Bukunya menarik, kalau boleh tau itu buku apa? Ada link referensinya?
Betul, tidak semua omongan orang lain harus kita pikirkan karena tidak semua omongan itu layak untuk didengarkan. Mereka yang menganggap trader atau investor itu pengangguran, tentu mereka itu orang-orang yang minim ilmu atau terbelakang. Kalau mereka cukup ilmu, pastilah mereka tau investasi dan trading karena itu bukan hal asing untuk saat ini. Selain itu, orang-orang yang suka nyinyir, tidak punya itikad baik untuk kita. Jadi buat apa untuk mendengarkan mereka, tetap fokus saja ke pekerjaan kita.

Ada benarnya, mereka tidak mungkin pinjem uang karena mereka tau kita pengangguran. Kalau mereka tau trader punya duid, mereka malah dikit-dikit pinjem 100. 

Dude, Klopp still manages Liverpool until the end of the season. He doesn't leave now!!
It is not really surprising that he leaves Liverpool at the end of the season because his contract will be over. However, it is quite interesting that Liverpool management doesn't try to extend his contract. Or Klopp has no intention to extend his contract with Liverpool. I can understand that he probably wants to get a new challenge, he already managed Liverpool since Oct 8, 2015. He may be aware that he is already a long time with Liverpool. Now, he wants to get something different with a new club.

NO, it is not all about the injury of Mo Salah. Klopp is a smart and experienced coach, he doesn't rely on a single player only to win the match. Even if Mo Salah will get injury for a long time, I no doubt that Klopp still can win the EPL title with Liverpool.

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https://www.liverpoolfc.com/news/jurgen-klopp-extended-interview-why-ive-made-decision-leave-liverpool

This season is surely very different from previous seasons. In the previous seasons, Bayern Munich and Borussia Dortmund are 2 top teams in Bundesliga which compete for the title. But this season, the race for the title is between Bayern Munich and Bayer Leverkusen. It becomes more interesting that Bayer Leverkusen is leading Bundesliga standings and they are still unbeaten so far. Xabi Alonso did something impressive for Bayer Leverkusen, he makes this average team to be a very strong team. Even an experienced coach like Thomas Tuchel still got a defeat when he is managing Bayern Munich this season. But Xabi Alonso never got a single defeat, he continues to get points in every match. Now, the point gap between Bayer Leverkusen and Bayern Munich is 4 points. Bayern Munich was defeated by Werder Bremen in matchday 18. It seems Bayern Munich attackers decreasing a bit their performance in the last 2 matches in Bundesliga. This only makes it more difficult to catch Bayer Leverkusen in the 1st place.

I think Real Madrid will never try to sign again Benzema after they sold him to Al Ittihad. There is no advantage to have Benzema in Real Madrid squad now. Benzema is no longer in his prime age, his performance is also decreasing a lot. Moreover, Benzema more often gets injury. Instead of signing Benzema, it is better to sign younger striker like Mbappe or Osimhen. Ancelotti have built Real Madrid squad with young players. There is no chance that he is considering to sign an old player like Benzema.

Sure, Real Madrid seems to focus on signing Mbappe. So, there is no reason for signing Benzema. Mbappe and Benzema don't want to sit on the bench, they must ask to play regularly. If Real Madrid sign both Mbappe and Benzema, there should be one of them to sit on the bench. It is simply impossible to happen.

Please check again the source of the news! Is it valid news?

Solana has strong fundamentals and it has some good news recently. We also can see the price increase of Solana looks quite fast. Although there is a correction in the last few days, the price has increased again today. I think Solana is a good option for a long term investment, it showed a positive progress and it has strong fundamentals at least. The teams of Solana never stopped to develop the project. I'm sure Solana can have the chance to pass its ATH in the next altcoins season. The current price is actually still cheap if we compared with its ATH, it is even not a half of its ATH ($259). You still don't miss the chance to buy Solana, dude.

I don't understand this. As far as I know, the price increases quickly during the hype. Then, it is decreasing a lot when the hype is over.
Trending coins must have value as long as it is listed on exchanges. It only has no value when they become dead coins. 

Before Bitcoin halving happens, the hype should trigger the price to increase gradually. And when the Bitcoin halving happens, the price probably increases quite significantly. To pass $50k isn't impossible, we already saw the price pass $48k before the dump several days ago (on January 11). If there is a pump in the next few weeks, the price may reach $45k again and it will try to retest to $48k in the next pump. So, to reach $50k seems not really difficult. However, although the price of Bitcoin can reach $50k during the Bitcoin halving, there is no guarantee the price will reach $100k at the end of the year. You said that the price of Bitcoin probably grows slowly after the Bitcoin halving. The progress of Bitcoin move may not as quick as we expect, so I think to pass $100k may be in the next year (2025). If we analyze the history of bullrun season, Bitcoin reaches the ATH 1 year after Bitcoin halving.

