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Author Topic: People keep asking me to borrow money, some of them for betting  (Read 1481 times)
Accardo
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July 21, 2024, 11:22:24 PM
 #261

They keep asking ypu because ypu keep handing it out.  It's simple just say no.  I guess there are some exceptions but most of the time money amd friends or family don't mix well.  In the case that someone can't pay it back I wouldn't want that to divide us and our relationship.  And just tell them that.  They should respect your position.
When someone comes to me and asks me to borrow their money, first I will ask them what they will be using the money for, and if I notice the money is meant for gambling or something else that I notice is not really necessary, then I will say no. It’s really easy to request a loan from someone, but most people always find it very difficult to pay it back. I have borrowed some people, whom I call friends, but they couldn’t pay them back, and the funniest part is that some of them stopped talking to me just because they took a loan and couldn’t pay it back. So if I'm giving money to anyone, then it’s always an amount that I know, even if they don’t pay, it’s not going to affect me in any way.


Friendship is nice and all until one person lends out money. I prefer keeping my friends away from financial matters. How do you perceive the person would use the funds for gaming? Players are very cunning at making up lies when asked similar questions. It's also quite very reasonable to give such friends what we are able to lose. Friends do this because of the comfort they've built with one another. Treating friends like strangers in business matters works best, just that the friendship bond would diminish, but the good aspect is, they'll return the money as agreed. Gambling friends hardly pay back even when the fun is in their wardrobe. Normally, coming across this unworthy behavior shouldn't shock you.

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July 21, 2024, 11:23:39 PM
 #262

They keep asking ypu because ypu keep handing it out.  It's simple just say no.  I guess there are some exceptions but most of the time money amd friends or family don't mix well.  In the case that someone can't pay it back I wouldn't want that to divide us and our relationship.  And just tell them that.  They should respect your position.
Sometimes it is not so easy to say No if they are close people. But if their purpose is to use the money for something not really necessary, I agree that we must say No. Borrowing the money shouldn't be the option for something unnecessary, it is for an urgent matter only. If we borrow them money for unnecessary matter, they will easily asking for borrowing money again. It is because they will think 'we are the people who can easily lend money'. This is not good for us, it will bring complicated problem. Sure, if they always avoid to repay the loan money, we must be unsatisfied and may break the relationship. Those people who borrow the money, probably will avoid to meet use very often. Finally, as you said above, it will divide the relationship.



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Today at 12:24:16 AM
 #263

At first I don't think I can borrow anyone money for gambling, because am already familiar with the risk in gambling that one can either win or lose and most time the chances of losing is higher than that of winning. And you asking people to lend you money for gambling is a sign of gambling irresponsibly. Because one point about gambling is to gamble with what you can afford to risk not the other way round, because the money you are asking for is not for you, so In other word you are using money you can't afford to risk which is bad . Better still one should just wait till he or she have any amount of money to spare rather than borrowing money that you may lose at the end.

I can borrow money for anything as long as it's a small amount like beer money. Even if it's gambling and even if I consider such behavior irresponsible. And I’m ready to say goodbye to this money in advance, but that doesn’t mean that I won’t expect it to be returned to me. If I don’t get them back, then I’ll say goodbye to him, I can give a person a chance, but if he missed it, then he won’t get a second one.

Lol  Cheesy ouch well every one have their way of doing things, as for me I prefer not to take the risk by avoiding borrowing my hard earn money to someone that is planning to use the money for gambling, and I will give out my reasons to the individual so that he or she can understand the reason why am not taken that risk . Because the chances of the person winning is not guarantee so is either he lose or win and most time is more of losing than winning, and it also depend on the amount of money the Individual is demanding for .

