It's really not this easy. I like how you've suggested a financial plan, but someone who makes almost 8 bucks an hour can not afford multiple things on top of their daily bills. It's easy to make a financial plan if you make enough money to where you don't have your monthly budgets interfering with each other. For example, medical emergencies. At that type of salary, you're essentially one accident away from any financial savings for anything collapsing. Your car savings, or your house savings, can all be destroyed with the medical side of your life taking over it due to an insufficient "medical fund". Saving money is something everyone would love to do, but when you don't have a decent salary, it's next to impossible.
Sir, all things are possible 8 bucks per hour? It is enough for a normal person . And you said that all of your savings will be destroyed by pne accident? No . Do you really read this thread? That your savings must 20% of your monthly salary? And its use in 2 different ways? First the 10% is for emergencies, so you cant spent the other 10% wich must spend in your personal interest like business,investment, and etc. So how possible you can't save? If you do this strategies you can save every month. And like i said theres a choices , save or not so choose. No one making 8 dollars an hour can possibly save money to cover having lung cancer. If this were possible, then Obama Care wouldn't be a thing and US citizens wouldn't run to Canada for health care. This alludes to the fact that one emergency, specifically a medical emergency, is all it takes for the savings to go out the window and for your financial plan to be completely ruined. I read the thread, and in most basic terms you referred to having a 20 percent savings of salary savings as reserves. On an 8 dollar an hour salary, it's extremely easy for budgets to over run with one another to the point where you are either withdrawing from that 20 percent, or not adding in 20 percent to begin with. Your referring to your 20 percent savings of salary to be a reserve for lifes obstacles, essentially, and what I'm saying is, what if that's not enough? For many people it isn't which is why savings are nonexistent to them. Everyone wants to save money, but on the salary they make, it's simply not possible. All financial plans need to be customized to suit a person's yearly salary and monthly bill. There aren't any financial plans that will work for everyone in every sort of situation imaginable. On an average US working schedule, 8 dollars an hour would result in 16-17k a year. This type of yearly salary for a person living individually would be extremely tough to maintain which is why taking percentages of your wages and distributing them equally won't always work. http://www.convertunits.com/hourly/8Like i said $8/h is only my example. And if you live individualy get a room with low rents and get a room mate so you can share your bills and other payments for rent. And few foods are enough to you. The 20% is the general/recommended. 20% of your salary is so very useful in the future and the 20% is only a cash reserved if you read the thread its only for emergency and personal interest. So how you could say that you cant save? Your remaining salary will spend in bill payments,rents,food,transportation etc. $8/h IS ONLY MY EXAMPLE NOT A REALLY WAGE. I get what you're saying. What I rather should say is, in my opinion, there is a certain threshold of what you make that will make financial plans like this work. Below a certain yearly income, what you save will interfere with other monthly bills because you simply don't have enough funds to pay off bills, and on top of that save money. |
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Why is some people doing that? I mean what do they win by lending bitcoins to anyone without a collateral, are they just trying to farm trust? Even if they are its still pretty stupid since you could get trust lending with collateral aswell, am i missing something?
Myself, I've taken out a couple loans in which I did not provide collateral. For one, the loan size were relatively small. Two, I didn't have any collateral. If a lender feels the reward through interest of the loan outweighs the risk of defaulting on the loan, then a lender will fulfill the request in hopes of making a decent return. Others take advantage and either farm trust, or flat out default on the loan. |
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It's really not this easy. I like how you've suggested a financial plan, but someone who makes almost 8 bucks an hour can not afford multiple things on top of their daily bills. It's easy to make a financial plan if you make enough money to where you don't have your monthly budgets interfering with each other. For example, medical emergencies. At that type of salary, you're essentially one accident away from any financial savings for anything collapsing. Your car savings, or your house savings, can all be destroyed with the medical side of your life taking over it due to an insufficient "medical fund". Saving money is something everyone would love to do, but when you don't have a decent salary, it's next to impossible.
