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Author Topic: Our decision making is responsible for the outcomes in our ways  (Read 1442 times)
Russlenat
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May 10, 2024, 10:15:27 PM
 #121

It's a bad habit, and many people like the OP mentioned, especially people who rely solely on their parents' wealth.
It's all because parents don't teach their children to be responsible with money, and people like this don't give advice easily because they think they have a lot of money, and when the money runs out and falls. He will be aware and aware of the words or advice said by friends or other people before, but it will be too late.
And I also have several people with that type, and I judge because these people are blinded by money. And they don't think that money will run out over time if they don't have a job or business that makes money or a stable income to cover their expenses.

And I think people like that just ignore it, later they will realize and regret it when it's all over and that will be a valuable lesson for them. And realize that a luxurious life must be supported by a decent income or more, and must be responsible and disciplined in using or managing money.
I guess this happens to a lot of people most especially to those who have never experienced living being poor. They won’t waste time thinking on how to grow their money and multiply them while they can, but instead they focus on enjoying every penny they earn and spend like there’s no limit. Unfortunately, when their money is used up due to luxuries living, that’s when they realize that they could have save a little and learn to invest so that they will be able to maximize the opportunity while they are earning well.

Wrong decisions will always result negative outcomes. It’s not that you can easily regain all the money that you have carelessly spend, except if you invested in highly potential investments that are sure to guarantee you massive profits in the future just like what bitcoin can do for us.

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May 10, 2024, 11:22:52 PM
 #122

Wrong decisions will always result negative outcomes.
Well, trying to be positive that some wrong decisions might turn to blessings but it's true that most of the time if we're deciding wrongly we will have bad results.

It’s not that you can easily regain all the money that you have carelessly spend, except if you invested in highly potential investments that are sure to guarantee you massive profits in the future just like what bitcoin can do for us.
If the loss is totally okay and you're going to recover from there, that's your own take on it. But any amount that comes from losses shouldn't be just thrown away freely even if you're capable of doing that. Unless, that's your attitude towards money.



 

 

 

 

 

 


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May 10, 2024, 11:58:09 PM
 #123

Some people behave impulsively without considering their consequences. They're foolishly spending their money as they make it, assuming the good times will never end. Your buddy, he's a prime example; cruising on high, eyes glued to the rearview mirror of "had I known." Honestly, this is about acknowledging, not knowing. Knowing that every dollar spent in foolishness today undermines their future

Your friend's reply? "What's money for if not enjoyment?" Classic yet disastrous. It's like braking a runaway train, not bothering or preaching. High inflation, asset sales, couch-surfing? That's mismanagement, not luck

Who can blame you for considering severing ties? Energy vampires take your money, spirit, and peace as well as your blood. It's a lifestyle, not simply financial smarts. Your absence might be the most profound advice. Let them bear the consequences of their choices without you
Exactly. No need to be around with them and reject your advices as if all those were useless. Let them learn their lesson on their own  because that’s the best way they will encourage to take changes. Now, if they won’t change despite of their struggles, that’s already their problem. But at least you know, you have done your best to advice people like them, it’s just that they don’t care believing on you. It’s their loss actually.

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May 11, 2024, 12:51:00 AM
 #124

Some people behave impulsively without considering their consequences. They're foolishly spending their money as they make it, assuming the good times will never end. Your buddy, he's a prime example; cruising on high, eyes glued to the rearview mirror of "had I known." Honestly, this is about acknowledging, not knowing. Knowing that every dollar spent in foolishness today undermines their future

Your friend's reply? "What's money for if not enjoyment?" Classic yet disastrous. It's like braking a runaway train, not bothering or preaching. High inflation, asset sales, couch-surfing? That's mismanagement, not luck

Who can blame you for considering severing ties? Energy vampires take your money, spirit, and peace as well as your blood. It's a lifestyle, not simply financial smarts. Your absence might be the most profound advice. Let them bear the consequences of their choices without you
Exactly. No need to be around with them and reject your advices as if all those were useless. Let them learn their lesson on their own  because that’s the best way they will encourage to take changes. Now, if they won’t change despite of their struggles, that’s already their problem. But at least you know, you have done your best to advice people like them, it’s just that they don’t care believing on you. It’s their loss actually.
Everyone who suggests something to someone else of course has a good understanding of what they are saying and after we give them advice then it is their choice whether they want to accept it or not, this is their choice.
I agree with you, of course it would be better if we could avoid those who think that what we suggest to them is not very useful for them and we can let them learn it on their own until they can realize that what they did was wrong so that they regret it.

