Our decision making is responsible for the outcomes in our ways

[MissNonFall9]

Every person in the world has a different way of life environment and economic status. For example, my economic status and family environment are sufficient or favorable for the implementation of my plans or decisions but there are many people in my society whose situation is not like mine so they have to go through a lot of difficulties or thorny paths to achieve their consistent results according to their decisions. But it is undoubtedly true that our decision-making alone is responsible for our results. That path to success wasn't right for me. From my point of view, there is nothing wrong in the world because by taking the path that we cannot succeed in we know that path is not suitable for our success. It's a lesson. So we should think more move in the right direction and chase after success.

[Rruchi man]

This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

Making money has to be a continuous process, This is why even the wealthiest of men are still trying to establish more businesses and more investments to keep their income steady. Any individual who gets comfortable when they have some money to last them for a short time is not content but financially immature, because money needs to be spent in the pursuit of more. Any moment that you become financially comfortable, you indirectly are becoming ready for poverty.

[sekalitas]

While others have learnt their lessions of not utilizing their incomes when they had a stable source for their income flows, some others are paying adamants and ignorant to learn from what has happened to others because they feels they are not of the same calling to be affected with what happened to others.

In life some persons just do what pleases them and doesn't tolerate with any piece of advice from anyone at the times they feels to had acquired the heavens on earth. And yet they are not Concious that as the more they grows their incomes for multiplications is also how it could depreciate to a zero value if not utilize productively for continues growth.

A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

How on earth would someone give chasing after income holidays even when you do not have more than enough and not up to the age of retirement yet?

And after squandering all that he has saved he goes about requesting to borrow money.
I have talked to this guy on several occasions but he feels I am a pest disturbing his dear life.
As at this moment, the country is encountering very high rate of inflation which stuffs doesn't go fair as before  leading him sold his car and being struggling to pay his bills while living in the city and at now, he does not have a place of residence of his own so he jumps from one place to the other passing his night's.

He is now the pest perching on any available places conditionally while inconveniencing others.
He now lives a low key with the best he can afford.
"Had I know" is now a national anthem to him.
I don't find his ignorance to be an excuse and I am thinking of disassociating from him before he gets me  affected with his negative possesed energies.

Some people struggle to learn unless they experience the consequences firsthand. For instance, your friend  be a reckless spender who doesn't worry about the future. When you remind him to save, he doesn't understand the importance because he hasn't faced the negative outcomes of overspending. He may not believe it's possible for him to lose everything because his current spending habits haven't led him there yet.  This is why people often resist advice that goes against their personal experiences. Now, with the high inflation, he's experiencing the consequences. Maybe with this experience, he'll learn and become a better person.

[Lanatsa]

This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

Making money has to be a continuous process, This is why even the wealthiest of men are still trying to establish more businesses and more investments to keep their income steady. Any individual who gets comfortable when they have some money to last them for a short time is not content but financially immature, because money needs to be spent in the pursuit of more. Any moment that you become financially comfortable, you indirectly are becoming ready for poverty.

You cant really say that they are immature but rather there are people who are really that get easily contented on what they do currently earning and getting as of this moment and on how they do spend up into their lives on which they arent asking for more but its true that it is something not that ideal on remaining to be on this way considering that each year which inflation or economic condition gets more worst on where
it could really be heavily affecting you and with your family and this is why on trying out to solve out this kind of potential problem then it would be ideal that you should really be looking for another source of income
on which it would really be causing up for you to face up those potential problems.

This is why it would really be always recommended that you should be thinking up in advance on what are those probabilities so that you wont really be
ended up on having those regrets and keeps on telling and saying that you should have done this earlier or on the time that there's still no such existing problems.
People do really get that confident whenever they arent experiencing those challenges in life.

[eightdots]

This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

Making money has to be a continuous process, This is why even the wealthiest of men are still trying to establish more businesses and more investments to keep their income steady. Any individual who gets comfortable when they have some money to last them for a short time is not content but financially immature, because money needs to be spent in the pursuit of more. Any moment that you become financially comfortable, you indirectly are becoming ready for poverty.

For many people to achieve their goals, the money they earn must constantly increase. Needs never end, on the contrary, they constantly increase and you have to increase your money to meet these needs.

Being financially mature should be one of the most important elements that can be discussed on this subject. Financial maturity is something that is hard earned but provides great benefits when achieved. Many people experience many things to gain this maturity, and financial maturity can occur as a result of these experiences. It is not something that happens all the time, but when it happens, it is very beneficial to the person.

