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3721  Bitcoin / Bitcoin Discussion / Re: Busted! Cops taking BTC! on: April 10, 2015, 03:41:13 AM
I'm not surprised, at all truthfully. It never surprises me who sucumbs to greed now a days. Absolutely anyone can be a culprit in a "Bitcoin heist". It's way too easy to get away with if pulled off successfully, and those two federal agents probably had a reasonable chance to execute this robbery as well. One of the many reasons that I feel Bitcoin won't come out in the public's eye as something they'd want to invest time and money into.
3722  Economy / Economics / Re: Technological unemployment is (almost) here on: April 10, 2015, 03:36:45 AM
This post has a lot of truth to it, unfortunately I want to say. A notable example is Amazon. They are starting to automate their delivery and packing services more and more over the past years. Slowly and slowly do workers labour become more worthless after being replaced by high powered machines that pay in the long term. Not necessarily blue collar jobs as mentioned in the OP, but those will soon follow as computers can outwork and "out think" an intelligent worker in multiple aspects. Next decade we'll really see how technology can take the jobs of people.
3723  Economy / Speculation / Re: 100 bitcoins. Will I be a millionaire by 2020? on: April 09, 2015, 03:18:15 PM
This has been argued to hell and as the first reply said, Satoshi is even unsure about the matter. I think Bitcoin is too unstable to become 10k per coin. We've seen it sky rocket before and it's collapsed because it can not self sustain itself of a price so high. Hypothetically if it did reach that, imagine the exchanges that could possibly collapse. Instead of a hundreds of thousands being lost, multiple millions will be lost. Every type of hacker would want a piece of it.
3724  Economy / Economics / Re: How to save money. on: April 08, 2015, 01:52:37 AM
It's really not this easy. I like how you've suggested a financial plan, but someone who makes almost 8 bucks an hour can not afford multiple things on top of their daily bills. It's easy to make a financial plan if you make enough money to where you don't have your monthly budgets interfering with each other. For example, medical emergencies. At that type of salary, you're essentially one accident away from any financial savings for anything collapsing. Your car savings, or your house savings, can all be destroyed with the medical side of your life taking over it due to an insufficient "medical fund". Saving money is something everyone would love to do, but when you don't have a decent salary, it's next to impossible.
Sir, all things are possible 8 bucks per hour? It is enough for a normal person . And you said that all of your savings will be destroyed by pne accident? No . Do you really read this thread? That your savings must 20% of your monthly salary? And its use in 2 different ways? First the 10% is for emergencies,  so you cant spent the other 10% wich must spend in your personal interest like business,investment, and etc. So how possible you can't save? If you do this strategies you can save every month. And like i said theres a choices , save or not so choose.


No one making 8 dollars an hour can possibly save money to cover having lung cancer. If this were possible, then Obama Care wouldn't be a thing and US citizens wouldn't run to Canada for health care. This alludes to the fact that one emergency, specifically a medical emergency, is all it takes for the savings to go out the window and for your financial plan to be completely ruined. I read the thread, and in most basic terms you referred to having a 20 percent savings of salary savings as reserves. On an 8 dollar an hour salary, it's extremely easy for budgets to over run with one another to the point where you are either withdrawing from that 20 percent, or not adding in 20 percent to begin with. Your referring to your 20 percent savings of salary to be a reserve for lifes obstacles, essentially, and what I'm saying is, what if that's not enough? For many people it isn't which is why savings are nonexistent to them. Everyone wants to save money, but on the salary they make, it's simply not possible. All financial plans need to be customized to suit a person's yearly salary and monthly bill. There aren't any financial plans that will work for everyone in every sort of situation imaginable.

On an average US working schedule, 8 dollars an hour would result in 16-17k a year. This type of yearly salary for a person living individually would be extremely tough to maintain which is why taking percentages of your wages and distributing them equally won't always work.
http://www.convertunits.com/hourly/8
Like i said $8/h is only my example. And if you live individualy get a room with low rents and get a room mate so you can share your bills and other payments for rent. And few foods are enough to you. The 20% is the general/recommended. 20% of your salary is so very useful in the future and the 20% is only a cash reserved if you read the thread its only for emergency and personal interest.  So how you could say that you cant save? Your remaining salary will spend in bill payments,rents,food,transportation etc. $8/h IS ONLY MY EXAMPLE NOT A REALLY WAGE.


I get what you're saying. What I rather should say is, in my opinion, there is a certain threshold of what you make that will make financial plans like this work. Below a certain yearly income, what you save will interfere with other monthly bills because you simply don't have enough funds to pay off bills, and on top of that save money.
3725  Economy / Marketplace / Re: People lending no collateral? on: April 07, 2015, 01:29:14 AM
Why is some people doing that? I mean what do they win by lending bitcoins to anyone without a collateral, are they just trying to farm trust? Even if they are its still pretty stupid since you could get trust lending with collateral aswell, am i missing something?

