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Author Topic: On retirement  (Read 593 times)
libert19 (OP)
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December 08, 2023, 02:50:25 AM
 #1

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

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December 08, 2023, 03:30:41 AM
 #2

Consider retirement as an entry, not a departure, into a second act in which passion meets liberation. For individuals who are passionate about their work, retirement becomes a renaissance opportunity to turn professional passions into a tapestry of leisure.
It's an encore performance of a lifelong symphony, an opportunity to write a song of fulfillment and inquiry. As one chapter closes, retirees become writers of a story in which work and joy effortlessly mix, providing an opportunity to appreciate the encore of a life well-lived.
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December 08, 2023, 03:34:59 AM
 #3

if you like it, and it wont kill you, fine work part time.. treat it like a hobby that rewards you
and know that your not forced to work

i know a couple of gents that are over the national retirement age, both worked in engineering, but enjoy the social community and activity of their golf club
they work just a couple hours a week (one in clubhouse, one on the green) which they use the pay to cover the membership and then spend a few extra hours just playing golf and socialising

i know someone that was a business owner(technology) but later in life found a passion in cooking.  so works a lunch shift at a local restaurant pleasing the customers
he occasionally hosts cooking classes in the evenings

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Please do your own research & respect what is written here as both opinion & information gleaned from experience. many people replying with insults but no on-topic content substance, automatically are 'facepalmed' and yawned at
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December 08, 2023, 03:53:33 AM
 #4

I don't know how's life in other country but in here where I live, nowadays I don't think retirement is still that much relevant. I could divide people into two groups, the first one is people who doesn't has many option for their job just took any job, most of the time low-paying job, they most likely hate their job, but they can't afford retirement because there is no money left from their salary to be saved. The other group is people who are people who can get the job that they like and they keep working even after the age of retirement, even after they quit their job they still working sometimes as a consultant, even tho they can afford retirement they do not completely retired.

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December 08, 2023, 04:42:11 AM
 #5

Like it or not, everyone will face old age, retirement is also very synonymous with someone who is old. Think of retirement as a new role in your life after leaving formal work. Many people feel they are not ready to enter retirement because they can no longer work like they used to, which means their income is much lower than before. Don't feel anxious or worried after entering retirement, there are many things you can do after retirement, one of which is starting a new business.

In today's digital era, it is very easy to build a new business because it is supported by online facilities. This service can make your business run smoothly because it makes various types of transactions flexible and easy from anywhere. Online business is the right choice in the digital era like now, there are lots of products you can sell online, you can use social media to advertise the products you sell such as Facebook, Instagram, Tiktok and others.
Your current position will determine where you go next, if you remain silent, then your retirement will be very dark.

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Iroh
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December 08, 2023, 05:24:43 AM
 #6

Retirement may not be on the top of people’s list anymore as you think as more and more people are choosing to remain working than to go into retirement. For fear of constant inflation, it could be harder for someone to comfortably retire as people presently are already on the hunt for second/side jobs in order to stay afloat to withstand the harsh and strong waves of inflation.

I too believe that a lot of people would opt not to work a day in their life but now has little choice than to work if that person wants to provide for himself.
For a comfortable retirement, you should have worked and earned a lot of money. Enough to take care of your personal and health needs and then some for whatever emergencies that may arise. That’s why people strive to get investments that could be bringing in income at regular intervals. That’s one sure way to comfortably safely retire without having to worry about inflation.
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December 08, 2023, 05:35:47 AM
 #7

I think the age limit or the restructuring of the business all force the retirement process to take place. I still remember when I got my first paycheck at age 18, wondering how long it would take before I stopped dedicating myself to a job, and when I came into contact with more older people than was typical of my best friend's father, he expressed the fact that his life would be unhappy if he didn't work. For freelance workers, they can be much more proactive in finding work, or as I understand it, it's just the way they approach what life will be like next when job limits appear. I also have a few friends who are very rich materially, and their goal is always freedom at work before the age of 30. They tend to make a lot of money and then enjoy life.









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December 08, 2023, 05:49:15 AM
 #8

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

I believe most people will not look for a job if they already have the money sufficient to cover their daily expenses. Retirement is a term when you are already finished on working either due to age or you already acquired financial stability until your life end.

No one wants to work in reality if their life is already sufficient. Retirement is just the teem when you are already stop being a worker.

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December 08, 2023, 05:49:27 AM
 #9

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

When we say retirement, it's not just focused on being an employee; retirement means a lot. Others are just used to always referring to being an employee for a long time in a company or government agency.

If it is retirement from being a government employee, the amount of retirement fee paid to retired people is usually large. So after retirement, they enjoy life most of the time.


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December 08, 2023, 06:11:00 AM
 #10

When we say retirement, it's not just focused on being an employee; retirement means a lot. Others are just used to always referring to being an employee for a long time in a company or government agency.

If it is retirement from being a government employee, the amount of retirement fee paid to retired people is usually large. So after retirement, they enjoy life most of the time.
It cannot be generalized to all companies, because now things are starting to not work as you say. Companies now determine policies unilaterally, and this happens simultaneously. So new employees cannot reject the policy because all companies apply the same policy.

The essence of this policy is to avoid pensions, where each worker will only be contracted for a short period, usually ranging from 3 months to 1 year. It is wise for companies to get fresh employees every year by maximizing their productive age, rather than signing long-term contracts with employees whose productivity levels decrease.

By implementing short contract rules, companies now do not need to spend large amounts of money on their employee pension funds. It is a profitable option for those who have employment. As long as the level of employment in a particular area is low enough compared to the workforce, monopoly will easily occur there. Imbalance causes unhealthy rules to emerge. Including pension funds that will never exist.
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December 08, 2023, 08:13:22 AM
 #11

I think the OP is right, and I see it that way. It's one thing if your job is a physical job with a certain level of risk and you're not passionate about it, like working in a mine or on an assembly line. But come retirement age, if you have some intellectual jobs that you enjoy doing, why not keep doing them? A clear example would be the signature campaigns on this forum. I don't think that if someone retires this year from their main job, they are going to stop doing signature campaigns because they have 'retired', when it is a fun activity that can be done comfortably from home with their pyjamas on and with free time. An example, I think, would be philipma1957, who already receives a pension and is on a forum's signature campaign.

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December 08, 2023, 08:19:15 AM
 #12

Retirement is when you can enjoy your life without pressure. It's a situation where you usually don't have problems with money anymore, and you can do anything you want within your budget. People typically retire when they are older because no one works forever; our bodies and minds depreciate, and we cannot compete with the younger generation.

However, there are also individuals who retire from their jobs and start a new business. This isn't easy because owning a business entails more pressure than working for an employer. However, with high risk comes the potential for big rewards. If the business succeeds, you'll likely retire early and enjoy the retirement life, where money works for you.

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December 08, 2023, 08:22:57 AM
 #13

Even those who love work do not like restrictions. I can love my work, but if a specific number of compulsory hours are set for each day, I will definitely not like this work. If the work is without working hours and without specific tasks that must be carried out, it may not be profitable for the employer. People don't hate jobs as much as the obligations that come from these jobs, which are often a deduction from time for leisure, hobbies, jobs, or other things.
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December 08, 2023, 08:37:02 AM
 #14

I don't know how's life in other country but in here where I live, nowadays I don't think retirement is still that much relevant. I could divide people into two groups, the first one is people who doesn't has many option for their job just took any job, most of the time low-paying job, they most likely hate their job, but they can't afford retirement because there is no money left from their salary to be saved. The other group is people who are people who can get the job that they like and they keep working even after the age of retirement, even after they quit their job they still working sometimes as a consultant, even tho they can afford retirement they do not completely retired.
You seriously need to get out of that country that you're from if that's the norm on the retirement is because that's downright sad that the notion of retirement sounds like a choice and not the fate of working your ass off for a long time. Maybe if the workers made unions and try to ask for a fair wage that's updated to the current standard of living, maybe we would see less and less people becoming miserable with their jobs, that's the only way that workers aren't going to become robots that would look at retirement as a death sentence for their livelihood.



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December 08, 2023, 09:08:26 AM
 #15

Most of people can't retire, so they will be used to work entire of their life. Only old money or someone who work become rich when they were young that doesn't looking to make more money when they're already old and people who willing to work for God.

Average Joe will work under someone company or work in their own small business, even you're an owner of big companies that can work without you. You're still need to evaluate your company and making an important decision when it's needed.

R


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December 08, 2023, 09:27:36 AM
 #16


Should you choose to retire on time or retire at the right time?

And before you decide, let me tell you a little bit about what it means to retire on time and retire at the right time.
What is meant by retiring on time, you will retire according to your age, and the average person retires at the age of 59 years to the age of 65 years. The average person retires at that age because their abilities and physical strength are no longer strong if they have to continue working. And plus at that age, it's very vulnerable for someone to get sick. And that's regardless of whether they have enough money to live on or not.

Meanwhile, what is meant by retiring at the right time. When you have enough savings, an investment or a business that even without your presence the business is still running, because you have people who are trusted enough to be able to run the business that you have started from scratch. And if you have all or any of these three factors, then you can choose to retire at any age. Because you already have the assurance that without you working, your needs will still be met, without having to ask a child or ask someone else.