[Dewi Aries]

For many people to achieve their goals, the money they earn must constantly increase. Needs never end, on the contrary, they constantly increase and you have to increase your money to meet these needs.

Being financially mature should be one of the most important elements that can be discussed on this subject. Financial maturity is something that is hard earned but provides great benefits when achieved. Many people experience many things to gain this maturity, and financial maturity can occur as a result of these experiences. It is not something that happens all the time, but when it happens, it is very beneficial to the person.

That's right, needs are certainly something that must be met, therefore we should be able to make money continuously. think about how to have a stable and clear income. with growing needs, of course finances must also be improved, apart from that when finances improve in the sense that they start to increase then it is possible that lifestyle can follow, where lifestyle will also increase such as buying high value goods, because of course by feeling financially If it increases then your lifestyle will automatically follow, that's what humans are.

When we are adults, of course we must be able to have a job that can make money. Financial factors are often a problem for everyone, because it is very difficult to achieve financial freedom. Many people and families have problems with finances. and I think that is a natural thing, because everyone everywhere feels it.

[arimamib]

~

~

For many people to achieve their goals, the money they earn must constantly increase. Needs never end, on the contrary, they constantly increase and you have to increase your money to meet these needs.

Being financially mature should be one of the most important elements that can be discussed on this subject. Financial maturity is something that is hard earned but provides great benefits when achieved. Many people experience many things to gain this maturity, and financial maturity can occur as a result of these experiences. It is not something that happens all the time, but when it happens, it is very beneficial to the person.

Indeed, Financial maturity is a concept wich is crucial in navigating these dynamics effectively. Financial maturity encompasses a range of skills and attitudes that enable people to manage their finances responsibly and effectively. Money wouldn't make people rich without attitude of the money owners on how they manage it to ensure their fulfilling life. It involves understanding the importance of budgeting, saving, investing, and making informed financial decisions. It encompasses the ability to adapt to changing circumstances, prioritize needs over wants, and plan for the future.

Achieving financial maturity often requires learning from experiences, both successes, and failures which make people learn to set realistic goals, develop strategies to achieve them, and stay disciplined in their financial practices. Financial maturity not only leads to better financial outcomes but also enhances overall well-being and peace of mind. By cultivating these skills and attitudes, people can navigate the financial challenges more effectively, achieving greater stability and security in the long run.

[jrrsparkles]

There are different factors affecting our spending nature like where we belongs to, who they are getting influenced by and lot other stuffs and here you mentioned someone seems like highly influenced by the social media influencers who always preaches love your life, live the moment, enjoying is the primary goal, life filled with adventures, etc.

But most of us only learn how we should be when it's too late and it could be annoying when someone advises so that's understandable but let him learn on his own because you can't make him to do anything, all you can do is guiding but he is the one who prefers which way to go.

[Silberman]

...

A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

How on earth would someone give chasing after income holidays even when you do not have more than enough and not up to the age of retirement yet?

And after squandering all that he has saved he goes about requesting to borrow money.
I have talked to this guy on several occasions but he feels I am a pest disturbing his dear life.
As at this moment, the country is encountering very high rate of inflation which stuffs doesn't go fair as before  leading him sold his car and being struggling to pay his bills while living in the city and at now, he does not have a place of residence of his own so he jumps from one place to the other passing his night's.

He is now the pest perching on any available places conditionally while inconveniencing others.
He now lives a low key with the best he can afford.
"Had I know" is now a national anthem to him.
I don't find his ignorance to be an excuse and I am thinking of disassociating from him before he gets me  affected with his negative possesed energies.

If you do not feel like keeping the friendship of this person then just end it, however even if you think that what your friend is doing is wrong, after you gave your advice a few times and it was ignored, you should just not mention it again, I know people like that too, and while I like them as people, that does not mean that I do not see how terrible they are at managing their finances, and most likely they will not enjoy a peaceful life when they reach the retirement age on their country.

[Plaguedeath]

It can be concluded that a persons true character is shown when they have money, lots of it.
Money is power as we can agree on and when someone who came from a very poor background or has lived in the streets, feeding from hand to mouth and without a place to call a home, happens to come into some of it in an amount they haven't seen before, it becomes intoxicating to them because they are now more than able to afford the things once craved for and worse is the fact that they become over protective of the wealth in that, no one, be it family or friends can make them or tell them what to do not.

It takes a disciplined person with principles and values to be able to properly manage wealth. That's why, not just education is important, but financial education, so that how to manage the wealth we have will come easy when making decisions that would impact our finances, directly or indirectly.