Myself, I've taken out a couple loans in which I did not provide collateral. For one, the loan size were relatively small. Two, I didn't have any collateral. If a lender feels the reward through interest of the loan outweighs the risk of defaulting on the loan, then a lender will fulfill the request in hopes of making a decent return. Others take advantage and either farm trust, or flat out default on the loan.
3726  Economy / Economics / Re: How to save money. on: April 06, 2015, 11:30:34 PM
It's really not this easy. I like how you've suggested a financial plan, but someone who makes almost 8 bucks an hour can not afford multiple things on top of their daily bills. It's easy to make a financial plan if you make enough money to where you don't have your monthly budgets interfering with each other. For example, medical emergencies. At that type of salary, you're essentially one accident away from any financial savings for anything collapsing. Your car savings, or your house savings, can all be destroyed with the medical side of your life taking over it due to an insufficient "medical fund". Saving money is something everyone would love to do, but when you don't have a decent salary, it's next to impossible.
Sir, all things are possible 8 bucks per hour? It is enough for a normal person . And you said that all of your savings will be destroyed by pne accident? No . Do you really read this thread? That your savings must 20% of your monthly salary? And its use in 2 different ways? First the 10% is for emergencies,  so you cant spent the other 10% wich must spend in your personal interest like business,investment, and etc. So how possible you can't save? If you do this strategies you can save every month. And like i said theres a choices , save or not so choose.


No one making 8 dollars an hour can possibly save money to cover having lung cancer. If this were possible, then Obama Care wouldn't be a thing and US citizens wouldn't run to Canada for health care. This alludes to the fact that one emergency, specifically a medical emergency, is all it takes for the savings to go out the window and for your financial plan to be completely ruined. I read the thread, and in most basic terms you referred to having a 20 percent savings of salary savings as reserves. On an 8 dollar an hour salary, it's extremely easy for budgets to over run with one another to the point where you are either withdrawing from that 20 percent, or not adding in 20 percent to begin with. Your referring to your 20 percent savings of salary to be a reserve for lifes obstacles, essentially, and what I'm saying is, what if that's not enough? For many people it isn't which is why savings are nonexistent to them. Everyone wants to save money, but on the salary they make, it's simply not possible. All financial plans need to be customized to suit a person's yearly salary and monthly bill. There aren't any financial plans that will work for everyone in every sort of situation imaginable.

On an average US working schedule, 8 dollars an hour would result in 16-17k a year. This type of yearly salary for a person living individually would be extremely tough to maintain which is why taking percentages of your wages and distributing them equally won't always work.
http://www.convertunits.com/hourly/8
3727  Economy / Economics / Re: How to save money. on: April 06, 2015, 01:46:04 AM
It's really not this easy. I like how you've suggested a financial plan, but someone who makes almost 8 bucks an hour can not afford multiple things on top of their daily bills. It's easy to make a financial plan if you make enough money to where you don't have your monthly budgets interfering with each other. For example, medical emergencies. At that type of salary, you're essentially one accident away from any financial savings for anything collapsing. Your car savings, or your house savings, can all be destroyed with the medical side of your life taking over it due to an insufficient "medical fund". Saving money is something everyone would love to do, but when you don't have a decent salary, it's next to impossible.
3728  Other / Meta / Re: [Serious] Avatar Rules Discussion on: April 05, 2015, 06:26:11 AM
1) Is nudity allowed? If so, to what extreme? To a non nsfw tag?
2) Is NSFL allowed? [NSFL = Not Safe For Life]
3) Is other adult content allowed?
4) Are paid avatar campaigns allowed?
5) Is copyright content allowed? How should copyright holders request deletion of infringing content?
6) Is racial / sexist content allowed?
7) Is there a limit on 'annoyingness'?
8 ) Are 'imitation' avatars allowed? Ie wearing avatars of specific companies to give the false impression of representation.
9) How should users report those with infringing avatars?


Personal Option:

1) No need for pornograpy to be on a Bitcoin forum.
2.) No need for violence or gruesome images.
3.) Female avatars should be allowed (for those immature enough to use it), but with diligence.
4.) Of course. By all means they should be monetized just as signatures are monetized. They can simply be an addition to the signature campaigns for more customization and for branding purposes.
5.) Nope. This would be illegal in some jurisdictions which the forum does not endorse or permit.
6.) That's pretty much the same as the NSFW content.
7.) Shouldn't be. As long as it's in reason.
8.) No regulation should be done on this as long as it doesn't violate copy rights.
9.) PM a mod.


If theymos feels there needs to be some moderation on avatars, he'll edit his post and enforce rules. As of now, there seems to be no noticeable issue.
3729  Economy / Services / Re: Free Avatars courtesy Stratobitz :) on: April 04, 2015, 11:32:28 PM
are avatars still disallowed?