Sir, all things are possible 8 bucks per hour? It is enough for a normal person . And you said that all of your savings will be destroyed by pne accident? No . Do you really read this thread? That your savings must 20% of your monthly salary? And its use in 2 different ways? First the 10% is for emergencies, so you cant spent the other 10% wich must spend in your personal interest like business,investment, and etc. So how possible you can't save? If you do this strategies you can save every month. And like i said theres a choices , save or not so choose. No one making 8 dollars an hour can possibly save money to cover having lung cancer. If this were possible, then Obama Care wouldn't be a thing and US citizens wouldn't run to Canada for health care. This alludes to the fact that one emergency, specifically a medical emergency, is all it takes for the savings to go out the window and for your financial plan to be completely ruined. I read the thread, and in most basic terms you referred to having a 20 percent savings of salary savings as reserves. On an 8 dollar an hour salary, it's extremely easy for budgets to over run with one another to the point where you are either withdrawing from that 20 percent, or not adding in 20 percent to begin with. Your referring to your 20 percent savings of salary to be a reserve for lifes obstacles, essentially, and what I'm saying is, what if that's not enough? For many people it isn't which is why savings are nonexistent to them. Everyone wants to save money, but on the salary they make, it's simply not possible. All financial plans need to be customized to suit a person's yearly salary and monthly bill. There aren't any financial plans that will work for everyone in every sort of situation imaginable. On an average US working schedule, 8 dollars an hour would result in 16-17k a year. This type of yearly salary for a person living individually would be extremely tough to maintain which is why taking percentages of your wages and distributing them equally won't always work. http://www.convertunits.com/hourly/8 |
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It's really not this easy. I like how you've suggested a financial plan, but someone who makes almost 8 bucks an hour can not afford multiple things on top of their daily bills. It's easy to make a financial plan if you make enough money to where you don't have your monthly budgets interfering with each other. For example, medical emergencies. At that type of salary, you're essentially one accident away from any financial savings for anything collapsing. Your car savings, or your house savings, can all be destroyed with the medical side of your life taking over it due to an insufficient "medical fund". Saving money is something everyone would love to do, but when you don't have a decent salary, it's next to impossible.
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1) Is nudity allowed? If so, to what extreme? To a non nsfw tag?
2) Is NSFL allowed? [NSFL = Not Safe For Life]
3) Is other adult content allowed?
4) Are paid avatar campaigns allowed?
5) Is copyright content allowed? How should copyright holders request deletion of infringing content?
6) Is racial / sexist content allowed?
7) Is there a limit on 'annoyingness'?
8 ) Are 'imitation' avatars allowed? Ie wearing avatars of specific companies to give the false impression of representation.
9) How should users report those with infringing avatars?
Personal Option: 1) No need for pornograpy to be on a Bitcoin forum. 2.) No need for violence or gruesome images. 3.) Female avatars should be allowed (for those immature enough to use it), but with diligence. 4.) Of course. By all means they should be monetized just as signatures are monetized. They can simply be an addition to the signature campaigns for more customization and for branding purposes. 5.) Nope. This would be illegal in some jurisdictions which the forum does not endorse or permit. 6.) That's pretty much the same as the NSFW content. 7.) Shouldn't be. As long as it's in reason. 8.) No regulation should be done on this as long as it doesn't violate copy rights. 9.) PM a mod. If theymos feels there needs to be some moderation on avatars, he'll edit his post and enforce rules. As of now, there seems to be no noticeable issue. |
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are avatars still disallowed?
Avatars are enabled for Full member ranked users and higher only. |
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just saw one. is that even allowed?
not sure if this thread belongs here so feel free to move it
Shouldn't be called an auction. It should be under the Digital Goods section, with "taking offers" in the title. Or even in the digital goods section with a bidding type of format similar to an auction, just not under the Auction forum. Needs to be a time frame for every auction otherwise it's not fair to the highest bidders. |
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Can you get US gift cards? I'm really interested in purchase if you have any Pizza cards for the US.
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Avatars are looking nice OP. Very nice designs. I can see new opportunity for business on bitcointalk. Creation of avatars on demand. I wonder how much BTC would you want for a specific avatar tailored for someone?
I can imagine signature campaigns will be creating new avatars to match their advertising signatures. Will create some new business for graphic designers and allow signature campaigns to take a step further in customization. |
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Awesome. With avatars now, next thing to wait for is the new forum software. Forum's heading in the right direction  |
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I want to pay in BTC
Amazon has reliable service. No one has mentioned Gyft.com yet. Use it to purchase Amazon.com online gift cards with Bitcoin. You earn 3 percent cash back as well. |
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If a legit account owned sends a paypal gift from their normal pc/broswer/ip, there is no way to chargeback. The only way to chargeback the gift, is to prove that the real account owner did not send the gift payment (unauthorized aka fraud). Many scammers will use a stolen paypal account to send you the gift payment. This is how the gift chargeback always happens.
Not exactly. Sending as a Paypal "gift" doesn't exist anymore. Don't know why people refer to it still. Was thrown out a long while ago. It's now payment for a service or product/friends or family. No gifting option is there, meaning disputing options are available for both. For scammers, they always charge back though credit cards, claiming items weren't given to them in cases where tracking numbers are not there, and more commonly, as "unauthorized access" in which, according to Paypal, they'll refund you up to a certain amount. An unauthorized transaction can occur without switching browsers or IP's (theoretically), so Paypal pretty much grants refunds left and right to honor their security terms leaving the seller in a hole to rot with a fat negative balance. |
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Good luck is all I have to say. If it does hit one hundred a coin, I imagine before it hits that point, people will go around buying in bulk as much as they can. Will probably increase the price before it can hit that low of a point. Looking at current trends, I doubt it will ever go that low. At 200ish, was the time to buy. Small profits at this point, but it will increase in the future being at such a low point.
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Hi I can get you a card that will work. Price is 10 Euro for the card itself plus the balance you want on it. cards are issued in germany, faceboot and bing accept them.