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Today at 12:53:53 AM
 #264

They keep asking ypu because ypu keep handing it out.  It's simple just say no.  I guess there are some exceptions but most of the time money amd friends or family don't mix well.  In the case that someone can't pay it back I wouldn't want that to divide us and our relationship.  And just tell them that.  They should respect your position.
Sometimes it is not so easy to say No if they are close people. But if their purpose is to use the money for something not really necessary, I agree that we must say No. Borrowing the money shouldn't be the option for something unnecessary, it is for an urgent matter only. If we borrow them money for unnecessary matter, they will easily asking for borrowing money again. It is because they will think 'we are the people who can easily lend money'. This is not good for us, it will bring complicated problem. Sure, if they always avoid to repay the loan money, we must be unsatisfied and may break the relationship. Those people who borrow the money, probably will avoid to meet use very often. Finally, as you said above, it will divide the relationship.
That is because they can beg us to lend our money to them no matter what is our reason, they will still asks us to do that thing. We will feels difficult if that person is very close people to us but many times they betray our trust to them by not pay back the money. But surprisingly, we  will not feels bad too long about that because we can forgive them doing that. However, we must say No as you said because if that money will be used for gambling, we are the same as makes them addicting to gambling because they will thinks that we will lend our money to them.

Someday, we will face a difficult situation with people like that as they will not care to us although they already lent much money to us but they don't wants to repay the money. At that time, we will regret it why we are so kind to them but they do that bad things to us. But if they want to lend our money because an urgent matter such as buying food or fills their daily needs and they really wants to repay the money, we can lend them but we don't have to hopes they will pay the money because they use that money to buy the food.

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EarnOnVictor
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Today at 06:59:29 AM
 #265

They keep asking ypu because ypu keep handing it out.  It's simple just say no.  I guess there are some exceptions but most of the time money amd friends or family don't mix well.  In the case that someone can't pay it back I wouldn't want that to divide us and our relationship.  And just tell them that.  They should respect your position.
When someone comes to me and asks me to borrow their money, first I will ask them what they will be using the money for, and if I notice the money is meant for gambling or something else that I notice is not really necessary, then I will say no. It’s really easy to request a loan from someone, but most people always find it very difficult to pay it back. I have borrowed some people, whom I call friends, but they couldn’t pay them back, and the funniest part is that some of them stopped talking to me just because they took a loan and couldn’t pay it back. So if I'm giving money to anyone, then it’s always an amount that I know, even if they don’t pay, it’s not going to affect me in any way.


Friendship is nice and all until one person lends out money. I prefer keeping my friends away from financial matters. How do you perceive the person would use the funds for gaming? Players are very cunning at making up lies when asked similar questions. It's also quite very reasonable to give such friends what we are able to lose. Friends do this because of the comfort they've built with one another. Treating friends like strangers in business matters works best, just that the friendship bond would diminish, but the good aspect is, they'll return the money as agreed. Gambling friends hardly pay back even when the fun is in their wardrobe. Normally, coming across this unworthy behavior shouldn't shock you.
I can see that you appreciate friendship a lot, but my brother, this might be because of the circle of friends you keep, some friendships could be so ugly to the point that you will not lose your guard for a minute around them. I have a mixture of characters as friends but I have met some friends who claimed that they can only trust themselves and not a single friend they keep. That must be out of bitter experience and I can see that in his determined facial expression. Notwithstanding, I agree with some points, after all, we can't generalise everything, you said of the good and bad, still, you seem to have raised too much bond and friendliness in friendship, but most friendships are just by mouth.

Besides, I've never been a stingy person, if I can bless strangers, how much more are my friends? But at the same time, friends may frustrate your good intentions and make you a fool for it if care is not taken. It gets more hurtful if you discover that the friends you are helping with your hard-earned money are gambling it out and losing it regardless of whether you borrow or gift them. I don't think anyone can comfortably continue to waste money, even as the ones you borrowed them were never paid back.

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Today at 07:37:00 AM
 #266

At the moment, I am very strict about debts and do not want to lend money to anyone even for ordinary needs, only in case of emergency I can do this and only to very close friends. If I suspect someone of betting, then I will never lend money to such a friend, because I know how it works. I used to actively place bets and I know that the player is ready to do anything and even lose friendship and everything else just to win back. The desire to act out is very strong and incredibly difficult to overcome. Maybe someone will say that I am greedy, but after my debts were not repaid 2 times, I became angry and will not lend money to anyone again. I won’t even be offended if they call me greedy, but then I won’t look for a player all over the city so that he can return my money to me.