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May 11, 2024, 04:19:11 AM
 #125

Wrong decisions will always result negative outcomes.
Well, trying to be positive that some wrong decisions might turn to blessings but it's true that most of the time if we're deciding wrongly we will have bad results.

That’s oddly optimistic lol.

But I guess it is better than being pessimistic about everything and being overly depressed when things do not go your way. I think it’s always better to do prevention than cure. So we should avoid doing poor decisions or mistakes instead of trying to fix whatever mess we have made however if it’s already done then we have no other choice.









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May 11, 2024, 06:05:38 AM
 #126

I mean both have their points, It is not a good thing to not focus on your future, like savings, investments, insurance, etc. but at the same time if you are not going to get enjoyment at all it seems that there is no point at all to work if your not happy at all, you do work hard every day not just to survive but as well to buy something that you wanted, and eat something that you wanted, not just eating enough food. It just going to defeat its purpose or probably gonna be some kind of slave of money. In my opinion, the main issue here is buying something that you can't really afford, for sure there will always be limitations with that, I mean you surely could buy sometimes things and eat food that you want, but not really to the point where it just takes a huge percentage of your money or savings. Just like you said he's probably buying a lot of things that make him happy because he has money in his bank which I think is okay since he did have savings so he could buy things that he wanted.

Still buying things that you couldn't afford is going to be different because you are on the road to being broke meaning you're not saving anything, investing anything something like that because all of it is just going through spending, which is surely going to be a bad decision in the long run. If you want to achieve financial freedom, having a solid financial foundation is just really important, like savings, investment, insurance, and emergency funds. etc. As well as having assets and passive income. I mean you could get to the point where you could build your wealth if you are starting to earn already, but if spending all of it and not saving anything you surely not going to save anything in the end in your future.

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May 11, 2024, 07:13:48 AM
 #127

Wrong decisions will always result negative outcomes.
Well, trying to be positive that some wrong decisions might turn to blessings but it's true that most of the time if we're deciding wrongly we will have bad results.
That’s oddly optimistic lol.
Kind of odd but that is hope.  Grin

But I guess it is better than being pessimistic about everything and being overly depressed when things do not go your way. I think it’s always better to do prevention than cure. So we should avoid doing poor decisions or mistakes instead of trying to fix whatever mess we have made however if it’s already done then we have no other choice.
Yeah, it will just make the situation worse if you're going to be pessimistic with what you're dealing with. But I guess it differs per person because some don't see some slight hope when they've been into the worse and terrible situation. While some, they can turn the tides and still able to think positively even they're on a bad situation.



 

 

 

 

 

 


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May 11, 2024, 12:18:35 PM
 #128

In life some persons just do what pleases them and doesn't tolerate with any piece of advice from anyone at the times they feels to had acquired the heavens on earth. And yet they are not Concious that as the more they grows their incomes for multiplications is also how it could depreciate to a zero value if not utilize productively for continues growth.

Listening to advices and differentiating the meaningful advice from the foolish ones is a key attribute successful people have and you need it if you want to be reasonable in life. It doesn't matter who that advice is coming from but listen to it before you make a decision whether to follow the advice or not. Spending recklessly iis not a good way to live, there are some spending that you can't avoid because they're needed for your survival but those that you can do without should be avoided. Money runs away from those that can't manage/control it to those that understand it and gives it a purpose so if you think you'll always have money after being reckless with it, you're joking.

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A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments? This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

People with this mentality don't go far in life, they have a very short lifespan for the money they have because if you're spending without reperishing the source of the money. A day will come that the stream will run dry and you'll have nothing to fall back to. Don't joke with investment, if you can't have multiple streams of income through businesses then you can turn to Investment and you'll be sorted for life. Investment comes to rescue you  in the future when you're no longer capable of working for your money as then your money will be working for you.

