Can small investors actually make good profit with bitcoin ?

[Baki202]

In contrast, the idea of taking loan is a risky move not when it specifically for investment. You are right this is totally a dumb idea because I don’t know how some people do reason from their own end, like there are aware of what investment is and bitcoin being a volatile currency should have given them more reason for being risky but they intend to take a loan and invest into something which profits isn’t guaranteed. what the hell is wrong with some people

Investors who borrow money to invest are truly foolish. After all, investing is inherently risky; by borrowing, they are simply adding another layer of risk to an already risky venture. Why take out a loan to invest in Bitcoin—or anything else—when such investments can be funded through discretionary income? Yes, borrowing might be justified if it creates a specific opportunity to purchase a larger amount of Bitcoin at a low price.

However, borrowing simply to maintain a regular investment routine is truly unwise. An investor who can fund their investments from discretionary income should never resort to borrowing. I do not consider investing with borrowed money to be a rational approach. To those who could invest using even a small portion of their regular income, I would advise investing in smaller amounts rather than ever taking on debt.

Bitcoin investment is not a get rich quick scheme which you are sure of making many times profit on your investment on a short timeframe so if you don't plan to take profit for many years there is actually no need to borrow and buy Bitcoin. There is no need to put yourself under pressure because you want to buy dip or aggressively, if you don't have a reserve funds for it you should just concentrate on using your regular discretionary funds to do DCA.

Don't compare your Bitcoin accumulation with that of whales, many of them can afford to buy as much Bitcoin as they want without taking any loans for it, it shouldn't matter if they will make far more profit than you when Bitcoin perhaps reaches $1,000,000, you should focus on what you are capable to accumulate. Bitcoin is not running to anywhere so instead of borrowing to buy you can work smarter to increase your income so you will have enough discretionary funds to accumulate more.

Your point is really vital because if someone is trying to buy more bitcoin that doesn't suit their financial situation they may be putting themselves into financial pressures. Borrowing money to accumulate more bitcoin may seems to be a good idea especially when the price is going up, however this money must be paid back regardless of the market conditions or how the market may turn out.
It is not a good thing to compare oneself with another investor, our investment should be tailored to our financial situation and not based on how much others are using or how much bitcoin they have.  People should buy bitcoin with an amount they can afford and also have an emergency funds incase of an unexpected expenses.

And that is why when. It comes to investing in bitcoin there  is no need for pressure and everyone should adopt the rule that invest in what you can afford, because if anyone should pressure there self to buy they will end up pressuring there self to self you need to have a lot of things in place and this is why you need to know to know how much you can be able to spare when you want do dca and you also need to have emergency funds because that is one of the ways you can actually arrange your portfolio because the market conditions do no really affect you because you are buying when ever you want. And is why DCA is always recommended and it faster and easy to make use of so we have to be determined.

[Tetu100]

Investors who borrow money to invest are truly foolish. After all, investing is inherently risky; by borrowing, they are simply adding another layer of risk to an already risky venture. Why take out a loan to invest in Bitcoin—or anything else—when such investments can be funded through discretionary income? Yes, borrowing might be justified if it creates a specific opportunity to purchase a larger amount of Bitcoin at a low price.

However, borrowing simply to maintain a regular investment routine is truly unwise. An investor who can fund their investments from discretionary income should never resort to borrowing. I do not consider investing with borrowed money to be a rational approach. To those who could invest using even a small portion of their regular income, I would advise investing in smaller amounts rather than ever taking on debt.

Yes it's quite understandable because its not everyone that support this idea of borrowing funds just to invest. People do see it as a negative energy stay far away. But then, I don't think it's as bad as we think. The only way I consider it not to be problematic to our investment is when we don't have plans of paying off the loan from our investment holdings since we will be holding for the long term plan. Perhaps, if we're hoping of clearing up the loan from our salary, business profits or whatever, that will be better. But what is really important is to ensure we are not paying from our investment holdings because that seems to be problem as why people normally avoids it. However, i know we all have the right to our personal decision in our investment, hence you don't find it convenient for you in your bitcoin investment journey, then you can always wait till anytime you figure out your discretionary funds then you can invest.

[Plutomanian]

Yes it's quite understandable because its not everyone that support this idea of borrowing funds just to invest. People do see it as a negative energy stay far away. But then, I don't think it's as bad as we think. The only way I consider it not to be problematic to our investment is when we don't have plans of paying off the loan from our investment holdings since we will be holding for the long term plan. Perhaps, if we're hoping of clearing up the loan from our salary, business profits or whatever, that will be better. But what is really important is to ensure we are not paying from our investment holdings because that seems to be problem as why people normally avoids it. However, i know we all have the right to our personal decision in our investment, hence you don't find it convenient for you in your bitcoin investment journey, then you can always wait till anytime you figure out your discretionary funds then you can invest.

