Bitcoin Forum

How to save money on a long-term period or an essay on black metal.
       This is the translation of my original article. The original is here:
https://bitcointalk.org/index.php?topic=4452770.0 (https://bitcointalk.org/index.php?topic=4452770.0)

I apologize for my English. This is not my native language and I have to use an automatic translator. But I think that you will understand my main thoughts.

Hello friends! Bitcoin is cool. I am an enthusiast of bitcoin and I hope for his growth. But periodically, all holders have to face problems. In this topic, I would like to share with you my idea (and experience) on how to keep the constant value of your money (and even multiply it by a percentage higher than inflation) over the long term. What do I mean by long-term? Period of time in the range from six months to several years and even up to tens of years. The latter is also possible (I think so), although, personally for me it is more of a theoretical interest.
Why is this relevant and how is it related to the cryptoworld? I think that you already guessed). It's wonderful to be a holder and a tractor) crypts on bull (and, especially, a long bull market), but from time to time come to us very different times. Yes, from time to time long bear markets come to us. As an exemplary example of such a market, you can cite the year 2014, when almost the whole year bitkoyn, and with it the rest of the crypt, basically fell.
       I foresee a similar scenario in the not-too-distant future; of course, after the cue ball is once again otzemunitsya (well, if it really happens).
       So, suppose that you are an investor with some margin of crypt. Let's say that you were able to correctly anticipate all the roller coaster growth and the beginning of the bearish crypt market. There are signs that this is serious and for a long time. You'll have to wait for turbulent times in fiat or its steeblechkan equivalents.
But!:
Will it be right to keep money in fiat on a long-term basis? (by default, we mean that the fall will be indefinitely - long, from six months to several years - the bitcoat cycles are stretched).
     Finite money for long-term storage has many drawbacks. Firstly, whatever they say, and Fiat - it's just pieces of paper and figures in the database (in the case of a non-cashier), not protected against rampant inflation (which, by the way, is very different from officially stated). Nobody and nothing can prevent the state from printing these pieces of paper and tsiferok as it deems necessary. A real example before our eyes is the depreciation of the ruble against the dollar in 2015 +/- 2 times and the subsequent price increase. In my opinion, only solid material assets (or bitkoyn can protect you from such devaluations, but it, as we agreed, in this case is in the hands of bears). Below I'll talk about this in more detail, and now a little about how I came to the conclusion about the effectiveness of saving funds in black metal. I came to this idea spontaneously - intuitively.
    In 2014, I thought about building a house with a garage, more precisely, first about the general extended foundation for them. For these purposes, I purchased a sufficient number of metal fittings. I bought with a decent amount of this excess, as I kept in mind another building object. After the construction of the foundation, the majority of the reinforcement remained, however, and the construction season was crumbling. For a while I forgot about my metal. He was lying on my plot in front of the future garage with a huge heap (tied up). I remembered about the valve only in 2015 after the devaluation of the ruble. And I was pleasantly surprised at the preservation of the value of my money))). I tried to test the remaining metal. After the announcement on Avito, several real sellers responded at once, which pleased me pleasantly. They were ready "right now" to buy up all of my armature.
Although the price I put even higher than the market ... it's by the way, eloquently speaks about the liquidity of black metal. This gave me serious food for thought and I ... changed my mind about selling, and used metal for construction on another of my real estate properties. But the very idea of ​​keeping the value in black metal, as they say, has deeply sunk into my soul. I realized that in this capacity, black metal, perhaps, would plug the belt and gold and real estate and, even more so, cash (there were crypto accumulations at the time, but no one knew how long this "exhausting flat" would last) . Before the next crisis in the crypt (the current one I do not consider a crisis), I plan to decently recoup with black metal. Most likely in the form of reinforcement, it can be profile and round pipes, most running sizes)
      And now let's compare in order the black metal as a means of preserving value with cash, gold, real estate and, for example, antiques).
      1.) Black metal and cash
1. "Internal Value" (hereinafter referred to as the consumer value). Cash has no intrinsic value; they are unable to perform functions other than exchange (for other money, assets or goods). That is, theoretically they can depreciate completely (a fantastic scenario, but nevertheless). Black metal can always be used for its intended purpose in construction.
2. Stability of value on the long-term. In the long term, Fiat is gradually depreciating, black metal is not. It, of course, can rust, but we mean responsible dry storage indoors. The joke is that my armature was lying open for several years. It is a bit rusted, but no one pays any attention to it, the cost is preserved).

3. Compactness
Black metal is not as compact as various forms of fiat money, but it is not necessarily seen as a drawback. But it's not so easy to steal it). Compare that it's easier to steal: a bundle of banknotes (crack non-cash money) or a ton of black metal))).

2.) Black metal and gold.
Gold has many of its forms, each of which is not very convenient for long-term storage:
Gold bars (hemorrhoids with banks, registration, difficulties in selling back, state monopoly and seller bank, unfair prices for you.) If you store gold in a bank, you pay decently for storing your gold, as a result your savings melt)
- Investment coins. Again, you will trade with the bank in a way that is not profitable for you, because you are in unequal relations with it.
- Jewelry. The problem with the sale. There is no uniformity, each product is unique. A substantial part of the price contains the work of a jeweler, which your buyer can evaluate.
- Various forms of non-material gold ("paper gold", assets tied to gold, various derivatives on / from it) Intangibles here are the main minus.
Gold loses to black metal in practical use. In the regulation and limitations of its turnover. In too great a variety of forms and the absence of rigid unification (which could have a positive effect on liquidity)

3.) Black metal and real estate
Real estate loses to black metal:
1. The need to register transactions in a specially created for this purpose state institution
2. Real estate objects are too diverse and not uniform, which can make their sale more difficult. Each property is unique in its own way.
3. Black metal has a "volume flexibility". You can buy a little more or a little less in a fairly large range. The real estate object needs to either buy in its entirety or not buy at all ("take what is given")
4. Black metal is mobile)
5. Buying a property you "buy" and neighbors and infrastructure that may wish for the best and with what (and with whom) you have to put up. With black metal, this is not necessary.

4.) Black metal and antiques
Antiques can be uncomfortable for a novice investor. In it it is necessary to understand. It takes years to develop competence. This is a separate occupation. Again, internal heterogeneity and a huge variety of antiques can affect liquidity. In regions and small towns this direction may be undeveloped (and most likely not developed). The practical importance of black metal is much higher than that of antiques. I think that in a crisis this is manifested more strongly.
 So, I briefly outlined the prospects for investing in ferrous metal. We can say that this is one of the ideal instruments that hedge the risks of crypto currency. But does black metal have drawbacks? Unfortunately - yes, more precisely, I would say, features. More precisely, I see only one feature - a disadvantage. For a resident of a city, especially a large one, owning an asset such as ferrous metal may not be very convenient). All the same, you need a garage, or some kind of storage space on the property rights or opportunities for free access. Friends, that's all. Write how you wait for the bearish long-term markets)

             09/09/2018
Many people who comment on my topic, do not read my arguments at all. And do not know what it's written about. I am writing about the preservation of funds from depreciation during the BEAR PERIOD in the bitokoin market. Of course, when the bull will begin and the currency will begin to grow, there is no longer any need to keep funds in black metal.
   The people write nonsense about the fact that you need to put money in the bank, that you need to cut unnecessary costs and so on. This all has nothing to do with the subject of  topic. The desire to put money in the bank to save the cost of their money - for me this is a sign of low intelligence.

!!!!!!!!!!!!!!!!!!!!!
1.metall does not have a hard fork
2. It is impossible to forget or lose a private key
3. He will never depreciate to zero, he will always have a practical application.
4.He will never have more technological competitors.
5. Black metal does not become obsolete
6. Black metal has no errors in the code, + it can not be hacked by hackers
6. It has no attack risk of 51% and all other attacks
7. He will never be banned by the government
etc///

You've created a good topic.  Perfect!

If you want to save your money all you have to do is to invest and make your own bank account so that you have a money that can use in the future.

Saving money in a long term period of time is also good if you have money to save every month for your savings but if how long you are saving if you can't save money regular then you cannot save more than expected. I suggest that you must set also a goal for saving money especially if you monthly income is almost exact with your daily needs especially for your family so we must know how to manage also our income/money/bitcoin eveey month for our savings.

Saving is hard especially for those who are living paycheck to paycheck.
But, if you have the chance to save, in my opinion, you should put money into tangible ones such as property (real estate), businesses, precious metals (jewelry) and others, in which, their value increase thru time.
The OP already discussed so much advantages of those investments.
And it's up to your current situation where and how you will invest your money.
If you are not that well off, just live below your means. Even if you have small salary compared to others, you can still save something for yourself.

Saving is the essential one in our life now.Better choose of one best asset and keep your saving on it.It will gives you some profit for your savings.If you keep your savings in bank,you will get minimum of interest.If you had choose the bitcoin to inverse your money,you will get double or triple of the interest from the bank.And you should secure your wallet with some security setup such as 2FA.I think 2 factor Authentication is the best one.

When I see Black Metal,I only think about black metal music,not the real black metal. ;D
Anyway,if you want to become rich saving is the wrong way.The only legit way to become rich is to build a business and get "good" debt,in order to leverage you business."Good" debt means borrowed money,that you can invest into income generating assets.Robert Kyosaki says that saving is for losers.

long time savings are achievable by setting long term objectives and strive toward achieving such objectives. So in order to save for a long period of time you must have a long term goal you passionately want to achieve. For instance you want to buy a car, first identify your choice car, know how mush it cost now, how much it will cost in the nearest future considering inflation, then set out a portion of your income tyhat will be convenient towards achieving your goal.

How does the hoarding of ferrous metals like Steel, Carbon Steel, Alloy Steel, Cast Iron, Wrought Iron, Aluminum, Copper and Lead have anything to do with Bitcoin? You know Bitcoin cannot rust and it takes no physical storage space and you do not have to bother with rodents being attracted to your storage facility, because you have large amounts of items that are stored over a long period. <This will also require additional security to guard these metals at your storage facility>

You are also restricted, based on the size of this storage facility. There are no limit to the amount of bitcoins and the value of these bitcoins that you can hoard on a single piece of paper.  8)

Agree, that's harder than expected, but storing millions of dollars bitcoin securely is very easy and I think in terms of investment, bitcoin is clearly better asset now.

It is not easy to save money. Trust me, it’s not easy, especially when you’re working on a job that pays you monthly and it happens that you’re being owed some of the times just like they will do at our work place, they will just owe you to the extent they will ruin your plans of saving money. Sometimes they will owe workers up to three months before paying and by the time you solve your daily problems, trust me there will be nothing left to save. ☹️

Well, I will not define it as an asset, even though Wikipedia says in financial accounting, an asset is an economic resource. Anything tangible or intangible that can be owned or controlled to produce value and that is held by a company to produce positive economic value is an asset.

I tell you, if you approach most people on the street and you ask them if they would rather store 1 million dollar worth of bitcoins in a paper wallet or a whole warehouse full of metals, then most might say that they would opt for the paper wallet.  ::) It is much less trouble and effort to store a paper wallet. <You just need to explain the paper wallet to these people first, because this is a new concept that are not broadly known>

I think I may agree with your comments on how your money is properly save for a longer period. In my opinion, I think I would rather place in the bank and have it deposited into time deposit at least the interest is much better than the ordinary interest from a savings deposit. Another way that I consider saving money is to invest in lifetime insurance where you are guaranteed of a good return of investment.

I approve of what you have said. Storing your money in the    bank is a quite good strategy. Even if you want to withdraw them, you will get lazy to go to the bank. On the other hand, sometimes getting the urge to withdraw money happens because we, people, need money in our daily lives. With that said, withdrawing is the only option. But I salute the ones who have strong determinations and willpower. They deprive themselves of many things in order to save for future purposes.

I suggest learning to live a simple life and being grateful for what you have today, and yeah saving is a way to save money for a long time, do not be tempted to buy something that has no benefits, and don't forget to help people who have difficulty life , because helping people who are in trouble is a commendable act

Crypto currency or the bitcoin is a good investment tool ,a good media for the transactions,Since the bitcoin is volatile in the market it is good for the day trading.bitcoin can be used for shopping local and international and also for the service bill payments.Bitcoin investment it will be better for the long term investment and keep monitoring the market till it is reaching to his projected target to redeem it and book profit.

   People can talk, they can offer many different solutions for savings, and how to save, where and in what.
I believe only in one way, keep the track of your income, expenses, and always try to have higher income than
expenses, it`s the only way to put something on a side.
   In what to save, some traditional currency with interest, in gold, or you will choose crypto-currencies is individual
decision. Each of them has it`s own risks, and depending on risk you will make profit.
   I chose to save in crypto-currencies in a long-term. I know the risks, but I`m aware of possible gains. That holds
me in bad times, it`s my choice.

The people I know that claim to live "paycheck to paycheck" are usually the ones that buy unnecessary items, brand name clothing, overpriced cars, etc.

Most people just consume mindlessly, it's the culture we have built.  It's really not that difficult to slowly save up and accumulate wealth but most people don't have the patience and they want the instant gratification that consuming provides. 

