This will be a helpful tool, I guess.
I don't use Binance and I don't plan using Binance in the future. 2 years ago, I tried creating a Binance account, but the ID verification was such pain in the a$$, that I just had to quit. I assume that there's probably a Binance account under my name right now, but the account cannot be activated and never will be.
Perhaps more crypto trading platforms would launch such crypto tax calculators. Each country has a different tax system and the assistance of tax accountants is required, in order to create a properly working tax calculator.
By the way, I wonder why Binance has such a low rating on Trustpilot...

That's just your opinion. Your opinion matters only to you.
I'm also against centralized crypto exchanges in general, but it seems that the legit and trustworthy centralized exchanges are here to stay and won't be going out of business anytime soon. The problem is with the crypto scams masked as centralized crypto exchanges.
In theory, every centralized crypto exchange might turn into a scam. Things are different in reality. You could say the same thing about every bank, but that doesn't mean that all the banks will go bankrupt eventually(or scam their customers).
The FUD around FTX was just pointless noise. Another big CEX might turn into a scam (or go bankrupt) and all the FUDsters will jump out of their rabbit holes screaming "I told you so, crypto is a scam!" They just can't (or they don't want) to differentiate cryptocurrencies from crypto companies.

Why do I feel that this info has been copied from an older forum thread(or somewhere else)?
Do we really need to know that kind of stuff? Should we really care about "the first online casino" or "the devil's game"?
There's nothing interesting about knowing that 80% of the gamblers are men. It's pretty obvious that almost all gamblers are men.
Slots are the simplest gambling games, that even retards can play. It's obvious that the simplest gambling games are the most popular.
Some really interesting fact I wanna know is how much the online casinos are making per year and how much taxes are they paying in the countries where gambling is allowed.

The both worlds of regulated crypto exchanges and crypto anonymity have their own pros and cons.
I choose to use the both in order to maximize the pros and minimize the cons. Unfortunately we can't live in a financial world where KYC verification isn't required. Unfortunately, the crypto industry has to be regulated in order to achieve wider global adoption. Bitcoin shouldn't be used by criminals and money launderers. I know that KYC is far away from being perfect, but there's nothing better than KYC, when it comes to fighting financial crimes. The people, who want maximum anonymity and privacy have something to hide. If you have something to hide, sooner or later somebody is going to find your secret.

The financial markets are full with bulls, bears and sheep. The ones, who always lose are the sheep. Why? Because they are panic selling every time they hear some "prophet of the Apocalypse" spreading "doom and gloom" FUD nonsense.
I'm not overly optimistic, but I'm not too pessimistic as well, when it comes to analyzing the financial markets(including crypto) and the global economy. There will be good times and bad times, let's not throw ourselves under the buss when the bad times occur. Those, who survive the bad times will be witnessing the good times. I don't know whether or not this "soft landing" theory is a lie. The Federal Reserve took the right measures in the last few months, by rising the interest rates, but this won't stop the money machine from printing.

1.Are you kidding me? Every casino wants gamblers, who constantly keep losing and losing money. That's the "meat and bread" of the gambling business. Every gambling business owner, who states that he wants more responsible/moderate gamblers and less gambling addicts to play in his casino is simply lying.
2.For me, responsible gambling is implemented by some casinos because of two things:
-Maybe such "gamble responsibly" disclaimers are required by the laws and regulations in some countries.
-This is just another PR marketing gimmick, which has the sole purpose to make the casinos look more legit.
By the way, the tips mentioned at the bottom of your forum thread are really good. Gambling is entertainment, gambling is not a way to make easy money and/or get rich quick.

Perhaps most Bitcoiners are nerdy and introvert. Most tech savvy people are kinda socially awkward(like me).
AFAIK, there are lots of crypto conventions, where like minded people can gather up and discuss the future of crypto.
Maybe the Bitcoin users in your area are afraid that someone could kidnap them (or their family member) and ask for a crypto ransom. Do you live in an area with high rates of criminal activity? It's OK for most Bitcoiners to be cautious and to not reveal here and there that they own Bitcoins. I would do the same thing. I would never reveal to a stranger that I have Bitcoins, even if the stranger is a crypto supporter.

I like the idea, but this kinda seems like a sketchy marketing scheme, that is being done by those "charitable casinos". How can we be sure that those casinos are keeping their promise and actually spending a portion of their profits for charity? Perhaps blockchain technology could be used, so we could track the transactions from those casinos to the charity projects. A little more transparency would be great.
In many countries around the world the gambling industry is being heavily taxed and the tax revenue is used for funding healthcare programs(like programs for fighting drug, alcohol and gambling addictions). This seems way more transparent than relying on the generosity of a bunch of casino owners.

The "average Joe", who isn't tech savvy usually thinks that Bitcoin/crypto is a scam. He doesn't know anything about Bitcoin Core/blockchain technology, but he knows it's a scam because he saw in the news that "X amount of people lost their money because of Bitcoin/Crypto scam."
Do you think that the mainstream media are going to waste time and resources into educating the "average Joe" about what Bitcoin actually is? Hell no. The mainstream media is going to keep repeating the good old "Bitcoin/crypto is bad" narrative forever. Bad news is news, good news isn't news.

1.Who the hell in the crypto world still cares about Tesla? The Elon Musk/Tesla Bitcoin FUD is over at this point.
2.Tesla is supposed to be an electric vehicle company, not a crypto trading/investing company. They should focus on building better electric vehicles and batteries, not on crypto trading. The traditional automobile companies are building better EVs than Tesla.
3.It's OK for crypto investors like Tesla to lose money. There's no guarantee that the big Bitcoin/crypto investors are going to make profits all the time. Bitcoin/crypto is not a get rich quick scheme.