Anyone can borrow money but I do see it as na extra level of risk more like heavy financial pressure on the investor because he's thinking of two things at the same. How to pay off the loan he took to invest in Bitcoin and how to generate profits from Bitcoin knowing full well that Bitcoin is filled with volatility and we know that's not good for the market.

The market is not a safe space because we're not certain of the market direction and where it can lead to next, more reason we're very careful in the market space and we know exactly what we're doing. For me, keeping contingency funds wouldn't be a problem because we have other means of income and depending solely on the available funds we invest, we should just get ready for losses and when it comes, I don't think we can handle ourselves.

[Umulala-alala]

And that is why when. It comes to investing in bitcoin there  is no need for pressure and everyone should adopt the rule that invest in what you can afford, because if anyone should pressure there self to buy they will end up pressuring there self to self you need to have a lot of things in place and this is why you need to know to know how much you can be able to spare when you want do dca and you also need to have emergency funds because that is one of the ways you can actually arrange your portfolio because the market conditions do no really affect you because you are buying when ever you want. And is why DCA is always recommended and it faster and easy to make use of so we have to be determined.

We don't need to pressure ourselves to invest in bitcoin, seeing other investing in bitcoin and you want to invest also when you are not prepared for it could also make you to sell your bitcoin in lost because you weren't ready for it at first but just forced yourself to do it because others are doing it, i believe there are people who do so.

To invest in bitcoin required you having other things giving you money then you can start investing when you realize that you have some discretionary income to start investing in bitcoin, and also some emergency funds to safe guild your investment from getting sold out incase of an emergency that may require you selling your bitcoin.

Using the dca strategy will relief the pressure of investing in bitcoin since you could either be buying BTC by weekly or monthly depending on when you know that you have some discretionary income left.

[Gost ms]

Yes it's quite understandable because its not everyone that support this idea of borrowing funds just to invest. People do see it as a negative energy stay far away. But then, I don't think it's as bad as we think. The only way I consider it not to be problematic to our investment is when we don't have plans of paying off the loan from our investment holdings since we will be holding for the long term plan. Perhaps, if we're hoping of clearing up the loan from our salary, business profits or whatever, that will be better. But what is really important is to ensure we are not paying from our investment holdings because that seems to be problem as why people normally avoids it. However, i know we all have the right to our personal decision in our investment, hence you don't find it convenient for you in your bitcoin investment journey, then you can always wait till anytime you figure out your discretionary funds then you can invest.

Taking a loan to invest is not a good decision at all. Whenever a person takes a loan for investment, he is definitely investing outside his discretionary income and investing outside his discretionary income is gambling. If a person invests with a loan, then he will definitely be under a lot of pressure and if after taking a loan, his source of income goes away, then he will definitely have to face a financial crisis at that time and at this time he may have to sell his holdings. Therefore, the right decision to invest is based on the financial situation of each person.

[ASloveapg]

It doesn't make any sense to take out a loan to buy Bitcoin if the goal is to own it for the long haul and it doesn't make sense to sell all of the Bitcoin one has if they made 33% because that's just a normal profit.

Profit and wealth go hand in hand. I think the focus during the accumulation should be on continual buy in not to look to make small or moderate profits. The time it takes to build a strong Bitcoin portfolio or to hold can vary from 4 to 10 years or even more, depending on factors like income surplus funds consistency and the investment strategy's aggressiveness.

However if you sell Bitcoin just because you've made some money, then they will start to become scarce and if you start to buy them back, it will get much harder.

There is nothing wrong if an investor decides to take loan to buy Bitcoin. As long as he’s not doing it with the intention to trade it later for short term profit and use part of it to repay, because that would be a very dumb move and am 100% against that. If he simply just wants to buy more to add to his portfolio size and continue holding, then that’s fine. He must also have reliable ways to repay the loan, but it must be outside his bitcoin investment. It could be from business or other income source.

If he has to rely on that investment to repay the loan, then it is a very wrong thing to do. If he has a separate reliable way for the loan council, then he can invest with a loan, but I would not recommend investing with a loan even after that, because this type of activity usually creates a different pressure. Many people start trading with a loan, seeing Bitcoin as a means of getting rich quickly, they have the thought of getting rich quickly and that is why they decide to invest with a loan. However, not everyone is the same. However, it is always better to manage an investment within your means, and it is better to refrain as much as possible from investing with a loan beyond your means.