Good article, interestingly written.  Create more such useful topics.

you need business to maintain your have you have also you need a bank account if you have business surely you can take some profits

If you want to protect your own capital I am pretty sure that the best asset for you is government bonds. I would recommend you namely US government bonds where you can choose a special bond depending on your tasks and a period of time (2, 5, 10, 30 years). I do not like giving away any advice but your case is unique because you do not want to get incredible profit like most part of investors but you just want to protect and save your capital. I think your stance is very sensible. So, you may invest some part of your savings in gold but you have to understand that investing in gold is not a guarantee of safeguard. Look at silver this asset goes down last several years. What about industrial metals. it is obviously not because there is the strong downtrend in industrial metals.

Exactly, I really don't understand people trying to lived lavishly by buying lots of useless stuff just for bragging purposes only, expensive clothes, mobile phones and cars. But at the end of the day you will see that they have nothing left but pride.
Self made people that I know did live this way, not until they have accumulated so much wealth in years. They can afford those expensive material things, and I think they deserved them.

Thanks for the advice, but for the long term I think it's worth investing in precious metals.

Every body is investing on bitcoin to make money and it is better to invest the bitcoin on a long term period.The investor should find a good entry level for the long term investment and wait patiently and monitor regularly until its price to achieved to the investors target.The on line trading is little bit tedious and so the better option is the long term investment to make money .Bitcoin is a modern economy and found  suitable to the modern era.

Well, savings I guess is one of the most essential thing when regards to financial stability, and when it comes to long term savings I think one of the thing we must practice is that don't buy unnecessary things that you don't really need, AND you have to make your money grow, if it dont, eventually you will lose your money which we dont want to happen and to keep your self on balance make a certain goal that you want to achieve since goal is one of the things that make us straight way to the path that we want to reach.

Do you have any proof for this? Why invest in precious metals?

I think if your investing money only in precious metals only for the purpose of making a profit then don't buy jewellery instead go for gold coins because your resell price will go down for jewellery. If your selling pure gold coin then you may get almost market price or slightly lower but for jewellery, they will cut a lot.


How long you're talking?

Look at this chart - https://goldprice.org/gold-price-history.html

If your talking about the last few years then your not making a profit but if you go longer like 10 years or more then you're still in a profit.

Biggest spending I have found I was making was the luxury foods. By luxury I do not mean just ordering in a pizza (which is still more expensive than just eating at home in my country) but I mean going out to dinner somewhere. You can basically spend 4 days food worth of money on just one dinner somewhere. Hence, if I stay at home and not go out to dinner frequent I could save a lot more than I used to. You can still go out to have fun but just get a cup of coffee instead of eating out. That plus spending money on junk like chips and chocolate bars or whatever combined creates a huge cost for me.

Save money is actually better for the future of our  family, but it depends upon the situation because not all people have enough money save sometimes it is enough for the daily needs, but because of bitcoin we have a big possibilities to do saving if the price back to rise again but now I'm still waiting for a good chances I would stay away first  from "SAVINGS THAT YOU MENTIONED". 

Getting people to understand bitcoin in general can be difficult especially those
who are already skeptical and who dont want to move away from conventional
FIAT saving.

Long term FIAT saving is counter productive because in the long
term the value is falling due to inflation, $100 in 20 years time will buy less than
today. There is the option to invest in special saving schemes for fixed terms in
banks these have good returns but come with risk which means placing a degree
of trust in the banks - something which goes against the idea of bitcoin.

There are other assets which can be good for a long term saving, books, numismatics,
Vinyl records or anything with a supply and demand feature. These can all be
included in a long term saving plan portfolio including bitcoin.

And they are not coing to take up massive amounts of space

Too long; did not read.
I just want to share my thoughts regarding saving for long term. Since when I was in college, I have practiced saving a little portion of my allowance and until now I can still apply it.  From the salary I get from my job, I save them in banks or in my digital wallet, I can even convert it to btc or eth. Right now, I have saved for like more than 800 usd, maybe that is low but I will keep on saving.

If you want to save your money for long term. So you can buy some bitcoin or others crypto from online exchange market. For hold your money long term you will be profitable in future.

Don't save your fiat money for too long period because the value of fiat keeps decreasing day by day due to inflation,if we want to increase the amount we need to invest on to something or can just convert all the money into gold which is one of the safest investment but non profitable most of the times.

How to save money in the long run could be by way of invested money in order to get results in one time, can also be stored with the shape of the goods such as gold because it can be sold at anytime and can be sold at any time and the price certainly will always go up gradually.

Good stuff to read dude,its worth spending time but this only applicable for those who may take time to read the article from start to the last part since it was very usable in our daily lives.i am saving this as a reference for my own befits.thanks for this one budz

Berinvestasi cara yg sangat bagus apakah itu bersifat coin.emas.perak.atau tanah..yg pada dasarnya tidak pernah rugi mungkin saja bisa di investasi kan di bitcoin..

Saving a small percentage of your income monthly will surely help you save money for a long-term period. Saving money with a goal of how much or for what the money is for, will help you become motivated to save. Also investments will help as long as the investment is good.

Simple. If you engage to cryptocurrencies then you did that too.spending long time invested from cryptocurrencies is good for you.

I have different way of  saving my money for long term period as what OP has told,but i know that many of cryptonians are doing the same.

Every pay day i am buying one crypto coin or token using my 10% of compensation,from this i gathered already 40% bitcoin 20% ethereum and the 40% goes to different coins and tokens of my choice f.

For me this is the proper way to sage our money for long term,HOLDING coins/tokens is not just saving instead it goes with profit also upon holding

Long-term irregularities in money are included in the INDODAX account, if possible we have to buy coins whose prices go down and we have to buy them, we wait for up to 4 months we will definitely use long-term trading.

I think we just invest in bitcoin, we buy now and we wait casually don't think negatively, we keep it for a long time, ten years to come if you look at the price of bitcoin you will see a very large increase and you will become a new millionaire, good luck, if you have guts.

If you budget things then every thing will be in budget and don't make unnecessary expenses so that the money you will hold and it will be a great savings i like to buy some crypto on that savings and for the short time it is very profitable. If we invest in crypto then soon we can own a good amount of crypto and it is the future of monetary system.

I want to increase my courage with investing in cryptocurrency in the market and want to try to save  bitcoin to a long time, but a long time ago the price of bitcoin still under $ 1, I was still scared

I think everyone is sure to know this, but the bank has a shortage, there is an administration fee every month, if you don't mind you can choose it.

If you want to save money in the long term, you can choose bank deposit, invest on altcoin that have good prospect and gold

The bank does have an administrative fee, but as long as our deposits get more interest than the fee, it is quite profitable

Their have different ways to save money on a long term period. On this is, investing in different business so that your money can circulate and earn you a lot. But first, planning is the best way of saving your money because you may know the objective or goal of your money so that you can secure your money on a long time period. Managing can also help you to save by recording your expenses and needs. And explore many more information and ideas to make your money save on a long time.

how to save money in the long term with us saving in our trading account, I can save my money in my INDODAX, because I trade in INDODAX, trading on a long-term basis is the right choice for now.

it also rely's on how you save money and how do you see money, you can save for a long term if you desire, it begins in your mindset.

How to save money on a long-term period can be a good investment by way of investment goods or shares, in addition to saving money in the long run, we'll get the results also from the investment.

In my knowledge you better invest the money you have in the form of precious metals or a box of agricultural land that is just a small example of investment that takes a very long time. If you want to invest your money in Cryptocurrency, you must have a wide knowledge or you can find out and explore information about Cryptocurrency.
In Cryptocurrency, if you can choose the right time and choose the right coin you can immediately enjoy the results of the investment that has a short time, but also if your choice is not right you can suffer a little loss or experience a big loss.

basically the easiest way to save money is not spending it if it is not necessary to, i mean, use your money in something that worth buying and it can generate income rather than spending it with nothing in return, like investments, the most common investment that offers long term ROI is property or real estate, in bitcoin, to save from losses is to hodl on a longer period. it will not only save your losses but also save more money when selling it if the price is high.

I think what you should pay attention to is managing your finances because there are lots of expenses that have to be paid by everyone such as eating, bills and so on. moreover you also want additional income from investments. of course you need to manage finances so you know how much to save for long term

Investments are the best form of money saving but need to pick the right kind of investing field for your needs wrong one will get you to lose everything in no time.For the people who want to save money the crypto currency is also best investment but comes with risk too so just understand what is crypto before investing can keep you away from serious loss.

it should indeed be the money used to invest is free money, so we will be more calm facing price fluctuations, besides that it is not faced with the problem of meeting the needs of life, and it is expected that profit will be maximized

It's always good to have something to fall back on. Better to have a saving target and work towards it. Wise investments in whatever you choose will help, just remember they come with a certain amount of risk

saving money in a bank for a long time I think it's not wise, we don't know when the value of a currency will weaken, and we don't know, how long a bank will remain standing and not bankrupt. it would be wiser if we keep our assets in something that has better value such as gold and land. because the more days, the higher the value

For saving of money proper record of income and expenses should record and if e cut off those expenses which can be controlled then it will be more good because your strategy will be more perfect and it is good to save money through investment because the value of money will not be devalued with time.

Your article is a good one and I do believe in diversifying and investing the money to have savings. Simply putting it into banks and fixed deposits are actually not a good form of savings it actually depletes our value of money because of the inflation rate.

so having a diversified investment portfolio is a go-to way to have savings for future.

saving money for a safe period is a necessity, but not only saves but also produces, one of which is by investing in crypto currencies besides being safe investing in these commodities is also very profitable because of the potential price movements, this can be seen from the price movement graph a few years back

that's not easy like we said.while we hold it for several periode, there will much drama on market, maybe price move down and many negative issu attack crypto market.we should calculate about that.and ask to our self, are we strong enough to face this condition?

There are many ways to save money for future use.One of which is to have your own bank aacount.Invest in time deposit.Lastly, I would like to invite you to invest in bitcoin.

Invest in bank account is useless, you will not get profit if you only save a little money. Banks only as a place to save money are not promising investment places. Instead of saving money at a bank, you better save money in real estate or land and cryptocurrency if you dare.

Saving money is really necessary, it's in case of emergency. In my opinion, if you want to save money for a long-term period, you must have a job, and you must only buy the things that you needed in your daily life, so you won't lose your money in a way where it'll be useless. To save consistently, you must have a job.

I think I prefer to place it in a bank and deposit it into time deposits at least the interest is much better than the ordinary interest from savings deposits. Another way I consider saving is to invest in life insurance where you are guaranteed a good return on investment.
I think I agree with your comments about how your money is stored correctly for a longer time.

We have number of ways on banking system to save money for a long term. I love to trade more coins and save them .

Well for me its very easy to make plan How to save your money in long term period. Just try to make investment that will grown after a year.or try to put in a bank to make sure that no one can get your money.

Being trief is a good sign of looking forward to a good future, saving can be done ,if you have a self discipline , planning to save is useless if you will not do it seriously, Things that are not primary in needs should be minimized, try to have extra saving from your job pay as much as possible , do not waste energy at home to save bills and minimized dinner in high price food chain.,earm to budget what is to spend in the coming days  ,that are just ways to save money for a long term plan.

I don't suggest to save money on your bank in the long term period because it will give you nothing since the interest rate is very low and maybe your inflation rate in your place is high that makes you money less in value. I suggest to put your money in stock market or even in cryptomarket, treat this as your savings for your future needs.

Monitor and observe your expenses and income and just look for the reason why you have a small savings like spending more money in shopping or eating outside the house then adjust that and slowly work on your budget so you will have to save more money than before and that will give you a chance to save more money on a long term period.

Saving in the bank is for security purposes if you have a huge amount of money then you can trust bank were is the best storing of your money. But when it comes to investment while saving bank wouldn't give you a high profit, a very low interest on your saving money from the bank. Saving your money in cryptocurrency is good if you know how to manage them but if you don't have knowledge then, I tell you much better not to do. It is a high risk when you diversify your money into crypto and save, but again it's your call and thinks twice before you move through.

I just use my bank accounts for liquidity, most of my money are on the stock market but yeah its really risky but if you are holding blue chips company I think its worth it. Saving money for your future goals is important, but if you want to earn more while saving then try to invest your money in long term and you can achieve your goal early than your timeline.

You want to save money in the long run, your income requirements are stable. To be safe, you can send interest rates to banks, but you want to raise high interest rates from that amount, you can invest bitcoin because bitcoin industry development can now change your life.

enter all your money in bitcoin, and leave it for years. the risk is very large, if bitcoin rises, then we will get a very large profit. if bitcoin goes down, then our money is lost.

IF you are a good saver then you can save your money if you buy some prize bonds or if you keep this money in a bank or safe house but it will not increase and if you invest your savings then you can earn some amount over it by monthly or annually.

You can save money for a long term period by saving money with the use of card or open an account to land bank, ATM. .Card and other savings account that you can saved money for your future. .

savings can only be made by reducing spending. because the income-expense balance is important. if the gain is fixed, the amount of expense must remain constant. otherwise the balance will degrade. it is a situation that is referred to when the savings balance is already broken.

