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Author Topic: Insurance is important  (Read 3211 times)
kuriboh
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July 05, 2024, 11:31:59 AM
 #361

insurance that is very worthy to have is health insurance. when you have health insurance, then you can be calmer that when something happens to you, then you have insurance that you can use to pay for your medical expenses. because in this day and age hospital costs are very expensive and i do not recommend that you pay for it with your own money, unless you are rich maybe that is not a big problem, but now the average rich person already has health insurance. so having health insurance is the most basic thing that every individual needs to have.
Because even rich people already have health insurance for themselves, of course poor people also cannot remain silent about things like that. Because basically those who are still poor also really need things like that for themselves, especially if everyone knows about the high costs that have to be paid at a hospital because things related to health are not cheap. That is why no one will consider the importance of health insurance for themselves and their own family.
Insurance is an essential thing in everyone's life. If you want to catch it, we must have live security daily. Those who are wealthy have health insurance for themselves and their families, but on the other hand, daily wage laborers are poor, helpless people who know about it but cannot do it. Where they cannot meet their basic needs, health insurance is a luxury for them. That's why they can't do it. When sick, they cannot get good treatment due to high hospital costs. This is how many lives go by.
Health insurance is not just for the rich and the poor; reasonably, everyone should have it, but many can afford it, and many cannot. Health insurance, but all the conventional types of insurance have good security, and being involved in them is a good security measure for our bad times.

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July 05, 2024, 03:03:54 PM
 #362

If there is a will there is definitely a solution. Even though some people's income is only enough for their daily needs, if they can set aside a small amount of their income to save then they will definitely be able to pay the monthly fees. It all depends on the level of desire of each of us and how we look at the future.
Indeed, we cannot know when something unexpected will happen to us, that's why we are always alert or we have to protect ourselves with insurance. If we only have enough for our daily needs, I think it's a bit too hard for us to protect ourselves from insurance. It's best before we choose insurance to plan our finances carefully. In this life, we know that there are unexpected costs, whether it's any costs, you have to set aside these costs, at least to take care of you protecting yourself

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July 05, 2024, 03:23:01 PM
 #363

insurance that is very worthy to have is health insurance. when you have health insurance, then you can be calmer that when something happens to you, then you have insurance that you can use to pay for your medical expenses. because in this day and age hospital costs are very expensive and i do not recommend that you pay for it with your own money, unless you are rich maybe that is not a big problem, but now the average rich person already has health insurance. so having health insurance is the most basic thing that every individual needs to have.
Because even rich people already have health insurance for themselves, of course poor people also cannot remain silent about things like that. Because basically those who are still poor also really need things like that for themselves, especially if everyone knows about the high costs that have to be paid at a hospital because things related to health are not cheap. That is why no one will consider the importance of health insurance for themselves and their own family.
Insurance is an essential thing in everyone's life. If you want to catch it, we must have live security daily. Those who are wealthy have health insurance for themselves and their families, but on the other hand, daily wage laborers are poor, helpless people who know about it but cannot do it. Where they cannot meet their basic needs, health insurance is a luxury for them. That's why they can't do it. When sick, they cannot get good treatment due to high hospital costs. This is how many lives go by.
Health insurance is not just for the rich and the poor; reasonably, everyone should have it, but many can afford it, and many cannot. Health insurance, but all the conventional types of insurance have good security, and being involved in them is a good security measure for our bad times.
Insurance, in this wild, absurd world we live in, shouldn't just be about covering your ass when things go wrong. It should be about freeing you up to live, to take chances, to chase those crazy dreams we all have. If you knew you were covered, no matter what life throws at you, wouldn't you be more likely to quit that soul-sucking job and start the path you've been dreaming about? Or maybe finally take that trip to the Asia and become a monk?

This ain't about handouts, man. This is about creating a society where everyone has the basic safety nets they need (healthcare, disability, you name it) so they can stop worrying about just surviving and start thriving. Instead of insurance being this thing you buy to protect yourself from the unknown, let's make it a tool to unlock your full potential

We're talking about insuring people against the risk of not living their best life. Now that's a future I can get behind

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July 05, 2024, 03:26:42 PM
 #364

In my opinion, rich people not only have health insurance, but they also have insurance for all their vehicles and assets. Because rich people realize that insurance is very important for those who understand the benefits of being an insurance member, taking insurance means they are one step ahead of other people who do not take insurance. Because they know the benefits they will get from insurance claims.
Education about the benefits of any insurance has actually spread to all corners of the world and remote areas as well at this time so there are many insurance members who have made it now, especially in the health sector because it not only involves the rich, but also includes the poor. and others. However, regarding vehicles and other important assets, I think this is only owned by rich people because poor people are people who do not have more personal assets and vehicles. So those who are still poor will only prioritize health insurance over other insurance.

