Ah, I understand your earlier post better now.

So, low risk loans for high returns?  Sounds good.

So, being part of a syndicate not a good idea?  Coins sit gathering dust until used, then get return, and insured against loss?

Get an electrician.

Even if it works, you might do something wrong and kill someone else.

To keep it simple, I could do it as a declining principal loan at 2.3% per week.  That way if you pay early it's all known up front.  At five coins per week it would take 27 weeks (works out to 10% monthly).

If they have the coins for a deposit, they don't need a loan.  If they did, and you loaned to them, the net position is that you're still out of pocket.  (Banks have this great system where they lend to people who don't need it, or have security worth more than the loan.  Here we are quite the opposite.)

Evolution in the lending market is progressing quite well.  The newer lenders want to get in, but don't want to get burned and that is entirely fair.  If you have been watching, IMSA, INAU, Burt, Dollar trader and myself have been lending and doing some syndication.  There are a few others around too (sometimes I lose track of names and user IDs).

As a suggestion, if I knew how much people had available to loan, and a target rate (like 10%), then ideally they would share in the profits and have limited downside.  This would normally be done via diversification, but could also be done via a maximum loss of say 20%.

That is, if Film put up 10 coins and it was part of a 100 coin loan that went bad, the most they would be out of pocket is 2 coins.  I'd carry the loss based on any difference between the 10% and the lending rate (which I try to target at 15% currently).  Yes, you miss out on the top rate, but you don't lose your shirt either.

Don't worry - we're still here.  You said the GPU was out of stock so I assumed there was a pause in the plan.

5 coin for 25 weeks works out a little less than I would normally be looking for.  Would a higher weekly payment work, or a slightly longer period work?

You have described a 4 month loan at 10-15% per month.  Purchase is for 7Ghash of mining equipment.

Can you list number of computers and GOU cards that comes with this bundle?
How much is the total transaction worth and how much are you putting into it?

For 7Ghash that should be about 5BTC/day = 150 in the first month.  On 400BTC loan @10%, your interest is 40 coins, so would drop the principal to around 300 after one month (ignoring all other costs), so it's doable over a four month payback.  However, this looks like a lot of risk.

Paraipan - you post does you nor this thread any credit.

Rossi's machine (the nickel -> copper one, if it is not the clever fraud that it is likely to be) works, it wouldn't be greater than 100% efficient, as various physical laws would be able to trace the transformation of energy from one form to another.  (unless you are suggesting something as mundane as solar fusion is a >100% efficient reaction).

Perpetual motion machines and other devices that purport to produce usable energy (work) from nothing have never been proven.  History has some clever scam and interesting claims, but none exist (I can add the happy disclaimer of "yet" if you like).

Hi Film,  for the bitlane loan (filled a short while ago) we arranged three lenders to take up shares.  That might suit, but it would also need to work for Slider.

Interested (have another loan like this in action).  However, I have coins tied up with other loans atm, so would need to be tomorrow before I could advance.

Reflecting a discussion from earlier, a progressive (pay-as-you-go) loan could attract a lower interest rate.  How long do you think to pay back?  (that will affect the rate)

He probably means they were due today and there is no sign of repayment.

If you set up a credit system on the boinc software, yes.

I posted into the GPUGrid message boards and while they are acknowledging it's an effort to fund a researcher (a person), doesn't look like they've implemented the idea too well (explanation wise).

As long as you don't actually look like your avatar. and it's a decent gtr (pref 32 or 34 rather), then maybe.  Watching on the sidelines while Burt does the leg work.

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I'll call you at noon - what's your time zone?  I'll add the international reparation costs to the loan.

Doesn't actually help.  A phone number costs $2 if you know how.

Thank you Mr V, I was doing so other hunting, and had not followed all of the links you had posted over in lending. 

That page looks scammy - if you want to give away to a 100% fee pool, that looks like it.

Please send me your cat as collateral for a lower interest rate - it might cost you $1000, and there will be six month quarantine.

or accept zero collateral implies higher risk and interest rates

Sounds like a good plan.  Read lots - there is a lot of information around, and different names appear in different sections of the forum. 

It happens sometimes you get caught in someone else's disaster - the lending section has a couple.