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1  Economy / Gambling discussion / Re: Gambling Distortion Pattern on: December 05, 2022, 08:33:29 PM
<..>
In fact this is something that novices can experience more frequently, I include myself there only when I was a novice, I had experiences as it appears on the chart, however now we as players who have a little more experience and know myself can say that things can happen like this but not with that behavior, sometimes we can stop the losses only with decisions that can make the difference between one play and another, perhaps because we already see the game as one more way to have fun and not to make money , since when we don't see it to make money, unwanted emotions enter, fear, stress, pressure and that makes us lose faster


isn't it interesting how expactations plays a role on relaxation during the experience?
if you have more expectations (wanting a particular outcome) it can make you more tense/less relaxed or more fearful, therefore more prone to mess up due to these emotional or thought conflicts

You are right.One time I was expecting to win the same amount of money as to buy a Mercedes CLS (what a f*cking idiot I was to think that) and once I started I was really relaxed calm,even happy as I was expecting to hit the maximum payline of my beloved slot machine at a certain bet most likely at 3 dollars for a bet.It started well it gave me the bonus round a couple of times and I increased the balance nicely only to lose it by continue playing as I thought the slot machine will keep giving me money (naive expectation) while in fact it took it all away and I become mad,tense and even nervous when talking to people.I do not do this anymore thank God.

good point
in the end it's better to approach the world without expectations if possible
of course it's not the easiest thing, but it's possible.

in gambling it's hard to predict the outcome, betting in the hope of winning a lot and to keep betting with this belief is a recipe for disaster
2  Economy / Gambling discussion / Re: My Unconventional Betting Strategy on: December 02, 2022, 03:03:40 PM
Many people had a strategy to play with full of his holding money to double it. Some may use to play gambling by using 50 percent of holding money. But my strategy is using the money, which I had afford to loss. That money should not affect the regular way of my life even if I had loss that complete money. If you follow this strategy, you will only enjoy the gambling and get some fun from instead of losing the hope in the gambling. Full loss will gives you negative opinion on gambling.

here's a good example of planning to avoid ruin
if one just give in to their emotions then they'll probably end up losing a lot when the luck tide turns the other way.

better to at least put some thought in the future and consider what will be the outcomes of our present decisions.
3  Local / Português (Portuguese) / Re: Mercado Bitcoin lança a sua stablecoin pareada ao Real on: December 02, 2022, 02:48:29 PM
achei bem curioso lançarem na Stellar e não na Ethereum  Roll Eyes
Inexperado não foi. Eu chutaria algo como Polygon, mas não a Ethereum. O motivo? As taxas da rede, claro. Roll Eyes

Agora está até ok, mas nós sabemos o quão altas elas podem ficar. E ninguém vai ficar pagando $5 para mover reais por ai. Taxa alta só vale quando se está especulando jpegs e tem chance de lucro.

pq alguém que investe em crypto e quer ir pra fiat compraria BRL ao invés de dólares?
não faz muito mais sentido dolarizar?
Para fugir do BRL, sim. Mas eu consigo ver um mundo em que os brasileiros usam o BRL em protocolos ou plataformas de investimento (tipo como a MB já faz com a sua "renda fixa"), cassinos, etc...

sim, mas mesmo assim tem as L2 da ethereum né, que possivelmente serão mais longevas que a Stellar
veremos

interessante como a Optimism parecia tão promissora mas aparentemente pegou pouca tração.

e sim, podem rolar uns DeFis BR no futuro
ou mesmo tokenização de ativos reais aqui como imóveis direto para BRL, e não dolarizando.
4  Economy / Gambling discussion / Re: Losing $350,000 because of a friend, what would you do? on: December 02, 2022, 02:39:44 PM
It is not ideal to make an all-in with a one-pot game because its just an all-or-nothing game and we know the possible odds with the game mostly with this kind of game, at the end get the courage and make a risky still decision of the player to make it with this large amount it will really test your friendship if you will make it continue or not well if you decision will become tough because its a battle against friendship vs the money situation and trust is really the big deal.

