Straight to the point 👍 , Bitcoin doesn't have any competitor and most altcoin projects which claim to offer more robust architectures and use cases tend to be centralized and over hyped which gets revealed with time. However, I'm still holding a few altcoins which look promising just in case, not really putting high hopes on them to avoid disappointment.

DAI or USDC are both OK if you are considering to hold stablecoin, I can't say for a fact which is better. For hardware wallet, I've used both Trezor and Ledger, both are cool but I prefer my Ledger nano since it's more convenient to use. I'm not holding any stable coin for long term, most times I trade USDT pairs since it usually has more trading volume compared to other stable coins and that's the only scenario I hold stable coins short term.

I'm yet to see any successful crypto project with project aim to revamp the adult industry (all I've seen are outright scam sorry to say). I've gone through the website and it looks more like the usual adult industry joke projects, I might be wrong anyway. Can I have the link to the messenger app since it has been developed? Also, are there project backings for this project? Seeing the token sale countdown on the website  reminds me of the ICO days. Why not sort for better token sale options if the team is real, go for IEO on a fair exchange for instance or initial model offering. Personally I think blockchain technology cutting across many sectors shouldn't leave out the adult industry, but the previous approaches to this regard have been failures, I hope your xmyra doesn't have a negative motive, the end will tell.

I think you are indirectly telling everyone to shill their bags here ☺.  Anyone telling you to buy any altcoin obviously is a holder of that coin, so in my opinion there is no harm in doing your personal research. If you are looking to go long term on any altcoin, I think ETH should be your best bet right now. Note that most altcoins will fail in the long run so be wise when making investment.

Regulations are already creeping in gradually, take for instance the case with Germany which will grant some banks license to deal on crypto as from next year with proper regulations. Talking about big investors, some already have crypto holdings unless probably you mean to attract more big investors. People keep mentioning only the good sides of regulations, it also has its cons. However, all round since we want crypto mainstream adoption to be a reality in future, regulations are necessary to attain this.

ETH marketcap or any other altcoin no matter their development or whatsoever can never beat that of BTC. In as much as everyone is impressed about ETH's upcoming switch to POS, it's not a yardstick to compare with the pace setter (bitcoin). It's funny how people keep comparing these altcoins with bitcoin in terms of marketcap and all that, same way someone claimed XRP will beat BTC. All these things sound weird to me honestly.

Nobody is saying "all altcoins are bad" but majority of altcoin projects are pointless to begin with. Imagine projects sprouting with the same aim, and the previous existing projects sometimes have better vision than new ones. If we are to follow an ideal altcoin system, newer projects ought to be revamped comparatively but that's mostly not the case.   I think there are too many projects sprouting, and most of them are mainly to make the team members rich and nothing more. The few projects with genuine interest get affected since investors are now very skeptical to invest in any altcoin, especially new altcoins. Not all altcoin projects are scam I admit, but to limit risk taking, atlesst 70% of my long term holding is in BTC.
 

Very straight to the point 👍, but I don't entirely agree that hold is for lazy people. Sometimes hold is favorable but in very few circumstances. Reason why I like your opinion is because I make more profit from trading than holding, even though nowadays trading is less profitable but I don't always bother much about price decline since I'm always on USDT pairs with a stop loss set. I wish to see the good old days come, when holding was really profitable. I remember making a fortune from holding ADA and XVG which later dumped madly.

Absolutely true, it's best to run both token sale and bounty simultaneously. For instance, investors still considering to invest in a project doing bounty might come across an article (from a hunter) which explains the project or maybe SWAD analysis, hence giving investors a better insight on the project. If the IEO will be held on top exchanges like Binance, then doing a bounty prior to the IEO won't be a bad idea also.

Absolutely true, sometimes after doing research and decide to do the bounty when impressed, the team members might have a negative plan at the end. We just have to be very careful when selecting projects for bounty and also it's good to follow bounty managers with high reputation or projects with very good backings. Sometimes some projects you expect little from pays well at the end, and some with high esteem tend to keep hunters and investors "in the dark". However, in as much as scam projects keep launching, we still have genuine projects with great vision giving us hope and encouragement.