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December 08, 2023, 09:29:26 AM
 #17

Retirement does not mean complete rest. For example, civil servants who have a running business want to retire quickly and continue the work we are involved in to make the most of it and when someone who doesn't have the skills to work even though he has worked in the government, once he retires, he doesn't know what to do and that's called total retirement. .

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December 08, 2023, 09:42:42 AM
 #18

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
Retirement occurs when we no longer work as usual and no longer receive the usual salary each month. The work we do when we are not retired will get used to it when we retire. I don't think there is a worker who doesn't like work while still active.
My definite goal when I retire is to enjoy time with the work that I often did as a hobby at that time.

In my place, the term pension is still getting a regular salary every month for those who work as government employees. For those who work outside the government, I rarely find them receiving benefits from the company they have worked for.

R


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December 08, 2023, 10:15:59 AM
Merited by iamsange (1)
 #19

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

If you see that there are many people who have got jobs in government agencies but they are praying to retire sooner, that means you are seeing a group of lazy people in these government agencies. Because in my area there are still many people competing to become civil servants and hoping to be able to work in government agencies at any salary. So, in my opinion, it would be quite strange if those who still have work experience hope to retire early, even though it is not yet the time to retire.

Meanwhile, those who are still willing to work even though it is time to retire are people who are diligent and creative enough to appreciate the time and work they have. Because they are usually quite aware that there are still many people who are struggling to get jobs in any agency by continuing to take exams and administrative requirements so they can pass and be accepted into government agencies. So we can differentiate between lazy people and selfless hard workers.

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December 08, 2023, 10:24:16 AM
 #20

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
When it comes to retirement, it talks about having a rest and enjoy the things that you can't do while you are working like having a vacation, spending quality time with your family and give yourself a time to engage in your hobbies. Sometimes, people who's retired doesn't want to stop on what they are currently doing, that's why there's a lot who's still working after their retirement age because they used to do it and they  want to share their knowledge and expertise to the younger generations. Also one of the reason why people choose to continue on what they are doing because when they stop, they feel more weak, especially since the mind and body are used to the things they do.



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December 08, 2023, 10:30:14 AM
 #21

We have different perspectives on retirement.
As for me, my definition of retirement is that you can do everything that you want without any hindrances whatsoever.

Retirement for me doesn't mean that you will stop working because as long as you can still work, as much as possible work for you to get money. Retirement for me means that you can do everything of your own free will. Some want to do something but they can't because they have a 9-5 job. I've seen many old people who are still working even though they are at the age where they can retire because they love what they're doing. That's my other definition of retirement. To do everything that you love of your own free will without thinking of anything that will just make you stressed.

Overall, different people have different definitions of retirement, but if you can still work for some reason then at least work as long as you love what you're doing.

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December 08, 2023, 11:18:44 AM
 #22

We have different perspectives on retirement.
As for me, my definition of retirement is that you can do everything that you want without any hindrances whatsoever.

Retirement for me doesn't mean that you will stop working because as long as you can still work, as much as possible work for you to get money. Retirement for me means that you can do everything of your own free will. Some want to do something but they can't because they have a 9-5 job. I've seen many old people who are still working even though they are at the age where they can retire because they love what they're doing. That's my other definition of retirement. To do everything that you love of your own free will without thinking of anything that will just make you stressed.

Overall, different people have different definitions of retirement, but if you can still work for some reason then at least work as long as you love what you're doing.

In many countries, pensions are so small that a person is often forced to look for various part-time jobs (if health permits). Therefore, not everyone can enjoy their free time. Yes, there are few options for pensioners to earn money, but they are there
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December 08, 2023, 11:41:57 AM
 #23

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

This concept of retirement are been refer to as working under a government institution or employed under someone. If they are not amongst the two aforementioned, there won’t be a case of retirement unless the person is not capable of working again due to a disability or aging. Retirement is more like working under the control of someone for a particular time before for a deadline to give space to others. Having passion for a work you’re doing cannot stop you from doing it even after retirement, you can always continue to work on your own and being your own boss if you have the means to start it up. Mostly those that are employed under a person initially don’t always get the chance to be a boss of their own even after retirement because of the time they’ve spent building other people’s business instead of their own.

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December 08, 2023, 11:56:43 AM
 #24

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
If you come to the retirement age it doesn't mean you can now relax and stop what you like to do. If you love your job and wanted to continue working that would be fine as long as the employer continue to hire you. Some old people really want to continue working as they fee like they are getting weaker everyday if they do nothing. Unlike if they continue working, they muscle gets enough exercise and they feel more productive than do nothing and sit inside their home.

It's all about your choice whether you completely stop working and enjoy your pension or continue working to earn extra money and be productive everyday by moving around and working as usual.


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December 08, 2023, 12:01:10 PM
 #25

For me, the term retirement refers to not being forced to do any work, so that if I do not go to work, I will not struggle to pay the rent or buy the necessities of the day. It may not necessarily mean getting older as much as having enough money for the rest of my life if I decide to live a normal life. Or in other words, according to my country, the amount of $2,500 is sufficient for an average life, and therefore I consider retirement as my obtaining one million and $200,000 as sufficient costs for 40 years from now.
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December 08, 2023, 12:47:30 PM
 #26

 I guess it boils down to whether your job feels like a chore or a passion. If you love what you do, retirement might just be a chance to switch gears rather than hit the brakes.
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December 08, 2023, 01:45:36 PM
 #27

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
Perhaps retirement is also very different depending on a country. In my country, retired people receive pensions from taxpayers' money, but the system has been getting worse alongside with the worsening economic conditions on my country, so fewer and fewer people are considered eligible for pensions, and the amount of money provided by the government as a pension is usually well below what's necessary for survival, so people have to either continue working, or rely on their younger relatives to provide them with some support. To me, the idea of retirement is about slowing down, stopping to work as much as before. But a person can and should still continue to do meaningful things that they enjoy, so that life remains fulfilling and worth living.

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December 08, 2023, 02:43:50 PM
 #28

I think retirement has to basically do with the fact that one has made up their minds willingly or voluntarily to take a break from working or one has reached the age at which they would need be retired from working. At this age, the rate at which their productiveness was before had declined and would need a productive age to take over from them.

On retirement,  if you are a public servant, you will be entitled to gratuity and pension which should be paid to you but if as an individual, you should have a multiple streams of income running with huge return to sustain you and cater for the needs of your family and loved ones. But even at that, one needs to be very much active and engaged in other activities to keep life going. This activities can be what they like doing most to catch fun while they are still strong and healthy.

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December 08, 2023, 03:17:26 PM
 #29

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

Well in the ordinary, retirement sounds like it's game over for an individual but I think there is more to life than waking up everyday and just going to your place of work as a routine. There are some fundermental factors that keeps the individual going even after retirement, now if you have been working in a Government or private organization where you served for decades and it comes to the point where you are ready for retirement, it becomes an opportunity for the individual to explore new horizons, take on new adventures or endeavours that will add value to him or her in the future, because retirement is not tiredness, you could be a consultant in your field of expertise because of the wealth of experience you've gathered over the years.

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December 08, 2023, 03:52:24 PM
 #30

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

Many of us dream of retiring when we reach the age of retirement, but when we finally reach that point in life, we find ourselves with nothing to do. I know many people who have retired and then returned to their old jobs or found a similar one because they had nothing to keep them occupied. Sadly, some people can't even afford to retire because their salary is not enough to support them.

Hopefully, I can retire at a nice age to enjoy a relaxed life, enjoying vacation in many countries, living a life without problem in financial.
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December 08, 2023, 03:56:33 PM
 #31

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

To my understanding, retirement means to stop working actively for money and that's doing your regular 9-5 jobs or still doing a job that needs your presence for it to function properly. You can retire, yet you're still working but it won't be the job you retired from. Retirement doesn't mean you'll stop making money as when you plan your life very well, you can make more money when you retire.

You can use your retirement funds to invest in businesses that can either bring cashflow or capital gains for you. Retirement gives you time to focus on other things and you can use your hobby to build wealth which is something you won't have been able to do when you were still actively working. People are scared of retirement because to them it means they'll stop receiving salary and that's modern day slavery.

We're so out of touch with financial education that we don't know other means to generate income apart from salary. We have different ways we can make money without having to be actively working to earn salary like from passive income, cashflow, capital gains from investment and so on. Retirement is actually good then been bad as people make it to look like and to enjoy our retirement, we have to start planning from now on how we want our retirement days to be like whether we want it to be work free or still want to be doing smaller jobs to keep the cash coming in.

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December 08, 2023, 04:04:38 PM
 #32

I don't know how's life in other country but in here where I live, nowadays I don't think retirement is still that much relevant. I could divide people into two groups, the first one is people who doesn't has many option for their job just took any job, most of the time low-paying job, they most likely hate their job, but they can't afford retirement because there is no money left from their salary to be saved. The other group is people who are people who can get the job that they like and they keep working even after the age of retirement, even after they quit their job they still working sometimes as a consultant, even tho they can afford retirement they do not completely retired.
My country's life is similar to you, Because i see here also two groups likes Government job and private job, In government job, they look forward to their retirement because they get a lot of money, On the other hand in private job holders didn't nothing because they have no provident fund, but not every private companies, I see top private companies have good rules.

