Hey, Lykke doesn't charge any fees but some may apply when you withdraw to your bank account (on your bank side) for example.

Could you please expand this as you seem to have more information than the rest of us. Optimization means simpler and more efficient workflow in my book. Lykke is also one of Civic partners and while I suppose this card doesn't apply to that at all (Civic project is still in very early stages) I would lean into it first instead of saying "they will get all your information/you'll get audited" which doesn't make much sense for a finance company.

The web platform is under development and should be launched soon, you can see a preview at the LKK2Y Investor Deck Promo Sheet.

Lykke adds margin trading to the Lykke Wallet
“Margin trading is an exciting development for us and especially for our community of traders,” said Richard Olsen, Lykke founder and CEO of Lykke Corp.

Demetrios Zamboglou, licensed representative of Lykke Vanuatu said: “For us, it represents another stage of growth for the Lykke Exchange, another way that we can offer instruments comparable to the largest international financial exchanges. And our user community gains access to a powerful tool for trading at the same level as the professionals.”

More information at https://www.lykke.com/company/news/margin-trading

Lykke ofrecerá su Tarjeta Visa
Lykke lanza su propia tarjeta prepaga Visa que retira fondos directo del Monedero Lykke.

Miembros de la comunidad Lykke podrán hacer uso de esta en cualquier lugar donde Visa sea aceptada, online o offline, pagar por productos y servicios desde café o comestibles a tickets de avión o paquetes de vacaciones. La tarjeta Lykke permite convertir fondos asociados al monedero Lykke al equivalente en moneda local.

"Esto significa exactamente lo que se presume" dijo Richard Olsen, fundador de Lykke y CEO. "Cualquier persona con una tarjeta Lykke puede utilizar en su rutina diaria activos como LKK, Bitcoin, Ethereum y otras crypto divisas, además de todas las divisas fiduciarias que se encuentran disponibles en la plataforma"

Más información en https://www.lykke.com/company/news/lykke-card

Lykke to offer Visa card
Lykke, a Swiss FinTech company building a global marketplace on the blockchain, launches the Lykke Card, a Visa prepaid card that draws directly from the bearer’s Lykke Wallet.

Members of the Lykke community may present their Lykke Card anywhere that Visa is accepted, online or offline, to pay for goods and services ranging from coffee and groceries to airfare and vacation packages. The Lykke Card allows converting the funds in the associated Lykke Wallet to the equivalent amount in the local currency.

“This means exactly what it implies,” said Richard Olsen, Lykke founder and CEO. “Anyone with a Lykke Card can conduct their day-to-day business in LKK, bitcoin, ethereum and other cryptocurrencies, in addition to the fiat currencies that are tradeable on our platform.”

More information at https://www.lykke.com/company/news/lykke-card

Lykke anuncia su sesión Reddit AMA Diciembre 2017
El equipo de Lykke está encantando de anunciar que estará llevando a cabo una sesión AMA el Viernes 1ero de Diciembre a las 2PM CET, durante el transcurso de una hora. Desde ya pueden comenzar a enviar sus preguntas, siéntanse libres de votarlas positiva o negativamente.

Respondiendo preguntas por el equipo Lykke estarán:

• Richard Olsen, Fundador y CEO - u/richardbolsen

• Misha Nikulin, Co-fundador y CTO - u/MishaLykke

• Igor Rumiantsev, Product Manager - u/IgorLykke

El equipo hará lo posible por responder a todas las preguntas, pero en caso de que haya un gran número, las más votadas tendrán prioridad. Si alguna queda sin respuesta, estas serán respondidas en un futuro artículo en el blog de Lykke. Si quieren enviar preguntas en español son bienvenidos de hacerlo aquí y yo me haré cargo de hacérselas llegar al equipo.

https://www.reddit.com/r/lykke/comments/7fwhyo/announcing_lykke_december_2017_reddit_ama/

Lykke launches trading API for the Lykke Exchange
Lykke, a Swiss FinTech company building a global marketplace on the blockchain, is pleased to announce the beta launch of a full-featured trading API for the Lykke Exchange.