the only situation where it'd make sense, imo, is risking it all IF you make a fixed risk bag, usually smaller than 2% of your total money available to gamble
so you'd risk a really low amount

I know, way different than going all in

but avoiding ruin is a must.
5  Economy / Gambling discussion / Re: Gambling Distortion Pattern on: December 02, 2022, 02:27:59 PM
<..>
In fact this is something that novices can experience more frequently, I include myself there only when I was a novice, I had experiences as it appears on the chart, however now we as players who have a little more experience and know myself can say that things can happen like this but not with that behavior, sometimes we can stop the losses only with decisions that can make the difference between one play and another, perhaps because we already see the game as one more way to have fun and not to make money , since when we don't see it to make money, unwanted emotions enter, fear, stress, pressure and that makes us lose faster


isn't it interesting how expactations plays a role on relaxation during the experience?
if you have more expectations (wanting a particular outcome) it can make you more tense/less relaxed or more fearful, therefore more prone to mess up due to these emotional or thought conflicts
6  Local / Português (Portuguese) / Re: DAOS e a gestão de territórios e propriedades reais on: December 02, 2022, 02:10:41 PM
no Brasil não é assim que funciona

um exemplo claro foi o que aconteceu um tempinho atrás
começaram a cobrar bagagens despachadas em vôos nacionais alegando que isso diminuiria o valor da tarifa, na prática não foi o que aconteceu, as tarifas continuaram iguais e as bagagens começaram a ser cobradas, alguns meses após a lei ser criada ela foi revogada.
Concordo que a empresa não vai ser boazinha e repassar a diminuição do custo para o preço do serviço/produto. Eles querem é lucrar mais (obviamente), rsrs...

Mas eu também não descarto que isso pode ter sido causado pelo aumento do preço de combustivel de avião e outros custos. O preço das passagens tem aumentado bastante, e dá para ver essa dificuldade até no mundo das milhas (antes emitia qualquer coisa em executiva a preço de banana, agora é bem mais dificil). Talvez elas tivessem aumentado ainda mais com as bagagens gratuitas.

Quanto a revogação da lei, parece que a decisão foi vetada pelo Bolsonaro: https://www12.senado.leg.br/noticias/materias/2022/06/15/bolsonaro-veta-despacho-gratuito-de-bagagem-aprovado-pelo-senado

concordo

tiveram outros fatores, a própria pandemia deu um baque grande no fluxo aéreo né, não cheguei a ver dados mas imagino que tenha diminuído muito

interessante! não tinha visto do veto!



seria ótimo ter essas cias low cost no Brasil, imagina fazer uma ponte aérea entre grandes capitais pelo preço de um ônibus? só que com a velocidade de um avião

7  Local / Português (Portuguese) / Re: DAOS e a gestão de territórios e propriedades reais on: December 01, 2022, 08:52:23 PM
No Brasil já passamos muito da tributação ideal, o povo não aguenta mais impostos.

Eu não quis dizer para aumentar a tributação! Alias, acho que o efeito é o contrario.
Se ninguém "fugir", torna-se possível baixar a tributação, pois de modo geral entra mais dinheiro com a tributação existente.

Mas, sinceramente acho que isso é um ciclo difícil de evitar e por isso vamos continuar a ver: aumento de tributação > fuga para offshores > perda de capital a ficar retido no pais.

no Brasil não é assim que funciona

um exemplo claro foi o que aconteceu um tempinho atrás
começaram a cobrar bagagens despachadas em vôos nacionais alegando que isso diminuiria o valor da tarifa, na prática não foi o que aconteceu, as tarifas continuaram iguais e as bagagens começaram a ser cobradas, alguns meses após a lei ser criada ela foi revogada.

a questão aqui não é o dinheiro arrecadado, definitivamente, o Brasil arrecada trilhões de reais de imposto, a questão é a máquina pública que é gigantesca (e crescendo) e pouco eficiente, com muita burocracia.