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December 08, 2023, 04:13:57 PM
 #33

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement. 
In our area retirement indicates that people have entered sufficient work period as given by the company and the government, they will get compensation in the form of security deposits from the workplace. Usually working in the government sector has a guarantee of old age so that many people in our area are competing to find this job. There are many things that can be done when entering retirement and taking some money to build a business or just enjoy old age.

Some people who have achieved good financial freedom will enjoy retirement in far more productive activities such as joining the social community or developing their hobbies. So that they really enjoy old age as planned and when successfully enjoying it, I think we have prepared a good life before retirement arrives.

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December 08, 2023, 04:27:43 PM
 #34

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
Well at OP, if you feel you are trying to make some sense but doesn't know what it is all about,  I can tell you that there had been much more of senses from your thoughts of discretions.
Like I read about the saying that. The best job one is offered is the he/she finds pleasure in doing because you are liable to work overtime and even under pressures and the multitasking without feeling thr loads of stresses.
This just how it feels when you works on retirement that you wished never to be retired. Well, you just have to well okay, I am only retired but never tired because you still feels the vibes and energy to do more.
So at such point of retirement, the retirees may love to establish oneself on a private sector to stil continue and exercise that which they feels better of doing at the same time earning profits out of it.
I know about several legionaries who had sometimes served in the military but due to the terms of passions and the knowledgeable experience attained, after retirements, they either feels such possessions are being hindered wasteful while still active and necessary to be in used. So they choose to establishing some security private and individual firms as an organisation with super civilian and other enforcement agencies incorporation to offering of security services either to the government or the individual sectors.
All gazes to the exercises to still put your pleasury abilities in practice at same time creating wealths after retirements.

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December 08, 2023, 04:48:39 PM
 #35

Currently I am still working, but I already have an idea of what I will do when I retire so that I can stay active and earn extra money besides my pension.
And we will definitely experience retirement and like it or not we will have to retire even though we still want to work and earn an income, even though we are still strong and healthy.
When I retire, I plan to buy land next to the house so I can use it to raise goats and also grow vegetables or tubers. Apart from that, I can also use the land for fish farming and so on. Even though I have never experienced these things, these things are challenges and activities for me to enjoy old age or retirement and apart from being consumed, I can also sell them for income. And that has become my plan and picture, when I retire.

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December 08, 2023, 04:56:49 PM
 #36

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

This depends on the person, there are retirees who don't like working, there are also retirees because it's time to retire from their job and usually those who like to work after retirement will look for their own activities because they don't just like it. sitting around relaxing at home because he is used to working.

Quote
Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

For me, retirement is important. Because retirement is an important phase in life that must be prepared well. Many people who do not prepare themselves well end up experiencing financial and psychological difficulties when retirement arrives. Therefore, it is important for us to prepare ourselves from a young age before entering retirement, so that we can enjoy retirement calmly and happily.

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December 08, 2023, 05:00:31 PM
 #37

I think it scares me a little bit when we think of retirement because we are so occupied and committed to our current job that we rarely take time out to go on holidays or what we really want to do, we are like a bounded labors who just sleep, travel to work, work and then repeat. If we think we are going to retire or think of retirement we feel somewhere we forgot to live our life and rather surviving all these years. If I had to plan retirement I would retire in some remote hilly village and take up farming as an hobby to pass the time.









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December 08, 2023, 05:22:13 PM
 #38

The key difference is that in retirement, they have the freedom to choose what they want to do, when they want to do it. They can create their own schedule, set their own goals, and define what "work" means to them in this new phase of life.

This freedom allows them to explore their full potential, discover new talents, and contribute to society in ways they never thought possible. They can become mentors, consultants, entrepreneurs, or simply active members of their communities.

Therefore, retirement should not be seen as the end of productivity or contribution. It's a chance to redefine those concepts based on individual values and aspirations. It's a time for personal growth, exploration, and giving back to the world in unique and meaningful ways.

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December 08, 2023, 05:54:06 PM
 #39

Consider retirement as an entry, not a departure, into a second act in which passion meets liberation. For individuals who are passionate about their work, retirement becomes a renaissance opportunity to turn professional passions into a tapestry of leisure.
It's an encore performance of a lifelong symphony, an opportunity to write a song of fulfillment and inquiry. As one chapter closes, retirees become writers of a story in which work and joy effortlessly mix, providing an opportunity to appreciate the encore of a life well-lived.
I disagree with you buddy. Retirement is a total departure of the nature of work you do. When you retire it does not mean you have totally stop working it only means your done with the nature and level of work effort you have been putting in a particular job or skill. With retirement i feel like you can do more of the managerial aspect or create your own business by then you only super sees the business, nurture it and watch it grow. So your not doing the hard labor because you have to employ individuals who will do it for you. By so doing your are still working while you have retired. There will be a time where you could pass down the company or business to your heirs and have a share in it. By this time you are not even do the managerial part anymore, your heirs runs it and gives you your shares at the stipulated time period.

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December 08, 2023, 06:02:59 PM
 #40

Let's be honest, if a person loves what they do, they will probably find a way to do it after they retire. How do you see your average return? In many countries it is difficult to live on a pension alone, so it is necessary to look for additional types of income.Cryptocurrency is just what you need, you could say it’s a hobby in retirement.
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December 08, 2023, 06:12:22 PM
 #41

Theres a very unlikely sounding club that aims to retire at 30.  That should be impossible in theory but they do it in a clever way and despite your outline I think they view retirement as secured costs to living but likely still earning in some capacity shape or form.
  Quite a few people retire from a main job but then continue to work in some other job opportunity they might have, usually a nicer or easier job perhaps far away from the city so qualifying as retirement from the big fuss of cities.  Retirement varies too much especially nowadays, I doubt I'd ever trust not working at all unless very rich then maybe you fish for fun and sell the excess as a job, dream retirement.

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December 08, 2023, 06:18:02 PM
 #42

Retirement means we stop working, not stop trying to make money. Because after retirement we also still have a life and still have to live. and also fulfill a need. And to make money at an age that is no longer young, we can start investing from now on, so that later after retirement we don't bother other people too much just for the cost of food and others.

And don't even think about stopping work and retiring early, unless you have prepared everything, at least you have a savings or some investments. And speaking of what we should do when after retirement, there are many things we can do and one of them is providing education to your children and grandchildren. Because what is very important for us to pass on to a child is not a sum of money, but a myriad of knowledge as their provision to continue to live life.

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December 08, 2023, 06:28:34 PM
 #43

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
Retirement occurs when we no longer work as usual and no longer receive the usual salary each month. The work we do when we are not retired will get used to it when we retire. I don't think there is a worker who doesn't like work while still active.
My definite goal when I retire is to enjoy time with the work that I often did as a hobby at that time.

In my place, the term pension is still getting a regular salary every month for those who work as government employees. For those who work outside the government, I rarely find them receiving benefits from the company they have worked for.
I see that your response has some truth to it, and according to several sources that I have obtained, retirement means that someone who no longer works due to age limits must be dismissed. Or at your own request. And a retiree is usually entitled to pension/severance pay.
However, I see that not all jobs apply this system, there are also those who don't get anything. Sometimes I also see companies that do not apply retirement rules to those who have reached the age limit (company policy). I consider retirement the same as stopping working at someone else's place (employee).
For an entrepreneur there may be no rules regarding pensions because pensions only apply to employees.

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December 08, 2023, 06:35:25 PM
 #44

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.
Even if you like your job and what you do does not feel as if you are working at all, we must remember that as we get older we will lose some of that energy we had when we were young and some of our health as well, so it is reasonable even for those people to retire, however I suspect this is going to get harder and harder, as most people are doing their utmost effort just to afford the bare essentials, while the pension systems all over the world are bankrupt as well, so unless you save your own money and invest it, retiring could be nothing but a dream for most people out there.

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December 08, 2023, 06:56:28 PM
 #45

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

Retirement is usually used by office workers who feel bored with their routine or workers who have time to stop working because of age, but many people end up confused about what they will do after retirement, always remember that never let them envy you. if you are not productive, you will only make yourself useless if you continue to be unproductive, if you really like something related to work and money then you have to keep doing that, never retire, and stop being productive. Retirement is everyone's dream, but often retirement is a trap to make someone unproductive.



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December 08, 2023, 09:34:04 PM
 #46

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
You will be the one to define what kind of retirement do you want and how will you retire happy and financially free and ready? There’s a lot of options for you to retire well and its up to you now on where to focus more. Only few can retire happy and with money, they prepared for this and they know that the time will come for them to retire. Cryptocurrency might still be the riskiest way to prepare for your retirement, but who knows you might see crypto on its very peak during that time, and the risk that you take today will be more worth it.
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December 08, 2023, 09:38:39 PM
 #47

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

The vast majority of people are stuck in jobs to pay the bills and not necessarily because they want to do it, but then again jobs can often give some people a purpose in life and a reason to get out of bed in the morning. A lot of people often have a hard time adjusting to working for 40 years and then having to let go of that routine, so it can be a painful transition period, especially if they are pushed out involuntarily which often happens with redundancies. I enjoy my work luckily enough, but if I was given a million tomorrow it would definitely set me up to retire long before the usual retirement age and I could happily find things to fill my free time, although you have to make an extra effort to socialize because people are social animals.