Setting aside extra cash in a long haul timeframe is additionally great in the event that you have cash to spare each month for your investment funds however in the event that to what extent you are sparing in the event that you can't set aside some cash normal then you can't spare more than anticipated. I recommend that you should set likewise an objective for setting aside some cash particularly in the event that you month to month wage is relatively correct with your day by day needs particularly for your family so we should know how to oversee additionally our salary/cash/bitcoin consistently for our investment funds.

To keep part of our earning, to plan our monthly budget and also to reduce unnecessary want. this will help in planning how much we need to be saving when we earn.

If that is where your heart is then you can do more on it. Black metals as you are familiar with could be a great advantage to you. But for us who are not into it, might still prefer buying gold or any known method like buying crypto or perhaps a real estate as a means to save money for long term. On my part I'd like to focus on real estate, this is because space is always a problem in my country and therefore it might be good to invest on buying real estate. I am certain that prices of real estate don't dump and instead goes up always as demand is always high. Therefore it is possible that I could earn good on it.

for me saving cant make you rich investing and doing business does, if you save money yes you store the quantity but you did not store the value it is better to have a savings that constantly earning a good value.

You must really have the intention to invest, never save your money in the form of fiat because it will only harm you, but think about it with gold or crypto because this will be a huge advantage

In shorter explanation, you can save if you cut your expenses. Savings are intended for long term by the way. Its also for future unexpected expenses or something you want to do in the future. Of you dont have control with your money and keep on buying things you dont need then you cannot do savings.

Saving Money is freaking hard Man. Trust me. It needs a strong dedication to save money and continuous effort. Just one thing is don't ever put money on unnecessary things.

Saying that you can save money is easy as 1,2, and 3 but hard as solving in Calculus. If you want to invest, you must dedicate yourself through it. Even do how hard it gets, or how slow you can achieve it. Business is always full of downside, it was never a happy ride at first. No one ever became successful at first, because they all experience failure. But it wasn't really the failure that gets them going, but the heart they put into it. They dedicated themselves for that business, that what ever happens, they pursue that. That is the characteristic your must first have before engaging in saving money.

No, long term consumer debt is dangerous. No, I believe that exciting and positive memories can be made in many ways that don't involve debt, much less long term debt. Long term consumer debt bankrupts many families a year. A vacation to Disney World isn't worth it if in the end you end up losing your house. Financial security is a gift that is more valuable then many realize.

Agree with your idea patience will help you in this regard, it is good to invest our money because it will, make your money more than double, if you will only save your money for long time it will only get rusted so better to buy coin like bitcoin with your money and invest your money for long time, for me investment is one of the best way to have saving for your future bad days, don’t spend your bitcoin try to hold as much as possible.

 Compare your income and expenditure to establish this. This will make it possible for you to mark your progress towards your saving ambitions. Always have saving goals that you have set. Save for your wedding, new home or anything that you consider being a big expenditure, it will keep you motivated

yeah you are right, by choosing a deposito savings, i can get a pretty good interest every month, but opening a deposito savings account requires a lot of capital, and in my country time for deposits of 1.3.6 and 12 months and is also 3 years with interest of 6.25%

I think if we are going to save money for a long time we need to make also a way to gain profit everyday or month to make our saving safe. Because if we don't make a way to have profit we cannot really save because we have needs and we need to provide our needs in order for us to survive.

only saved our money in the bank could not avoid yearly inflation.maybe the value of our money could decrease.better to put it in investment portofolio or maybe in property that give us yearly growth.

The greatest option is to have some sort of second income that is creating a profit yield by itself. I have some stocks that yields dividends all by themselves and I have talked with the bank and told them to buy more of that stock with the dividends as well.

Hence, I am getting more and more shares of the same company with the money that company paid me. By logic if the company doesn't go bankrupt I should have a lot of their stocks by just having it.

You can select real estate as well and get a flat and rent it to someone (or airbnb it) and make sure its always taken cared of (if some parts of it breaks, fix it right away, if you wait it gets worse and you will have to spend money all together) and the price of the flat goes up while you also collect rent at the same time.

Save and collect money little by little for future needs. Saving is not a difficult thing if you have strong intentions and are not lazy to make it happen.
Collecting money or saving is not an easy matter. Naturally, most people will be moved to spend the money they hold. There is a certain satisfaction when we succeed in spending money on our own hard work. Including a sense of pleasure because of having items that were successfully purchased.

Everyone has their own strategy of saving for long period of time.
Personally,  I would go for bitcoin investment  or gold investment.
It is also a form of saving.

It would also be wise to diversify your investments. I split mine 70:30 in favor of traditional investments like stocks, bonds and time deposits. Buying gold might not be a bad idea either since there is always demand for it and can be readily liquidated.

if you want more security then I recommend choosing a deposit at a bank, because in this way the risk will be smaller even if you have a small return too

Maybe you have to follow the way people who succeed by saving money in the long run. Note how they deposit the money carefully. Maybe giving a concern about your money will make you more economical.

Yeah I agree in your opinion, if you have more money try to invest in cryptocurrency and open a bank account so that if you gain profit in your investment you can put your profit in your bank account so that you can save for your future become successful and financially stable.

Long-term investments must choose safe coins, such as bitcoin, by opening a new account and you start investing, then you will be more calm facing price fluctuations, most importantly your heart will feel calm

For me if you want to save money you need to invest here on bitcoin to save money. While you are working in your campaign you can save money because you invest here on bitcoin. Also you need to deposit your money to bank to save money.

It is a great works! Thanks for sharing all of this good experiences and information to us I think it really helps everyone especially newcomers in cryptocurrency. Moreover for that in my own way about how to save money for long-term period I think holding (long term) is one of the most profitable method to earn money. Choosing a coins with a higher potential to grow and become most valuable cryptos will gives you a successful future.

In addition to all these factors, it also depends on how you spend and what you spend on. List in all the luxuries you spend on and sum up the amount of money you spend on them. Now add this amount and add it to the little savings you make every month and you will see the difference. The less you consume, the more you will save. This is the strategy I believe in.

Got some point. But still saving is not easy. Practically speaking it is better if you invest your momey, because if you invest it will just stay in a place but if you invested it your money will circulate in the market. In short it is better if you invested rathertsn to save money. Aside from that saving is not easy therefore it is much better to have your money that is earning income.

There are many ways to save money on a long period of time and if you want do it start it now. You can do investing which can able to make money and then just create bank account so that you put your to that. Furthermore, saving money is very hard but you need to be patience in order to save a lot of money and I suggest to start to save now so that you can a lot of money in the future.

for a novice investor suitable metals and real estate

It is very difficult to save when such prices.

to save money in the long run then you can use it by saving it in bitcoin and making it bitcoin, with bitcoin that has increased from year to year, it will make the price of bitcoin very expensive and you can get very much profit when the condition of bitcoin become very expensive.

if you save your money for the long term and do not do anything with the assets that you have, of course your assets will not increase while the needs of each year will always increase, I would suggest investing your funds to increase each year

Yeah! It is one thing to want to save money in a long term period and it is another thing to be prudent with your spending. So many times we have seen people waste money on irrelevant things and rather than using their youthful age to focus on how they can make things better for themselves, they just simply blow it off on things that would not bring any positive impact to them. As long as you have a focus, you have great plans and you know what you want to attain, be it investments or the likes, then saving will never be a problem.

You have to learn economically from now. Because it is very difficult to hold your money in the long run. Maybe give a schedule of how you use your money for the expenses you use.

If we want to get a better future then we have to make money continue to grow, as we know that annual inflation is around 8% and that makes our money less valuable if we keep it, and investment is the most appropriate choice to make money grow .

Many people who comment on my topic, do not read my arguments at all. And do not know what it's written about. I am writing about the preservation of funds from depreciation during the BEAR PERIOD in the bitokoin market. Of course, when the bull will begin and the currency will begin to grow, there is no longer any need to keep funds in black metal.
   The people write nonsense about the fact that you need to put money in the bank, that you need to cut unnecessary costs and so on. This all has nothing to do with the subject of  topic. The desire to put money in the bank to save the cost of their money - for me this is a sign of low intelligence.

Amazing. This is what expected from the result or conclusion of this article. If we really want to store anything then it is the Bitcoin itself. Well Gold and Silver could be another alternative but they are way too costly and very harmful in terms of security and safety of oneself if coughs an eye of theft or something. Storing your scraps (the metals which you listed up there) can be done and no one will ever put an eye on it but as this user said, the storage facility would take up huge space and instead of that bitcoin can be bought and stored in any number or units and you still have nothing to pay for the space.  :D

inflation rate differs in each country so it is much harder in my region because the inflation rate in my country is much more higher than yours. It becomes much challenging whe  their is such inflation rate and after 10 years the amount of funds you hold gets half of its value in the future. At such situation investing is always better and it gets us get a bugger and profitable life ahead.

Saving for long term demands an individual having a lot for a living and not dependent on the amount he saved.  Long term saving requires a lot and the earnings you get is higher after the overall investment.

Saving all money on investment is not a good idea because investment has risks. of course you don't want to lose all your money right? so use good financial management. save your money in a safe place like a bank or coldbox. You can also save your money in gold where you will avoid fiat inflation.

to be my opinion on a fiat money Do not save your money for a long time because the value of a fiat is now keeping it down every day, because of an inflation that has caused today's difficulty in living of the people, those who have been buying the economy have risen to heat the fiat currency continues to fall. what is important is that we need to invest in a crypto or just convert all the money but we know it's a bad idea and it is also the safest way of investing but you do not immediately earn money because most of the time is fallen but we just need to take care of what's happening right now because tomorrow will be the price increase.

I would go with the real estate sector even if it is not so liquid when it comes to the investment. On the other hand, the precious metal is my second choice to park the money. When it comes to the long-term, almost every sector suffer the losses but at a different rate. However, we haven't really experienced the behaviour of crypto in worst case scenario (it definitely had the corrections in the past but I am talking about the behaviour of it due to the external recession).

right, property and gold are safest investment means of course. but others i keep in the form of cryptocurrency, because it brings greater profits between both, even though it has a greater risk

Long-term savings can be achieved by setting long-term goals to save money for a long time. therefore I prefer to learn how to live a simple life and be grateful for what you have today. but how to save that I often use is by investing money to get results at one time, can also be stored in the form of goods such as gold because you can sell it anytime and the price will always increase gradually

you really need to sacrifice what you want in order for you to save money and those savings that you set aside due to sacrificing of what you want you better put it on investment there are lots of investment here and outside and in the future you can really see the result of your sacrifices because you can earn a good digits on it.

After this long reading what are the main objective about this?

You have asked how to save money for a long term period but seems like nothing concerns about cryptocurrency,i al a long term holder of bitcoin and some altcoins and tokens and I believe that crypto investments is the most  rightful way to save our money for how many years

If price are low then it is not good to leave your hope so instead of leaving our hope better invest more and get profit, try to gather money and invest it, save your bitcoin for long time if you see the price smaller, buying at red and selling at green is the best way of earning money for me this is great opportunity because prices are not too high but future is brighter.

1.metall does not have a hard fork
2. It is impossible to forget or lose a private key
3. He will never depreciate to zero, he will always have a practical application.
4.He will never have more technological competitors.
5. Black metal does not become obsolete
6. Black metal has no errors in the code, + it can not be hacked by hackers
6. It has no attack risk of 51% and all other attacks
7. He will never be banned by the government
etc///

Saving money mean you should list all things that you need (not you want) and buy all of them, never spent your money to something that you want, it will ruining your saving money, sadly some people often buying same thing when their old things still worth using. Investing your money is good method to save your money too, you can even gain money from it if carefully do it.

How to save money on a ling term period?  Well in my own opinion  if you have your half of your money just invest  in ICO or may be buy some token and hold it untill you can earn a good profit.

You always should save some money for yourself. It's the perfect time to invest when prices turn to red, but if you don't have money, you can't do anything.
It isn't true that invest all money in crypto. It just depends on drop of Bitcoin.

the way each person in storing it is certainly different, the problem is their style is also quite different. so in managing money is certainly different. there are such things and some are like that, sometimes we can't guess someone's settings. if in my opinion, personally in managing money we must be careful and resilient, for example, we should not do things that are not quality or things that are not useful, the problem is sometimes the money is unknowingly usable.

If you really want to save money. You live wiyh a simplier life. Don't buy what you want and buy only what you need for you daily life. And put away all your vices.

Saving money in a long term period is really a good plan for you to have something to use during that time but it's not just easy when you are not keeping it on the bank using the time deposit because you might really use it in times of emergencies. As to cryptocurrencies, it's also hard to hold on a long term period especially when the market is bleeding. All you need is not to watch the market's condition and never mind what's happening and just believe that the market will be fine again.

to secure the money you have in the long run, maybe you can just use cryptocurrency as one of your solutions because by saving money on cryptocurrency you can save it for as long as you can and there is also no monthly fee like a local bank, so it is more convenient and it is very safe to save your money for the long term.

In my opinion, investing in cryptocurrency for a long span os of a good idea for me. Even the market is down. I still have faith on it.

In my own opinion saving  in a long time period money it's  possible to happened  in order for you to achieve this you must always set your  mind between youre needs and wants but just to make it short  its better if you must invest in crypto because  the more you keep it the more it grow.

personally i am prefer to buy property or land.it is really give us less risk than other investment place such as forex, stock or crypto market.but we should invest on it with small amount.