Through the trading API, third-party software can easily interact with Lykke’s trading platform. Applications can conduct trades through the API with much of the same functionality as the Lykke Wallet mobile app. The API supports popular programming languages such as Java, C#, and Python. To transfer the money between the Trading Wallet and the API Wallet a Web interface is available.

More information at https://www.lykke.com/company/news/API-release

Announcing Lykke December 2017 Reddit AMA
The Lykke team is pleased to announce that it will be holding an AMA session on Friday, December 1st at 2PM CET for a duration of one hour. Please start submitting your questions and feel free to upvote/downvote others.

Answering your questions from Lykke team:

• Richard Olsen, Founder and CEO - u/richardbolsen

• Misha Nikulin, Co-founder and CTO - u/MishaLykke

• Igor Rumiantsev, Product Manager - u/IgorLykke

The team will do its best to answer all questions, but in case there’s an overwhelming number of them, most upvoted ones will have priority. If any remain unanswered, Lykke will cover them in a future blog post.

https://www.reddit.com/r/lykke/comments/7fwhyo/announcing_lykke_december_2017_reddit_ama/

Hey EMS-007, the easy and short answer is that Lykke is a semi-decentralized exchange with direct ownership and instant settlement. This means that Lykke doesn't take possession of your assets (Bitcoin, Ethereum, Colored Coins). Most decentralized exchanges do this too but the user experience is quite subpar, that's why Lykke still need to be trusted with match the trades correctly (and that's why it's not a fully decentralized exchange).

Bittrex on the other hand is a fully centralized exchange, exposed to hacks and other vulnerabilities but also not offering direct ownership of your digital assets. That doesn't mean that it's bad per se, it just serves a different purpose (although currently it does not offer proper fiat gateway, either for deposit or withdrawal).

I suggest to do your own research as here's plenty of information available about Lykke at the official site alone or join our communities at Reddit, Telegram and/or Slack. Its aim is much more ambitious than being just "only" a crypto exchange.

Teaser sobre el inminente lanzamiento de la Tarjeta de Débito Visa
Se acerca la Navidad y Lykke ha preparado algunas sorpresas. Una de ellas es la Tarjeta de Débito Visa de Lykke, disponibles a partir de la semana próxima! Pronto habrá más información disponible en el comunicado oficial.

https://twitter.com/lykke/status/934089992686718978

Lykke Visa Debit Card Teaser
In the run-up to Christmas, Lykke has prepared some surprises. One of them is the Lykke Visa debit card, coming out next week! More information will be available soon in the official press-release.

https://twitter.com/lykke/status/934089992686718978

Lykke and Melonport offer cash prizes to bring Alpha Engine to Melon protocol
Lykke and Melonport, a fast-rising designer of blockchain software, announced a joint competition to bring Lykke’s Alpha Engine to Melonport’s Melon protocol. Contestants will propose the underlying technology as well as a detailed implementation strategy for making the Alpha Engine Melon-compatible. The winner will receive a cash award of $1500 in addition to full funding for the proposed project. Three runners-up will receive $800 each. “Teaming up with Melon makes perfect sense for us,” said Richard Olsen, Lykke founder and CEO. “One of our guiding principles at Lykke has been to make cryptocurrencies accessible to everyone, from an awareness perspective, a cost perspective, a security perspective, and so on. Take one look at what Melonport has been doing, and it’s clear that they believe the same.”