R


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December 08, 2023, 09:46:37 PM
 #48

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
I think retirement doesn't really mean that you'll stop working. It means that you'd retire from your corporate job but you'd still do things that you've used to do whether they make you earn money or not. It's just like releasing loads of works and you're free from stress and that's what makes someone retire for real. Look at the ultra rich people, they have all the means to retire and stop working and spend all their riches until they're dead but they don't just stop, they keep working on but with lesser loads and tasks. Maybe, that's what really retirement is.

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December 08, 2023, 09:48:50 PM
Merited by The Sceptical Chymist (2)
 #49



Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
When the driver does not know where he or she is driving to, it's possible for the passengers to direct him or her where to drive to right?  Grin, that's right.

To be honest with you and to everyone else reading, retirement is something I personally don't really fancy, I am ready to work for as long as I can provided I am not working for money, I just wanna be so rich, wealthy and comfortable that, passion should be what drives me to work, not the need for money, work driven by money is deceptive, but work driven by passion is original.
I can work till my old age provided my reason for working is not because i need money, but because I love what I do and enjoy doing it, staying at home all day doing nothing all in the name of retirement is very boring for me.

R


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December 08, 2023, 10:36:05 PM
 #50

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
Retirement does not mean that you'll be stop working eventually. That is only a choice. But if you have your own business or investment, then you can still work on it hands on so that the rate of success will be higher. However, if your old age makes you incapable already, then that's the time to just focus and rely on your retirement. Or you can still rely from your business profits depending how it works based on how that trusted person manages your business.

But most likely, your retirement should be your best time to enjoy yourself and feel the freedom that comes with retirement age. Unfortunately, some who also reach retirement age are also struggling with their own diseases that made them being deprived to enjoy their last days in the universe.
 

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December 08, 2023, 11:14:19 PM
 #51

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,


Well,  when such a moment arrives it does not seem to be the best, yes it is strange, but at least it is my sensation not of readings or guides for the retreat, but of real people that I have been able to meet along way...

In general, I think that, retirement is very linked to how easy or difficult on the activity you have carried out throughout your life, and in that idea, as I mentioned, it can be easy or very difficult, then, those who somehow way they could "enjoy" what they were doing, they chose to continue with their own businesses or semi-retire. In fact, they enjoy being in those "fights."

Then I have been able to meet, even relatives who literally retire and do nothing but "live."

On the other hand, I was closely touched by a relative who was a teacher for more than 30 years, and leaving her activities has been tremendously hard, she goes through phases where she hears the bell for recess and dismissal, hears voices, etc. She is in therapy and, as she told me, she practically retired to get sick and dedicate herself to her health.

Anyway, as I said, it is not such an easy topic, but if it is planned in a certain way, those who can can make a retreat for the third age very happily, at least maybe there is that possibility.

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December 08, 2023, 11:31:24 PM
 #52

Nope. What you just said is unemployment. Retirement is not having the yoke of responsibilities and financial worries strapped over your shoulders, allowing you to enjoy all the things you want without having to worry about dragging yourself to work tomorrow, or where’d you get the money to buy food for the next few days. That is true retirement to say the least.

People of course become bored after some time, which is why they do stuff to cover time they would’ve used to go to work. Yes retired people still go to work sometimes, but it’s pretty much for a different reason now.
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December 09, 2023, 12:13:46 AM
 #53

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.
This is true.

Someone who likes what he's been doing if it's a job or a hobby that makes him happy and earn money, he'll never retire to that. Who likes job? We all hate it when we're working on a job that we don't like but we have to go to office for our needs and salary.

But it's a different thing if it's about retirement, we all want to get out of the zone where we're always monitored by the company, scolded by the boss sometimes.

That's why those old people that don't retire but keep going on with their passion or hobby and fortunately, they're making money out of it, they don't see it as a job but just having fun and no word as retirement to them will be heard.



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December 09, 2023, 03:22:42 AM
 #54

For me, waiting for retirement to be able to enjoy the results of hard work is not the main thing. Because retirement is always synonymous with old age, even though if you are old then the enjoyment will definitely decrease. So I think it will be difficult to enjoy it. Therefore, I do not make it a rule that retirement is the main goal for relaxing. But I will carry out all the work that I do in a relaxed manner. That way, I will continue to enjoy my youth, without wasting my potential to look for provisions for old age.
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December 09, 2023, 06:24:04 AM
 #55

Theres a very unlikely sounding club that aims to retire at 30.  That should be impossible in theory but they do it in a clever way and despite your outline I think they view retirement as secured costs to living but likely still earning in some capacity shape or form.
  Quite a few people retire from a main job but then continue to work in some other job opportunity they might have, usually a nicer or easier job perhaps far away from the city so qualifying as retirement from the big fuss of cities.  Retirement varies too much especially nowadays, I doubt I'd ever trust not working at all unless very rich then maybe you fish for fun and sell the excess as a job, dream retirement.

I know someone like that. It was when I was young that he was petitioned to the U.S. and completed a military course. At the same time, he was also able to work as a military officer there, and he was even assigned somewhere in Iraq.

To make a long story short, at the age of 35 years old, he filed for early retirement. The benefits he got from the U.S., if I am not mistaken, up until now have included a pension amounting to around $1,000–$12,000 monthly. And for what he was doing now, he was traveling everywhere he wanted, investing, and I don't know if he knows about Bitcoin or cryptocurrency.


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December 09, 2023, 09:20:02 AM
 #56

Let's be honest, if a person loves what they do, they will probably find a way to do it after they retire. How do you see your average return? In many countries it is difficult to live on a pension alone, so it is necessary to look for additional types of income.Cryptocurrency is just what you need, you could say it’s a hobby in retirement.
Right, especially in our country after retirement who's got a pension ( it's depend on job, some good government's employee getting a big amount of money which is enough to lead good life in rest of life) but mostly people's did not get enough money to lead good life, they have to earn extra money in different sectors otherwise it's not possible to lead better life.

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December 09, 2023, 10:19:18 AM
 #57

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
we've gotten to a point where retirement had almost been given a contextual meaning. In the circular world and for people that are into the civil service jobs, it is mainly the period when the workers have served a reasonable number of year's and their service might have gone obsolete and they will have to pay them off and find a replacement that is updated with the reality of the moment. Because of how the whole system is structured, it normally takes long before one goes into his retirement phase and normally doesn't have enough time to enjoy the dividend of his past labour before finally passing away.

A self employed person can also set out his retirement goals when h will have to shift the responsibility he is carrying to someone else and might use that retirement period to go into activity that are not stressful and demanding. He can just use that time to travel around and might only be doing more speaking at event and sharing of his experiences to people that are new in the sector.

Retirement is what everyone should definitely plan for himself so one can enjoy his after service life.

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December 09, 2023, 11:00:03 AM
 #58

Yes, retirement is doing something you want to do. It's been years now since I stopped doing the 8-5 daily office cycle. I missed it somehow and I might take another 8-5 if it's I am very interested, like traveling and maybe teaching history or social studies.

However, my main goal is to have a stable business that is inclined to my hobbies and interests. The difference though when having a business is there are risks like losing money and failing to profit. While having an interesting job in a company is financially risk-free.

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December 09, 2023, 11:24:09 AM
 #59

Yes, retirement is doing something you want to do. It's been years now since I stopped doing the 8-5 daily office cycle. I missed it somehow and I might take another 8-5 if it's I am very interested, like traveling and maybe teaching history or social studies.

However, my main goal is to have a stable business that is inclined to my hobbies and interests. The difference though when having a business is there are risks like losing money and failing to profit. While having an interesting job in a company is financially risk-free.

Being retired, you are able to do more and you have a lot of time to accomplish all the things that you didn't make from the several past years.
the best thing of being retired is the freedom to do just as you please, and not do the things you don’t want to do. It's a good idea to have your stable business which suits you and connected to your interest because if that so, you are able to handle it more confidently. As you've said, having a business comes with a risk of losing money which is common part of having a business.. you have to believe in yourself that you can do a lot better, especially now that you are focusing in your business and you have all your time to spend more on it while enjoying handling it.



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December 09, 2023, 12:35:21 PM
 #60

Retirement is the time when someone decides to stop their job, which has been their routine for many years. Usually, these retirees get their salary every month or all at once when their retirement letter comes out. Those who retire are usually elderly and are no longer considered productive.

Those who are retired try to find other activities to fill their free time. And by having lots of free time, someone can do something they have wanted for a long time. But usually, they will not be able to do it because of their age limitations. But if someone is still of productive age and decides to retire, usually they have already achieved their financial capabilities.

They will not think or worry about how they can meet their needs because they already have a passive source of income. And it would be the best decision for him to retire at a young age because he can focus more on doing other things. This is what today's young generation is trying to find and they are trying to work hard while they still have the opportunity.

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December 09, 2023, 01:36:15 PM
 #61

Yes, retirement is doing something you want to do. It's been years now since I stopped doing the 8-5 daily office cycle. I missed it somehow and I might take another 8-5 if it's I am very interested, like traveling and maybe teaching history or social studies.

However, my main goal is to have a stable business that is inclined to my hobbies and interests. The difference though when having a business is there are risks like losing money and failing to profit. While having an interesting job in a company is financially risk-free.
When someone is still actively working and he can make good use of his money then when retirement arrives his life will definitely be much better and he won't have to work as hard anymore. You must have prepared yourself thoroughly when you decided to stop working 8-5 every day and the goal of stopping was accompanied by another desire to develop your potential in business. I am also a small business owner selling clothing and the life I live is much more independent than working under someone else's system.