Agree, mate. It is no longer the era of Ronaldo and Messi. Even Ronaldo didn't deny it. He often stated that Haaland and Mbappe as the two best players in the world now. I just can't believe that some Messi fans still assume Messi is still the best player in the world. I don't know what's the reason is, most of them don't want to wake up and see the reality. 

Sure, Ronaldo and Messi decided to leave Europe leagues. It is a very clear sign that they are no longer in their best level. If they are still in their best level, they must stay in the most competitive leagues in the world. So, they won't have the reason to play in Saudi League or MLS now.

However, it is true that Ronaldo and Messi will be always great legends.

Kalvin Phillips actually is a good player but he can't be the main player because Rodri played very impressive and Man City has some options in the same position. Man City has 4 players for the position of defensive & central midfielder (Rodri, Kovacic, Nunes, and Kalvin Phillips). It is difficult for Kalvin Phillips to play regularly because other players also played well. The only solution for him is to move to another team, he has done the right decision to move to West Ham. He may get more times to play in West Ham, so he has a chance to play again with his best form. I believe Kalvin Phillips isn't over yet, he still has an opportunity to return to his best career.

Indeed. Pep has 4 world-class midfielders in the same position.
We can understand if Kalvin Phillips can't get enough time to play. Moreover, other midfielders could play better than Kalvin Phillips.

Yep. The match against Fiorentina will be an important match. Inter Milan needs to beat Fiorentina to return to the top of Serie A standings. At least, Inter Milan should get a draw result on the match. They will have the same points (52) but Inter Milan has more goals than Juventus. So, Inter Milan will be back to the 1st place.

However, it mustn't be an easy match because the match will be held in Fiorentina home. Fiorentina will also play all out to get points because they want to secure their position in UCL zone. They only have 1 point difference with Atalanta in Europa League zone. If Fiorentina fails to get points, Atalanta has the chance to overtake them. So, it is not only about the chance to win Scuddetto for Inter Milan but it is also about how Fiorentina to keep their hope to end the season in UCL zone. This matter will make the match quite crucial for both teams.

But not every greed is harmful, you can feel greedy of knowledge and experience. 
No one stops to get lessons and new experiences. It is a part of our life, we will do it until the end of our life. We will never feel satisfied about our knowledge and experience.

Anyway, if we are greedy in investment or trading, I can agree this probably leads to bad ends. That's why we must make a plan or target, then we must stick on them. Just decide to exit if it reaches the target!

Accumulating more is okay as long as it is not too excessively.
No one only buys Bitcoin once or twice. We must try to accumulate more and more. But when it is no longer in the right time to accumulate, we must decide to stop. Also, we must consider our funds/capital. We mustn't force to accumulate more if we have no longer enough capitals/funds.

It is true. If we don't want to get criticism, we can't last a long time in this forum. There are varied people with different knowledge and experience backgrounds. There must be a chance to have different ideas or opinions. We can't expect that all the people to have the same way to view something, it is impossible. This forum is a place that is free to express opinions, people can make different ideas. So we must accept if there are people who disagree with our opinions or in the opposite of our ideas. 

Indeed. Don't take into heart about every criticism!
If we assume other people give constructive opinion, we can consider it to improve our knowledge.
Meanwhile if they give unclear criticism, we can ignore it!

Yep. Chelsea played very impressive, they scored 6 goals to beat Middlesbrough. Chelsea avenged the defeat in the first half with a convincing score. It is surprising that Chelsea could score 6 goals. Again, Cole Palmer becomes the player who has the most important role in the match. Chelsea was really lucky to get this player from Man City. Cole Palmer already contributed much for Chelsea so far.

It is already in injury time, I also guess that there will be no change in the score. The draw result of this match make Liverpool to play against Chelsea in the final of EL cup. Sure, it will be an interesting final because we have 2 top teams. Chelsea must play all out because EFL title may be their main target for this season.

Why? Defeating Middlesbrough doesn't mean they defeat Liverpool?  
I think Liverpool and Chelsea have the same chance to win the EFL title this season. But if we look at the quality of the squad, Liverpool seems a bit better.

No doubt if Man City and Real Madrid are 2 favorite teams to win the UCL title. They are the teams that look play consistently and have strong squad. So most people hope the final UCL match will be Man City vs Real Madrid. However, we don't underestimate other teams such as Bayern Munich, Arsenal, Inter Milan, Atletico Madrid, and Barcelona. These teams also have good squad and they play quite well during the group stage. We also know that UCL often surprises us with unpredictable results.

Agree. The position of the teams in domestic league won't always describe the chance to win or lose in UCL matches. Last year, Inter Milan was very struggling in Serie A, they were only in the 3rd place. But they could go far in the UCL, they reached the final round against Man City. They even made Man City was quite difficult to win the final. So, sometimes the position in the domestic league doesn't mean a lot!

I see Girona put some of their main players in the bench, it makes them to play not optimally. It is more reasonable than fatigue, I doubt if the players feel fatigue because they don't play in many competition. As far as I know, Girona only plays in La Liga and Copa Del Rey. Ideally, Michel still uses their best lineup for this match, put all the main players in the lineup. They mush focus to score some goals in the first half, then Michel can change the main players with substituted players in the second half. I'm sure Girona must play better if they play with full team (best lineup).