The contest is running on Lykke Streams, Lykke’s own crowdsourcing platform. Interested participants should review the complete description of the project and register at https://streams.lykke.com/Project/ProjectDetails/launch-of-lykkes-market-maker-on-melon-protocol

More info: https://www.lykke.com/company/news/melonport-contest

Lykke y Melonport ofrecen premios en efectivo para incorporar el Alpha Engine al protocolo de Melon Project
El concurso se está llevando a cabo en Lykke Streams, plataforma propia de crowdsourcing perteneciente a Lykke. Los interesados pueden conocer más leyendo la descripción completa del proyecto y registrarse en: https://streams.lykke.com/Project/ProjectDetails/launch-of-lykkes-market-maker-on-melon-protocol

Más información:
https://www.lykke.com/company/news/melonport-contest

Lykke and Melonport offer cash prizes to bring Alpha Engine to Melon protocol
Lykke and Melonport, a fast-rising designer of blockchain software, announced a joint competition to bring Lykke’s Alpha Engine to Melonport’s Melon protocol. Contestants will propose the underlying technology as well as a detailed implementation strategy for making the Alpha Engine Melon-compatible. The winner will receive a cash award of $1500 in addition to full funding for the proposed project. Three runners-up will receive $800 each. “Teaming up with Melon makes perfect sense for us,” said Richard Olsen, Lykke founder and CEO. “One of our guiding principles at Lykke has been to make cryptocurrencies accessible to everyone, from an awareness perspective, a cost perspective, a security perspective, and so on. Take one look at what Melonport has been doing, and it’s clear that they believe the same.”

The contest is running on Lykke Streams, Lykke’s own crowdsourcing platform. Interested participants should review the complete description of the project and register at https://streams.lykke.com/Project/ProjectDetails/launch-of-lykkes-market-maker-on-melon-protocol

More info:
https://www.lykke.com/company/news/melonport-contest

Decentralized Matching Engine Testing on Hashgraph (beta)
Lykke is a dynamic crowd-based movement, and we're always in search of new and progressive ideas! One of the things we've been up to recently is exploring hashgraph technology. We invite you to join us in this research, explore multiple applications of hashgraph, add your comments and participate in our Lykke Streams competition.

Hashgraph is a recently emerged technology that is often said to be able to dethrone blockchain. In a very simplified way, its principle can be explained as a network of computers communicating with each other randomly, in a decentralized way, and incredibly fast. For all operations, such as, let’s say, a money transfer, they create ‘events’ and exchange the information they possess about these and all the previous events within the network. This process is called ‘gossip about gossip’: you not only tell others your news, but you also gossip about what you’ve ‘heard’ from others. This is a very simplistic explanation, obviously, this information is encrypted, and not subject to biased ‘gossiping’, to stick to the same metaphor.

Hashgraph technology stands out for having found a practical application for the Asynchronous Byzantine Fault Tolerance (BFT) protocol, that guarantees absolute security of operations. Consensus about what events have truly taken place is reached almost instantly through cryptographic verification of all the ‘gossip about gossip’ and virtual voting. Mathematics excludes the ‘events’ that don’t correspond to the records of the majority of users, this is how the Asynchronous BFT protocol works. The high speed of transaction verification within a hashgraph allows for a much wider variety of applications than that of blockchain.
 
Lykke Streams Contest: https://streams.lykke.com/Project/ProjectDetails/decentralized-realtime-matching-engine
More Info: https://twitter.com/LykkeCity/status/933651563331178496

Lykke co-founder Sergey Ivliev: “We staged an ICO before the hype”
Rusbase talked to Sergey Ivliev, co-founder of blockchain startup Lykke, about doing business in the land of cheese, chocolate, and the triumphant blockchain

https://www.lykke.com/city/blog/rusbase-interview-sergey

Some personal thoughts and updates about it: https://bitcointalk.org/index.php?topic=1402110.msg24398839#msg24398839

Here's also a recent update from Michael Klena (Director of Lykke US):
"In the U.S., we continue the process of numerous applications with the multitude of regulators. Applications are in process with the SEC, CFTC, state regulators, and Fin CEN. We have also finalized our hedge fund applications in the U.S. and the Cayman Islands in order to offer a suite of hedge funds to qualified investors across the globe by the end of October."

Very nice, thanks for taking the time to let Lykke know about it, it's definitely good exposure for both projects!

Lykke is the main market maker but with the recent implementation of limit orders any user can create one and fill the order book.