There will definitely be risks when we intend to develop a business just like we invest in bitcoin. But speaking of freedom, developing skills and time are efforts that we organize ourselves so that work will be much more productive. Working in the government and corporate sectors is regulated by their system even though the level of risk is small, but talking about freedom and hobbies we will have a little difficulty developing them.

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December 09, 2023, 02:09:54 PM
 #62

if you want to retire you can do what you did before but couldn't do it because there was no time or something was a priority at the time and you couldn't do it.
Ordinary people will garden, fish, raise animals.
Maybe my advice can remind you of events from your past.
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December 09, 2023, 03:00:22 PM
 #63

I feel like even if you like your job, you'd still want to retire at some point. Cause you would still want to take a rest especially if you're getting old. And you will also want to enjoy the remaining time you have before your body cannot do that anymore. Unless it's your own business that you need to keep running because it becomes your life. However, for regular employees or worker, even if they enjoy their job, I think they will still choose enjoying their personal life than just continue being at work.

Though I know someone who already reached her retirement age few years ago but still choose to keep working. Tho her situation is kinda different. She doesn't have any child, her husband already died, her relatives live separately and if she stopped working, she'll have nothing else to do living in her own house alone.
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December 09, 2023, 03:14:17 PM
 #64

Mark Twain said —> 'Find a job you enjoy doing, and you will never have to work a day in your life.'  ....so I reckon those people will not want to retire, they will just keep doing what they are doing.

I think most people should just get a hobby that generate some income to supplement their retirement income, so that they are busy while they are on pension.  Wink

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December 09, 2023, 03:21:42 PM
 #65

Every person has to retire at some point. While retirement is pleasant for anyone, most people remember those working days the most after retirement. For those who have sufficient income, leisure time is very good. But on the contrary, for those who are not in good financial condition, it is a very miserable chapter because even if they are exempted from a particular job, they have to get employment in some field or the other. Their free time to make a living becomes more difficult. Normally after a certain period of time people do not have enough energy for work but at that time retirement is a negative word for them when they have to do compulsory work.

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December 09, 2023, 07:00:30 PM
 #66

In our country retirement is not something that most people think about, not unless you are privileged. Most people work their ass off as long as they can, even working with a minimum income in their old age. There's also a stigma where people tend to use their children to support them at their old age. So, I don't think that people in our country put a lot of consideration in the term "retirement". But if I were to choose I wouldn't mind if I'll be working on my retirement days as long as I am enjoying what I'm doing, either cooking, starting a small business, or whatsoever. I don't want to spend the rest of my days being idle just waiting for days to go by.
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December 09, 2023, 07:48:06 PM
 #67

if you want to retire you can do what you did before but couldn't do it because there was no time or something was a priority at the time and you couldn't do it.
Ordinary people will garden, fish, raise animals.
Maybe my advice can remind you of events from your past.
If I understand what the OP said, there are actually two kinds of desires that are born from different people. The first is people who want to retire before the time comes and the second is people who have to retire when the time comes even though according to their wishes the person still doesn't want to retire. But because time has forced these people to retire, there is no other choice but to follow existing rules and such people will usually continue to work at what they like even though they are no longer tied to any agency in their lives.

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December 09, 2023, 07:48:40 PM
 #68

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
I can't help but wonder how a person can work all his life on a job that they don't like, so what I believe is that a person who retires most likely likes their job which is the reason why they have given so many years of their lives in providing their service to that job, thus, they will try to find ways after retirement to try still and live the same life that they used to live when it comes to work because it's not easy for them to let go of their passion after so many years.

Even when you don't like something you start getting into the habit of it if you do it for some reason, so if you like doing something, it will be a different ball game altogether, and it will be difficult for a person to let go just after their retirement which is the reason why they keep trying to have the same experiences that they have had for the most of their lives.

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December 09, 2023, 07:55:01 PM
 #69

Every person has to retire at some point. While retirement is pleasant for anyone, most people remember those working days the most after retirement. For those who have sufficient income, leisure time is very good. But on the contrary, for those who are not in good financial condition, it is a very miserable chapter because even if they are exempted from a particular job, they have to get employment in some field or the other. Their free time to make a living becomes more difficult. Normally after a certain period of time people do not have enough energy for work but at that time retirement is a negative word for them when they have to do compulsory work.
What do we do after retirement? We engage in recreational activities and having fun with our loved ones. Physical labor that drains our energy should be well compensated because it consumes a considerable amount of our time and energy. Perhaps this is what motivates the majority of our young people to strive for greater heights. Working at the appropriate time has significance in the present-day environment. Retirement is for those who have worked extremely hard and want to enjoy the fruits of their labor. Most working-class folks do not have retirement plans; they simply go with the flow of the system.

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December 09, 2023, 08:32:06 PM
 #70

Retirement is the time one should enjoy the benefits for  the years of actively working or serving a boss inorder to retire at an age as this.
No much risky business to spend frivolously on should be attempted and if there's still a passion to pursue a dream, please do, because the next of kin would be waiting to inherit all we had worked for without as little as a  thought .

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goaldigger
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December 09, 2023, 09:11:39 PM
 #71

Retirement is something that you should not forget to prepare to and should also be in your top list.
We all want to retire happy, healthy and of course financially ready so if you still have time to prepare for that, better to do it now and look forward for that time while enjoying the present. Now, the only concern here is how to prepare for retirement? Crypto can be a good market to save some for your retirement but of course, you should not forget diversify and look for other options too, it can be good if you know how to invest properly and play long.

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livingfree
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December 09, 2023, 10:14:52 PM
 #72

In our country retirement is not something that most people think about, not unless you are privileged. Most people work their ass off as long as they can, even working with a minimum income in their old age.
This applies to most countries.

There's no word anymore about retirement, the thing is as long as you can work your ass off until your death then that's all what a person needs to do.

Go to places like Singapore and Japan, you'd see people working even they're already old. The work culture has been sticked to them and there's no thought of them going into retirement.

I guess that the new generation still has some good thoughts on this topic about retiring when they are able to. Because if you talk to someone young about this matter, they have specifics on it but anyway, someday they'll be welcomed by the reality.

On the other hand, retiring is like having $1M-$100M and you're good until the remaining years of your life.

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December 09, 2023, 10:18:59 PM
 #73

Retirement is the time one should enjoy the benefits for  the years of actively working or serving a boss inorder to retire at an age as this.
No much risky business to spend frivolously on should be attempted and if there's still a passion to pursue a dream, please do, because the next of kin would be waiting to inherit all we had worked for without as little as a  thought .
I know this is what the world is and how it works but don't you realize how fucked up the concept of it is? You literally have to kill yourself by working for years/decades on end, and the only recompense you get for doing so is a pat on the back and a hallway pass for you to be able to enjoy your last remaining years on life. I don't know about you but I don't want to retire like that my dude. Retirement for me is being able to make the most out of my life and my time without having to worry about my finances at all, and I think you could achieve that with fair ease if you happen to know about financial freedom and are able to integrate it in your life.

Make no mistake, I like the idea of having no worries in your sunset years, but you could also do that with no problem if you shoot for an early retirement plan.
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December 10, 2023, 06:15:32 AM
 #74

A person can get retirement only at the age which government mentioned in the rules of a specified job. I think the age after 60 is the age which is for rest so if someone is active enough after 60 years then they can do another job because after retirement its up to a person desire that what they wish to do.

When a person is engaged in a government job then he cannot do another work but after retirement he get an opportunity to be a part of another job. Now a days inflation is so higher that even after retirement a person wants to earn more because expenses cannot be handle with a single salary. A person wants to create ways of earning so age does not matters currently and if someone retired from one job then surely then are in search of getting another one to fulfill their needs.



 

 

 

 

 

 


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December 10, 2023, 06:55:27 AM
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 #75

You still have to do something after retirement, do you know that you will get bored at one point? Every challenges in our lives are most times adventurous and this is why it's bad to do something you don't have passion for, if you are doing a job for money only you will hate the job easily.

Even after retirement and you don't do anything, well I believe it's not healthy, you can't just be by yourself not going about stressing yourself, you need to do some things.

My own retirement plan is to reduce my stress on money making and go the easier route using my money to make more money, also I would have grow older by the time too, it's already normal to reduce stress and enjoy the rest of my days.
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December 10, 2023, 07:32:54 AM
 #76

It helps keeping link with your own industry even after you have officially retired. In businesses there is no official retirement but passing on the baton to the next of kin or something similar.

You want to lead a healthy retirement, try to be active more so in household work and in helping the younger generation grow. Stay involved in the family work and dont be a grouchy old person. That way your mind will stay fresh and avoid the boredom and gradually more diseases will creep up your prescriptions.

Take more vacations but be mindful of people around you. Not every person has a happy retirement, but it is possible with effort.

R


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December 10, 2023, 07:47:00 AM
 #77

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.
Having a favorite job and a job that makes money always forces us to choose. In life, I have heard many people talk about a job they love that brings them a stable income, but if not, I think it is the passion for that job or perhaps they are the type of people who do not attach too much importance to material things.