I'm not familiar with the Terms of Service by stake.com, but I think that self-excluded accounts should be blocked, only when it comes to playing gambling games. Depositing and withdrawing money from self-excluded accounts must be allowed. If withdrawing from self-excluded accounts isn't allowed I can only assume that Stake.com wants to make some easy money out of people, who did your mistake and accidentally deposited coins into their self-excluded accounts.
If Stake doesn't want to send you back your money, the only thing you could do is to get a lawyer and sue them(but I think that your chances of getting back your money are small).

I don't know what exactly are you trying to say here, OP.
Your thoughts and theories are all over the place. Bitcoin Time Machine? Bitcoin whales manipulating the price? Centralized exchanges are bad?
Pick one topic and discuss it. Don't just throw random sentences here and there.
Right now every individual is able to buy and sell BTC without centralized exchanges. Just look at the decentralized exchanges like bisq and hodlhodl. Nobody is obligated by the law to use centralized crypto exchanges.
If you really have some evidence that BTC whales are manipulating the price would you mind posting it here?
Bitcoin Time Machine? What the hell is that? Can you elaborate more on this time machine thing?

I really want Arsenal to win this season of the Premier League, just to prove that football isn't all about money.
Don't get me wrong. Arsenal also spends lots of money on football players, but they are moderate, in comparison to the Chelsea, Liverpool, Man United and Man City madness on the transfer market.
Chelsea looks like Manchester United from several tears ago-spending insane amounts of money and desperately wanting to buy a bunch of overpriced players, assuming that this will solve all their problems. Well, it didn't solve any problems for Manchester United and it won't solve the problem for Chelsea. The problem is the manager, not the players.

The solution would be to just negotiate with your bank and postpone the loan payments(if possible).
Cut your costs and try to grow your income. Just don't borrow money from "fast loan" companies. They are way worse than a bank loan.
In my country, even consumer loans are covered by a collateral or by somebody, who guarantees the loan for you.
AFAIK, Life insurance is also a must for applying for a loan(at least where I live).That way when something bad happens(the borrower dies or gets injured) the insurance company would pay a compensation fee, which can be used for covering the loan.
I prefer to stay away form credit card debt. I used mostly paper cash for spending. I have nothing against credit card debt in general, I just don't need it.
 

1.Bitcoin halving creates hype and many traders are buying BTC before the halving simply because they expect the price to grow after the halving. This creates demand, which pumps the price. I don't know what could potentially stop a bull wave after the Bitcoin halving. Probably massive amounts of FUD propaganda and/or a global Bitcoin ban.
2.Nobody knows what will happen in 2024. I don't expect the US government to make BTC a legal tender, but I also don't expect a mass Bitcoin /crypto ban. Perhaps the status quo regarding crypto legislation and regulations will remain pretty much the same in 2023 and 2024.

If you are poor and you live in a poor area, my number 1 advise would be to leave your area and move into another city or another country.
If you environment is economically stagnant and there aren't many opportunities, your best bet is to leave. If you can't improve your environment, the only way to improve your life is to change your environment with a better one.
Staying in a poor area means that you will remain poor forever. It doesn't matter how hard you try to save money and to work hard.
Poor areas have high levels of crimes, so you might end up getting robbed or killed. I wouldn't waste my time living in a poor neighborhood or a poor city.

Which economy are you talking about? In my country, the unemployment rates are really low(below 5%) and there isn't any clear sign of recession or growing unemployment. Just because the economy in your country is bad that doesn't mean that the global economy is bad.
Yes, the possibility of Bitcoin going below 20K is still there. After all Bitcoin is a highly volatile asset and there will always be price drops.
Should we really be worried about a Bitcoin price drop? I don't think so. Just sell and wait for a lower price or just DCA and keep accumulating.
I think that the massive BTC bull market will occur after 2024.

There's nothing with borrowing money, as long as the borrower is paying his debts on time. I don't mind crypto companies giving loans to fiat companies and vice versa(assuming that everything is legal and there aren't any sketchy financial schemes).
What I don't like is the term "cryptocurrency bank". Bitcoin/crypto is supposed to be anti-bank and the existence of "crypto banks" is against the core concept of Bitcoin and cryptocurrencies in general. I haven't heard anything about those two cryptocurrency banks. Perhaps they are relatively small. I guess that they are getting loans in order to refinance other forms of debt(like paying back money to their depositors).

It seems to me that Real Madrid can't score a goal if Benzema and Vinicius Jr. can't score.
The white team from Madrid needs more options in attack. Being dependent on one or two players isn't a good sign for a club like Real.
Maybe luck is a major factor. Sometimes you just can't hit the target, no matter how good you play and how many goal opportunities you create. Congrats to Real Sociedad. They are really consistent this season and there's a chance for them to finish at the third place, which would be a big success. Atletico Madrid simply can't return to their top performance from several years ago(even though they won against Osasuna). Maybe it's time for Diego Simeone to resign.

Do not give financial advise to other people, because they will put the blame on you, when they lose money.
It's great that you are spreading the word about Bitcoin. Good Job, OP. If I was on your place, I would just explain the basic principles and the core concept of Bitcoin and blockchain technology. I wouldn't tell the noobs when to buy and when to sell. Nobody can predict the market, even the best crypto traders are failing sometimes. Knowing Bitcoin is one thing, learning and practicing crypto trading is a different thing.
By the way, I don't think that the main reason for the small price growth from 16K to 23K is the Chinese New Year. Wasn't Bitcoin banned in China?