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May 11, 2024, 05:23:12 PM
 #129

Everyone who suggests something to someone else of course has a good understanding of what they are saying and after we give them advice then it is their choice whether they want to accept it or not, this is their choice.
I agree with you, of course it would be better if we could avoid those who think that what we suggest to them is not very useful for them and we can let them learn it on their own until they can realize that what they did was wrong so that they regret it.

but if the suggestions or advice given can really help us, there's no harm in obeying it by first considering the advice given by other people. Don't see that he has more experience so that we obey him, of course it's not like that. When someone gives advice, what we have to do is respond well, because of course everyone will definitely give good advice for our future development, so we have to be able to consider it, if you don't want to do it, at least don't reject it, just accept it, but don't do it. . Respecting other people's opinions or advice is necessary.

If the advice given leads to losses or things that are not good, of course don't do it, but when someone else gives advice, we must be able to respect it, even if we are not happy with the advice, we must respond to it well, such as by responding well, in meaning asking again more clearly and in detail for the future, not by rejecting it directly. because if that's the case, maybe all that will happen is conflict with each other.

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May 12, 2024, 08:28:56 AM
 #130

While others have learnt their lessions of not utilizing their incomes when they had a stable source for their income flows, some others are paying adamants and ignorant to learn from what has happened to others because they feels they are not of the same calling to be affected with what happened to others.

In life some persons just do what pleases them and doesn't tolerate with any piece of advice from anyone at the times they feels to had acquired the heavens on earth. And yet they are not Concious that as the more they grows their incomes for multiplications is also how it could depreciate to a zero value if not utilize productively for continues growth.

A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be  accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.

How on earth would someone give chasing after income holidays even when you do not have more than enough and not up to the age of retirement yet?

And after squandering all that he has saved he goes about requesting to borrow money.
I have talked to this guy on several occasions but he feels I am a pest disturbing his dear life.
As at this moment, the country is encountering very high rate of inflation which stuffs doesn't go fair as before  leading him sold his car and being struggling to pay his bills while living in the city and at now, he does not have a place of residence of his own so he jumps from one place to the other passing his night's.

He is now the pest perching on any available places conditionally while inconveniencing others.
He now lives a low key with the best he can afford.
"Had I know" is now a national anthem to him.
I don't find his ignorance to be an excuse and I am thinking of disassociating from him before he gets me  affected with his negative possesed energies.

There's no point trying to fix everyone, it sounds like you've tried to educate this person to improve their finances but they choose to spend without thinking about tomorrow. It can sometimes be a good thing too, when people are young, then it can actually be wise to spend more money on trying new experiences instead of hoarding for retirement which might be 50 years away. You just need to find the right balance - I find once people have built the habit of having a small amount of savings they do not touch, they'll learn more self control and thinking beyond tomorrow. Short term thinking is the underlying problem here and when you're living with little money it can be hard to picture better financial stability.

R


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May 12, 2024, 10:05:29 AM
 #131

Everyone who suggests something to someone else of course has a good understanding of what they are saying and after we give them advice then it is their choice whether they want to accept it or not, this is their choice.
I agree with you, of course it would be better if we could avoid those who think that what we suggest to them is not very useful for them and we can let them learn it on their own until they can realize that what they did was wrong so that they regret it.
Just do not be too open and talkative in front of anyone. Because not everyone is going to appreciate the tips that you are going to tell them.

If you have a lot of ideas and experiences to tell, do not be too vocal because not everyone is willing to take those.

They will hear you out but they are not going to be attentive.



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May 30, 2024, 04:09:14 PM
 #132

However, in low-income households, one household member needs to implement an escape mechanism that has provided success for others. Such individuals must rely on the sound research and reliability of the framework prepared by the Researcher. Otherwise, any effort or group of efforts made by an individual from a low-income household to rely on his judgment to achieve success in life will be in vain.
Small income families have to calculate and run the family. If someone takes the responsibility of a large family and runs the family, he has to work hard and earn a lot of money to run the family. I have seen that in large families if one person depends  There are many sorrows and shortages in the family. In big families, a few manage the family together, but big families can run well.