To be honest, I also wished that something I loved could help me pay for everything in life, but the harsh truth gave me a slap to wake up that my own limited capacity had not allowed me to do anything. Allow me to freely do what I think. There are many forced things that make us stressed, but we still have to accept them and go with them until we are allowed.

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December 10, 2023, 07:52:38 AM
 #78

What term retirement usually denotes to is, to stop working.
That is an inaccurate definition, retirement is where your employment contract status must be terminated after reaching a certain period of work which is generally regulated in state law or internal regulations of the company or superior. This has absolutely nothing to do with people wanting or not liking their jobs. If you don't like your job, you can leave before you retire.

This space for rent.
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December 10, 2023, 07:56:38 AM
 #79

the idea of working nonstop until my retirement comes terrifies me i don’t want to spend my entire life confined deep in work and not to be able to appreciate life while i’m still young i feel like if i wait until retirement to really have an adventure i would regret it but i would not be able to do anything since i can’t possibly go back in time

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December 10, 2023, 08:13:18 AM
 #80

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
Pension will indeed be quite a complex topic to discuss. Because there are so many topics that need to be discussed regarding retirement. In fact, the term retirement now doesn't just mean old people who have to stop working because they have reached retirement age. But nowadays it has become quite a trend in society, especially among young people who have planned their lives so that they can retire while they are still young. And usually these young people mean the term that we actually usually call financial freedom. Because to be able to retire at a young age, of course someone must really have thorough financial preparation. Like having enough savings to last a lifetime or having passive income that continues to flow even though we have stopped working. Usually by investing or by owning a company that is managed by people we trust.

Sadly, currently there are many parents who have reached retirement age but they cannot stop working yet. Because they still need money to meet their needs. So they are forced to continue working even though their energy is starting to weaken because they are no longer young.

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December 10, 2023, 08:36:31 AM
 #81

Retirement is the time one should enjoy the benefits for  the years of actively working or serving a boss inorder to retire at an age as this.
No much risky business to spend frivolously on should be attempted and if there's still a passion to pursue a dream, please do, because the next of kin would be waiting to inherit all we had worked for without as little as a  thought .
Enjoying retirement will be better by doing things that are useful for ourselves because if we have retired and are still chasing dreams that we still cannot achieve, of course this will really tire us out, as you said if we do too much work. At retirement age, of course we won't have time to relax to enjoy this time and we also won't necessarily be able to enjoy the results of what we do.

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December 10, 2023, 09:01:25 AM
 #82

Retirement is the time one should enjoy the benefits for  the years of actively working or serving a boss inorder to retire at an age as this.
No much risky business to spend frivolously on should be attempted and if there's still a passion to pursue a dream, please do, because the next of kin would be waiting to inherit all we had worked for without as little as a  thought .
Enjoying retirement will be better by doing things that are useful for ourselves because if we have retired and are still chasing dreams that we still cannot achieve, of course this will really tire us out, as you said if we do too much work. At retirement age, of course we won't have time to relax to enjoy this time and we also won't necessarily be able to enjoy the results of what we do.
Absolutely right! as we've grow older, sometimes it's quite difficult to achieve our dreams and we only go to the things that are helpful for us to survive, but it depends to a person because sometimes the things that they really want is the things that will help them to enjoy their retirement days. it gives them a satisfaction and fullfillment which is equivalent of relaxations in their life.



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December 10, 2023, 11:36:40 AM
 #83

When you hear that someone is retiring, it doesn’t always mean that they actually don’t like the job. People retire because it’s been a hell of a ride (old age). They’ve done this for so many years and they finally want to rest and live some other life. How you’ll truly know if they hate the job or they just want to quit cause they are old is by asking the retired people around you. Ask them how much they loved their job, and I believe that you’ll hear some tell you that it was fun but they just want to spend more time around nature or something else that just isn’t the work-life vibe.



 

 

 

 

 

 


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December 10, 2023, 02:30:55 PM
 #84

the idea of working nonstop until my retirement comes terrifies me i don’t want to spend my entire life confined deep in work and not to be able to appreciate life while i’m still young i feel like if i wait until retirement to really have an adventure i would regret it but i would not be able to do anything since i can’t possibly go back in time

You shouldn't have to wait until you quit working to find happiness and enjoy life. 

The old idea of working hard for years just to relax when you're old has become increasingly outdated.  The world is transforming quickly, and that plan for retirement might not work down the road.  Instead of only working to save up for later, you should look into making money other ways too.  With the internet and stuff now, you can earn passively and still do what you love.  Why wait until you have gray hair to start living fully? Do it now while you have the energy and inspiration.  There are options now to earn good money doing what you love if you're willing to think outside of the old retirement box.

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December 10, 2023, 02:40:46 PM
 #85

if you want to retire you can do what you did before but couldn't do it because there was no time or something was a priority at the time and you couldn't do it.
Ordinary people will garden, fish, raise animals.
Maybe my advice can remind you of events from your past.
Everyone has to take a break from working life at a certain time, Because then at that age there will be no more energy and ability to work ,that is retirement. I also have a dream to make garden and I will make a fish farm. But I can't confirm that at the moment because I have to enough money at that time to do these things.

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December 10, 2023, 05:20:00 PM
 #86

For me, the term retirement refers to not being forced to do any work, so that if I do not go to work, I will not struggle to pay the rent or buy the necessities of the day. It may not necessarily mean getting older as much as having enough money for the rest of my life if I decide to live a normal life. Or in other words, according to my country, the amount of $2,500 is sufficient for an average life, and therefore I consider retirement as my obtaining one million and $200,000 as sufficient costs for 40 years from now.
If you don't have a job, no boss or manager will force you to work to get paid. It is still possible to have a job and not being forced to do the work. I'm talkin about free-lancing jobs. We are our own boss and manager here, in a way that we can work anytime that we like.

Not working and at the same time not struggling for the expenses is also possible. Just marry a rich partner Cheesy, or just build a profitable business. Indeed, we don't need to be old to decide for a retirement but to have an enough money is necessary. $2.5k per year seems cheap but acquiring $1.2m dollars seems insane. And there is still no assurance if we can still live for the next 40 years.

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December 10, 2023, 05:20:34 PM
 #87

Retirement is the time one should enjoy the benefits for  the years of actively working or serving a boss inorder to retire at an age as this.
No much risky business to spend frivolously on should be attempted and if there's still a passion to pursue a dream, please do, because the next of kin would be waiting to inherit all we had worked for without as little as a  thought .
Enjoying retirement will be better by doing things that are useful for ourselves because if we have retired and are still chasing dreams that we still cannot achieve, of course this will really tire us out, as you said if we do too much work. At retirement age, of course we won't have time to relax to enjoy this time and we also won't necessarily be able to enjoy the results of what we do.

it's true like that, retirement is better used as well as possible by doing useful things or by relaxing, but try to think about this, "work hard when young so that old age can relax to enjoy the results". i myself have this principle, by always working hard to produce what I want. of course so that when I retire I can enjoy the results of my hard work, because I don't want my retirement to be used to relax but not enjoy the results or nothing is produced from working hard.

I think working hard at a young age is a must, because it will determine us in the future. also with us working hard there is nothing wrong because I myself have a desire that must be achieved, no matter how hard it is to run it or how many problems there are, I believe in the principle of "effort will not betray results". therefore I worked hard at a young age so that I could produce something worth enjoying. whether other people will agree or not with this, I do not intend to force, because everyone has their own choices in making their life choices.

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December 10, 2023, 05:39:49 PM
 #88

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,

Retirement conditions are not the same in every country. In the country where I live, if you have not saved while you are working, the salary you will receive when you retire will not be enough. People who work outside of certain jobs receive very low salaries when they retire, depending on their profession, so many of them still continue to work. This situation reveals that the state needs re-planning regarding retirement.

In summary, if you want to live a good life when you retire in the country where I live, you need to save while you are working and make good use of your savings. Otherwise, the pension you receive will only serve to feed you.
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December 10, 2023, 06:15:40 PM
 #89

When you hear that someone is retiring, it doesn’t always mean that they actually don’t like the job. People retire because it’s been a hell of a ride (old age). They’ve done this for so many years and they finally want to rest and live some other life. How you’ll truly know if they hate the job or they just want to quit cause they are old is by asking the retired people around you. Ask them how much they loved their job, and I believe that you’ll hear some tell you that it was fun but they just want to spend more time around nature or something else that just isn’t the work-life vibe.
Working for years is tiring and they are paying you for the time and is not has if the pay is enough, people working for people only few people enjoy their jobs. Only politicians enjoy their job in my country any other person is just struggling and looking for a way to get a better life. Retiring without good money is just a annoying retirement because after spending do many year in service you start first for for your send off money which is not easy to get in my region. People are always scared that if they quite were do they start from and you have to break loose of some jobs and start start something better for their selfs. In does jobs their are days you will enjoy your job but to me jobs in office is bandage and consumes a lot of time.