não sei dizer sobre a situação de Portugal.
8  Local / Português (Portuguese) / Re: BlockFi vai entrar com pedido de falência? on: December 01, 2022, 12:00:36 PM
Essas empresas que faliram todas anunciavam no YouTube com influencers famosos.. Pode ser isso um grande indicativo para nos evitarmos empresas que gastam muito com publicidade

por um lado esse raciocínio faz sentido (vide o caso da Atlas) por outro acho díficil ser o único critério, a binance por exemplo já investiu bastante em publicidade, a crypto.com aparentemente está ok mesmo depois de fazer anúncios com celebridades por exemplo (não boto minha mão no fogo)

O caso da FTX foi bizarro...
9  Economy / Gambling discussion / Re: My Unconventional Betting Strategy on: December 01, 2022, 11:47:28 AM
that is definitely a cool strategy
betting would probably make me more interested in watching the games  hahaha Roll Eyes
not the biggest football fan here

what do you do if you come to a stalemate where you want to bet on some result and your friend wants a different one?
or is it like 3 games and 3 friends each one choosing just one result?

everything can be solved and not make things complicated. it can be settled with rock, paper, scissors.
but you're right. watching games is a lot fun than just concentrating more of your loss when you are alone weeping over a soccer loss. if you win, you drink your booze together. when you lose, you drink together still.

rock paper scissors works with people who are not too attached to their opinions, so I wouldn't say it's the best solution all the times.

but you are right, approaching it as a friends game definitely helps and makes things lighter.
10  Local / Português (Portuguese) / Re: Mercado Bitcoin lança a sua stablecoin pareada ao Real on: December 01, 2022, 11:07:42 AM
achei bem curioso lançarem na Stellar e não na Ethereum  Roll Eyes

se engata ou não... sei lá mas acho que não.

pq alguém que investe em crypto e quer ir pra fiat compraria BRL ao invés de dólares?
não faz muito mais sentido dolarizar?

a não ser que a pessoa queira assegurar um lucro em BRL e vender dentro do limite de 30k por mês por exemplo para evitar taxação extra por ganho de capital.
11  Economy / Gambling discussion / Re: Losing $350,000 because of a friend, what would you do? on: December 01, 2022, 10:56:44 AM
I had a similar incident, although not exactly in this way. It was 4 years ago. A close friend and I had a joint gambling account. When we were gambling, we made joint decisions and acted that way. But one day it didn't happen that way. When I was going to bet equally on two different games, my friend changed his mind according to his own opinion and played with all the money in one game. He did something like this without my knowledge. At the end of this incident, when we were going to have a lot of money, we didn't have any money. As a result, he is still my friend Smiley After this incident, he returned my main money and we ended our partnership. Since then, I have not involved anyone in gambling.

I believe you were very lucky. Because your friend, despite being irresponsible in the game by betting everything on impulse without consulting you first, at least had the character to admit that he was wrong and return his part of the value.

If you were a dishonest person or simply someone who was in financial trouble, most likely you would never be able to recover the lost money.
I have never opened a joint account with friends and I strongly discourage people from doing so.

Obviously, this sum of money can make you achieve a goal faster, but friendship and trust must be very strong in order to overcome any addiction or lack of control on the part of any of those involved... which is very difficult to achieve. achieve.... I don't even trust myself Cheesy

This is the kind of business that will break a friendship. Even to the most honest person you know, you would rather keep the friendship without having him as a partner in a gambling activity. The fact that he returned the money and ended the partnership means, the friendship has already soured. A life lesson was learned from that situation. Because a friend can think who else can you not betray?


betraying a friend would definitely risk ending the friendship
though it must be possible to have a partnership, work together and separate business from friendship in some cases
it varies, and it's not easy, but may be possible
12  Local / Português (Portuguese) / Re: Bancos proíbem compra de criptomoedas após colapso da FTX on: November 30, 2022, 02:49:21 PM
Novamente.... não faz diferença na prática se 90% está cagando para o BTC ser descentralizado. Poderia muito bem ser um entry em um banco de dados MySql, desde que apresentasse a mesma natureza especulativa.