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sunsilk
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Today at 11:44:26 AM
 #267

This is the reality, these people will take advantage of the good heart that we've got. We have to learn to say no.

Because if we don't, they're going to abuse that attitude of ours and they'll keep on asking it even though they haven't paid yet their outstanding balance.

I am done with that era that I've got no obligations yet in the past years and that's why I am not that strict at all in lending money. But come on, we're working hard to earn for ourselves and we just can't keep on handing it out.
That's right, when we don't want to lend money, whether for any reason, regardless of whether the person wants to spend it on gambling or not, we have every right to deny the loan, since the money was earned by you, that doesn't make us bad people.

And not only that, opportunistic people tend to take advantage of the generosity of good people, first they ask them to borrow money, they don't pay it back and then this just evolves into other things, leading to disrupting their personal life.

I believe that the first sign of an opportunistic person is when we lend some money and in addition to not paying it back, they never mention the debt.
Exactly, those are the kinds of opportunistic people and think that they're not obliged to pay their debt. When approaching, they seem to be shy and meek.

But then in times of asking them for the payment, they'll ignore you, and much worse they make you look like you don't need the money.

We need to be hard on ourselves so that we won't be taken advantage of by those people. Although there might be some real scenarios that you can't ignore when they're real important matters. But about gambling or any other recreational purposes, a big no.

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Today at 11:58:18 AM
 #268


If someone asks money, especially for betting purposes, the best answer you can give is to tell them to seek for a lending platform or bank, instead of asking you for funds. It's just too complicated to deal with loans without guarantees ensured by the law of your country. Unfortunatelly the truth is that the law protects the monopoly of banks on this matter, so they don't have competition on this business, where common citizens could be offering loans with cheaper interest rates in an open market.

Well, yeah, every country has its own regulations, and in a country where an individual is not allowed to lend money to people unless the person has a registered company and license to operate as a lender, then anybody who chooses to neglect the regulations of their country will bear the risk of action. Just like you have said, the best thing is to ask the person to visit a financial platform or a bank to apply for their desired loan. The only condition that the person is allowed to lend to anyone is if they are ready to let go when the person doesn't pay back. 

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Today at 12:19:25 PM
 #269

At first I don't think I can borrow anyone money for gambling, because am already familiar with the risk in gambling that one can either win or lose and most time the chances of losing is higher than that of winning. And you asking people to lend you money for gambling is a sign of gambling irresponsibly. Because one point about gambling is to gamble with what you can afford to risk not the other way round, because the money you are asking for is not for you, so In other word you are using money you can't afford to risk which is bad . Better still one should just wait till he or she have any amount of money to spare rather than borrowing money that you may lose at the end.

I can borrow money for anything as long as it's a small amount like beer money. Even if it's gambling and even if I consider such behavior irresponsible. And I’m ready to say goodbye to this money in advance, but that doesn’t mean that I won’t expect it to be returned to me. If I don’t get them back, then I’ll say goodbye to him, I can give a person a chance, but if he missed it, then he won’t get a second one.

Lol  Cheesy ouch well every one have their way of doing things, as for me I prefer not to take the risk by avoiding borrowing my hard earn money to someone that is planning to use the money for gambling, and I will give out my reasons to the individual so that he or she can understand the reason why am not taken that risk . Because the chances of the person winning is not guarantee so is either he lose or win and most time is more of losing than winning, and it also depend on the amount of money the Individual is demanding for .

Basically lending money to gamblers is the same as putting a carrot in a rabbit hole, and I am sure that a gambler who has the courage to borrow money just to gamble is someone who has started to enter the addiction phase, because you can see from their actions. which in my opinion is a fact that he has experienced an increase in his interest in gambling so that he is forced to borrow money just to gamble.

I think there is nothing wrong with your actions by preferring not to take the risk of not lending them any money at all, because most likely they will not return it to you on time, or worst of all they might not replace it at all, which doesn't mean impossible, because I am sure that when a gambler dares to take out a loan just to gamble then when they have money the first thing on their mind is gambling and not paying off debts.

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