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December 10, 2023, 07:08:11 PM
 #90

When you hear that someone is retiring, it doesn’t always mean that they actually don’t like the job. People retire because it’s been a hell of a ride (old age). They’ve done this for so many years and they finally want to rest and live some other life. How you’ll truly know if they hate the job or they just want to quit cause they are old is by asking the retired people around you. Ask them how much they loved their job, and I believe that you’ll hear some tell you that it was fun but they just want to spend more time around nature or something else that just isn’t the work-life vibe.
My view on retirement in my locality, they don't want to retire just because they want to rest or spend time with their family, from my observation old men don't want to get retired but not all it depends on the pay cause after retirement not all companies pay for pension especially private companies and when there is no proper money or investment during the early age they can't afford the standard of living, this is where the problem lies, I know a lot of retired workers and they never wanted to stop working they left cause the job has an age limit.
The other set they just don't want to stop working because of the love of the job and they end up decreasing their age before applying for the job, we find people like this in the government sector but definitely people like this will get old and can't work.
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December 10, 2023, 07:30:55 PM
 #91

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
When I retire I hope to become a venture capitalist sort of like those investors we watch during shark tank series. That is what I truly aspire to do when I retire. And by retirement not at 65 years old but something at 40 years old or 45 years old. I just want to experience the fun of doing something I feel I would love investing in company making more money and helping startups to grow. This is like a post retirement plan for me.

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December 10, 2023, 07:48:35 PM
 #92

In my culture, retirement doesn't really mean stop working, it means "stop working for money", and those are different things. If you stop working, then you do need to have some money to be able to not work and still be able to live, so they do look the same, but retired person who has money enough to be able to stop working but still does whatever they want is considered retired as well.

I know plenty of people who has enough money to stop working and just sit at home all day, but that's very boring to do for many years, you can't just sit at home until you die, you need to go out do something if you are capable, of course many who are 80+ years old do stop working, but you may retire at 60, that's too young to stop working, so they just end up doing something they like, even if it is taking care of the garden all day, doesn't matter, it could be a job, it could be anything. My dad is 60+ years old, he can retire with the money he has, but still works at his job for the past 20 years.

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December 10, 2023, 08:13:34 PM
 #93

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
A hobby is something that a person cannot possibly give up even if that person is old and retired, so direct your hobby to something positive and constructive.  Most people misunderstand the meaning of retirement, they think that retirement means immediately stopping activities, even though the retirement period should still be used productively, there are many successful people today who emerged because they retired early from their old jobs and then they became strong. be creative and make great things, be creative and keep honing the skills or hobbies you have for your own development.

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December 10, 2023, 10:55:33 PM
 #94

Most people do not want to think about retiring early if they have not yet reached retirement age or their working capacity and health are still guaranteed. Maybe they are passionate and love their job or because they want to work and make money. I see many people thinking about retiring when they reach age but they continue to do personal work or open a business. There's a lot to worry about financially, depending on each country's welfare system and conditions. If someone wants to think of retiring early, it means they have other plans, a preference for more free time, or simply time to take care of their family.

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December 10, 2023, 11:28:32 PM
 #95

Retirement doesn't mean you're too lazy that you tired of working and you don't like stressing yourself, in some places whenever a worker has reached his retirement age is like a thing of joy (because some don't live to see the day they retire) and some even intended to start up something to continue the hustle.
Some do that because their body have become too accustom to working and any day they spend without doing something that's related to work is like something is missing in their day to day activities.
But in some cases, some worker who are too lazy doesn't engage in anything after retirement other than sitting at home and wait for their monthly allowance to come, it goes two ways, the lazy ones and the ones who find it hard to stop working.

R


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December 11, 2023, 08:51:08 AM
 #96

Most people do not want to think about retiring early if they have not yet reached retirement age or their working capacity and health are still guaranteed. Maybe they are passionate and love their job or because they want to work and make money. I see many people thinking about retiring when they reach age but they continue to do personal work or open a business. There's a lot to worry about financially, depending on each country's welfare system and conditions. If someone wants to think of retiring early, it means they have other plans, a preference for more free time, or simply time to take care of their family.
Some people who don't want to retire early, of course they don't like the challenge of developing more from the work they do, some employees, because some people who choose to retire early, of course they want to build a business to be able to earn more income than working as an employee.
Of course, those who take early retirement just to take care of their family are women because they want to take care of their own family rather than having someone else take care of their family.
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December 11, 2023, 04:35:07 PM
 #97

Some people who don't want to retire early, of course they don't like the challenge of developing more from the work they do, some employees, because some people who choose to retire early, of course they want to build a business to be able to earn more income than working as an employee.
Of course, those who take early retirement just to take care of their family are women because they want to take care of their own family rather than having someone else take care of their family.

Some people who have reached their retirement age they do work it out to extend their stay in an organization they find themselves, I don't know if I should call it greed or not but is like they enjoy what they gain from their place of work and is hard for them to let go.
I don't think is only women who pray to retire so they can go look after their family, some men do have that thinking also, in some cases some people who are not satisfied with what they're seeing at work just see retirement as a way to get out of working.

R


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December 11, 2023, 04:59:31 PM
 #98

Some people who don't want to retire early, of course they don't like the challenge of developing more from the work they do, some employees, because some people who choose to retire early, of course they want to build a business to be able to earn more income than working as an employee.
Of course, those who take early retirement just to take care of their family are women because they want to take care of their own family rather than having someone else take care of their family.

Some people who have reached their retirement age they do work it out to extend their stay in an organization they find themselves, I don't know if I should call it greed or not but is like they enjoy what they gain from their place of work and is hard for them to let go.
I don't think is only women who pray to retire so they can go look after their family, some men do have that thinking also, in some cases some people who are not satisfied with what they're seeing at work just see retirement as a way to get out of working.
Don't consider every person who is still at work when they reached a retirement age; as greedy, like I said in my last or previous comment, what is keeping them in that office could be passion, that is, love for what they do, we have many people like that.

Here in my area, I know of an old man who still goes to work, he owns the company, has more than enough money to just relax and enjoy life before he dies, but his driver still drives him to work every day from monday to Friday..

Can you still say this man is greedy? Of course not, he owns the company like I said, if he relaxes at home, he wil still be making his money, but then, he decided to keep working, possibly because, he loves his job as the CEO of the company, and having to relate with his workers every day makes his day fulfilled. So many people are like this.

R


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December 11, 2023, 05:04:56 PM
 #99

~
Some people who have reached their retirement age they do work it out to extend their stay in an organization they find themselves, I don't know if I should call it greed or not but is like they enjoy what they gain from their place of work and is hard for them to let go.
I don't think is only women who pray to retire so they can go look after their family, some men do have that thinking also, in some cases some people who are not satisfied with what they're seeing at work just see retirement as a way to get out of working.
There are many people who enter their retirement age decide to continue to working, it can be influenced by various factors, and it's not solely driven by greed. Dedication to the work or desire to stay active are few of the reasons. Motivations can vary from person to person. Some people may genuinely enjoy the work they do and find a sense of fulfillment in their professional roles. Others may have financial considerations, such as the need for additional income or a desire to secure a more comfortable retirement. Everyone's circumstances and priorities are unique.

On the other hand, There are people who may eagerly anticipate retirement as an opportunity to shift their focus to other aspects of life, such as family, personal interests, or simply enjoying leisure time. This perspective is not exclusive to any gender, as both men and women may share similar aspirations for their post-retirement lives. Dissatisfaction with work can indeed be a motivating factor for some people to see retirement as an exit from an uncomfort professional environment.

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December 11, 2023, 09:24:22 PM
 #100

Most people do not want to think about retiring early if they have not yet reached retirement age or their working capacity and health are still guaranteed. Maybe they are passionate and love their job or because they want to work and make money. I see many people thinking about retiring when they reach age but they continue to do personal work or open a business. There's a lot to worry about financially, depending on each country's welfare system and conditions. If someone wants to think of retiring early, it means they have other plans, a preference for more free time, or simply time to take care of their family.

Everyone's expectations from retirement are different. Some people like to work and have their daily routine, while others like to sit down and do things they want from time to time. One of the most important things to say about retirement is that the pension should enable a person to live comfortably.

It is also difficult for people who have been working for years and have a habit to make a retirement decision. As you mentioned, there are people with different expectations. While some continue their habits, others may hesitate to enter a new life that retirement will bring.
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December 11, 2023, 09:43:21 PM
Merited by mirakal (1)
 #101

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
According to Google, retirement refers to the time of life when one chooses to permanently leave the workforce behind. But if you are still capable to work despite of your old age, then I don't see stopping from work is necessary. You can still work if you want depending on your choice. And if you can manage your own job, then that would be better as you can be your own boss. As long as you're still productive, working will still be possible.

But on the other hand, working at its old age might be very risky already especially that at this age, serious diseases might possibly occur. So you have to be cautious on your health, and just stop working immediately when you think your health is not capable to work anymore.

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December 11, 2023, 11:17:31 PM
 #102

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
Retirement does not mean you don't like the job, you just age and everyone basically does. You couldn't work forever 'coz there are factors to consider; physical capacity to work, health capacity, and life satisfaction wherein won't you be wanting to enjoy life at least before you get to that 'point' of every living organism? Now another factor is the age you will be choosing to retire. There is an early retirement option to some people especially those who are financially stable already before meeting the retirement age. Some are retiring early due to health conditions. So I'd say it is quite of a privilege to employees.
Most people do not want to think about retiring early if they have not yet reached retirement age or their working capacity and health are still guaranteed. Maybe they are passionate and love their job or because they want to work and make money. I see many people thinking about retiring when they reach age but they continue to do personal work or open a business. There's a lot to worry about financially, depending on each country's welfare system and conditions. If someone wants to think of retiring early, it means they have other plans, a preference for more free time, or simply time to take care of their family.