Correct, they will show their true characters when they have money because pretend to be other person cost your mental and energy. When you have money, means you have power, you can do anything you like and won't care with the relationship. We live alone we die alone, people you met are just a chapter of your life journey, you have a good friend in high school, after next few years either you or them see each other just as a stranger.

Most people wants to become rich and I believe they already learn about money management, but when you ask your best friends about a job or the way to get rich, they won't help you, they just give a common motivation.

[el kaka22]

I think there is a balance between these two. I agree that reckless spending is not a smart idea, but also you can't just have nothing neither, you can't just sit at home eating noodles all day long, you need to spend some quality time to be happy as well. I am not saying go out and spend every dime you have, of course be careful with what you are spending but also you should not be living no life neither, that would not make sense at all.

Find that sweet spot where you spend most of your money and you still do fine, that would make a lot more sense, it would give you benefit of living a good life but also saving a small amount. Like saving 10% of your money each month should be more than enough for most people.

[boty]

I think there is a balance between these two. I agree that reckless spending is not a smart idea, but also you can't just have nothing neither, you can't just sit at home eating noodles all day long, you need to spend some quality time to be happy as well. I am not saying go out and spend every dime you have, of course be careful with what you are spending but also you should not be living no life neither, that would not make sense at all.

Find that sweet spot where you spend most of your money and you still do fine, that would make a lot more sense, it would give you benefit of living a good life but also saving a small amount. Like saving 10% of your money each month should be more than enough for most people.

That's right, if we don't do this in a balanced way and we tend to focus on just one thing, of course it will be very difficult for us to make ourselves happy, when we spend the income we have uncontrollably, we will experience financial problems when we get old and If we just sit at home and use all the income we have to save, of course we will never be able to feel happiness in the outside world, of course everyone will not be able to stay at home and people will not do anything that makes them happy.

Of course we have to enjoy the results of what we have done so that we will again have the enthusiasm to produce higher quality work and always set aside some of the income we have to save and if possible, we can invest for our future.

[Mahanton]

I think there is a balance between these two. I agree that reckless spending is not a smart idea, but also you can't just have nothing neither, you can't just sit at home eating noodles all day long, you need to spend some quality time to be happy as well. I am not saying go out and spend every dime you have, of course be careful with what you are spending but also you should not be living no life neither, that would not make sense at all.

Find that sweet spot where you spend most of your money and you still do fine, that would make a lot more sense, it would give you benefit of living a good life but also saving a small amount. Like saving 10% of your money each month should be more than enough for most people.

That's right, if we don't do this in a balanced way and we tend to focus on just one thing, of course it will be very difficult for us to make ourselves happy, when we spend the income we have uncontrollably, we will experience financial problems when we get old and If we just sit at home and use all the income we have to save, of course we will never be able to feel happiness in the outside world, of course everyone will not be able to stay at home and people will not do anything that makes them happy.

Of course we have to enjoy the results of what we have done so that we will again have the enthusiasm to produce higher quality work and always set aside some of the income we have to save and if possible, we can invest for our future.

Everything should be balanced if  you do tend to live a happy life and its true that money cant buy anything. Money cant buy time but most of the time this is the main in need for you to be happy considering
that you cant do anything if you dont have the fund that you could make use of. Try to look about on having that fun on travelling with someone you do love. Of course you do need money and it would really be just that normal that you would really be doing your very best on accumulating and earning it as much as you could for it to happen. We do have different wishes in our lives on which it would really be just that a normal
approach that you would really be needing to work hard for it.

Everything which si really that excessive is really that not that good. Just like been said that if you do focus too much on a single point and already have forgotten the basic things
that you must do or make some attention too then it would really be bringing out that kind of potential problem into you on which it would be just
that needed up for you to put up some focus too.

[someone703]

You can't tell people how to spend their cash – it's theirs after all. But yeah, your friend's spending habits are a little, well, crazy.  Maybe he thinks you and his other buddies are always there to bail him out, like a financial safety net.

By cutting him off, you might be doing him a favor.  It's a wake-up call, you know? Like ripping off a bandaid – it hurts, but then it can heal. Talk to him! Show him you care, but you're also worried.  Maybe offer to  budget together or share some tips on managing money.  Who knows, he might just never have had anyone teach him the ropes.