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July 05, 2024, 04:36:10 PM
 #365

If there is a will there is definitely a solution. Even though some people's income is only enough for their daily needs, if they can set aside a small amount of their income to save then they will definitely be able to pay the monthly fees. It all depends on the level of desire of each of us and how we look at the future.
Indeed, we cannot know when something unexpected will happen to us, that's why we are always alert or we have to protect ourselves with insurance. If we only have enough for our daily needs, I think it's a bit too hard for us to protect ourselves from insurance. It's best before we choose insurance to plan our finances carefully. In this life, we know that there are unexpected costs, whether it's any costs, you have to set aside these costs, at least to take care of you protecting yourself
If we haven't been able to have insurance that can provide us with the things we need, of course we must always be careful in everything so that it doesn't cause us difficulties when we need something that we can't fulfill and we don't have insurance and for some people who still difficulties in meeting their daily needs of course they will be very unlikely to think about any insurance and I agree with you that it would be better for us to have good financial planning first before trying to have insurance and choose to save for our own needs first. unexpected, of course this will be very good and when we need these unexpected needs then we already have them even though it is not the same as insurance.

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July 06, 2024, 09:37:01 AM
 #366

We have heard of insurance for a very long time and many people know how this insurance would be of help to them but still resist it. Poor people, I mean low class people do know of these insurance but sometimes they think of how to go about it they even feel like insurance is for the high class people but not knowing that in the case of death, illness and properties everyone is important.
When the poor hear of these words they feel it is for the wealthy people
For the wealthy people like the woman you just highlighted are carried away by their business they are after their money and ignorance but at the end she will now know how important this insurance is.
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July 07, 2024, 02:44:31 AM
 #367

So I am also agree that insurance is important. On the way in life many unexpected unexpected events have to be faced. Many accidents can also happen Insurance helps us reduce the risk of these unexpected events. Insurance gives us financial protection. Insurance helps individuals and businesses mitigate financial losses. Insurance helps us in risk management. In many cases, insurance is legally required. Insurance can improve creditworthiness and facilitate access to loans and mortgages. So it is really important for all individuals and also businesses.
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July 07, 2024, 07:38:04 AM
 #368

In my opinion, rich people not only have health insurance, but they also have insurance for all their vehicles and assets. Because rich people realize that insurance is very important for those who understand the benefits of being an insurance member, taking insurance means they are one step ahead of other people who do not take insurance. Because they know the benefits they will get from insurance claims.
Education about the benefits of any insurance has actually spread to all corners of the world and remote areas as well at this time so there are many insurance members who have made it now, especially in the health sector because it not only involves the rich, but also includes the poor. and others. However, regarding vehicles and other important assets, I think this is only owned by rich people because poor people are people who do not have more personal assets and vehicles. So those who are still poor will only prioritize health insurance over other insurance.
I think it is more important for the poor people to get involved in health insurance than the rich. Dangers can occur at any time in human life, unexpected illnesses, diseases and accidents can happen. In a risky situation, rich people can easily cover their risk with money, but poor people cannot. But if they consider their health awareness and keep health insurance then they can enjoy the benefits when they are sick or in danger.  We should remember that the main objective of insurance is to reduce the probability of risk and the amount of loss.

In the country where I currently live, people don't use health insurance much because most insurance companies here don't offer health insurance at the individual level.

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July 09, 2024, 01:03:25 AM
 #369

I think it is more important for the poor people to get involved in health insurance than the rich. Dangers can occur at any time in human life, unexpected illnesses, diseases and accidents can happen. In a risky situation, rich people can easily cover their risk with money, but poor people cannot. But if they consider their health awareness and keep health insurance then they can enjoy the benefits when they are sick or in danger.  We should remember that the main objective of insurance is to reduce the probability of risk and the amount of loss.

