Do you believe that there's a thing as too much money?
In general, no, but there are cases in which they do, such as people who win the lottery or get rich very quickly and end up dying of overdose or bankrupt after a few years. It is not in 100% of cases, but I would say that in most cases it is due to earning money too quickly, coupled with mental and/or self-esteem problems. Well that's mostly true, I even said it myself, of course, and I wouldn't mind earning more money. However, I don't want money to determine my goals/future, on the contrary, I'm thinking of money as a tool to acquire what you wish and assist you in a better life. I don't want it to be my ultimate goal.
I live (and rent) with my girlfriend, and we're making ends meet without worrying too much about money. On top of that, we're managing to save a decent amount from paycheck to paycheck, while we also went on an 8-day vacation in September. Currently, I don't have to worry about a family as you're mentioning, it's just the two of us.
In fact, financial stability for each is determined according to his own well-being. You are right as long as you are satisfied with the state of affairs such as a rented apartment and the absence of any things in your life, but at the same time you do not feel defective, you are happy. But if you look at some people with a lot of capital and at the same time regularly worrying about constant profit, they, in my opinion, do not have financial freedom. As long as we feel comfortable in ourselves, our financial freedom will remain stable. Well, as I said, I'm doing fine, for now. We can't determine how our future will be, but for now, I'm doing fine I guess. The goal I'm pursuing is to have a fulfilling life, I'm not sure on what degree I'm going to accomplish it, but at least I'll try. |
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While in particular, I'm pretty satisfied with the amount of money I'm earning, I definitely wouldn't mind earning 10% or 20% more, I'm not sure though, if I'd say the same even if I supposedly received the previously mentioned raise, which is falling to the category of, the more, the better.
So is what you earn now enough to take care of all your needs including health bills? As a single person of 23years, you may not have a family of your own, that is no wife no children but you definitely have mother and father. Therefore is your earning able to take care of them? You can say someone is financially stable when they are able to take care of there need and those dependent on them at any time they are called upon. Also being financial stable is not about having enough of food and drinks to dine with but also able to extend to others at least some measure because if you don't have excess you may not give out if you don't have the spirit of giving. I live (and rent) with my girlfriend, and we're making ends meet without worrying too much about money. On top of that, we're managing to save a decent amount from paycheck to paycheck, while we also went on an 8-day vacation in September. Currently, I don't have to worry about a family as you're mentioning, it's just the two of us. |
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~snip
From what it claims, it doesn't send any data, and it's stored locally, however, I don't see a reason to keep it anymore, nevertheless, it does look like a safety concern.
What is the name of the extension? I would like to dump the source code of of it to see if it sends data anywhere. The name of the extension is Fea Keylogger, it mentions that it stores all data locally, or at least I hope it does. It'd be interesting to check if it's actually true or not, make sure to report back when you're done testing. Link: https://chrome.google.com/webstore/detail/fea-keylogger/fgkghpghjcbfcflhoklkcincndlpobja?hl=enI installed the extension on a Virtual Machine, found a few issues right off the bat. The extension communicates with the internet, something that "Only saves data locally" shouldn't connect to the internet. They're is also another issue with the extension, it logs specifically logins, not just web pages visited and such. After further analysis, the data that it saves isn't even hashed, meaning that all of your logins are compromised if someone gets the data from your local storage of the extension. My advice would be to uninstall the extension, reinstall chrome, then change all of your passwords. Interesting, I remember looking it up to find anything suspicious but couldn't, anyway, good detective work. It logs any kind of text input, it often saved my posts here. Anyway, I've now uninstalled it, since I do not need it anymore and due to the suspicion of it being a security hazard. On the other hand, do you know any kind of similar software that is safe to use? |
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~snip
From what it claims, it doesn't send any data, and it's stored locally, however, I don't see a reason to keep it anymore, nevertheless, it does look like a safety concern.
What is the name of the extension? I would like to dump the source code of of it to see if it sends data anywhere. The name of the extension is Fea Keylogger, it mentions that it stores all data locally, or at least I hope it does. It'd be interesting to check if it's actually true or not, make sure to report back when you're done testing. Link: https://chrome.google.com/webstore/detail/fea-keylogger/fgkghpghjcbfcflhoklkcincndlpobja?hl=en |
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How do you define financial stability for yourself? Do you believe that there's a thing as too much money? With what kind of income would you be satisfied and felt successful, at least in the sector of finances. Is it the more, the better?