Nisso tenho de concordar, a maioria das pessoas entra no BTC não por ele ser descentralizado e com a capacidade de se poder ter controlo sobre total sobre o seu dinheiro, mas entra apenas por questões especulativas.

Isso não faz diferença. O que importa é a quantidade de dinheiro. Se milhares de pessoas investem mil pra especular, e aparece outra com 1 bilhão como reserva de valor, esse 1 pesa mais.

E pode-se falar o que quiser, mas o fato é que existem mais de mil criptomoedas, e cerca de 60% do dinheiro esta na única moeda descentralizada.

Além disso, a maior parte desse dinheiro está em poucos endereços . Apenas 2% dos endereços tem 1 bitcoin ou mais
https://bitcoinist.com/how-many-people-actually-have-at-least-1-bitcoin/

o willy woo tem uns comparativos interessantes mostrando que a concentração de renda no btc está diminuindo (baleias distribuindo) e em fiat em geral está aumentando.
só somando no papo.

postei isso aqui em algum lugar num passado remoto.

13  Local / Português (Portuguese) / Re: DAOS e a gestão de territórios e propriedades reais on: November 30, 2022, 02:29:20 PM

não, o caso das offshore é para imposto de renda também
a galera joga toda entrada de dinheiro para as offshore e trás pro Brasil só o dinheiro que precisa, ou pega um empréstimo com a empresa pra evitar pagar impostos
dá pra fazer isso legalmente e duvido que fechem essas brechas da lei um dia.

realmente pra impostos sobre produtos não dá pra fugir mesmo.


Mas acho que é exatamente o processo de ''distinção'' e previlegio entre os ricos e o resto do mundo. Beleza, todo mundo paga imposto sobre produtos, mas pra vários vários outros tipos, os ricos de todo o mundo estão isentos e o resto da população - no geral a classe média - paga as contas.

Eu não vejo problema ético com os off-shores, achoo que se existem países dispostos a flexibilizar suas leis, as pessoas precisam aproveitar. Mas acho que no cenário macro, pensando nessa diferença entre quem tem e quem não tem muito capital, a história fica éticamente mais complexa pra mim.

o négocio é que pros ricos os impostos sobre consumo pesam muito menos no orçamento total

Eu não vejo problema ético com os off-shores, achoo que se existem países dispostos a flexibilizar suas leis, as pessoas precisam aproveitar.

Nos eua, como os estados têm maior independência do que no Brasil, você pode se mudar pra um estado que tem uma política que combina mais com sua visão de mundo.
É o que chamam de "votar com os pés "

Assim como no caso das offshores, isso gera uma  concorrência entre os estados, e concorrência é sempre saudável.

Quote
Mas acho que no cenário macro, pensando nessa diferença entre quem tem e quem não tem muito capital, a história fica éticamente mais complexa pra mim.

Imagine que você comprou 100 btc em 2015 e segurou até hoje.

Se vc acha justo dar 15 pro bolsonaoro e pro Lula fazerem populismo pelo país, não vejo problema.
Mas se você pode puder, legalmente, transferir pra uma offshore eu não acho q isso vai piorar a vida dos mais pobres.

ainda não li o livro novo do Balajis mas acho que ele toca nesse ponto, chama the network state
essa ideia de opcionalidade de saída dos países é muito trabalhada no Indíviduo soberano também.
14  Economy / Gambling discussion / Re: My Unconventional Betting Strategy on: November 30, 2022, 02:10:32 PM
that is definitely a cool strategy
betting would probably make me more interested in watching the games  hahaha Roll Eyes
not the biggest football fan here

what do you do if you come to a stalemate where you want to bet on some result and your friend wants a different one?
or is it like 3 games and 3 friends each one choosing just one result?
15  Economy / Gambling / Re: Duelbits.com | Casino & Sportsbook | VIP | Instant withdrawals! on: November 30, 2022, 02:00:55 PM
Has anyone noticed some of the tweets from duelbits in recent days? Duelbits have started to tell what they will give in the promotion for Christmas later and this is extraordinary because they don't forget that at the World Cup there is an event that also attracts the attention of many players, namely Christmas and it looks like it will be the same as last year opening gifts box and getting various prizes, can't wait to see an update of this.

