Hanadawa
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August 31, 2024, 03:28:27 AM |
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-snip-The problem is we need to pay the insurance because it is not free and that was a big problem specially to those who don't have a stable job.
I think this is a problem that everyone has when it comes to getting insurance. If someone asks whether insurance is important or not, I would say it is very, very important. You should have health insurance, life insurance, education insurance, and insurance for your business so that you don't have to worry if something unwanted happens. But buying all that insurance means you will spend money every month to pay the bill. Not everyone has enough money to pay for insurance. But this does not mean that insurance can only be obtained by rich people. If you have good financial literacy, I think health insurance and life insurance can be an option and you just need to manage and limit your expenses for other things.
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wmaurik
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August 31, 2024, 12:14:22 PM |
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Considering that insurance is a very important aspect, of course you have to choose a company that already has a very good trust or rating where this company is formally proven very well. everyone certainly wants the best in this case and this also costs some money, and of course they don't want to be disappointed with the program they are choosing.
Choosing an insurance company that already has high trust in the community sector is indeed very important because it is related to the insurance services that we want. Because currently there are so many new companies operating in the same field so that we do not have to immediately trust the new company as long as there are still old companies that are still good enough and consistent enough in serving every insurance needed by the community. Although some of these new companies also need to be explored before we trust them as good insurance companies like those that have existed before.
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CoinFoxs
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September 01, 2024, 11:17:28 PM |
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Well in my own sight i think insurances is important because we don't know what will happen every now and then we can experience emergency, pandemic, calamity , or even accident or death we cannot stop this situation when it happen ,the only thing that we can do is to have an insurance so that we can have money to be used when one of this will happen.The problem is we need to pay the insurance because it is not free and that was a big problem specially to those who don't have a stable job.
Totally agreed, insurance is important for every person living in this planet as we don’t know our future and we don’t know what will happen to us in coming days. We might have an accident or robbery etc so we should go for insurance policies. For a job person it is very important as they have only one source of income but in case of a businessman they have multiple sources of income so they somehow manage their expenses.
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asrinur
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September 02, 2024, 01:47:23 PM |
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Having insurance might reduce one's concerns about the prospect of losing property or being injured in an accident. However, is it prudent to spend money on insurance when a claim may never be made? Is maintaining a spare tire in the car a waste of money, even if it is never used? The driver's sense of security may justify the cost of the extra tire. While financial compensation cannot replace certain losses, it can help to compensate for others. Individuals acquire a wide range of insurance products, including property, liability, health, disability, and life insurance.However, whether or not to have insurance is a personal decision.
Almost all my friends have insurance they advise me to get insurance but I never interested in getting insurance according to them. Insurance is a personal matter so I don't like getting insurance that's why I don't get insurance. I think if I can use my money in some other way it will be good for me and father's family. But I don't know if my decision is right I will never take insurance I have already decided. Maybe it's because you have so much money that you don't need any insurance. but for some people who are thinking about the future, they will definitely take care of insurance, especially health insurance. Because we don't know what will happen in retirement if we suddenly get sick, whether we have enough money for treatment if we don't have health insurance. So, if you are sure that when you retire, you suddenly become seriously ill and have enough money for treatment, then maybe you are not taking the wrong step in not taking out insurance.
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summonerrk
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September 04, 2024, 11:35:18 AM |
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Well in my own sight i think insurances is important because we don't know what will happen every now and then we can experience emergency, pandemic, calamity , or even accident or death we cannot stop this situation when it happen ,the only thing that we can do is to have an insurance so that we can have money to be used when one of this will happen.The problem is we need to pay the insurance because it is not free and that was a big problem specially to those who don't have a stable job.
Totally agreed, insurance is important for every person living in this planet as we don’t know our future and we don’t know what will happen to us in coming days. We might have an accident or robbery etc so we should go for insurance policies. For a job person it is very important as they have only one source of income but in case of a businessman they have multiple sources of income so they somehow manage their expenses. Yes, that's true if you approach it from a psychological point of view. But then a question arises? Why, if insurance is profitable for ordinary people, then how do insurance agencies make a profit? After all, they have to pay people a lot. But in fact, if insurance agencies exist, it only means that they make huge profits from insured persons. And this can only be explained by the fact that most people never needed insurance. And only a few of the insured persons make a profit.