In the country where I currently live, people don't use health insurance much because most insurance companies here don't offer health insurance at the individual level.
But insurance is very expensive and very often once you need it the insurance company will do everything on their power to not pay, so while I do consider insurance to be important, at the same time it is not an easy solution to take especially for those that are poor, so the best they can do is to try to remain as healthy as possible by not picking up any bad habits along the way, this way the risks of suffering a debilitating disease early on during their lives will be decreased as much as possible.
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July 11, 2024, 11:54:40 AM
 #370

I think it is more important for the poor people to get involved in health insurance than the rich. Dangers can occur at any time in human life, unexpected illnesses, diseases and accidents can happen. In a risky situation, rich people can easily cover their risk with money, but poor people cannot. But if they consider their health awareness and keep health insurance then they can enjoy the benefits when they are sick or in danger.  We should remember that the main objective of insurance is to reduce the probability of risk and the amount of loss.

In the country where I currently live, people don't use health insurance much because most insurance companies here don't offer health insurance at the individual level.
But insurance is very expensive and very often once you need it the insurance company will do everything on their power to not pay, so while I do consider insurance to be important, at the same time it is not an easy solution to take especially for those that are poor, so the best they can do is to try to remain as healthy as possible by not picking up any bad habits along the way, this way the risks of suffering a debilitating disease early on during their lives will be decreased as much as possible.

Even though it is expensive, the compensation you will get often saves from huge expenses. A person must follow the rules written in policy and there will be no chance insurance companies decline payment. Travelling insurance does not cost a lot. It always saves me. I think once every two years, my luggage gets lost or does not arrive on time, and with the cost of 30-50 EUR insurance, those 500 EUR balance they cover always helped me. From buying ski equipment, to buying basic clothes for few days. (I must add, that I all the times I got my "lost" luggage in 1-2 days, so I get 500 EUR each family member free stuff all the time). For me 30-50 EUR is not the amount to save, to risk spoiling expensive and awaited holiday.

R


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July 11, 2024, 12:49:52 PM
 #371

I think it is more important for the poor people to get involved in health insurance than the rich. Dangers can occur at any time in human life, unexpected illnesses, diseases and accidents can happen. In a risky situation, rich people can easily cover their risk with money, but poor people cannot. But if they consider their health awareness and keep health insurance then they can enjoy the benefits when they are sick or in danger.  We should remember that the main objective of insurance is to reduce the probability of risk and the amount of loss.

In the country where I currently live, people don't use health insurance much because most insurance companies here don't offer health insurance at the individual level.
But insurance is very expensive and very often once you need it the insurance company will do everything on their power to not pay, so while I do consider insurance to be important, at the same time it is not an easy solution to take especially for those that are poor, so the best they can do is to try to remain as healthy as possible by not picking up any bad habits along the way, this way the risks of suffering a debilitating disease early on during their lives will be decreased as much as possible.

Talk with trusted agents and discuss about which better insurance plan is good for you according to your financial capabilities. For sure there would be a good discussion will happen and enlightenment towards the benefits you can get from acquiring a insurance to the experts on that field.

But if you are worried about those insurance companies will not paid then I guess your selection or research for good companies will play a big role their. So select those reputable institutions to avoid any issues towards your insurance plan acquired to them.

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July 12, 2024, 08:58:00 AM
 #372

I think it is more important for the poor people to get involved in health insurance than the rich. Dangers can occur at any time in human life, unexpected illnesses, diseases and accidents can happen. In a risky situation, rich people can easily cover their risk with money, but poor people cannot. But if they consider their health awareness and keep health insurance then they can enjoy the benefits when they are sick or in danger.  We should remember that the main objective of insurance is to reduce the probability of risk and the amount of loss.

In the country where I currently live, people don't use health insurance much because most insurance companies here don't offer health insurance at the individual level.
If we make a more in-depth comparison, health insurance is indeed much more important for those who are still poor than for rich people who have lots of money for treatment when they are sick. However, at this time I see that quite a few rich people have made this happen for themselves, so that poor people have also started competing to follow these steps in order to have health insurance. But if in your area there are still companies that don't offer health insurance for certain levels of individuals, it looks like you also need to analyze to find out the reasons why they don't provide such offers to individuals or the public.

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Ishicryptic
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July 12, 2024, 09:51:10 AM
 #373



If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".