Thread was posted in October. Most likely OP does not follow this thread anymore. You're better off PM'ing him. |
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I imagine precious metals will begin to sky rocket in value. Prices of gold, and probably silver will rise if fiat happens to crash. In terms of Bitcoin, I can imagine it would possibly crash too. It's not tangible, so the value would probably be in the air.
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If you look at any population graph, you can always see a plateau at the end of exponential growth for organisms in a population. I predict the same would happen to humans to be honest. It gets to a point where the planet can not support billions and billions of people. It'll level out eventually. http://en.wikipedia.org/wiki/World_populationArticle discusses it briefly. |
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I know feminist talking about rape is the most annoying thing ever, but she does have some truth. In war there is always opportunity to take advantage of the weak, and rape is pretty much the result of scared innocent civilians facing men with guns. No doubt was there rape in WW2.
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Merchants just want more sales. If BTC can bring more business, it's good. Besides, I guess it's quite fashionable too, and it doesn't cost much to implement, so let's do it.
I would have to disagree. The companies mentioned above that began to take Bitcoin as payment probably had no interest in Bitcoin themselves nor did they particularly care about increasing their sales through the currency. Many of their customers I'm sure do not use Bitcoin as a payment option because paying in fiat is just as easy as paying in Bitcoin to major, secure, retailers. It probably did end up costing them some money to cut a deal with Bitpay or whoever their 3rd party exchange was. They may take a percentage of each sale, or something kind of fee. The reason I see many companies taking Bitcoin is for fraud. With Bitcoin, a company can't be held liable for fraud or chargebacks as often paying with fiat. That, or maybe it was a domino effect after Overstock.com started to accept Bitcoin. For fraud? Are you serious? Do you really believe companies like Microsoft or Dell are trying to hide a few sales? If they do, they would be hugely stupid. Hide what? I'm saying using Bitcoin would reduce the chance of fraud because it's an easy system to use. I can't see Bitcoin increasing their sales hugely because anyone who was going to buy something through the company was probably going to do so before Bitcoin was ever implemented. Reading on Dell's website, they said they started to accept Bitcoin due to few processing charges. Fraud may or may not be included in their reason for accepting it, but of course that would never be told to its customers. http://www.dell.com/learn/us/en/uscorp1/campaigns/bitcoin-marketing |
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I would have to disagree. The companies mentioned above that began to take Bitcoin as payment probably had no interest in Bitcoin themselves nor did they particularly care about increasing their sales through the currency. Many of their customers I'm sure do not use Bitcoin as a payment option because paying in fiat is just as easy as paying in Bitcoin to major, secure, retailers. It probably did end up costing them some money to cut a deal with Bitpay or whoever their 3rd party exchange was. They may take a percentage of each sale, or something kind of fee. The reason I see many companies taking Bitcoin is for fraud. With Bitcoin, a company can't be held liable for fraud or chargebacks as often paying with fiat. That, or maybe it was a domino effect after Overstock.com started to accept Bitcoin.
Not true. The CEO of Overstock has millions invested into BTC. http://www.forbes.com/sites/kashmirhill/2014/02/21/for-overstock-ceo-bitcoin-isnt-just-a-publicity-stunt/Don't forget that paying in fiat online usually involves a credit/debit card. Visa/American express/exc charge fees everytime their card is used. Depending on which fee is greater, bitpay may be a cheaper option than accepting cards. I can see Overstock having a huge part in Bitcoin as they were the first company to start taking it that's mainstream. Should have specified. I can only assume the other companies that followed didn't have an interest in BTC. Could be wrong though. |
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This is coming from not watching the video as it is utter garbage..... Generally speaking, North Korea has absolutely no power at all. If, supposively, they did create Bitcoin, North Korea still would be absolutely no where as they are literally a decade or so behind current technology. Whether they want to control economical aspects of the world through Bitcoin or not, in an under developed country like North Korea, they'll get no where. More of my rant on N. Korea and the joke they've created. https://bitcointalk.org/index.php?topic=1001357.0yes, they are what I like to call a Hermit Kingdom, totalitarian state of mind, but you say they have no access to technology? Decades behind, so are their brains just not polymorphic as you and I. OR is it because the sanction put down by the Zionist Jewish lead global NWO causing this country to be negatively impacted due to these sanctions and other terms. North Korea just wants to keep its culture and way of life just as any other country. Just because they will not commit and let privatized banking infiltrate their country and economy they are suddenly evil! I love America but do not get mistaken when thinking of other countries cultures and how the 'American' way of life can be negatively affecting the differentiations in ways of living. I see what you are saying, but, there is nothing wrong with technology invading their country. It would be in fact a good thing. Preserving a way of life is silly for North Korea. Technology can allow a spread of culture, not only destroy it. They are really about totalitarianism. Wanting to control all aspects of the lives of its citizens. Not surprising that they do not want anything new to enter within its borders. |
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