yes, the world cup changed the peace of events this year because it's also a big thing happening and that can move a lot of the gambling world

Christmas is usually a point of the year where people are more prone to spend money as well
16  Economy / Gambling discussion / Re: Losing $350,000 because of a friend, what would you do? on: November 30, 2022, 01:44:40 PM
Lemme just answer from the title first, I can't risk to lose $350k just a friend and for what reason would I have wasted such opportunity if it happens i came across it. If I could have such a friend who would take me backward then no need to have them around.

you must have misread the OP. he didn't actually lose $350k. it was the possible money that could have been won if a friend didn't take the money on the table.

but this is just a scene on a movie. and he asked away if what we'd do if it happens to us. but either way, losing $350k in 2022 will give you a heart attack.

probably the only case in which somebody wouldn't be really pissed for losing 350k usd is on these cases of people who have more than 20 million usd, and even in these cases

of course there are several situations
losing by risking it in an endeavor is really different than losing it because of a friend

On your statement, only people who have flowing money can endure that amount, but if you are not that kind or you are not a rich gambler, that amount is too much for you to lose.

Though it isn't near to any reality when someone is playing or inside a gambling house, most of them
don't want to be bothered by anyone. Most of them will choose to play quietly as they are focusing
in finding ways to win against the house.

Even those with stable incomes would still feel that amount missed cheaply unless they are such that worth hundreds of million or more. This is money we are talking about, it would affect most people unless they are not from this world. Yet, it's a lesson, one should trust their instincts 100% rather than trusting friends. Because if it were to be he who made the mistake, the psychological effect would be minimal.

However, the consolation of such a person should be towards the fact that it is not real money yet credited, life goes on, it should be forgotten.

you'd be surprised to see that some people have quite different ways to relate to money
some value it to a point losing it hurts a lot
others are way more detached

one of the best ways is probably to approach gambling with a fixed amount where you don't put more if you lose it all
like fixed risk bags
17  Local / Português (Portuguese) / Re: Bancos proíbem compra de criptomoedas após colapso da FTX on: November 29, 2022, 11:10:30 PM
Essa ideia não acho que seja bem assim. Não acredito que se a maconha legalizasse no Brasil ela ficaria mais barata. Teria maior qualidade, mas não cairia de preço.

Estive recenetemente em Amsterdam e a maconha lá e beeeem mais cara.

Eu não quis dizer que  a droga ser legal iria a tornar mais barata. O que eu disse que é a escassez que faz aumentar o preço.
Ou seja, o facto de mesmo sendo legal, não se vender em qualquer lugar, ajuda a manter o preço alto.

Alem disso, se uma droga ilegal já é 100$, porque é que legal tinha de baixar? No mínimo aumenta um pouco mais, para pagar impostos.

no caso das drogas tem outros problemas de jogar o mercado pra ilegalidade:
é mais difiícil verificar a procedência e muito do que é vendido é contaminado ou impuro, causando mais mortes e problemas.

não pensei num paralelo/analogia com o mercado crypto mas com certeza existe

Novamente.... não faz diferença na prática se 90% está cagando para o BTC ser descentralizado. Poderia muito bem ser um entry em um banco de dados MySql, desde que apresentasse a mesma natureza especulativa.

<...>

Mas, isso vai mudar gradualmente, quando se tiver uma maior "economia circular" dentro do BTC, coisa que gradualmente vai aumentado.