Yeah the sacrifice is important for a big profit in the future if you really want to make that sacrifice then allocate the right funds, you can take funds from your pocket fun to add funds in investment, it can be a good additional capital and of course you can feel the benefits in the future, but I don't like that, use capital as needed according to your financial capabilities and your management

I personally cannot save money for a long period, so I ask for help from another person or third party to arrange it, third parties not only banks we can save our money managed by friend or family and set the main goal in saving money, as long as that goal cannot be realized then we are prohibited from taking or using the money for other purposes

For now the bitcoin is the best way to save your savings but the only difference in bank saving and bitcoin saving is in banks your money will devalue more while they will not pay you the desired amount of profit but on the other hand bitcoin will give more value to your original amount so i say that saving for long time is possible through this.

those who are capitalist they are making money through investment and in the present time the currency of our country is devaluing rapidly so if we keep funds at home then in short time the value will be half soon but through investment in a good project the value can be secured and the value can be double also.

I also prefer that idea. Land property just continue to rise each year goes by and it's the smartest decision that if anyone want a safe and guaranteed long term money. Bitcoin is also a good option but we need to accept that we can go broke at any moment because of its controversy.

That is actually a very huge risk to be taking by putting all your money into bitcoin. Sure, it could bring about a huge profit in the long run, but you also have to be wise and consider some of the risks involved as well.

My opinion is to look for good investments which also includes investing in bitcoin, but the essence of diversifying is to be able to spread risk and as long as you have the investment mindset, you know what you are saving for and saving long term will be easy to attain.

If you want to save money for long term period you should need to invest for your business and if your business become successful enough you can have your own bank account so that all your capital could put in the bank that could help you for the near future. It helps you a lot. someday. So, Today you need to save money for your own bank account..

Saving your money for the long term could be in two general things. Either you keep in under your mattres (which is much better than putting it in a bank) or investing it. The things you listed are great examples of investments but what i do suggest is invest money you are willing to lose.

Investment is aimed to receive profits. Once your money is invested, you should be ready for gains as well as loss. "Savings" is totally a different platform. Get your money into a savings account either as a fixed deposit. The interest will be based the tenuhugre you choose up. Better you invest in trading to see a good profit. The profit will be certainly huge compared the interest you will receive from your bank. Hence always go for crypto investment.

Right.Your savings will create a huge interest if you will invest it into cryptocurrency than just depositing it in banks.Crypto will surely grow its price in the future along with your investments too.So expect that if you can keep your faith in crypto investment,then surely you will be a millionaire in the future too.

If you want to save money long term, you have to make a list of what you need to do. Do not waste on unnecessary things. Plan ahead and have long period savings goals. Pay all of your def as soon as possible. Always think long-term.

If saving is what you want, then you will never have enough, all you will have is what you saved, I guess if that is what you want then you can be happy with what you are doing now, but if you want to earn big and be able to save more money, then you should take in consideration the word investing. Here, the possibility of a huge income is great, but it could also have some risk, the risk that you could lose whatever amount of investment you put in, so it is up to you if you wann play it safe or you wanna have the chance to hit it big.

i agree with you, you can make an investment if you can make a priority for your monthly expenditure, otherwise you won't be able to get the rest of your income to save for a long term investment

If you really want to save money in a long-term period of time all you need to do is make a bank account and invest your money there, and also another technique is to invest your money in cryptocurrency and wait until you earn money on your investment in this crypto world. ;D

I think if you really want to save a money on a long period of time, you must create a bank account and invest your money there so that the long period of time you invest the more profit you will earn, or invest in cryptocurrency.

Nowadays we have many options for making long term savings, provided you have enough income that you can save something from you income after meeting your expenses. There are so many options like real estate, precious metals like gold, share market, crypto market, etc. if you want cannot take the risks of daily fluctuations then you should open a bank account for long term savings. This will also make sure that your savings increase with time.

Bitcoin is the best way to save the money. You can store the money in hardware wallet and keep it safe. Once you will save for 2, 3 years and then check its value you will be surprised to see a very high rate and value of your storage.

You can save money at the same time have an income generating activity by investing your savings in a business. Or you can save your money on your own and put it in your bank account

Hopefully anyone can apply this theory, in a theory it looks easy. predictions like a sure thing. all need the right momentum to do good things. maybe some of us have good momentum, then cheer up ... on the other hand there are those who are trapped in critical condition. and what I hope is that no one is harmed for this.
good luck

,,,,

 ;D

if we dont and following an update from cryptocurrency market, we should holding shitcoins.maybe in two or three years we forget about coins thats we hodl.

Stupid idea,you are a cryptonians but making advice to save in bank?Are you lost and not intentionally wanted tp be here in crypto community thats why you gave that foolishness wordings?


Thats the sad reality because it is easy for us to make a thread and give good ideas but in real life it is impossible to apply,i am not saying that it cant be but so hard and only few can affod to do such

to invest in something that is slowly growing but surely going up

Wow that was long anyway as i internalize on your post i agree with you that it is better to have money but it should be invested on where it will be profiting over a period of time like real estate property or silver and gold. It is not ideal to.hold money for a long period of time because its value will be depreciate over a period of time and that will not look good in the near future as you hold it.

The german people are referring bitcoin as a savings mkre of them has this thought and i cam to know it using telegram channel. Anyway they are having a good point on bitcoin as this could be effective and profitable also so that is why they are doing like this. Im pretty sure that they are seeing this so worth it in savings.

just put aside all the information about your savings and make a reminder after a certain period

it is honestly difficult to give advice on this matter, but I would simply restrain from selling one or another coin, it's good that patience is enough for me

I appreciate your article about saving money.I think cryptocurrencies can also help you to save money.It can give you profit too.Since you're holding for long term so it will increase you money too.

Cryptocurrencies are better than banks.You can access your money anytime anywhere you don't need to stand in lines just one click and your payment in your hands.

In my opinion, saving money is very important for it is the future of our family. We can save money for long term if we have a good business and investment.

Did you copy and pasted this or you just made out time to write all this? This is very long to read and not everyone has that time lol… Try to make your post short for those who don’t really have time. There are ways you can contain your words and make it simple and also reducing it. And what’s your main point in all these, that we should start investing in black metal? 😐 OK that’s good, but know that’s not the only way to save money there are other means to save money too.

saving money in the long run is very easy to do if you don't need your assets to increase, you just have to save it in the bank, but if you want your assets to increase your food you can invest in crypto currency, but my advice do not invest all if you haven't handled the currency crypto

If you want to save money in the long term, you should plan ahead to do it wisely. Do not waste your money, Every penny you spend on things that do not need to come back is a co-you can't save for the future. Cancel monthly payments and anything else you no longer need. Jogging outdoors instead of paying for a gym membership card. You should have a certain spending plan: Make a list of scheduled expenditures before every week, every month. That way, you'll have to consider before spending an extra budget that you've set before. Investment is one of the most effective ways of investing, which is also a form of long-term savings. However, due to many risks, many people still can not comfortable when embarking on the stock market or real estate. Bank deposit is also a good option.

Yeah, better to learn more strategies and techniques so we can be able to avoid losing a lot in cryptocurrencies. But holding of assets can surely give us huge profit in the future.

First of all you need to keep your money then if you have exact money invest it on the entrepreneur then make it grow and if your money got grow invest it in another entrepreneur. Everytime your money is growing you should be a economical to make your money big and buy some business then grow it then all the money your getting, save it on your bank account. To save money for a long term period you should be a wise business man.

There is always that compelled force to HODL when it comes to cryptocurrency and normally for people who certainly have problems saving in the past, they usually just find themselves, succumbing to the market for capital gains in the long run.

I understand the OP with the whole black metal thing and sometimes that is the main idea behind investing on its own rather than leaving your money hanging. There are certain things you can do with money, which you'd be surprised at how they can bring in such a great value in the long run.

Actually, the thing with cryptocurrency is that it sets one mind to the idea that you are investing into the future and apparently, until you are able to profit enough from it, before you can even decide to opt out a little bit. That is the mindset virtually everyone has, most especially for those who are just joining the train. Yes, that kind of mentality can compel someone to save, but should naturally not be the only reason to save, as it could be in fiat or any other means, it only takes principle and dedication to do it.

How to save money in the long run, you can do it by saving money you have in the bank. Although interest rates are not a major consideration for most customers, fixed interest has an impact on the funds saved. Actually the benefits of flowers are not many. However, if you save for a long time and the funds saved from time to time get bigger, then the savings interest will provide significant benefits.

I personally save money by keeping them at the bank or with friends I really trust. I see it to be better saving at banks because I was once disappointed by a friend when o seriously needed money I am accumulating for a project.

Such a great topic you have here. Thanks for your advice. Hope I will have a chance to use it

we have different ways to save a money but for me it is better to keep it on the crypto market save it in a secured wallet and let it go with the flow of the price of bitcoin unlike in the bank yes it is safe but the interest rate is too low.

to save money on a long-term period, you should work hard and do not spend more than what you earn. It's all about attitude on how will you control yourself not to buy unnecessary things. it's also wise to invest money with high interest or invest it in a stable Stock or Company.

Price of all metals are formed by interested parties as well, it is more like a tradition, they don't have practical use and they can be actifically synthesised today as well...I think that crypto is better.

The easiest way to save money is by investing in viable projects. This saves your principal and increases it with interest. Investments are fixed assets, especially the one whose outcome is already predetermined. But while investing, have other source of sustainance

Agree. In addition we must be always practical in terms of profit assurance. What I mean is that make a business plan when you will do your investment for having profitable outcome. Taking long term investment plan is a wiseful idea of saving money in a right time, but it takes us time to wait especially with bullish market.

To save money for long term period without expecting ROI or make more profit form the money, Bank is definitely the best entity of financial service. As you said that it is probably a sign of low intelligence but many people do it. But if you mean that saving money for make more profit obviously Banks perhaps is not be the best decision.
Spending in lands, housing. golds or others properties are the very recommended.

Everyone of us have tried and attempted to save money, but not all have succeeded. Saving moeny becomes challenging for most pf the people because it is a matter of consistency. Saving money can only be successful if we are consistent about executing it. However, saving money on a long-term period is also one different thing since consistency with the ability to grow your savings is a must. Hence, investing it on a business or in a stock market is one. Engaging also in any legitimate income-generating work is also one. You can also invest on something that you think that the value will increase as the time goes by just like precious stones and metals in jewelries, land areas or lots, and of course, securing your savings in a bank.

If we are talking about just saving money here, well time deposit is the best though you will not expect  big ROI, because you did not invest but to just allow the bank to keep it. It is much better if you invest atleast you will gain.

You have a good point, if you really want to save money you can actually put it on your online wallet, exchanges or deposit it in your bank. Investing your money is a great idea it will make your money growth more aside of that the benefits you may actually get if you were thinking about the future outcomes.

For me the best way to save money on a long term period is every time you get your salary get the 10% of it and invest it in a stocks or in bitcoin. Every cut-off its good to save your 10% for investment. Even the market is on uptrend or downtrend it doesn't matter because your money will cost average it a month so when you at it after a long period you will see that your saved money has a lot more because of profit you get from the stocks or bitcoin you invest into. Don't just save, invest it in an investment instrument that you want and soon you will reap what you sow.

so you are saying that invest in black metal because it doesn't depreciates, can be used or can be stocked and the value stays, therefore investing in an asset that does not depreciates nor perish, or does not appraise its price even for a long period of storage, well, that is good, but isn't it better if your investments has a higher yield? i guess it all depends on each person, depending on how and where he invests, on what is best or suits your lifestyle, this topic has a deeper meaning though that investments have a variety that suits to every investors. 

I have my own strategy to save money for a long time period like managing it when it comes to spend it and also save it in the bank but for me is I save it and I will forget that I have money in the bank that's why I save it more and especially if I needed it I have another reservation for my money in investing.

each person have their own strategy to make their money growth.they can use it on investing portofolio or save it on bank.choosing investment portofolio need some research and observation in order to get best portofolio.

Saving is not an easy task in real life especially if you are not committed on that. Strategies like this is very effective because you will be able to save money without having any problem where to get your investment. Long term saving is good as long as you have goals but for me, I don't want to save my money in bank for long term because that money will be useless because of inflation, I will just invest it in stock market to accumulate more profit.

Time deposit sure is good option to save money, but i do consider investments as the way save money even though its a bit volatile, but still if you hold for long term then it turn out to be saving money.

Holding for long-term period can lose a lot of money, I think it doesn't belong to the form of savings. Savings aren't a venture capital investment because there are too many risks, you can say that crypto is the future and I think so but who knows?

I guess if you don't want a big increase, you have to save it in the bank. it's the only way to save in a safe way for a long time. Well, investing is really good, but it makes the risk even bigger.

now a days money are so important to have. there are so many ways to save money like  investing to earn profit in the future through banking, as well as to avail services including life insurance,  health care, loans etc.  saving money through bitcoins and cryptocurrency are the most popular way now a days  because technology are now so advance and even teenager uses this to earn and save money.

I agree with you, 10% of salary every month is not too heavy, and if invested in bitcoin I think in the coming year the value of bitcoin will increase.