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Lanatsa
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September 04, 2024, 02:43:19 PM |
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Well in my own sight i think insurances is important because we don't know what will happen every now and then we can experience emergency, pandemic, calamity , or even accident or death we cannot stop this situation when it happen ,the only thing that we can do is to have an insurance so that we can have money to be used when one of this will happen.The problem is we need to pay the insurance because it is not free and that was a big problem specially to those who don't have a stable job.
Totally agreed, insurance is important for every person living in this planet as we don’t know our future and we don’t know what will happen to us in coming days. We might have an accident or robbery etc so we should go for insurance policies. For a job person it is very important as they have only one source of income but in case of a businessman they have multiple sources of income so they somehow manage their expenses. Yes, that's true if you approach it from a psychological point of view. But then a question arises? Why, if insurance is profitable for ordinary people, then how do insurance agencies make a profit? After all, they have to pay people a lot. But in fact, if insurance agencies exist, it only means that they make huge profits from insured persons. And this can only be explained by the fact that most people never needed insurance. And only a few of the insured persons make a profit. Speaking or talking about being a profitable business in regarding insurance companies then it do really shows that they are indeed profitable. They wont really be existing on the first place if they werent that profitable.It is really just that they do know on how to manage up this kind of business despite of having those claims on which this could really affect it out their overall revenue. Of course they would really be having brackets about on the coverage of those insurances basing up into their contributions or simply with the insurance that they have bought or paid on. You would really be wondering on how the hell they would be covering up big amount for certain accidents or situations with just that a small fraction that they are requiring.? Come to think that not all would really be able to experience serious accidents into their lifetime and if theres one then it would really be something minimal and it will really be covering up cheap and this is where they do make money. Insurances companies would really be having that huge impact in terms of revenue is on the time that there would really be tons of insurance claims and covering up on stating on what they had put up on such contract or policy. So far i have seen some old insurance company here in our country that even up to now they are still running strong and this do really shows that this kind of business is really that indeed profitable into its owners. On personal point of view in speaking about on how important insurance is then its really something important because we dont know on when accidents happen into our life and not all the time we do have the money that we do have in our pockets or simply it would really be depleted out on the time or moment that it will be involving serious critical conditions.
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Z_MBFM
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September 04, 2024, 03:56:45 PM |
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Having insurance might reduce one's concerns about the prospect of losing property or being injured in an accident. However, is it prudent to spend money on insurance when a claim may never be made? Is maintaining a spare tire in the car a waste of money, even if it is never used? The driver's sense of security may justify the cost of the extra tire. While financial compensation cannot replace certain losses, it can help to compensate for others. Individuals acquire a wide range of insurance products, including property, liability, health, disability, and life insurance.However, whether or not to have insurance is a personal decision.
Almost all my friends have insurance they advise me to get insurance but I never interested in getting insurance according to them. Insurance is a personal matter so I don't like getting insurance that's why I don't get insurance. I think if I can use my money in some other way it will be good for me and father's family. But I don't know if my decision is right I will never take insurance I have already decided. Maybe it's because you have so much money that you don't need any insurance. but for some people who are thinking about the future, they will definitely take care of insurance, especially health insurance. Because we don't know what will happen in retirement if we suddenly get sick, whether we have enough money for treatment if we don't have health insurance. So, if you are sure that when you retire, you suddenly become seriously ill and have enough money for treatment, then maybe you are not taking the wrong step in not taking out insurance. When we are young we can spend our life in any way and earn money but when we reach our retirement stage we become very weak physically. Due to which I cannot afford to earn a handsome amount of money at that time. So if we suddenly fall seriously ill then it becomes very challenging for us to bear the medical expenses. So, we should at least have a health insurance for future security. Also, since we use our own cars regularly, car insurance is also very important for us. Every insurance is important enough for us so the issue of insurance must be kept in our deep review list
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Woodie
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September 04, 2024, 06:22:58 PM |
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Insurance definitely comes in very handy in times of need especially that you transfer the risk to another party to bring you back were you where..and if these honour their dues without any back and forth interactions then the experience is 👌, but this being a business not everyone has something nice to say about these guys because their T&C's could be hiding certain teeny tiny details that might not cover you and will leave you to foot the bill even when you have the insurance..
Otherwise insurance and life assurance very good initiatives to be part of to avoid being caught unaware financially!
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