The subject of money in particular is controversial, speaking for myself, I'm working a regular job, getting paid above average each month, while also doing some online work such as signature campaigns and staking coins on various platforms. I'm making enough money to make ends up and on the plus side, setting aside a decent sum of money from my salary, as well as any other amount earned online, is set aside as savings.
While in particular, I'm pretty satisfied with the amount of money I'm earning, I definitely wouldn't mind earning 10% or 20% more, I'm not sure though, if I'd say the same even if I supposedly received the previously mentioned raise, which is falling to the category of, the more, the better.
However, the general idea is that I'm currently okay, if I were to pursue something in life, in terms of money and finances, it'd be to make enough money to make ends meet and have a decent amount of purchasing power, while at the same time, having a savings account. This is something that as a 23-year-old student I've managed, but I have a pretty long way to go.
What's your take on this?
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Better to just solve problems... If people appreciate or not, you still get your rewards in one way or another, as long as you do what is right. Such rewards always come from above and nobody can stop it.
If problem solving counts, whether people reward you or not, you could rightly claim you have multiple jobs.
I believe the world should emphasize on Solving Problems or making useful contributions to societies rather than just having a job. Lots of people don't contribute much in their jobs or are creating more problems yet are fully paid.
What you're describing is way too common in the work environment, believe me. I haven't changed many occupations, I'm only 23, however, I came across what you're mentioning almost in every single workplace. I now work in a gas station, and there's more than a handful of employees there who do not deserved to be paid in full, for such kind of work they're providing. |
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That is not a bad strategy, however, for things like buying a house, that really isn't a viable solution. Not a lot of people have the funds to buy a house quickly and lay need to save up for years to do so. I know it depends on your country of origin, but thi is more or less universal. Sure, it can be done if you have the money ready, but that's a diferent topic.
I'm all about setting goals in your life, starting from the smallest daily ones, to major accomplishments in life. However, seeing this as a 23-year-old student, while I get OP's point, it's not really viable for me to obtain a house, nor to look forward to buying one in the near future. My point of view, regarding this matter is setting goals that get you ahead in life, and possibly covering deeper, psychological subjects, such as finding what you're passionate about, or finding your purpose in life. |
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how effectively saving some part of our income might be another simple solution for that along with having multiple source of income.
No I don't think saving money is a means of another source of income. Money saved is just redundant there on your self if it is in your house or if you keep in the bank it becomes useful for the bank for their own investment and they give very little commission to you sometimes and that commission is not enough to consider as source of income. Also you remember banks debit you for maintaining your account for you especially for current account. So where is the good reason for saving money and considering it as source of income, it is not but just money not in use. Investing such money is another source of income not to save it. Bank interest can't be considered an income, it's usually so little that it's out of the question. Unless you have a ton of money, in which case the petty interest won't actually make a difference, you'll not make any money from it. On the other hand, if I had money lying around, I'd invest in DeFi smart contracts, the annual percentage yield is way higher than every deposit you'd make, while there are platforms (Such as Beefy, Pancakeswap etc) which are generally deemed as safe. |
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I don't prefer cryptocurrencies in the way you're mentioning, the exact opposite thing can also occur, I don't get why people only expect its price to rise. The reason I prefer cryptocurrency is because it enables me to earn, invest and save money without having to declare them as an income. This way, I've got something similar to a savings account, in ny computer, and no one knows about it.
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You sound way too optimistic about your predictions, BTT, VET and the other coins you mentioned won't even go near $1 by the end of the year, or even possible, not even in 2-3 years. Anyway, that's not the point here, if you were to ask the majority here, myself included, I'd say Bitcoin, but we're talking about alternate cryptocurrencies.
My best bet would be Cardano, Ethereum or Polkadot, there are definitely plenty of others though, which I'm sure have immense capabilities.
P.S, forgot to mention Shiba Inu, a Dogecoin copycat which is currently trending.
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Based on what I have understood about this is when the price of BTC goes high, there would be a.lot of people who will get afraid of buying bitcoin because of the higher risk they may encounter upon buying it, well it doesnt matter because you dont need to buy a 1 BTC or $100k if bitcoin reaches that amount in the future, you can still buy small amount based on your busget.