To save money in the long run the best way is to keep it in the bank with savings book. But in order to save in the long run, the need for perseverance of the saver. Be determined not to use the savings to get a large enough amount to invest in the long run.

my recommendation is not to spend money on things you don't need, because it clutters up your time and space

i think frugality is not a good answer, but to save money in a long period of time, we can invest, so I do not recommend saving money in the bank, because it does not correspond to inflation that occurs

That is true and you must find out the place that you will hodl your money in, that is why in such cases crypto market is a good place, you could put money here and come back to your wallet after some long time.

I believe the best strategy for savings is just to be disciplined, have a long term goal, a time line to achieve those goals and work towards it. It will be hard for someone who really knows what he is working on for the greater good, to end up jeopardizing his or her future based on things that are not necessary at the moment. People tend to just want to live each day as it comes, without a single plan for the future and saving with such mindset will be close to impossible.

For me if you want to save money you just need to invest to any banks or here on bitcoin. In that way you can earn more money and also you can save if you manage your money correctly. You need to hold bitcoin also to have a earnings and save money for the future.

Saving money on a long-term period of time has several ways, but if you are asking how to have savings here in Bitcoin or crypto world for what I did actually, every time there is a profit I received whether it is from trading or bounty campaigns I automatic segregate the 15% on my earnings then place and keep it on my offline wallet like hardware wallet or cold wallet then hold it in a long term.

in my opinion, it's better to write, like for example we save money that we can take at any time, but have interest if we save a long time and a large enough amount.

To my opinion saving money is a great idea as we don't know when emergency comes up, that is why we need to save as much as possible, we don't need to see or encounter emergency before we will do something for our family that is why prevention is better, better to save now  before anything else.

I had also do that method but i end up spending my savings because of some emergency cases that arise.But i still want to save again for my future because there is no assurance that your body will always be fit, and you can't work anymore too because of the old age already.

Keeping our money on Gold or precious metal is good but not flexible. But if the purpose is to keep our asset for long term and store of value, i think we can considering Gold or others precious metal because its known for years

To save money on a long term period, you can choose to invest in the large cap coins on the market, thus the first 10 coins on the market. Any of the top 10 coins is more than capable of rising up on the market due to the large investor-support they've got. Those coins take on the rises gradually, hence are very good coins for long term keeping of money and making profits as well.

Long-term savings are more specific to finance our life's needs after we retire from all work because our age is old, it seems more suitable if we save in gold even if we start buying it in small quantities but for a long time it will also be a lot if we always buy regularly, the advantage of saving in the first gold form is the same gold value in all countries so we will be free with different inflation if we put our money in our bank will always be haunted by inflation, for example Venezuela a lot of money they all have no value all destroyed in inflation ...

for me personally if you want to save money for a long time, we must first set the goal.
if you have a lot of money keep your money for a long time to buy real estate because it is certain the price will continue to grow over time.

If you have some money which is actually extra of your use. This money should save for the future. Saving money in a long term period of time is also good if you have money to save every month for your savings but if how long you are saving if you can't save money regular then you cannot save more than expected. I suggest that you must set also a goal for saving money especially if you monthly income is almost exact with your daily needs especially for your family so we must know how to manage also our income/money/bitcoin eveey month for our savings.

Saving money for a long time may be more profitable if we do not save in the form of money, there are several interesting options to be our choice. For example, our first choice, our excess gold will be free from the threat of inflation that can destroy the country's currency, both properties in addition to their value. increasing from year to year our house can rent it to get additional results and, these three land can be ascertained the price always rises every year we can also plant trees that have a high selling value

Essentially, savings is the money left over after all your expenses. Thing of it as your income on your salary.  But if you're thinking of just saving your money over a lon period of time, that'll be a bad move. What i suggest is for you to make your money work for you like investments and such. This in turn will get you more income to reinvest.

I think there should be a plan as well regarding what you're going to do with the money. A lot of people are saving money because that's what most people do with their money anyway. They leave it somewhere "just in case" they need the money. This is the same people that end up spending their savings in order to buy an iPhone or something that's on sale. Not having a specific plan and simply saving will take you nowhere and you're actually lucky if the money actually goes somewhere worth it.

This is where introspection comes in. What do you really want to do? What are the things that you really need? Do you have a solid business plan that you want to execute someday? People don't reflect about their wants and needs as a person so they end up just living life the way it is without doing anything at all. They just work and go home, all just to save money for reasons unknown to them. And they always say that they don't have time for themselves which is really sad. You need to set aside some time in order to gain direction to where your life is going and where money will be used in order to push you forward in life.

The money which is not being spent is saved. This indirectly means if you want to save more money in the long run, you should reduce your expenditure and only then you can save big.

Another efficient way is to invest the little money you have in a good asset that so that the value of the asset will grow with the passage of time and hence the savings too. The money you do not need should be invested to do creative and profitable things rather than putting it in a bank just for a small percent of interest.

there are two ways to save your money, saving on a bank or invest to some assets but make sure the assets have good progress on the future

Either way, where we can actually save our money? Inflation is part of economy and whether we like it or not we can't avoid hence just deal with it. If we save up in banks then expect that the value depreciate in no time likewise if you wanna take some risk, then invest in bitcoin and see how it kills inflation.

Otherwise, save on top of your earning and not from what it's left. I have a friend that don't know how to save and all he knows is to spend everything for his wants, and now all the gadgets that he bought is now gone as he sold it for few bucks. Don't brag over the material things but be proud of yourself from learning how to save.

It is easy to save money but it is hard to earn money. When you have money and you a permanent income source, then saving money is easy. You can put extra money in your bank account or put in a place from where withdrawal is not easy. There are hundred ways to save money. The matter is how to earn money without or very small investment?

Saving money should never be challenging as long as you are principled, disciplined and know it is for your own benefit. The problem with most people is that they certainly do not know how to differentiate between need and wants, do not have any plan for the future, and really do not have an idea where they are headed, which makes it do easy for them to lavishly spend the way they please without any thought of the future. If you think of the future and have great plans for you and your family, savings will never be a problem.

There are two types of people who are trying to save money , some just save up , and others invest them and of course wiser are those who invest in different projects, therefore to increase their funds should be invested in different projects.

You can use bank or bitcoin investment for saving your money in long term, maybe using bank you can take deposit kinds for getting your money will be increase. But more offer and increase if you make your money become bitcoin investment.

For me saving is not hard, if you really want it to do. Saving is a hobby for me. Even though you paid a little money at least save 10 percent of it. If you can not save money then you need to goal it. Personally I can not save before but it became a hobby for me since I set my goal. All of us can achieve what we want if we will try our best to do it. If you want a long term savings then try to invest because it can grow.

If you know crypto investment in a long term, then it's better to invest your money to a promising crypto and hold it long term. In that way, your saving while waiting for your investment to grow bigger and bigger as time goes by.

Investing in basic assets, such as precious metals, shares or interest account in the bank will not bring good returns.

It is the best way, but it is not saving, it is investment and you can lose or earn with the up and down of the price. For me the best way to save money is committee between friends, relatives or neighbors. You will put some money every month and one person is responsible to collect money and give it to one person at the end of every month. The next month other and so on.

just keep it in the wallet we have and we always make sure that our monitor is safe, and we always open it in the hope that no hackers hack it.

well, it's a very simple thing to say, but it's hard to do. we know that our needs always come suddenly. You might be able to do that when you have a business to run. I am currently also trying to do that.

make it a habit to withdraw assets in a matter of percent every month, all must be managed regularly, making sure to take the smallest percentage and still maintain capital assets to continue trading.

save on trusted hardwallet for potential assets like bitcoin, these coins are very reactive with price increases every year. If you want crypto assets to be stable now, Tether is a good alternative.

Take care of the interests of assets with personal interests. However, there must be strong discipline to maintain everything.

Thats true, you also have to think about your future later dude, try to set aside always a few percent of the income you get each week in cold storage to store up to the future so that your future can be guaranteed, I also do that at least take 30% of my income for stored long term..

In my opinion putting money in crypto or in real estate is not saving but is investing. You can save money by making a routine budget for your expenses and strictly follow that program. When you a have a program of your income and expenditures, you will be able to save some money for your future. You can invest that money in crypto or in some regular business.

I agree with you sir. If you really want to save money on a very long period of time and you want to earn as well, it's better for you to invest it in a bank so that time goes by the money that you've invested is growing, like a land time goes by the price of the land is increasing.

If you want to save a money in a very long period of time you can invest in bankings or here in crypto so that while your investing your money you are gaining also as time goes by. Investing is a wise idea for you to earn or extra money without doing anything just invest it.

Business. Base it on your interests. I mean putting your money in banks is good, though it negates movement. And when difficult times happen, you may be forced to take that money out which means spending your savings.

Saving money for a long time is good because it will help you to fulfill all you needs and wants. Having a goal to save is a very good idea and I always save money so that I can money once there is an emergency. If you want to make more savings you should try to have some investments or job.

You can detect all the altcoins and icos that have been bottomed, invest in them and lose as long as you expect. But we are losing because of our ambitions. In this case, you never lose all of your money in the hands as long as the decline occurs, but your average will be lower.

The question is not where to invest, but how to save money. You can invest anywhere you want but the problem is that how to save money. When you have money you will invest it somewhere, but if you no extra money how can you invest? We should reduce our daily expenses and avoid unnecessary things which need money. We can save that money easily.

That is one strategy I have always used for myself right from the onset, and you will be surprised at how easy it is for you in the long run, and how valuable savings can be when you want to start executing some investment projects. Like you said, savings should always be an investment instrument, and this is the reason why those who have a specific target related to investment, savings usually is never a huge challenge.

by setting aside the free money we will be calm in facing the market. of course it has been fulfilled for that. with the right investment place like cryptos, then we will get a big profit later

You have created a good topic and nice ideas for someone whos looking for strategy,because these days specially the dumping season people are trying to find place where they can have assurance for their money while waiting for the cryptocurrencies to recover,

For me what i did to keep my money for long term,is building my own business and now since its about foods i am sure my money will grow in long term

There are several ways to save the right money which makes us able to build wealth and beat inflation. Investment can beat inflation and maintain the value of money we currently have. Even not just beating inflation, the investment returns have the potential to provide greater asset growth thus providing benefits to you in the future.

The latest way to save money and in the same time get the worth of your money raised is to invest it in an asset that is too good. Bitcoin is one of that and is used to save money in long run. Ultimately in the end, the worth of the coins owned is many times the initial worth of the coins. Similarly investing in assets that are solid like in the property or the structural investment is a good way to save money keeping the liquidity high.

I understood your point of view. You are actually worried about the precautionary demand for money. Well you can take care of that by putting a specific amount of money in your current account and can cash it anytime when you want. This is the best way to deal with the precautionary demand for money. Apportion a specific amount for meeting your daily needs and save the rest for future use.

I don't know if saving your money is a good thing. What i suggest is investing it for a long term stock. Crypto currency is a good start. Bitcoin and Ethereum are always the best starting points. Next would be stocks, though you will need alot of reading up to be successful. Lastly is precious metals and stones.

I will choose to save money by buying a number of gold. One time I needed money, I would sell the gold. I'm not too interested in saving money in a bank.

The only way to keep your investments in a long time is to get a secure wallet and keep them there. But it can sometimes be very difficult to accomplish this. Unfortunately, our needs can prevent us from doing this.

If you want to save money on a long-term period then have to do an investment in bitcoin. You can do both the things in one investment, means you can do savings as well as you can make a profit from it.

This is also what came to my mind. If you want to have a long term period of saving, putting your money into a bank is the best option to take. You should however be wise to where you will put as if you want your money to grow and be safe over a long period of time.

I agree on opening a bank account, the only problem is not all of us have a spare money to put on our savings account. Some of us are just barely scraping by everyday with our crappy jobs, so even if you want to save, the problem is there's nothing left to save.

In crypto, one of the best ways to saVe money especially during bear market seasons is to tether the amount you wish to save. The USDT is a coin which almost does not see any increase or decrease in price irrespective of the market situation.

If we want to keep our money in long periode, its need store of value. Some people store it on gold and some millenial store it on bitcoin. If we store our assets in cryptocurrency, we have a chance to grow our asset because crypto price will rising if mass adoption happen

Thanks for your great topic.I think I already gained some experience for my next long term investment

Saving money in a long term period is a good investment also because it accumulates interest and the value you acquired in an asset accelrates. You can do it if you have excess cash.

One of the best way to save money is through investing but by just doing investment you need be patient. Creating bank account to keep your money safe is also a good idea. However, if you really want to save more money for a long period of time you should try to do trading and investing.

Soooo, what is black metal?

Is it a cryptocurrency? If so, what makes it better than bitcoin. I'm not knocking your idea, it's just hat you've used a lot of words to not say much. You've left out some very important details!

For me, Bitcoin is also the number one choice. It is the only one cryptocurrency that can stay the leader of the market for many years. The alts' prices depend on it.

Investment wise, bitcoin still dominating this market and if you wish to hold for long term goals this crypto currency can bring you good outcome
as in the future value will grow and if you just buy it and hold it for now then it will give you good profits, looking from its last ath this coin still
have the big potential to try reaching much higher height in the long run, meaning that if you start saving it by now the amount that can be
provided to you is more than triple.

