Have we thought about why people resort to selling when they face challenges? It's obvious. People are forced to sell on every small challenge they face because they invest all they had in the first place. They have no back up funds, no emergency funds and the worst, they didn't invest with discretionary funds, they invest all they had. When you're in a situation like this, selling becomes your first option during challenging times instead of being your last option if you had emergency funds on ground. Challenges never end, if selling your investment is always and only the available option during every challenge, you'll never compound. To be honest with you, you're not even investing, you're just saving.
Without an adequate emergency fund and good cash flow, you may end up selling Bitcoin in difficult times. However, I think the problem is not just buying more Bitcoin; the real issue is how much risk you are taking relative to your financial capacity. It is foolish to buy Bitcoin with full money if you always have extra money on hand. Because, some of it can be invested in Bitcoin, some of it can be kept as an emergency fund, and some of it can be used for current expenses as needed. As a result, on the one hand, you can save Bitcoin, and on the other hand, you don’t have to rely on selling the saved Bitcoin when a sudden need arises.
So whether more Bitcoin is good or bad is not so simple. Rather, the question should be, is the amount of Bitcoin that you are buying compatible with your discretionary income and your own cash flow? If that balance is right and it is possible to maintain it for a long time, then gradually increasing your Bitcoin savings seems more realistic.
