There is buzz about the prospective of governments and banks accepting crypto or creating their own for its mass acceptance.

I don't think this is even worth acknowledging, as all of the present and future innovations are going to come from the private sector. Governments are just responsible for damage control, do a God-awful job for the most part and have never achieved true democracy.

In the past, people relied on governments and banks not because they're "governments" or "banks," but because they provided security.

Once AI, blockchain, and improved means to use crypto provide even better security than governments and banks ever could, whatever they do will be irrelevant.

Can Bitcoin become the universal currency of the world? What is the reason?

Universities and colleges are opening up to the idea of taking donations via cryptocurrency…by Manoj Sharma for CNR Earlier this week

Read more:
https://www.trackcoinmarket.com/en/crypto-news/34494/universities-colleges-learning-handle-donations-bitcoin

very interesting when we hear that academics from Princeton University and academics from the University of Florida have concluded that China has the potential to threaten stability, internet infrastructure, security and bitcoin development.

in the world of mining, China dominates using ASIC vendors. China controls mining hashrate, so they affect the bitcoin protocol.

Is there a solution to stop that potency  ?

Quit Bitcoin and sell at your BTC at cheap today and regret later. The news coming from the governments are planned with the aim of creating FUD in potential investors because the governments are afraid of the power of decentralization. However, this power of decentralization cannot be stopped because it has already gained roots on the market as more and more people become familiar with the concepts and benefits of Bitcoin and the entire crypto.

In future if bitcoin is allowed in countries around the world and most online based companies will start to allow bitcoin as their payment currency/gateway/exchange. But what do you think if we would be allowed to transfer our money to our bitcoin wallet from our bank accounts like PayPal does? Will it be a good thing for banks and us?

Guys we are very much aware how the crypto community through this great forum has helped most of us in terms of our finances but is so heartbreaking that the most of the public views only describes how insecure and unsafe the crypto community is. I do understand that cryptocurrencies are volatile and the issue of anonymity sometimes scares people away but y'all bear with me that if  crypto is explained to you and you really understand it properly you would not make wrong mistakes and get swayed away by panic sales or submit your private key as ethereum wallet address. Is it a public campaign or some other form of tutorial that we should organize to help explain crypto to the world because believe it or not the blockchain technology of cryptocurrencies is being admired by most organizations and some of them have decided to run their operations with the use of blockchain technology. What can we do as a community to help change the public view of Crypto?

Bitcoin prices are still the same these days and it does not seem like it is moving up. At least not as high as everyone anticipates. If the price remains the same until next year and it stabilize at around $6000, do you think that it will be good for the crypto world or not? Say it does not go down below it, but it also still does not go higher than that, what do you think will be the repercussions to the market?

Ethereum is getting popular day by day. People participating in ICOs they use ETH a lot. Ethereum is a smart contract.

But what does Ethereum do better that any other alt?

Virtually everyone is expecting another boom in the crypto space. We hope for another bullish market. The question we kept on asking ourselves is "When is bull run going to start?"

- 2018 does not really support the boom for most ICOs, unlike what we had in 2017.
- In 2017 airdrops were very profitable, unlike what we have in 2018, where most airdrops just seem useless.
... and the comparison continues ...

Despite all these, i can confidently say that, notwithstanding the bearish market, 2018 has been a very good year for both Traders and Investors alike.

How can you invest in bitcoin without being scammed? There are people using very fine techniques like selling bitcoin cash in name of bitcoins using confusing websites name. How to be safe from such scams ?

Market is fluctuating today a lot . But I hope it will not continue. So I am applying HODL at this moment.
What is your policy at this current market volatility?

All Altcoins are in red. What causes this dump and does this mean that it's over for certain amount of Altcoins?

We are talking about more then -10% for a lot of coins: Charts

If you are to choose, which one would you prefer to store your money, banking which is susceptible to fraud like identity theft, lost and stolen cards, ATM withdrawal scams etc., or cryptocurrency wallet which is susceptible to cyberspace scams? Why?

Many believed that the inventor of Bitcoin wants to remain anonymous to avoid legal consequences as what happened during 2007 about E-Gold, one of the first digital money (Bernard, 2017). On the other hand, I think it would be better if the founder of Bitcoin will reveal his identity since many countries recognized the essence of this cryptocurrency.

If this might happen, it will contribute for more development of digital currency and regulations in Bitcoin procedures. Also, the acknowledgement must be given for the person who invented the most efficient digital currency in our society.

What are your thoughts?

We are led to believe that almost all governments are corrupt and that most officials and even leaders of the world are bought.

We saw this for instance with the US elections where rumours are doing the rounds that massive amounts of money were channelled from foreign countries to influence the outcome of the election. This money had to be laundered through shell companies via Banks and complex money laundering systems.

All of this leaves paper trails and this can later be followed and investigated to find the true origin of this money.

Now think about this, why would "corrupt" governments want to appose Bitcoin and Crypto currencies, if they can use it to hide their "corrupt" practices? Would it not make sense just to allow it and then use it to further their political aspirations?

The push back from these corrupt governments does not make any sense. Could it be that they know that Bitcoin and Crypto currencies are not "anonymous" at all and that these transactions can be traced and for this reason they are apposed to it?

Curious to know what you are thinking. 

It's very funny anytime i see people making references to the slow network of bitcoin and in terms of transactions on its network. Some even go to extent of saying that bitcoin network will collapse once all its blocks are fully mined but anytime these same people request payment from their dealers they want it in bitcoin. hahaha I guess even Vitalik Buterin accepts payments ONLY in BTC. Get it people! BTC is KING!  

What would be your thoughts and prediction to what will happen in 5 years from now in Crypto?

Do you see higher values?

Do you see less projects?

Do you see a merger of many projects?

Tighter Regulation?

More acceptance?

Society in general?

As a background, NEO is a blockchain platform and cryptocurrency supporting a scalable network of decentralized applications. It bears resemblance to Ethereum at its core but has its own unique features.  Unlike Ethereum, it integrates other cryptocurrencies into its network, which gives it the potential to become a global digital system in today's smart economy. 

NEO touts its accessibility as one of the key platform features because common programming languages are accepted on its platform.

Link: NEO price prediction: strong growth potential?

How do you think about NEO?