Hmmm...the physical Bitcoin collectors dillemma that I have faced thru the years myself.
You got a good point there but speaking as a collector of things, sometimes I would rather have a piece of btc history than btc itself.
One way I try and justify what I buy is I try never to use what I have in BTC in my long term vault(being a btc maximalist) ...that stays untouched.
When it comes to buying a collectable I spend from dirty fiat money I was never planning into converting into BTC at all for long term savings.
A few years back I bought an item for $200 that the buyer said he bought for 6 BTC back in the day when BTC was low.
To prevent me from having any type of remorse down the line as this guy had... I simply try my best to use fiat paper money or newly purchased BTC with said useless fiat paper money.
And if I buy a loaded item, then I have the benefit of adding BTC to my colleciton and portfolio as well.
+ 1 to this.
Also, tbh the another good reason for keeping physical coins is that you are always hesitant to peel a coin [unless there is an emergency].
Some times, physical
BTC are the only store of remaining BTC for many BTC holders, who otherwise would have sold everything.
It's like a mental block which you have to cross before peeling. So many people buy and just forget about the coin.
This may not be the case 100% of the time. But this has been the experience for many collectors.
Hopefully this helps!
Disclaimer: We have our own coins on sale.
I know the hardest to sweep would be a Kialara...Max told me he made sure it would have to be kinda destroyed to unload or sweep and this will make a person really think hard before doing so unlike peeling just a hologram on a coin. I have loaded one just for that reason as well.