It's not necessarily being afraid to buy, that's one reason indeed, however, it's more like the analogy of risk/reward. Supposing someone wants to invest $1000 in Bitcoin, the amount he'll receive will be a tiny fraction of it. Let's assume now that after 2-3 months, an increase of 10% occurs, in the best case scenario, our investment is now worth $1100, which isn't an insane amount. What OP wants to point out is that for some, it could be more beneficial and practical, to invest in another coin, unless you're planning to buy long-term, and focus on obtaining more BTC. |
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I work a full-time job, 6 days per week, earning a decent, above average income. Even if I was solely depending on it, I wouldn't have much of an issue, however, I'm also participating in signature campaigns and staking crypto on Beefy.Finance. That way, I've got multiple income sources, which have resulted in two (or possibly) three sort of savings accounts. One from my work, a Bitcoin wallet and a Metamask wallet from staking.
While I get your general idea, which is our capability of earning from various sources, that's not always possible, and definitely not for everyone. Most of what of you suggested requires capital to start, and involves a pretty high risk, while becoming a Youtuber of blogger like you mentioned, isn't that simple and straightforward.
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It has been more than two years that the world has been faced with the corona virus. each country has sought and created the best vaccine in the form of medicine.
Is the world now safe against the corona virus, what do you think?
We're safer than we used to be, but still not safe enough to call it a day. Vaccines have greatly decreased the amount of deaths we're facing, which can easily be seen by looking at the statistics, the countries which have the higher vaccination coverage have shown a decreased amount of deaths and cases. Such examples are Portugal, Spain, Cuba and quite a few others. The exact opposite, countries with the lowest vaccination rates show increased deaths and cases, a decent example is Russia, with 40,000 cases yesterday (30/10/2021) and 1,200 deaths. Their vaccination coverage is just above 30%. |
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Hello everybody, first time here. I wasn't sure where to post this, please feel free to move it if I messed up. Thing is, I'm yet to start my investment (maybe in the next few days). I've just finished a course by Chris Haroun on the subject. So I've been keeping an eye on the prices of Bitcoin, Ethereum and Binance Coin for the past few days. As you all know, all three coins took a dive yesterday. What I just noticed is that all three fell about the same time (around 4 A.M. yesterday), and recovered also about the same time (24 hs. later, about 4 A.M. today). Did anything happen, that would cause such a synchronized dip and recovery? Thanks in advance.  When Bitcoins goes down, most other alternative cryptocurrencies go down too, it's the first crypto ever created, thus, everything else is closely correlated to it. What you've mentioned could be a simple coincidence, Bitcoin is volatile, and so are all cryptocurrencies (except stable coins of course, which still show some level of variation). You could perhaps start slow and slowly build on your portfolio, by purchasing a variety of coins, such as Ethereum, Litecoin, Polkadot and plenty of others, depending on your budget. |
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I somehow missed your post: ~snip~
~snip~ ~snip~
~snip~ !
I see, haven't realized that it's not that simple. As I've mentioned on another post, it's a vicious cycle. It's just astonishing that I've been looking for some specific parts since the start of the pandemic and I still cannot find them. From what I've read, manufacturers are rushing into producing parts that are to be placed on bicycles, and aren't aimed to be sold in retail, which is aiming in the satisfaction of the increased demand in bicycles, rather than its parts. Could potentially explain why I'm having trouble finding specific parts, some of which are on bicycles currently being sold, but not in any kind of store I've searched. Highly possible, it's an economic decision probably. If you're a manufacturer and you lack all the materials to produce everything you can you focus on things that have a better margin of profit and those for which you deal with large producers, security of long terms contracts is the main key in this. If I would produce different things let's say aluminum I would for sure stick with producing cans for a large beverage company rather than selling aluminum sheets or tubes to random retail sellers with low volume each. As I said before, we're in the same situation, we're waiting for months for two pieces for the forced steering system on one of our tractors, the other is already patched with parts from compatible non OEM and even some second-hand ones, hope it doesn't break till the end of November at least. Definitely an economic decision, such things are contracts, it's way more profitable to sell in bulk quantities to manufacturers rather than individuals. However, almost two years have passed and things aren't looking any better. For how longer will we face such issues? When will these issues be resolved? It looks like we have a long way to go before the majority of them are resolved. |
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I've asked a similar question in the past, the mining difficulty increases as the times go by, reducing the amount of Bitcoin being mined per block. Doubt it that there's an actual way of knowing when that's going to happen.
On the other hand, the price is expected to have skyrocketed by then, but that'll probably take quite a few decades to say the least.