Everyone's expectations from retirement are different. Some people like to work and have their daily routine, while others like to sit down and do things they want from time to time. One of the most important things to say about retirement is that the pension should enable a person to live comfortably.

It is also difficult for people who have been working for years and have a habit to make a retirement decision. As you mentioned, there are people with different expectations. While some continue their habits, others may hesitate to enter a new life that retirement will bring.
It just depends on the situation. Those who are still doing their hobby is a different context from working for ir, at their retirement age. Doing it as a hobby doesn't require you the same amount of time. Also to consider, would they still be paid if they would do the same thing upon retirement?

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Sexylizzy2813
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December 12, 2023, 02:30:31 AM
 #103

Some people who have reached their retirement age they do work it out to extend their stay in an organization they find themselves, I don't know if I should call it greed or not but is like they enjoy what they gain from their place of work and is hard for them to let go.
I don't think is only women who pray to retire so they can go look after their family, some men do have that thinking also, in some cases some people who are not satisfied with what they're seeing at work just see retirement as a way to get out of working.
Don't consider every person who is still at work when they reached a retirement age; as greedy, like I said in my last or previous comment, what is keeping them in that office could be passion, that is, love for what they do, we have many people like that.

Here in my area, I know of an old man who still goes to work, he owns the company, has more than enough money to just relax and enjoy life before he dies, but his driver still drives him to work every day from monday to Friday..

Can you still say this man is greedy? Of course not, he owns the company like I said, if he relaxes at home, he wil still be making his money, but then, he decided to keep working, possibly because, he loves his job as the CEO of the company, and having to relate with his workers every day makes his day fulfilled. So many people are like this.

I get your point but I'm not really pointing them as greed per say, is just that whenever it's time for a worker to go he or she have to go, where it has to be as the act of greed is when they do push the time or year of retirement forward, like a worker is suppose to retire by 2023 but he or she had to work it out to be 2026 that's where greed comes in. And if it's time you make way for others to come in, younger ones to have a feel of that organization too, it mustn't be you, you know? Let that love and passion be.
Speaking about the man you said owns a company, that's a different things, he's the boss and nobody can serve him letter of retirement because he's old which he knows. My company my business I do whatsoever I do please, the other workers would respect that and nobody have the right to query him on his decision of still coming to work. He can decide to serve the driver a retirement letter and that would stand, but as the owner of the company everything is under his care and control. And him going to work is not to do much but to relaxing.
He can never be classified as a greedy man, take a look at it, he owns the company like you said if he stays at home he still makes his money nothing changes even if he goes to work. He pays the workers he's in control and he can make a call for all workers not to come to work for as long as he desire, so I can't place a man with such right over his work as greed except he starts making life a living hell for his workers like not paying them complete salary when there's enough money to do so, that's it.

R


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December 12, 2023, 02:48:04 AM
 #104

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

IMO, retirement for me is not to totally stop working at all and chill for the remaining days or years of your life, but for me it's like freeing yourself from stressful job usually when you're working under a company for how many years without being able to have enough time for yourself or your family. Retirement for me is being able to do whatever you want without worrying about finances in general, because you have already saved enough for your retirement including insurances and investments.
Though most people is looking forward for their retirements because they don't like their jobs, but for me it's not that way. I actually like my job and it's pay but I'm also looking forward for retirement so I could finally enjoy and control my time without being worried and stressed out on my job. We all want to live a happy and peaceful lives and the only way we know we can achieve that is when we don't need to work to earn money anymore. Being rich might be an answer to that, but rich people do also have a lot of stressful problems financially.

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December 12, 2023, 05:07:12 AM
 #105

He can never be classified as a greedy man, take a look at it, he owns the company like you said if he stays at home he still makes his money nothing changes even if he goes to work. He pays the workers he's in control and he can make a call for all workers not to come to work for as long as he desire, so I can't place a man with such right over his work as greed except he starts making life a living hell for his workers like not paying them complete salary when there's enough money to do so, that's it.

I think this is normal because the goals of private companies are like that and it is not an easy task and the company also does not want any financial losses, meaning they always maintain the company's performance. The main boss in a private company generally has a concept like this, how much income can be generated to increase the company's profits at the cash close at the end of the year even though he does not work on site.

It is just. The hope that workers need from their superiors is that their superiors are able to create balance, meaning that they must also be fair and responsible towards their workers rather than their share of workers to continue working to generate income

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December 12, 2023, 06:51:21 AM
 #106

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

IMO, retirement for me is not to totally stop working at all and chill for the remaining days or years of your life, but for me it's like freeing yourself from stressful job usually when you're working under a company for how many years without being able to have enough time for yourself or your family. Retirement for me is being able to do whatever you want without worrying about finances in general, because you have already saved enough for your retirement including insurances and investments.
Though most people is looking forward for their retirements because they don't like their jobs, but for me it's not that way. I actually like my job and it's pay but I'm also looking forward for retirement so I could finally enjoy and control my time without being worried and stressed out on my job. We all want to live a happy and peaceful lives and the only way we know we can achieve that is when we don't need to work to earn money anymore. Being rich might be an answer to that, but rich people do also have a lot of stressful problems financially.
Retirement isn't the end; it's the start of being independent! You are 100% correct when you say it's not just leaving work but also financial freedom. Isn't the modern economy changing how we think about retirement? Think about it. Since the financial world is always changing, shouldn't our attitude to savings, insurance, and investments also change? At this point in time, traditional ways of retiring are being changed. You're not just saving money; you're also making an investment in yourself. Also, it's great if you enjoy your job, but let's be honest: doesn't the grind wear you down? It's not that we don't like work; we just want more power over our time and choices

You talked about wealthy people and their money problems, right? Wealth doesn't equal worry-free. It's about how you manage it. Wealth management isn't just for rich people; anyone who wants a stress-free life should learn it. Think about insurance and assets. You have a good head on your shoulders. But let's go beyond that. Have you thought about passive income streams, spreading out your investments, or even programs that teach people how to handle their money? Being rich isn't enough; you also need to know how to use your money wisely. These days, planning for retirement is both an art and a science. You're on the right track, my friend

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December 12, 2023, 01:15:32 PM
 #107

It’s still a good idea to stay active & engaged even after retirement. Continuing to do something meaningful can have numerous advantages including maintaining mental & physical health, it gives you a sense of purpose & staying socially connected. It could involve doing hobbies, volunteering, learning new skills, starting a small business or even working part time. Taking part in activities post retirement can provide a sense of fulfilment, structure & continued personal growth. It also allows retirees to contribute to their communities & enjoy a more fulfilling & rewarding retirement lifestyle.

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December 12, 2023, 09:18:05 PM
 #108

My focus as a condition to good long term retirement is overall health and physical fitness - this goal will be in the first year of my retirement. I know it may be boring and lacking purpose, and I can easily solve this by taking on many paid and unpaid jobs out there. Additionally, I hope to have built up a lot of self-awareness during my working years to be able to take action to keep moving in the right direction. People with a lot of life and work experience have a lot to offer to their community, and being involved in community work is something I would do after retirement.

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December 12, 2023, 09:42:59 PM
 #109

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
When you retire, that only means it's time to leave your job and focus on your own welfare by enjoying the remaining days of your life. Old age is inevitable so we have to face it more wisely. And by being wise, which means if you are still able to work then continue working but be mindful already on your health and body, as they said old age deteriorates also the body and mind.

However, that is an individual's choice. While some still want to use their skills and work all day, others just want to live the best days of their life by traveling with their family or enjoying picnics with them and making more meaningful memories with the family.

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December 13, 2023, 06:07:44 AM
 #110

We can see retirement not as an end but as a beginning of something new.  It is not possible to innovate something new from time to time work.  It is better to focus on your own business or organization than to work under someone's.  It will give you an opportunity to work stress free. If someone retires and devotes full time to bitcoin forum then he can do good from this too.  I never support someone's subordination.  You should employ oneself and liberate one's ego.  You should enjoy life and not waste time chasing money.

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December 13, 2023, 06:35:38 AM
 #111

What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement.

Now, I'll be honest, I dunno what I am driving at but I wanted to spark topic about retirement. Now, you go,
First, retirement does not entirely mean to stop working, it's just to stop actively working on a particular sector/job. This means that those who say they are retiring might have many activities they are engaging in that are fetching them money outside the main job, so it goes on like that. Especially if the person is making money through their hobbies or what they love doing the most, they, of course, would continue to do it while they retire from another job that might be out of passion or as a result of their age, time-limit by law and other considerations.

I can't even imagine myself retiring totally, this kills me more than anything. Human beings need active activity till death, this is so important if the person is such that doesn't exercise so often. Also, those people who I know who retired from their primary jobs in my country are still engaged in several activities, but the only difference is that they do it at their convenience time and with pleasure, not when they are forced to do it or have the influence of compulsion over them.

That's the difference, and again the reason why you hear some people saying they are "retiring to something." It merely means leaving their main job for something else, and this doesn't stop the person from earning as well, only that it will not be as stressful as before in most cases as they engage the latter with ease even as they consider their age.

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