Savings is one of good strategy to develop good financial management especially in money. When we save more we could probably get more, but how we could save more? if we have a little bit income getting everyday.

However if we want go for long term of investment we need to have a lot of hardworks and patient's to get more in near future.

Invest. is a way to make our money grow and avoid inflation, gold. property and also digital assets will give us an advantage. to be able to maintain our wealth from inflation

I think there are a lot of people who make a lot of money on this forum and there are a lot of people who do not know how to use the money properly. So, this is a perfect post and you should read it once. It seems that when we make a lot of money, we use them more and more, though not necessarily. I only recommend that if you have money, invest something that will help you make more money. Or the simplest way is to swap them to something of equal value such as gold, silver, gems or anything.

Your post is good and i appreciate. I think your topic can be help those people who want to invest long term with bitcoin or any other crypto currnecy.

I agree with your post and I also appreciate it, I think it gonna help people a lot in saving their money just doing that strategy to invest in some Crypto that grow for a long term holding. And I think it probably give them a great  amount of earnings of profit.

You should involve ETh and other crypto currency to since crypto currencies are the best source of make money special for long term period investment.

Saving money for a long time is better in bitcoin. Buy it at a low price, then keep it in a safe place on a flashdisc wallet with complicated passwords outside the internet network so that hackers cannot reach your wallet. Let Bitcoin be a treasure that will be opened later when prices have soared.

Save money on ling term period you can save by holding some altcoin have good potential price at the future, maybe I can give you suggestion to hold and save ethereum or maybe you can invest your money at ripple coin.

For me coz im a trader if i invest a little in some token or any alt coins then i got a profit of 10% percent or up . I put the half profit in my wallet in the half is find another token(project) that has potential to profit. But if you lucky in gambling try your luck and if you win double your balance then save it for the future.

How to save mine in a longterm . for me i invest 10-15% of my coins and the other I will withdraw it and save it to my savings because we didn't know if the market will dump or pump .

To save money on a long-term period, you should make a solid investment. Investment in crypto has a lot of potential. Even during a bearish trend, don't hurry to sell crypto. This is just the phase of corrections which is perfect for holding. Invest now and get profits when the market finally stabilizes.

Yes probably it is a good way. But we can say that investment is far from saving. If you invest you wanted your koney to be generated. And if you save you just wanted to set aside a money then if you need it, you will have it. But then it would be effective that if you invest and save at the same time.

It is very hard to save money because we need to have discipline in ourselves and its very hard to do that. Saving is not easy also because we need to sacrifice things like we stop doing the things we used to do and we need to cut off the things are very costly to us. Sacrificing is difficult to do but if you want to save more you need to do this.

So its metal all over again I guess. Yes off course metals are the best investment to this date and in that we know very well that Gold, Silver, Platinum etc. Now I believe that with the time these metals are getting rare metals as well and thus getting more valuable to date. This year is big boom for the Gold and collectors of it are already enjoying like 6-7% hikes in the gold.
However with the time, there are more options now, like real estate where lands are getting more attention now and they should be invested very often we have enough money.

I don't think that black metals are good for saving money in a long-term period. Their storage and security costs are too high to save near that value over time.
I think they are good materials only if you want use them in infrastructure, otherwise they will taking space in storeroom without point.

I would save a minimum of 20% percent of your income for a rainy day fund. Aim to have 3 months worth of expenses saved up incase anything were to happen. As for retirement, it would depend on how many years you have left before you want to retire.

Oh, I have some other vision of the situation. As soon as I believe that the cryptocurrencies will live for long. I am going to invest in the most promising alts and wait for their growth for 1-3 years.

you just need to create an investment and keep the funds intact, and try to extract them exclusively in other ways or live on interest

You can fix your weekly expenses to save money. Fixing a weekly spend will help you avoid spending too much on your budget, and you'll be able to balance your budget right next week if you miss too much this week. This is the best way to save money so you do not affect your monthly savings and help you avoid debt problems due to excessive spending. And you should Limit, give up bad habits. Smoking, drinking, beer, or fun bar, shopping, ... are the things that often cost you a small amount. Try to give up to make better use of money, save money, and better protect your health.

when you make a long-term investment you must prepare your patience and also your mentality because imagine if your case goes in and invests when the price of bitcoin is $20k and currently the price of bitcoin is $6k, I am sure you will feel very depressed because you have lost so far when you invest you have to wait for the right moment when prices start falling, don't invest when prices are high.

I remember a rule 60/20/20 . But it depends on your MONTHLY INCOME. With 60% of it you can cover your needs. Try to save 20% in your bank account and with the next twenty percent invest in not so risky assets such as gold, silver etc.

just wait. and follow. invest in the right place. know the technical details to believe the future promises.
I think they are the basic rules.
personal preferences.

personally i am prefer to invest my money on real eatate or property.although its need much money enough, but its return could reach 20% in a year with less risk.i think no investment platform did like property.

real investment, like land is needed to be a counterweight before we invest in crypto. in the psychological sense. real property investment and definitely profit, so we will be more calm to hold in the long term in investing in crypto

Yes, it's one of the things that really needs attention. Patience will determine whether we can deal with all the conditions and situations that exist. Basically a long-term investment must definitely go through various difficult things. Now this is the reason why patience and emotional control can determine different outcomes. When we are more patient, we can think about being able to reach and make the best decisions.

by buying land as our investment portofolio, our emotion mental and psychology would not disturbed.its really give us comfortable.

Investing is not the same as saving, do not confuse the two, saving is done in a currency that is more stable and that does not change its value very rapidly like fiat, investment is done in order to multiply the money that you currently have, bitcoin is a very good example of an investment, however you cannot really invest until you save which is why many people around the world do not have any investments since they do not save.

Only with impeccable and constant adherence to your trading strategy can you stay in profit for a long time.

I think to save money in the long run and also to get a profit is by investing, but in investing has a risk and with that you have to choose a solid investment. And another option, if you feel afraid of the risk, you can keep it in the bank.

gold is still the best asset at this time with passive value growth. I allocate less than half of my savings for living needs, the rest I set for the purchase of increasingly scarce assets, including gold, land and housing. Because I am also still active as a trader, crypto active asset allocation is also quite large, I still have to balance between savings, active stock and assets as much as possible because everything is very potential in accordance with existing needs.

Gold is a very safe choice when it comes to investing the problem is that the price of gold can be undervalued for decades and you could see no benefits out of it and you could get desperate and eventually sell your gold for a very bad price, and since people are unable to hold their bitcoin for months I have problems imagining that many people can hold gold for decades.

Not all people can save money it was very hard to save money specially if your money is enough for your daily lives I mean the salary you have is enough on it, how to save the money if you are came from not a wealthy family? Some of them even if they do part time job in the end they can't save a single penny, they always say that if you want to do something you can do it, you must save just like a little money to buy bitcoin and hold it for a long term what if someday you will became a millionaire because of that saving a little.

to be able to save money in the long run at this time you do not have to bother anymore because there is a cryptocurrency you can save it there and can generate profits when the cryptocurrency price rises.

Saving money on a long-term period needs a very strong mind to dominate your emotions whenever you see a price drop or price hike. Once you got distracted by these movements, you will eventually lose your focus and you will sell your crypto either at a losing price or just a normal price.

Saving money is very difficult for some people because it requires the sacrifice of giving away what you have for a future cause. It has become more profitable to save with an investment as they yield interest yet very difficult to locate and choose the right portfolio. One of the best crypto investment is to invest in any of the large cap coins especially the first 10 coins on the market because they have already gained much roots.

Lucky for you, you are already able to do that. I am still having a hard time budgeting my income because of a mountain of expenses but I intend to just continue what I am doing because I am hopeful that my hard work will pay off in the future.

I believe that if you want to make progress with your financial condition then you should have multiple sources of income so that you have an alternative in case you will lose one of it or if it is not doing well. Investing in those investment vehicles that lets you earn passive income is the best way for it.

actually to save money for a long period of time you can save it in the bank, but you will be charged an administration fee every month and of course that will keep your balance down, but if you want to make the money you save for a long period of time you can try to invest in gold, silver or in the stock market there you can try to benefit from the money you save, and if you want to try something more you can invest the money you have in crypto currencies, you can try to buy currency crypto, the price is still cheap, then wait a while then you will get a pretty good profit

save money and buy things only from need, use money wisely avoid superfluous spending, invest what you can lose, and good luck!

We can really save in crypto since we will feel guilt spending not especially when the price of our holdings is too far from its price before,we will sure find ways to earn in other stuff even we have savings.

All cannot be cryptocurrency. gold and property are also very good as an initial investment. indeed now we are getting more profit from cryptocurrency but of course we also have to be careful in investing too

i am agree with real estate investment , its more secure and  has less risk if we compared with another investment platform.

True, investing is very risky and before you enter investing you need to consider the hardships, downs and tears behind the good side of it. You must be patient enough to wait and ofcourse you need to believe in your self and to your coin.

I really agree with what you convey our future depends on our own how to manage our assets or savings that we get from profits in investing with crypto currencies

Really its so difficult to save money , I worked in a privet company they pay me monthly basis . They act like they are resist me to find the new job and not pay in regular basis . So it is so difficult to serve with this salary and i don't have left  anything to save . But we have great chance of here in crypto i think.If  i able to earn much it will help us so to save a few gradually.

Many ways to save money, but lately i discovered to invest with bitcoin. That is the best way to save money, because your money gain big profitss someday.

For me to choose to save money in the long run by investing in bitcoin, investing in bitcoin not only can I save money but the money I save will grow, and it will be an option for profit that interests me.

i think bitcoin did not best investment for us.although it could give huge profit in short time, but we also could suffering our money.it has bigger risk if compare to another investment.

Hodlers are very patients guys. When they deal with the long-term trading, they do not sell their cryptocurrencies for years. I do not think that too many people can do it.

The best option for saving money for long term in my view is to invest in property, because property will never lose money and with the passage of time the value of your property will increase. If you put your money in bank, you will spend it after some time because of easy access. If you invest in crypto, it is also usable and not good for long term savings.

If you are investor then you can invest your money in those projects where the return is good and if they are for long term then it is less risky projects while you can also go for banks there you can keep your money in fixed deposit account and they will pay you regular profit on that but the rate is very low there and this is due to the fact that risk is minimum there so the return on that will be less as compared to other projects stocks are good but there individual can not grow only big investors can enjoy the profit.

Still, most of the people choose traditional banks to save their money. Gold is also a very good choice but you need to store it in the safest place (banks also). Rich people deal with antic things and make big money on this stuff.

Like most things in life there is not really a mystery about how to save money in the short or long term, what people lack is the discipline to do it, they see all that money they have saved doing nothing for them and then they imagine all the stuff they could buy with it, and if you add that the current generations do not seem to have any patience then it is not really surprising why no one saves anymore.

Investing in a long term period is a good way of handling money and to prolong its life, also investing it in a good coin or assets will be a good decision also,  Minimum risk is by spreading your risk of investments to avoid critical risk in your funds, Choosing a right decision is a good thinking for saving your money in the future.

I can observe that majority of their thoughts is to put your savings in a bank and to use it for later. Pardon my opinion, but for me, this is a wrong concept. why? banks nowadays is not as fruitful as the olden days. Your money invested in them will actually be subject to a lot of taxes including withholding tax. The interes you earn from saving to that bank will be just to pay for the taxes. Okay, granted there are time deposits, back in time, time deposits are a thing because they offer double your money, but now, it is not. interest is very low.
So, what I am saying is this, if you want to have that long term savings, the best choice will e to invest it in a blue chip stock. that way, you are assured.

The primary way to save money that is suggested by the policy makers and the economists is to reduce the consumption. Minimize the imports that cost you more than you actually can afford. Such imports hinder your ability to save more in the long term. Besides, the more you produce, the more you would be able to earn and hence save.

There are lots of ways you can actually get your current account surplus. Long term investment in potential coins in the crypto market is the second name of getting your money replicated and the growth is often more that what is normally been paid in the bank.

The question is not how much you can save; the question is how you can save your money. It is good question and I think very important too, because the expenses are increasing day by day and we will have to do something for our retirement. It is a fact that after retirement only two things work, “YOU OR YOUR MONEY”. If your health doesn’t allow you to work then you will need money for survival.

Yes, only few of them really save their profit. most of them want to spend it buying all the things they want. For me, maybe thinking or more ways how to save it can help us.

If you want to save your money for long term i think that you should buy gold and Dollar now a days because in our country these are interesting and profitable for making money and i hope that there are so many other platforms are available for holding long term like now the crypto world is profitable and it is the best saving option here for crypto community.

And think broadly, after saving what are you going to do with your money? you are saving on a long term period but its value will decrease due to inflation. If something happens like what everyone is discussing now which is an economic crisis on 2019 then the money you save will have lower value. Yes, it is about the discipline and saving is connected to investing so while you are continuously saving your money, don't just let it go to the bank, look for some place where you can invest it like crypto's.

Well saving and growing your money are two quitr different things though. If it's just for the sake of saving and not touching your money for the long term, putting it in a bank is more likely a better option. Investing it of course in something is better but you'll have to move your money more that way.