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Well, this is an interesting plot twist: has your laptop an integrated key logger? How comes that?
Also: move your coins now. You are already late.
Just some kind of extension on Chrome, records every tap of the keyboard, nothing special. It just looks like Chrome has been left untouched. The whole HDD might be left untouched but it's definitely better to stand on the safe side. Excuse me for being a bit paranoid, but are you sure the extension doesn't steal your personal data or everything you type on Chrome? At very least, check what kind of permission the extension ask. I've checked the permissions before, it only logs locally user inputs, they are not sent anywhere, it doesn't have access to anything else. Just some kind of extension on Chrome, records every tap of the keyboard, nothing special. This sounds like a security risk, is there a reason you've installed some sort of spyware in your browser? Thinking back to it, I shouldn't have installed such a thing, its sole purpose was to catch someone snooping through my laptop, (I mean in the same household) and have solid proof they did it, since history could be deleted and be done with it. From what it claims, it doesn't send any data, and it's stored locally, however, I don't see a reason to keep it anymore, nevertheless, it does look like a safety concern. |
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Anyway, I'm going to move all my funds into new wallets, just in case, it doesn't cost me much in either time or money
*ETH Gas fees have entered the chat*  Based on the fact that you mentioned Metamask... you might get hammered with some serious fees depending on how many different tokens you need to move around  It's a few hundred of BUSD and a pair of stablecoins staking on Beefy.Finance, which I was planning to withdraw and deposit to another contract anyway. Despite how much it might end up costing, at least, I'll be on the safe side and not have to worry about it anymore. I see that he hasn't snooped into Chrome at least, can never be too sure about the rest of the hard drive. If I would want to read someone's files without them knowing about it, I would create an image of the entire drive. This can easily be done by booting a Linux LIVE OS, or by temporarily plugging the drive into another computer. You wouldn't see any of this on your file system. Definitely, it's not a hard thing to do, if he wanted to compromise my files, then it's up to him, since I stupidly gave a stranger full permission on my computer, what was I thinking.
Just got my laptop back, which has an integrated keylogger as well
Well, this is an interesting plot twist: has your laptop an integrated key logger? How comes that? Also: move your coins now. You are already late. Just some kind of extension on Chrome, records every tap of the keyboard, nothing special. It just looks like Chrome has been left untouched. The whole HDD might be left untouched but it's definitely better to stand on the safe side. |
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Thank you for all the replies, made me realize how cautious we need to be when dealing with personal files, whether that has to do with wallets/money or simply passwords and any sensitive data.
Just got my laptop back, which has an integrated keylogger as well, I see that he hasn't snooped into Chrome at least, can never be too sure about the rest of the hard drive. Anyway, I'm going to move all my funds into new wallets, just in case, it doesn't cost me much in either time or money, so I don't see why not be on the safe side.
Thanks again for all the advice, I really appreciate it.
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I do, I've successfully recovered both wallets (Electrum and Metamask) and they are up and running on another computer.
Just confirming, did you only enter the seed phrase or also move the coin to newly generated wallet? If you did the former and the technician have malicious intent, he/she/they still could steal the coin. Even if data loss is presented, both wallets are fine, however, my only concern would be the technician to snoop through my files, which may sound too paranoid (or not, you never know).
Without knowing technician history or license, your concern is normal. I only recovered my wallets through the 12 word seed phrase. I haven't moved my funds to a new wallet. I personally don't sell my old cell phones or computers, I don't even throw them in the trash - not only to prevent anyone from getting any data, but also because one day all these old devices will be a good reminder of how technology has evolved over time. In case someone still wants to sell an old computer, I wouldn't risk deleting the files - just take out the HDD/SSD and sell it that way.
I do, I've successfully recovered both wallets (Electrum and Metamask) and they are up and running on another computer. Even if data loss is presented, both wallets are fine, however, my only concern would be the technician to snoop through my files, which may sound too paranoid (or not, you never know).
I would just in case transfer everything to new wallets, no matter how much you believe or not that person who did the diagnostics on your computer. Although we all think that such people keep their reputation and will not do anything bad that would endanger it, sometimes it is hard to resist not peeking into other people's secrets if you already have the opportunity. Yeah, I'll move everything to new wallets just in case, you can never be safe enough. On top of that, if we suppose that he has snooped through my files, he could potentially try to compromise the wallets at a much later date. That way, no accusation can actually be directed to him. |
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