governos fazendo besteira como inflacionar demais a moeda, congelar contas e confiscar bens,
e situações extremas como guerras
vão acelerar esse processo
18  Economy / Gambling / Re: Roobet.com | Crypto’s Fastest Growing Casino 🦘 on: November 29, 2022, 10:58:06 PM
there are way more things to lose than to win with heavier regulations

regulations would not be a problem, they would be a solution, there are many scam cases where people don't know where to complain and with the recent case of the exchange going bankrupt people have already started to be unsure about whether their funds on exchanges and casinos will be there. safe or not, in the case of casinos it will be necessary for governments to be more active in casino inspections to certify that people's documents will not be sold, in addition to the fact that there are cases in which gambling addicts close accounts and return to play and the casino discovers that he is creating multiple accounts, but there are no clear laws the casino cannot report these people to the authorities to deal with him better, so at the end of the day the regulations are to improve this market, they will benefit the casinos and the people

the more a country create bureaucracy over the crypto markets, the more the crypto companies will move to simpler jurisdictions to deal with

those casinos that are fleeing to countries with less bureaucracy then they want to scam people, because if they want to run an honest business then they just need to comply with the laws, the same way they ask for KYC and always say they are complying with the laws. governments need to regulate this market, it is not possible to protect people without having laws. how are the dispute casinos between the client and the casino? Who is the mediator of this conflict? there is still no one, the person is deceived and stolen and has nothing to complain about, so this is not fair!

even in your example casinos would be obligated to spend more with lawyers and bureaucrats in general, and would be obligated to convert part of their crypto earnings to fiat.

casinos are not going to spend more money on lawyers, they just need to comply with the laws and not steal from customers, that's all. I don't see how any casino would spend money on lawyers when they are complying with the law and not stealing from customers, nowadays people are concerned about how casinos are doing in relation to finances, do casinos have the money to pay everyone the clients? the answer to this question is something people won't get unless this is a regulated market and casinos constantly have to show how much money they have

Sounds like you are from a country with low corruption and where laws "work" somehow, I'd guess somewhere in Europe? or maybe (just maybe) the US.

this is not how it works in most of the world.
talk to people in many places of Africa, South America and Central America, maybe Africa (idk)

not all casinos/services/people that avoid KYC and overregulation (bureaucrazy, taxes, so forth and so) are criminals
privacy should be a basic right and not something we are fine to give up for so little.

if there's more bureaucracy companies will need to spend more with lawyers simply to comply
the beauty of wasting time with useless issues that could be avoided.

the FTX case is the proof that regulations and KYC won't necessarily protect costumers.
19  Local / Português (Portuguese) / Re: DAOS e a gestão de territórios e propriedades reais on: November 29, 2022, 10:43:12 PM
em termos de não pagar impostos, pra quem ganha a partir de 7 dígitos BRL/ano já vale a pena montar uma estrutura offshore e pagar praticamente zero imposto tudo legalmente.

Esse caso da offshore é somente para imposto sobre o ganho de capital.

Todos os outros impostos voce paga.
E além disso, até pra comprar um palito de fósforo vc paga imposto. Os impostos recaem sobre toda a sociedade.
Não tem como não pagar impostos, pois eles estão em cima de todos os produtos (e sim, quem paga é o comprador, basta olhar uma nota fiscal).


Quote
até existe a possibilidade mas vc terá que sair do sistema estilo alguns hippies ou "na natureza selvagem"
A única forma é essa mesmo.

não, o caso das offshore é para imposto de renda também
a galera joga toda entrada de dinheiro para as offshore e trás pro Brasil só o dinheiro que precisa, ou pega um empréstimo com a empresa pra evitar pagar impostos
dá pra fazer isso legalmente e duvido que fechem essas brechas da lei um dia.

realmente pra impostos sobre produtos não dá pra fugir mesmo.

20  Economy / Gambling discussion / Re: Gambling Distortion Pattern on: November 29, 2022, 09:50:24 PM
some say the difference between the poison and the medicine is the dosage
supposing someone can control themselves and gambling is just something they do for entertainment, not an addictive behavior, it should be fine

but I'd agree with you that most of the times it's not like that.

Perhaps this is a subjective impression, since we do not know all the statistics, and the news is mostly negative. For example, we can easily see a news report about how someone lost everything in gambling and killed himself, but we never read the news about how "John Smith visited the casino today, drank a couple of glasses of beer and after a couple of card sessions went home satisfied".

not so hard to imagine for these ones

I'd guess that the bad effects of gambling (people losing more than they can afford and everything that comes in this pack) will be bigger than the good effects (the fun people will have)

but I don't know, would like to see more data on that too
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