Avatars are enabled for Full member ranked users and higher only.
3730  Other / Meta / Re: auctions without deadline on: April 03, 2015, 09:39:04 PM
just saw one. is that even allowed?

not sure if this thread belongs here so feel free to move it

Shouldn't be called an auction. It should be under the Digital Goods section, with "taking offers" in the title. Or even in the digital goods section with a bidding type of format similar to an auction, just not under the Auction forum. Needs to be a time frame for every auction otherwise it's not fair to the highest bidders.
3731  Economy / Digital goods / Re: [UK] Papa Johns 20£ Vouchers Shop [BTC] $5.00 each on: April 03, 2015, 09:33:13 PM
Can you get US gift cards? I'm really interested in purchase if you have any Pizza cards for the US.
3732  Economy / Services / Re: Free Avatars courtesy Stratobitz :) on: April 03, 2015, 02:09:30 AM
Avatars are looking nice OP.


Very nice designs. I can see new opportunity for business on bitcointalk. Creation of avatars on demand. I wonder how much BTC would you want for a specific avatar tailored for someone?

I can imagine signature campaigns will be creating new avatars to match their advertising signatures. Will create some new business for graphic designers and allow signature campaigns to take a step further in customization.
3733  Other / Meta / Re: Avatars re-enabled on: April 02, 2015, 12:47:17 AM
Awesome.

With avatars now, next thing to wait for is the new forum software. Forum's heading in the right direction   Cheesy
3734  Economy / Service Discussion / Re: where can i buy a Bitcoin miner on: March 31, 2015, 03:32:15 AM
I want to pay in BTC

Amazon has reliable service. No one has mentioned Gyft.com yet. Use it to purchase Amazon.com online gift cards with Bitcoin. You earn 3 percent cash back as well.
3735  Economy / Trading Discussion / Re: PP Chargeback on: March 31, 2015, 12:59:09 AM
If a legit account owned sends a paypal gift from their normal pc/broswer/ip, there is no way to chargeback. The only way to chargeback the gift, is to prove that the real account owner did not send the gift payment (unauthorized aka fraud). Many scammers will use a stolen paypal account to send you the gift payment. This is how the gift chargeback always happens.

Not exactly. Sending as a Paypal "gift" doesn't exist anymore. Don't know why people refer to it still. Was thrown out a long while ago. It's now payment for a service or product/friends or family. No gifting option is there, meaning disputing options are available for both. For scammers, they always charge back though credit cards, claiming items weren't given to them in cases where tracking numbers are not there, and more commonly, as "unauthorized access" in which, according to Paypal, they'll refund you up to a certain amount. An unauthorized transaction can occur without switching browsers or IP's (theoretically), so Paypal pretty much grants refunds left and right to honor their security terms leaving the seller in a hole to rot with a fat negative balance.
3736  Economy / Economics / Re: Let's Be Honest. We Are Waiting for $100/BTC to buy on: March 31, 2015, 12:53:31 AM
Good luck is all I have to say. If it does hit one hundred a coin, I imagine before it hits that point, people will go around buying in bulk as much as they can. Will probably increase the price before it can hit that low of a point. Looking at current trends, I doubt it will ever go that low. At 200ish, was the time to buy. Small profits at this point, but it will increase in the future being at such a low point.
3737  Economy / Digital goods / Re: [WTB] Virtual Credit Cards that will work for Facebook and Bing on: March 29, 2015, 07:42:46 PM
Hi I can get you a card that will work. Price is 10 Euro for the card itself plus the balance you want on it. cards are issued in germany, faceboot and bing accept them.

Thread was posted in October. Most likely OP does not follow this thread anymore. You're better off PM'ing him.
3738  Economy / Economics / Re: What if US Dollar Crashes? on: March 29, 2015, 05:58:27 PM
I imagine precious metals will begin to sky rocket in value. Prices of gold, and probably silver will rise if fiat happens to crash. In terms of Bitcoin, I can imagine it would possibly crash too. It's not tangible, so the value would probably be in the air.
3739  Other / Off-topic / Re: 7 Billion people on Earth & the exponential function on: March 29, 2015, 01:18:46 PM
If you look at any population graph, you can always see a plateau at the end of exponential growth for organisms in a population. I predict the same would happen to humans to be honest. It gets to a point where the planet can not support billions and billions of people. It'll level out eventually.

http://en.wikipedia.org/wiki/World_population

Article discusses it briefly.
3740  Other / Politics & Society / Re: Did Allied troops rape 285,000 German women in WWII? on: March 28, 2015, 01:56:15 PM
I know feminist talking about rape is the most annoying thing ever, but she does have some truth. In war there is always opportunity to take advantage of the weak, and rape is pretty much the result of scared innocent civilians facing men with guns. No doubt was there rape in WW2.
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