FIAT can't be replaced with crypto entirely, both have their relevance. It's true that money has evolved from using cowries to present day FIAT and digital currencies, but it doesn't mean crypto can ever replace FIAT currencies. By the way, for now there is no official "government cryptocurrency" per say, the fact that some are trying to implement their own digital currency doesn't mean it will be cryptocurrency. Well, I'm hoping so see when crypto can be used as normal FIAT currencies.

Absolutely true, sometimes people buy into a coin because the price dropped so much even without doing a thorough research on the project. What if the price dropped drastically due to exit scam or order to cease operation by the authorities? We should always verify reasons why coin prices drop before we take that as a reason to buy the dips. Nowadays for my trades, I'm OK with 10% profit (setting a tight stop loss in place) , I no longer wait for 50 to 100% and it's been favorable for me. Well, there are a few coins I still hold for long term, this doesn't mean if the price appreciate considerably I won't take profit.

It's true that BNB and a few other exchange coins/tokens are really impressive, but their success in terms of price is highly dependent on the exchange platform. Imagine shutting down an exchange and automatically it entails it will no longer be base pair on that exchange, this will be detrimental to the said exchange token. However, some exchange tokens are used for other purposes like playing games, paying for vacations, etc and not only limited to their use on the exchange platform.

The reason why theoretically, many will prefer DEX is because of safety. Practically, DEX still have a very long way to go to compete with centralized exchanges, hence we all keep using CEX till decentralized exchanges are revamped. I usually get pissed with the very  slow operation speed on most DEX comparatively. It's true that both CEX and DEX are unique in their own way but following the intent of crypto from onset, we ought to use DEX more but the reverse is the case, reason why DEX have poor trading volume. 

This is just the gospel truth, at least they didn't put an outright ban on crypto, meaning they still consider crypto holders. I think the major reason why South Africa is doing that is to protect their own FIAT (RANDS) avoiding uncertainties. However at the end no matter how strict the regulations are, it will also favor crypto enthusiasts, but will favor the government more. We need regulations for start-ups and also exchanges more, not only for bank services.

To be candid my return on investment for my long term holdings presently is not so encouraging, even though I still make little profit from short term & mid term trading. I've been holding BTC, ETH, XLM, ICX, NPXS for sometime hoping there will be a market uptrend in future. I still consider crypto to be at early stage even though some years have past, my reason being that we still have a long way to go before adoption worldwide. I will like to encourage crypto enthusiasts especially newbies not to give up considering the dwindling market, but please know when to sell your holdings when in profit. Do not always wait for very huge profit, it's most times pointless.

You made a good point when you stated that bounty hunters should do bounties managed by a trusted manager to be on the safe side, it will go a long way even though sometimes the team members still mess with the manager, when the coins/tokens are not escrowed. If I go by your "read the whitepaper" in order to know a project which is not scam, most scam projects are aware of this hence take their time to deliver a very good whitepaper (unlike before that they just plagiarise) in order to lure in investors. In my opinion, do more research on the team behind the project and their product. Check if they are experienced, if they attend crypto events and if they have good project backings.

There are claims that some exchanges cook up their own hacks just to evade tax or for scam reasons. However, I like your point stating we all should only use exchanges for trading, and not as wallet for storing coins (especially for long term). Unfortunately, sometimes you can be victimized no matter how careful you are, a friend who is a pro-trader got affected by this IDAX scandal, he just wanted to trade and withdraw his funds but fell prey in the process.

Yes bull season is the best time to trade, but if you are a good trader you don't wait for bull season. Just spend more time understanding technical analysis, also get ideas from pros in the trading game for more insight. Experience with constant learning and trying to improve on trading will go a long way to make you a successful trader even in the bear market. It's not quite difficult to spot a bear trap, and also try as much as possible to take profit when necessary. Sometimes I take as low as 5% profit depending on the market situation.

I'm holding a bulk of ETH, but I'm perturbed about a point you mentioned here that ETH price quickly drops with any slight market dip. That's true and I'm hoping things get better in future. I keep accumulating ETH hoping the launch of ETH 2.0 brings goodnews and also hoping to participate in staking. I noticed nowadays that some very good new start-ups do not necessarily launch ERC20 tokens as back in the days of ICO, they launch their own blockchain hence adding more competitors to Ethereum. I really hope aside the staking for ETH 2.0 , there will be improvement in the overall Ethereum blockchain infrastructure.