Insurance is very important and everybody that has a steady source of income and assets should have insurance cover for unforseen unfortunate events in the future. Nobody knows tomorrow and we need to make plans Incase anything happens in the future that can make us to go bankrupt and become poor all of a sudden. Education plans for children, life assurance, health insurance, insurance for natural or man made disasters like fire, flood and earthquakes, also burglary and accidents, we don't plan for most of the things that we pay premiums to insure neither do people that it has happened to.

People in underdeveloped countries don't take insurance seriously unlike those in developed countries, and you can't blame them, it is because of the levels of poverty in those countries, you can't ask a man that can barely feed his family to insure anything. Even when he is aware of the importance of insurance he won't still do any parts of it, not that he doesn't want to, but because it is not a top priority for him. Anybody that can afford to take any insurance policy should not hesitate to do so.
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July 24, 2024, 12:34:54 PM
 #374

I completely agree, insurance is crucial. It provides peace of mind knowing that you're protected against unexpected events. Personally, I've had situations where my health and auto insurance came in handy, saving me from significant financial strain.
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July 24, 2024, 06:11:59 PM
 #375



If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".

Insurance is very important and everybody that has a steady source of income and assets should have insurance cover for unforseen unfortunate events in the future. Nobody knows tomorrow and we need to make plans Incase anything happens in the future that can make us to go bankrupt and become poor all of a sudden. Education plans for children, life assurance, health insurance, insurance for natural or man made disasters like fire, flood and earthquakes, also burglary and accidents, we don't plan for most of the things that we pay premiums to insure neither do people that it has happened to.

People in underdeveloped countries don't take insurance seriously unlike those in developed countries, and you can't blame them, it is because of the levels of poverty in those countries, you can't ask a man that can barely feed his family to insure anything. Even when he is aware of the importance of insurance he won't still do any parts of it, not that he doesn't want to, but because it is not a top priority for him. Anybody that can afford to take any insurance policy should not hesitate to do so.
What if we're looking at insurance all wrong? What if it ain't just about protecting your stuff, but about weaving a damn safety net for the whole tribe?  Sure, we've got it figured out in the developed world, but it's deeper than that. Insurance is our primal scream against the unknown. But what if insurance wasn't just some product you buy, but a fundamental right? That changes the whole damn game, shifting from "me" to "we"

In those parts of the world where guys are just trying to make it to tomorrow, insurance feels like a joke. But what if we got creative? What if we built insurance systems that were as essential as a roof over your head? Simple, affordable, tailored to the community; that's the kind of insurance that makes a difference

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July 24, 2024, 07:33:39 PM
 #376

I think it is more important for the poor people to get involved in health insurance than the rich. Dangers can occur at any time in human life, unexpected illnesses, diseases and accidents can happen. In a risky situation, rich people can easily cover their risk with money, but poor people cannot. But if they consider their health awareness and keep health insurance then they can enjoy the benefits when they are sick or in danger.  We should remember that the main objective of insurance is to reduce the probability of risk and the amount of loss.
In my country, there are several areas where health insurance for the poor is covered by the government, yes, although the service is less satisfactory than those with private insurance, this really helps the poor. Health insurance is clearly very important because current medical costs are very expensive, rich people who do not have insurance will also have difficulty and it is very clear that the cost of treatment is very expensive if they do not have health insurance.

Quote
In the country where I currently live, people don't use health insurance much because most insurance companies here don't offer health insurance at the individual level.
Maybe it's not because they don't provide health insurance for individuals, but more because people think that insurance sells fear to the public, making people afraid to have health insurance, so that the level of public trust in insurance is very low. even though health insurance is mandatory. Even if there is no company that provides individual insurance then you need to be smart about managing your own finances so you can save money for an emergency fund.

R


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wmaurik
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Today at 10:17:02 AM
 #377

I completely agree, insurance is crucial. It provides peace of mind knowing that you're protected against unexpected events. Personally, I've had situations where my health and auto insurance came in handy, saving me from significant financial strain.
The incident you experienced may have also been experienced by other people in different conditions in their lives, but after you know about the important points of having your own personal health insurance and car insurance. At least you should not make insurance carelessly through partners or companies that are not well-known enough unless you know that the company's finances are still healthy without any problems with other insurance users who are already members. Because making any insurance in the wrong place can also make it more difficult for you when you have to face a problem that comes suddenly like you said.

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