even though I have saved money in bank account and hold crypto. I think I always feel uncomfortable, when when my monthly expenses are higher than monthly salary. Even though my bank account was always a positive number, and it was never a zero, when I moved from parents I was always stressed with tomorrows day. I find myself thinking about if something bad happens, will I have enough money to solve that. And right now, when I am a head of my own family already, the feeling of financial stress is even bigger.

[bettercrypto]

Financial stress is something that individuals all over the world experience, therefore you are not the only one in a circumstance like yours. from fundamental necessities and more. Nearly everyone in our nation has grown and is still growing, particularly in light of the impending Christmas season in the month of December.

The majority of people in this day and age still struggle to survive, despite the challenges we face, and we find creative ways to generate additional revenue because having just one source of income is insufficient. Because the pandemic has just finished and every nation's economy is recovering, we are in this era.

[Pamadar]

It is stressful really if we think about it every day but what I did is to keep looking for an opportunity that would increase my income because this is the only way it help me to survive.
 - in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.

The stress was the common fact now,because we are in the environment with multiple stress to the same person.If the person mother get sudden health problem due to old age,the son will totally helpless.He should work for the additional income to manage their mother medical expenses.The person should not start to take more loan for the medical expenses,because if your mother had two or three son.Then you can balance the money for your mother medical expenses.But if you are the only son of your mother,you need take care of both medical and home expenses.

Such an example will determine how responsible you are and how you will be managed to work with such stress, not just a financial thing but also emotional as you are trying to survive your mother's health while taking care of finances.

Most of the time, people will go further than he will value the medical condition of his mother and take all
the risk of loaning money just to survive, common reaction if you value the worth or your love one, not just
for the mother, though, but for someone that you value as well.

[kojektea]

simple. one does not have to be rich if it is painful to pursue. Learn to be patient and be grateful for what you have. I think inflation is inevitable. the value of the currency continues to fall. I'm sure even we ourselves can only deal with it. Therefore, I just need to learn to accept without chasing wealth. I don't want fomo because someone scared me with cruel inflation.

[terrific]

simple. one does not have to be rich if it is painful to pursue. Learn to be patient and be grateful for what you have. I think inflation is inevitable. the value of the currency continues to fall. I'm sure even we ourselves can only deal with it. Therefore, I just need to learn to accept without chasing wealth. I don't want fomo because someone scared me with cruel inflation.

Inflation is there until we grow old and dead. Everyone wants to be rich and now it's making more sense why we're all dreaming of that someday.
And that for us to have no problems with financial matters and we can sleep well at night without overthinking of how is going to be tomorrow.
A move that change a lifetime, maybe going with another career while saving for a masters or learning new skill is hard. But that's it, you need to endure and do something for that change.

[Solosanz]

@OP I feel you, most people in my country also have similar problem, some of them even worse because their family or people close to them are toxic.

To be honest it's really complicated and there's no other way except working more harder or go to other country that pay better.

Taking a master's degree is really expensive, it's true you can take a scholarship program, but you need to meet the high requirements and terms.