If your income is too low then it is true that saving money can be a challenge but if you have any hope of making more money than the money that you are making then you need save and if that means getting a second job and saving for years then that is what you need to do, after all saving is nothing more than to accumulate money just in case you need it in the future, so if you want to improve your life then you need to be willing to be uncomfortable for some time.

If you mean real estate, you must understand that this is not for everybody. Private property investments need too much money. Gold and Bitcoin are OK as for me.

I think the best thing to do in saving your money is to invest in a currency the foresaw their success is investing it in a long term currency and I think it is a good way of keeping it while making a profit in that way you can also manage your badget in anything just like how you invest it in some currency.

I would like to save my money on real state asset which could bring profit for long term also. Land is the best because you can make an establishment on it offer for rent. Think it is much better than putting all in banks because it just increase for small interest even e long time. You have to make it grow and usable. That is my goal, to have a passive income from that and save for future.

As in the above quote, real estate or property is a best pick to save money for a longer time period. Here only thing that need to be considered before investing is the location or the locality of the land or property. This will let you have the calculation of its value after years. Same time there are properties that goes worthless after years when there is no development and other accessibilities.

Agree. actually there are no special secrets for long-term savings. all you have to do is discipline with the initial goal. if you really intend to save long term then don't think about spending or thinking that saving the long term is useless. just be disciplined. you will feel the effects in the next few years

Yes, for saving money on a long-term period, we must prevent from using that money and only saving more and more money. People have a different method of saving money, especially for a short-term and long-term. Maybe people out there prefer to save their money in gold, and people in cryptocurrency prefer to save their money in crypto. But I think, we can do both the same for saving money, in cryptocurrency and gold because this will gives us a big profit and we can cash out the investment.

When it comes to long-term money storage, and the more cryptocurrencies, it is more complicated, but fully workable. This is the advantage of blockchain-based accounts - the easiest solution is to pass a private address to two persons, but when it comes to a private key, split it into two halves - more or less as it is done with a split of half a banknote, Half does not mean anything, but the whole thing is key. Always one half have to have your lawyer ;)

This is really a problem. Many people do not think about what you need to save and save not tomorrow or the day after tomorrow but today. The best way to save money is to debug 20% of any income.I do so and the result is.To increase the effect of 10% of the deferred amount I spend on investments in cryptocurrency.It seems to me to put my money into gold is no longer fashionable. If I have the opportunity to choose between gold and real estate, I will choose real estate.

Saving money for long term is good but itsto much hard to save in your home. Because no one know when you need the money also we should not save our money in banks too because they applied tax when you withdraw it and apply some charges.

right, investing is one of the best ways to save money, saving money in a bank can also be a solution, but in my experience, if our money is kept in a bank, we will be easy to use and easily run out.
besides, if we use money to invest, we will benefit from the money.

I prefer to invest with Bitcoin as long-term investment than invest in Bank, because its price Bitcoin
was certainly will increase dramatically in the future. Now is a good moment to buy Bitcoin and keep hold it for long term.

agree on you guys , investing in bitcoin or in any other cryptos is more better than in banks because we can be sure that our money is safe due to the  fact that cryptos and blockchain is not controlled by any authorities not unlike banks that it is controlled by government .

our money is at risk on banks because they can use it on risky investments and if ever they will be bankupt you cannot expect that you will be refunded by them .

but we cannot save if we already invested our money in  cryptos  . we can only save money if we hold it on our own hands .

A lot of investors are saying this, this is the right time to buy more and hold more as bitcoin will be a good investment on a long term period. I have a strong feeling that we will get a good future from bitcoin investments.

Just saving money is not enough as rising inflation may mean that you eventually lose money in the long run. Explore ways to invest your savings as per the risk you are willing to take. You can explore debt funds or bank fixed deposits if you're looking for safer investments. On the other hand, if you are willing to take risk, you can try equity investments through stocks. A Mutual Fund SIP is a mid-way route offering higher rewards at moderate risk.
I started to invest in online stores five years ago, now I am pretty satisfied with it. The most difficult part was to find a reliable webhosting provider. I got it! You can choose https://zomro.net/ (https://zomro.net/) hosting services for your needs, They do provide SSD ans stable services on reasonable prices with quick support to your queries. Have a look on the site for more information and ongoing offers
Saving money is all about looking closely into your living habits and finding ways to simplify your life.

Thanks for reading.

I think whatever the method is. Whether saving in gold or on cryptocurrency. the key is only one. which is to remain disciplined to keep saving more and more money. with that of course your money will continue to grow. it would be better if you have managed finance also. where is the money for your daily needs (short term) and where is the money to save long term

What about saving your money in bitcoins ?you'll gain some profit after some months especially for long term.

what do you mean to save money in what kind of money, if we keep the fiat currency and invest in the bank and it is not possible to save crypto currency in the bank all depends on our wisdom in choosing a place to save your money

I hope it is good to save them in the same coin what you purchased because if you convert them to other coins definitely the price may decrease suddenly. So it is always good to save them what you invested in the first time, once the market is start recovering their prices will start recovering.

every market could give us profit as long as we know to trading in order to generate profit.and also our knowledge managing risk was an obligation for us.so whatever crypto, commodity or stock could be profitable and dangerous for us depend on our own.

different from me, investing in several coins that have a bright future, according to personal analysis, is better than investing in just one coin. of course this way to anticipate risk

I think the best way that I learn in Crypto to save my money in a long time period is to invest it in some trusted Crypto's that will make it also grow and I think it is the safest way to do with our money than putting it in a bank that will make some interest from it.

and the questions is how we could find this projects.we often see many fake ico appear in cryptocurrency market.and this market did not become safe place again for investors.

For me gold and bank saving is useless because it never gives us satisfactory profit, I have never seen anyone getting profit from gold or holding money in banks more than they can get from investing bitcoin, for me it is good to invest our money in bitcoin because the price and value use to change even our life can be changed after getting profit for holding our bitcoin investment.

To me I think that the best way to save your money for long term is to invest it in bitcoin or in some other low priced crypto currency where you think that in future their price will increase too much. I hope that through this way you can not only save your money but can also get a good profit from there.

before we become investo in cryptocurrency market, we should have to learn about it.doing research and observation about good project was obligation for us to get our succes from this market.

That is right, it is really hard to save your money especially when you are already a parent, maybe a father or a mother of a family. Instead of you are the only one using the money, you are ought to use that for your family.

That is the responsibility of the parents, they should take care of their family. But that is really great if you will be able to do that. Children usually have some emergencies like having some accidents, hope it don't really happen or something you need to pay immediately. In that cases if you have savings, you will be able to pay them using your savings.

Well in my own opinion it is not easy to save money it's because of our daily needs and that's why a lot of people even if they have already a job it is not actually enough, our needs are getting expensive from time to time and we need to work hard in order to buy and as what you have said there will be nothing left to save.

I agree to you. If you really want to save money for a long period of time I suggest that open a bank account and store there the money you want to save. Then do not spend it on the thongs that do not really matter at all. Be wise in spending it all the time. And if ever you want to your save money to grow then maybe youcan try joining some investments.

Investing is different from saving, but if you wanted to save money then create a bank account or have some safe in your house and such. But then it is more suggested to invest. Because it may be risky but if you are smrt enough to analyze the market you will gain profit even in a short period of time.

Opening a bank account is a good way, but banks always have problems, we send too much money, it is also a scary thing, and so I usually split into two parts, one to send the bank and one to my wife. And I can guarantee women are a very good place to send money, even though I'm not profitable but safe and not allow withdrawal is extremely good, I can assert that I am forced to manage reasonable spending because my wife never gives me money back, if I do not use a reasonable salary, I may be hungry

There are many ways to save your money over a long period of time. You can save and deposit at banks, buy long-term bonds. Or there is a way you can save money and make a profit. Buy a coin worth waiting for high prices.

deposit our money in the bank most secure ways to save our money.but it did not give us high interest or yield.maybe other product or investment portofolio could give us huge return.

I know a lot of ways to save money but I only agree with you at buying real estate. Antiques and black metal are one of the hardest to recognize as good or bad. We need to learn a lot about that. Instead, we can buy real estate or buy bonds. That is the best choice for me.

Never keep big sums of money at home. It is too risky. Still, traditional banks can do it better for you. Additionally, you can invest in the best cryptocurrencies like Bitoin.

It is interesting that when you reread dozens of smart articles about how to save your money, you still act in reality the way you want and learn from your mistakes. I have to say, that you can read a lot and know about diversification and so on, but in practice most do not follow these rules.

All method is not for all the people. It is not possible for anyone to maintain all the method to save money. But it is really true that one can save his money by buying digital coins which have enough potential. It will be holding on your account safely.

I think to save money in the long-term period is very easy, You only have to maintain your assets and not sell them at cheap prices, patience is needed in this matter because doubt certainly exists when looking at prices that are very fast changing.

Saving for long time period is not always very effective it depends upon the changes of your investment so my opinion is Use your experience with some intelligence it will the only way to get more profit than ever.

On the contrary, I believe that investing in ferrous metal is not difficult. You just need to have a garage. As for antiques, you are right. In general, I believe that people exaggerate the difficulty in investing in anything. It's not as hard as it seems. It is better than keeping money in a bank. Do not keep money in the bank, you slowly lose it)

You must also create a book where you write the savings each month and always set aside a fixed amount of money from your salary first as it ensures that you have money for investments as what many people do is that they think about saving money but first they like to spend their hard earned money but when they are done with spending they realize that they don't have money left for saving so they remain poor and without any savings crushed under debt. So you should always consider setting aside the money for investments first and then should spend the rest of your money.

It is better to diversify one's investment and savings. For investment one may choose in banks, stocks or in cryptocurrency. One just have to choose wisely where to invest one's money as each points for investment has pros and cons.

banks are the best place at the moment, at least fiat still tends to be stable and reliable for passif assets. But I prefer to divide it into assets and allocations are broken down again for passive assets like gold and active assets in crypto trading.

My assumption is that you should not feel comfortable with the same situation because fluctuations continue to grow, if you experience the worst possibility there is nothing more to be proud of because you only save without thinking about business aspects.

I don't trust banks for long term investments, yes it is safe however your money will be sleeping, it's better to build your own business and manage it well at least it is for long term

If we keep our money in the banks, our asset value decrease because inflation. Its safe keeping our money in banks but the value decreased and the interest is too low compare with other investment. Its true, rather than keeping our money in the banks, better building our own bussiness or we investing it on others investment instrument like property, gold or stocks or cryptocurrency

Save your money in your wife has a risk too. What if your wife cheats on you (or divorce)? To save money in long term, i think gold is the best choice as it has less volatility and will be useful to keep your money value in case your country's currency keeps falling.

We have to realize that money is not easy to find, we must learn to value and respect our earnings. Avoid wasting your money and avoid impulsiveness. Set priorities and plan ahead of saving goals. Other ways of saving money on a long-term period is to invest and build own business, but don't be too quick to decide, it needs proper planning and preparation. It's also very important that we know what we are dealing with, make it a habit to think long-term, and value the essence of self-discipline.

If you follow this link, you will see a graph of gold prices from 2000 to 2018. You will see that gold rose from a price of $ 300 in 2000 to $ 1,900 at the end of 2012. Then the price dropped to $ 1100 - $ 1,300 and now fluctuates in this range. Do you think this is low volatility? If you bought gold at the end of 2012, then you would have incurred significant losses

that's a better idea. But in the meantime it is hard to assemble, you really need to earn at least just for the usual expenses. because there are so many expenses we can buy for ourselves and for the family, for me there is only one way to save money on bitcoin. especially now with no value the crypto needs to be just supposedly first and by holding a bitcoin coin we can accumulate huge amounts, that's how the way to save money by the time comes up the crypto value and We have huge savings in our wallet. for our future.

If u want save your cash value - better to buy "things" - like cars, gold, houses, - things which will never loose its value and always people will need them   :-[  Only things that have real value will have that value in the future

I think that if you want to save money you must first have a stable income. When the money you make is greater than the minimum spend, then you are beginning to think about saving it.

If you have a business that is already running better, invest in property because basically the value of property will increase every year, if you do not have a business that runs better to start your business and develop it so that your business will progress.

How to save money for a long period of time can only be an investment. However, investment must have the right plan and method.

Gold is good but i think we should save money in bitcoin. Bitcoin has still got a lot of potential and i clearly see it will hit its all time high of 20K again. So if we hold it now, this will mean 3x profit in the near future.

Investing on the money on what we have is a better choice. In order for us to earn money for a long term period is to invest but we have to choose the best. That is right, investing in property is one of a good choice to comsider as this will also cater to save money.

Most people have very short term vision, they only look at the near future like what they are going to do in the next day or week, this is why when you are in school teachers are encouraged to ask their students how they see their lives in the next 5 or 10 years to make their students focus not only in the reality they see in front of them but in the future they want to forge for themselves.

There are different mindsets of saving. Some prefer to make long run and they are interested not to touch that reserve again for so long time. Some prefer for a long run investment too but they usually continue making changes in that investment card. They utilize it for different schemes. Hence things are there for you and it is your strategy that will define how you will behave to different scenarios.