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May 31, 2024, 06:45:31 AM
 #133

I agree with pinggoki, you can't force other people to have a same life like you because what you think good isn't always good for him.

Yeah I know I have a same perspective like you, saving is a must for me, but some people think when they die, they won't able to bring their wealth to heaven, so why they need to save and we can't even know how long we can live.

Even if my best friends spend too much money for unnecessary stuffs, if he didn't ask about money management, saving or investment, I won't comment anything.

Of course, you are absolutely right, some people has lived their not to take any advice or suggestions from people either their friends or loved ones, they do what they think it's right even when they know it's wrong, because they will always say ( Life is one, so let them enjoy while one earth) without thinking about the negative impact that will affect their generation, now people don't longer make money to enjoy themselves rather they are just making money to make sure their children don't suffer again like the way we are suffering now, some are paving way for them to make it easy for them when they come to the world, even when they know that they are staying long here on earth, but they are still trying their best.

Even if it's not because of their future but there are things that we are doing that will be implacting or lead us to dangers like spending recklessly, which might lead us to go bankrupt etc.

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May 31, 2024, 07:00:38 AM
 #134

However, in low-income households, one household member needs to implement an escape mechanism that has provided success for others. Such individuals must rely on the sound research and reliability of the framework prepared by the Researcher. Otherwise, any effort or group of efforts made by an individual from a low-income household to rely on his judgment to achieve success in life will be in vain.
Small income families have to calculate and run the family. If someone takes the responsibility of a large family and runs the family, he has to work hard and earn a lot of money to run the family. I have seen that in large families if one person depends  There are many sorrows and shortages in the family. In big families, a few manage the family together, but big families can run well.
low income and being a support for all family members is quite a complicated thing. It is not easy to live a life with a mediocre income because there are many things that you have to think about for a decent living. There is no other way but to create new opportunities and invite family members to try with their respective skills.

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May 31, 2024, 08:43:14 PM
 #135

While others have learnt their lessions of not utilizing their incomes when they had a stable source for their income flows, some others are paying adamants and ignorant to learn from what has happened to others because they feels they are not of the same calling to be affected with what happened to others.
Because basically, as humans, not everyone wants to take lessons from other people's experiences. And these emotions may not be felt by him because he doesn't live them. Usually, it is one of ignorance and indifference to other people's problems and they may not at all think that such problems could also happen to them. Until one day they really felt it themselves. There have been many incidents of someone's unpreparedness in facing various existing problems. Even though this problem often happened to people around him, he was also affected. Yes, because it is true that some people will not become aware until they have not experienced it themselves.

Wrong decisions will always result negative outcomes.
Well, trying to be positive that some wrong decisions might turn to blessings but it's true that most of the time if we're deciding wrongly we will have bad results.
This is what usually happens, and natural law is like that. What results we receive will depend on what we plan, decide and do, yes that is the result we will get. Whether the results are good or bad will depend on these things. For this reason, when making a decision it is very important to really think about it, consider it, and decide it wisely, maturely, and without momentary emotional outbursts. because, once a decision is made, sometimes there is no second chance to correct it.

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May 31, 2024, 09:19:42 PM
 #136


He is now the pest perching on any available places conditionally while inconveniencing others.
He now lives a low key with the best he can afford.
"Had I know" is now a national anthem to him.
I don't find his ignorance to be an excuse and I am thinking of disassociating from him before he gets me  affected with his negative possesed energies.