[southerngentuk]

The allure of social media can be a double-edged sword. While it fosters connection, it can also cultivate an environment where status is often equated with extravagant displays of wealth. This focus on outward appearances, however, can lead to a dangerous cycle of financial mismanagement fueled by ego gratification.

Succumbing to the pressure of maintaining a certain lifestyle to impress others can have significant financial repercussions.  Taking on excessive debt to finance vacations or luxury goods beyond one's means creates a burden that can lead to significant stress and a decline in overall well-being.

True financial success is not about keeping up appearances; it's about achieving a state of financial security and freedom. This journey requires a commitment to responsible financial practices, such as budgeting, tracking expenses, and prioritizing needs over wants.

[umbara ardian]

Money can be a confusing beast. You work hard to earn it, but if you don't manage it well, it can all disappear faster than a slice of pizza. The key is finding a balance. We all deserve a little fun – a vacation to that dream beach, that new gadget you've been eyeing – but not at the expense of our future selves.

Being smart with your money doesn't mean being a total Scrooge.  Think of it like building a boss life –  you gotta take care of the essentials first – that's your foundation.  Then, you can start thinking about saving and investing for the future you. The cool thing is, once you've got that base covered, you can totally reward yourself! Treat yourself to a concert, a shopping spree, whatever floats your boat. It's all about finding that sweet spot where you're taking care of business and having some fun along the way.

[kentrolla]

Money can be a confusing beast. You work hard to earn it, but if you don't manage it well, it can all disappear faster than a slice of pizza. The key is finding a balance. We all deserve a little fun – a vacation to that dream beach, that new gadget you've been eyeing – but not at the expense of our future selves.

Being smart with your money doesn't mean being a total Scrooge.  Think of it like building a boss life –  you gotta take care of the essentials first – that's your foundation.  Then, you can start thinking about saving and investing for the future you. The cool thing is, once you've got that base covered, you can totally reward yourself! Treat yourself to a concert, a shopping spree, whatever floats your boat. It's all about finding that sweet spot where you're taking care of business and having some fun along the way.

Well, that exactly how it works and do you know why people often fail following this? Because they are too inclined towards work or personal life and they don't really make a work life balance though we know that we have to make some sacrifices to our personal life if we want to be ahead in the race and achieve something but the problem is making too inclined towards either one of them makes us like a machine wherein we can only process the knowledge or inputs we have and fail to observe new things and smart work goes for a toss and that's where we actually end up losing it all.

[tabas]

There are people that don't want to get noticed with how reckless they are with their spending habits. Instead of giving thanks to you for reminding them to be wiser with how they spend money, they're going to tell you to stop doing that and mind your own business. Well, the concern is there and if you're a true friend, you'd definitely be happy that someone is looking after you. Because if not, no one's gonna be there to correct you out with these mistakes that you do. Other than that, you know that all actions that we do have an equal reaction to our lives. So, if you do good then you know that something good is going to comeback to you.

[Patrol69]

It is completely baseless to think that money has to be spent only when there is money. When we have money, we need to plan our future better because when we don't have money, it is difficult to implement those plans. In our life, everyone has their own plan, in some of their own plans, many people do not think those plans are right or many people do not like that plan, it is not a big thing at all, the main thing is that you are able to work according to the plan that you have planned. If your friend tells you that you don't spend money and you only save money, then I would say that you don't need to spend extra money because of that. You spend as much money as you need to spend and don't pay too much attention to what anyone says or does not say.

[arimamib]

It is completely baseless to think that money has to be spent only when there is money. When we have money, we need to plan our future better because when we don't have money, it is difficult to implement those plans. In our life, everyone has their own plan, in some of their own plans, many people do not think those plans are right or many people do not like that plan, it is not a big thing at all, the main thing is that you are able to work according to the plan that you have planned. If your friend tells you that you don't spend money and you only save money, then I would say that you don't need to spend extra money because of that. You spend as much money as you need to spend and don't pay too much attention to what anyone says or does not say.

That is about the importance of financial planning and personal autonomy. Planning for the future ensures stability and security, even during lean times. People can safeguard their financial well-being by making informed decisions and budgeting effectively. Everyone has their own unique goals and aspirations, and it's normal for these plans to differ from one person to another. What matters most is that people are able to pursue their chosen path and work towards their objectives, regardless of external opinions or societal norms.

Maybe we don't need to let others dictate how one should manage their finances. Input from friends or peers can be valuable, but people should prioritize their own financial independence and make decisions based on their own needs and circumstances. Enjoying life and making purchases bring happiness, but it's important to exercise restraint and prioritize financial stability.