Your idea is very interesting. The best way to save money is to invest in valuable things that won’t be depreciated in time. And during the long bearish crypto market, such investments and passive income may close the gaps in your funds. I think keeping fiats is the riskiest way because inflation can reach even USD. If the market remains the same till the end of the year, your idea can become popular. 

For long term period, why don't you choose  cryptocurrency to invest. You can do some research about crypto world and invest in it. I think cryptocurrency has great potential to develop in the future. Good luck to you.

I can save my money if we have a good job. Saving money is important because it affects our lives in the future. It also needs to be strategic if it is not very difficult to save. I spend 10% of my salary to save and invest.

property and real eastate investment more secure from loss.or even no risk in this investment.year by year its price growth more 20 percent.and become more expensive when available land limited.

there are many ways to secure the money you have for the long term, one of which you can save in cryptocurrency or bitcoin, you can save in the form of bitcoin and the money you have will be safe and can grow because the price of bitcoin always experiences price increases and can provide profit for you.

If you want to save money for a long term period. Do invest and hold for a long time. That will makes sense if you really want a long term period. You can avoid too much investment on a short term, I preferred a long term investment too. As time goes by, your money earn. You just have to set aside the process and it will ensure your life soon in the time you needed it the most.

Investing is good; saving is good. These are two different entities, but are both good. Choosing one over the other shows lack of good sense at all. And yeah, you're right. You shouldn't put all your eggs in one basket, especially if you are just making both ends meet always. If you can make your one hand work for 24 hours and your other hand work for 48 hours, then do it. What I mean is you can earn by working and at the same time, you can also earn by making you money work for you also by investing on which is in-demand nowadays. If the market is bearish, then go and find other things to do or to invest in. Just make sure it's of essential value and is worth it.

For me investments are the best form of strategy saving but need to pick the appropriate type of investing field for your needs and wrong one will get you to lose everything in no time and for the people who wants to save their profit. The crypto currency is also best investment but comes with risk too so just understand what is crypto before investing can keep you away from serious loss and prevent any further damage in investing.

Very agree, because if you save your money in the bank, I'm afraid the value of your money will decline due to the inflation factor owned by the fiat currency. if you want to keep the value of your money, then save it to commodities that have stable rates like gold, real estate, but I don't think the car has a stable value.

save money with a very long period of time maybe you can use a local bank that has very high trust or also maybe you can invest and put the money you have in cryptocurrency, many choices to save money and that depends on your choice.

For you to save money in a long period of time, better to invest your money on some banks so that you can assure that your money can grow as well you can save money because you invest it. You can also invest on some projects or icos here in crypto so that you can save money and earn as well.

Saving money is pretty simple you just need to create a bank account to store all your assets but the question is does that satisfy you ? or do you want to make profit while holding your money ? The answer is to invest in trading and start trading into crypto currencies where the volatility can make you fortunes.

Saving money in a bank account is not actually a saving because your money gradually gets depleted over time and the rate of interest given by the banks are much less than the value of money got depleted so investing is the best way to save money but most of the investment don't have any guaranteed return that is why people look for banks only so if someone really want to save hard earned money research deep and invest on something which has growth.

well, if you want a safe investment for long term, creating a bank account is a good choice. But for me, i will choose bitcoin instead. Buying bitcoin and holding for long term, it would help create more beneficial than bank.

well, thinking about it is so simple, but when your needs become bigger, it is very difficult to control. in this case, you have to have a target, and of course you also have to be economical in any case, so you can hold back money, or assets you have in the long run.

Bingo, I've watched my friends who don't exactly make a considerable amount - who complain about the amount they make - then go and spend $200 on a jacket.

Look at the most wealthy people of the world and you'll note they aren't exactly wearing crazy expensive items (Bill Gates, Warren Buffet, etc)

As for saving money, just cut out a percentage of your paycheck. Collect pocket change and throw it into a jar, when it becomes large enough, invest it. Basically finding ways to set a portion of your income aside is the most important objective.

It will depend on what to hold some coins didn't deserve holding too much having some balance on our spending and saving is the key to really have a investment.

Buy and store ordinary metal
Buy and store ordinary metal. In Russian, “black metal” is the same as in English, probably “ordinary metal”. Can you suggest the best translation)

there are many things that we can do to save money in the long term such as being deposited into a bank or for investment because in this way we can all save our money well and we can also benefit from the investment

deposited money in a bank give us small return.maybe if we have more money , better use this to buy land or property.in my country this is most favourite investment portofolio.

If you want to save money in long term then you should cut down all your unnecessary expenses but you if your intention is to make more money from your savings then you should invest in something which can be less risky and have good returns for thet crypto investment also a good thing to consider or you can iinvest on mutual funds or real estate.

I think rather than only save money in form of gold or metal, it will be better if you invest it in property. The number of human population is increases so people nees place to live. Anyway only saving money will create a leakages in money circulation so the improvement of people economy will be slower. Make a business is better.

gold or metal liquidity better than property.if someday we need money for urgent need we could easily sell our gold stock.but dont forget gold investment has bigger risk than property.

what do you say is very true to invest your money if indeed you are not fully convinced of the investment in crypto currency, if you already have considerable confidence I think investment with crypto currencies might also be profitable

profitable or not depends on our effort to make it.if we didnt make important action or preparation we could not earn any profit.although this market give us lot opportunity.

I think if you want to save your money safely and the nominal value of money you don't want to reduce better you invest in gold or silver, because with your investment in gold or silver the nominal value of your money will not decrease, the price of gold will continue to rise at every year, different if you save money in a bank, every year or month will be tax deducted from the bang, and your money will continue to decrease even with a small value. I would rather recommend you to invest safely in gold or silver.

From my point of view, it is not the best idea. We can save money on a long term period with cryptocurrency, why not? I think that if you prepare enough knowledge and you understand this world, investing oin crypto world would help you earn more than bank.

besides that we must know risks at the beginning, because sometimes what we predict is not as expected, so our mentality will be strong and ready to hold in the long term

If you store a large sum of money in a reliable bank, it will also bring you the profit. Meanwhile, beside this choice, you can really always pick trading. However, here you will need the experience.

I agree with this, well saving money is actually the fundamental of securing a money for a long term period and by that we can say that continuous saving an acceptable amount will do for you to start saving in bank which will secure your future and some unexpected instances that savings might help you, and don't disregard the power of education.

if I'm alone by depositing money and investing in the long run too, because this way is very good for saving my money and I can also get the results of the profits from the investment

of course if the money is a lot I would prefer to keep it in a bank or an ATM because of guaranteed security. I don't want a risk that I don't want because this is a matter of money. if we have lost money then we can be crazy and hopeless or resigned.

Investment is the best way to save and at the same time there is an opportunity to be profitable, yes its true that bank is safe to save for it is an centralized system but profit is always low and worst is if bank declare bankrupcy so still security is not 100%, therefore as for me I prefer to gamble to invest in crypto currency for I always believe its fate.

One thing is always has to be considered when saving for longer time. Never store funds in a closed source software or wallet, This gives you no control of your funds. One must use hardware or open source software because tGE private is right at your hand and third trusted party is not needed. This gives you more security and safety of your funds. Myetherwallet, electrum or HODLER walletvare some of the best choices.

Saving money for a long term period must be deposited in chosen bank you prefer.Bank is more established than keeping it on your ATM card, there are possibilities it will lost due to mishandled.If you want it to gain more profit you may do some reliable investment with thorough study on that venture.

but saving in the bank only get small return.and maybe there are other ways that have scurity like bank look.maybe used to buy land or property better but it could any time liqudated.

Bank account is very disadvantageous in terms of charging very high for every banking transaction. So better do not keep the money in bank for they will charge you extra and you might face loss you would not even know about. Banks are thieves with legal tender.

If you want to save your money invest it in a good business and handle it correctly, don't spend your money in a vanity

    Right to say that it is good way of saving money as we hold not spend more than we have, it is good to save investment, we should buy only those things we need the most and we cannot avoid buying it, use your money wisely is only when you invest your money and it will grow bigger because holding long term gives better profit than investing for short time without holding. So thanks for your kind words it they were useful to me.

To save some money we need to be more wiser especially when we do holding, while holding a long term is good but make sure it can possible to grow much more so will get good profit. Just choose coin to hold and dont waste your money by buying any coin that not worth it. To save more money buy only those coin like Bitcoin and Ethereum because this two is really profitable.

Being wise with your money will really help you to save it, especially if you didn't spend your money to the things that can be waste from it. You should only spend your money to buy the things that you needed. Holding is one of the things that can help you to save your money in a long term period because while your waiting for your holdings to increase it's value at the same time you save money and you earn more from it.

You can save your money if you have a stable job. In addition, you should be a 1000K minimum wager so that you can stabilize your financial needs. We tend to invest in trading because we have excess money income. Now, our investment will never be moved once we take profit because we can support our financial needs.

spending our money into important need make us have some saving in bank that can be used to pay health insurance.this important for us at the future when we getting sick or old.this insurance help alot in this condition.and also it give us return too.

For long term investment. I suggest you should invest in bitcoin, the value of bitcoin is quite good, you can buy and hold it, i strongly believe that bitcoin's price will grow and bring benefits to you.

I think everyone already knows the function and usefulness of saving for the long term. we are not talking about the benefits of that? but how to save money for the long term? because what we know now is to keep it in the bank? even though the owner of the bank could bring the customer's money for anything. and we are limited to taking our money in the bank?

Now cryptocurrencies are the best way to hold them in the long term because right now the price of very potential coins went down quickly and this makes good chance to grab those potential coins in the market and hold them for the long term. In next bull run, you might make huge money with your holdings.

IF you keep your money at home that would be losing it's value with time but if you want to save your money value then investment in different projects is the best solution and it is good that we can keep our money in diversified investment.

in my opinion the best way to save money for the long term is to buy property or land. because the value of land and buildings every year always increases. or if you have a lot of money to save we can diversify investments. so we divide our money into parts. we are not only investing in property but also in the crypto market and stock market. so, for example, investment in the stock market is stuck, we still get profits from property investment and crypto markets.

If we speak about large sums, the return will be good. It will be very profitable to place the money in the bank then. Some people prefer to work with real estate, however. The crypto fans trust Bitcoin.

To save money on a long-term period, I think its better if you have money in the bank because it gives you enough return if you save your money to there and also your money is really safe. Then if you have extra money then buy a top ranked coins like Bitcoin and hold it for long term then possible give you huge profit, I think its better to buy now because it much cheaper.

saving money in the bank is not the best choice, if to save long-term money I prefer to buy gold, for cryptocurrency is currently not the best choice, because now the price is down and almost all cryptocurrency prices fall.

maybe we should save it on hardware that is really safe from hackers. And also have to always check whether our money is safe. do not be careless to share accounts with others. and don't forget our password. creating a password is a bit complicated so that it is protected from hackers.

Saving money over the long term is not difficult but very few people have the will to do consistently, this is why saving should be taught from a very early age, I have been saving money since I was a kid and now I am saving bitcoin, and I will not be surprised that I will be the person in the best economic position of my family in just a few years despite being the youngest member.

No I think it is not good to hold your money in some kind of banks because it will not give your any profit but it will only rust your money, it is good to invest your money and it will become more than double, according to me in now a day in market buying stocks is not on trend but people are investing their money in crypto currency as it is good to hold because it makes big money for you.

Yes it's good to save from an early age, the main thing is simple life because with a simple life you will not be too often to spend money on things that are not really needed in your days. By having a consistent lifestyle that is simple then I'm sure we will be able to save money for a long time.

To safe money on a longtime basis, you must be strategic in your approach to your investment portfolio, invest on project that has an existing  product, with well equip team member, also ensure your research well before investing. Also ensure you have BITCOIN and Ethereum as a ma stock in your portfolio.

in my opinion the best way to save money is to invest our money into property and land. because the value of the building and the land every time it goes up never goes down. so this is good for long-term investment. compared to gold and silver investments, property and land investment has a greater increase of around 10-30% each year while jewelry may only be 5% every year. setting aside money every month after payday is important so that our future will be guaranteed.

I strongly agree with your opinion because if we buy land, it is possible that the price of the land we buy will go up and that it can be an investment in the future.

I very agree with you, someone who as a great entrepreneur in my country called Denny Santoso also said it that the great place to put your unused money is real estate, but its not easy and cheap to learn how to do this thing correctly, he said that he paid around $2000 for a real estate course.

logically, real estate prices normally have a 20% increase per year. and is a safe investment, because very rarely do we find property prices falling every year, because more and more people need them

You can save your money by investment at long term period with choose best and potential altcoin for investment, never buy and invest at new coin because too risky for long term period investment because could be scam and drop price.

everyone has a different way of saving their money. however, the best way to save money is to use it minimally, and resist the urge to buy new things. well, besides having a target it will also help us to hold back for a long time.

well just going to enter in an investment world, that you not just save your money in bank account but also making some investment in the long time period can make you have a save line from your pension later, that are many kind of investment that you can chose after all

Yes, real estate is a very fast growing industry it is very good to invest in Land because when the days are passing we can easily make more than 5x rewards. So it is always good to invest some money on land which will help them to hold it for long term.