Well, you are accurate, and we ought to consider that your acquaintance may be experiencing sadness or stress. Financial pressure may have a significant impact on mental health, and it can be difficult to identify when it happens to you. In that instance, the greatest thing you can do for your friend is encourage them to consult a mental health expert. They may not be ready to hear it right now, but they have the option if they decide they are. In addition, you can take care of yourself by ensuring that you have the proper support of friends and family members, and participating in self-care activities such as getting enough sleep, a good diet.

as human beings, we have a responsibility to help our brothers or relatives who are really in trouble and need motivation, especially in difficult economic times like now, we have to listen patiently and also provide wise encouragement to those who are having difficulties or are facing problems. get back up and enthusiastic about carrying out their activities. just giving wise advice can sometimes help someone who is in trouble with a glimmer of hope.
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June 01, 2024, 02:30:35 AM
 #137

Small income families have to calculate and run the family. If someone takes the responsibility of a large family and runs the family, he has to work hard and earn a lot of money to run the family. I have seen that in large families if one person depends  There are many sorrows and shortages in the family. In big families, a few manage the family together, but big families can run well.
low income and being a support for all family members is quite a complicated thing. It is not easy to live a life with a mediocre income because there are many things that you have to think about for a decent living. There is no other way but to create new opportunities and invite family members to try with their respective skills.
Having a low income and many family members who are still responsible, of course this will be very difficult to meet their needs, maybe it would be better for other family members to look for work so that they can help their family's finances a little in meeting their daily needs and Looking for skills according to our wishes is of course very good, of course this will be able to provide income for each of them and will not be a burden on them anymore.

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June 01, 2024, 07:06:58 AM
 #138

as human beings, we have a responsibility to help our brothers or relatives who are really in trouble and need motivation, especially in difficult economic times like now, we have to listen patiently and also provide wise encouragement to those who are having difficulties or are facing problems. get back up and enthusiastic about carrying out their activities. just giving wise advice can sometimes help someone who is in trouble with a glimmer of hope.
We do not really have a responsibility like that. I get that we are going to end up with something that will feel not so great which is fine and understandable but that doesn't mean that we have to do it, even it feels like you want to, if you are not capable of doing that, then you shouldn't. I had a lot of periods in my life, when I had absolutely nothing, so I couldn't help someone I cared about, and when I had the money, I still didn't help many people in my life.

Only people I am willing to help, is my wife and my parents, that's it, three people, nobody else gets my attention, obviously I have no brothers or sisters, if they existed then maybe them, but even they would be questionable, whereas my wife and parents gets my help for sure, nobody else.

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June 01, 2024, 09:16:17 AM
 #139

as human beings, we have a responsibility to help our brothers or relatives who are really in trouble and need motivation, especially in difficult economic times like now, we have to listen patiently and also provide wise encouragement to those who are having difficulties or are facing problems. get back up and enthusiastic about carrying out their activities. just giving wise advice can sometimes help someone who is in trouble with a glimmer of hope.
We do not really have a responsibility like that. I get that we are going to end up with something that will feel not so great which is fine and understandable but that doesn't mean that we have to do it, even it feels like you want to, if you are not capable of doing that, then you shouldn't. I had a lot of periods in my life, when I had absolutely nothing, so I couldn't help someone I cared about, and when I had the money, I still didn't help many people in my life.

Only people I am willing to help, is my wife and my parents, that's it, three people, nobody else gets my attention, obviously I have no brothers or sisters, if they existed then maybe them, but even they would be questionable, whereas my wife and parents gets my help for sure, nobody else.

That will depend on them. Although they are our relatives, but they are lazy and do not treat us well, so there is no reason for us to spend time and money to help them. Furthermore, while we ourselves cannot even take good care of our own wives, children and parents, how can we help others? It is not our responsibility to take care of others while we cannot take care of those closest to us.

I am not against helping others, especially our relatives, but we should help the right people, at the right time and with calculation because sometimes that help will harm them.

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June 02, 2024, 01:21:47 AM
 #140

When making a decision, it is always prudent to evaluate the most likely conclusion rather than just the immediate advantage. Do not rush into a choice; instead, take your time and analyze your possibilities. Don't rely your decisions solely on emotions or feelings. First and foremost, conduct research; credible information is required to make an informed decision. Weigh all of the factors. Based on the facts you've acquired, you may compile a list of your possibilities, along with the benefits and drawbacks of each. Also, examine the potential implications of your decision. Keep in mind that even the finest decision is not always perfect. Choices frequently require a consequence. Also, unforeseen circumstances may occur. So use the best information you have available, and choose the choice that is most likely to succeed.

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