However, we must appreciate the tactic used by Aguirre (Mallorca coach). He really takes the advantage and understand how to exploit it when Girona didn't play with their best lineup. They play all out to score goals as many as possible in the first half. Then, they tried to defend their leading in the second half. Aguirre knows how to surprise Girona.

It is untrue if the investors will moves their funds from Bitcoin to altcoins after Bitcoin halving. Why?
We know that Bitcoin will increase gradually after the Bitcoin halving and it needs some months to achieve its peak (new ATH). The investors must wait for the peak to sell their Bitcoin. Although not all the investors will wait for the peak, they must wait for the big increase after the halving. Sure, there will be altcoins season as well but it doesn't mean the investors must ignore the potential of profits from Bitcoin.

Indeed. Some altcoins have higher volatility than Bitcoin. So they have the chance to skyrocket more than Bitcoin. But we must know that not every altcoin will increase better than Bitcoin, some may have no significant increase during this bullish season. Don't generalize it, there are also many altcoins that seem unconvincing to increase! Anyway, what do you mean by altcoins to have more impact? Bitcoin must be the coin that has bigger role in the market. It will always to bring bigger impact than other coins.

Pilihan yang tepat. Jika lebih banyak loss daripada untung di future, mending lebih fokus ke spot saja. Meskipun ada orang-orang yang sukses di future, belum tentu cocok untuk kita. Lebih baik pilih yang lebih cocok dengan gaya trading/investasi kita.

Berarti agan gunakan spot untuk hold altcoins?
Tidak masalah jika hanya fokus ke hold daripada trading. Tapi kalau ada peluang untuk trading dengan potensi untung lumayan, menurut saya tidak ada salahnya untuk trading juga di spot. Apalagi dengan kondisi market yang up dan down nya cukup sering plus lumayan drastis. BTW, BNB dan ARB koin yang bagus, saya pun juga masih punya niat untuk memberli jika ada kesempatan lagi untuk buy. ARB saat ini sudah di angka $1,6 - $1,7 sedangkan untuk BNB sekitar $290. Kalau dulu agan beli di rate $0,8 dan $206, agan cukup beruntung.

If you check the stats of Bayern Munich in Bundesliga standings, they only got 2 losses (defeats). Bayern Munich got the defeats, against Eintracht Frankfurt and Werder Bremen. Eintracht Frankfurt isn't a weak team, they always finished the season in the top 10. But Werder Bremen is surely a small team, Bayern Munich shouldn't be defeated by them.

IMO, Bayern Munich actually doesn't perform so badly, but Leverkusen just did an impressive performance. If Bayern Munich want to have the chance to overtake Leverkusen, they need to play perfectly in each match. They must win all the next matches, so they can get the optimum points. I think it is not easy for Tuchel, winning every match seems not something possible. However, I believe Tuchel isn't bad manager, he must know how to handle Bayern Munich to be back to the race of he champion.

Agree. We don't need to expect too much for the good result of AS Roma. When AS Roma could be the finalist last season, it was under Mourinho management and AS Roma was in a good condition. It is very different with the current condition, AS Roma is no longer under Mourinho management and AS Roma squad looks not convincing to go far in Europa League. I am even not sure really sure that AS Roma can qualify for the next round. In this play-offs round, AS Roma will play against Feyenoord, it is not a weak team. Feyenoord is a strong team, they are in the second place of Eredivisie standings. Meanwhile AS Roma is in 8th place of Serie A table, AS Roma is experiencing a bad season. Moreover, AS Roma is managed by a new coach with no experience in international competitions like Europa League. Considering this matter, not only you, I also doubt that AS Roma will perform well in this Europa League competition.

It is a normal feeling, we always have the desire to increase the wager if we assume we have a good chance to win the betting. I also feel this, especially when it is about the football match. I always wants to increase my bet when there is a match between a strong team and weak team. But I always remember that sometimes the strong team can be defeated by the weak team. That's why I can stop the desire to increase the wager, I'm trying to keep realistically. So, it is all about how we can handle our desire by thinking the risks.

If you're an experienced gambler, I'm sure you have a good self-control. Moreover, if you already bets for many years. You must understand the risks and the potential things to happen when you're rising the wager.

TBH, I don't know if saving is the main purpose of Vitalik's advice. 
However, I can agree that saving for emergency is needed. It is an advice that we already know from many years ago. Even our parents always remind us to save money for emergencies or urgent needs. I think we can do it constantly, not only for 3 - 6 months. We don't know how much money we need for the future emergencies. That's why we don't stop to allocate some money for saving. I'm also doing this, it is a common thing that most people do in my country.

Well, it is true that everyone needs to have an investment. Although the investment doesn't guarantee our future, but it must be very helpful. With investment, we have the chance to gain money constantly and we have reserved money for the future as well. Saving in fiats only reduces its nominal amount over time, but if investing in Bitcoin or other potential things is potentially raising the value day after day.