2017 Bitcoin Debit Card Reviews

[spatifilium]

very good topic,

I have advcash and wirex.

but... their tax and conversion from btc to dollar or euro it is kinda high.


have someone used another one with low tax?

thank you.

I have cryptopay
1% change from btc to dollar
1% loading on card
3% when you spend on POS

to me it is not large fees because others have and more so that I am satisfied with my, there may be some better already, but I do not know for now

how long do you use cryptopay ? how long they are in the market?

I use debt card some six months, they have thread https://bitcointalk.org/index.php?topic=1384807.msg19650573#msg19650573

You can get a free debit card if you ask for a promo code on this thread. Monthly maintenance of debt card costs 1$
And to this site with reviews are also the best http://www.bestbitcoincard.com/
I do not advertise them, though so it seems only share my experience. But I also need another debit card that I have just in case.
I signed up for https://paycent.io/ So I will see if they are fulfilling they promise when they go start to work with site.
But in the meanwhile I still looking for another debit card

[ActiveP]

I use a Bitpay visa debit card.It cost me $9.99, and I paid for it in bitcoins. It was mailed to me after completing KYC. They required SSN, an email addy and my home address.

I received it within a week of purchasing it.  My card uses a PIN like a fiat debit card and I can use it at ATM's. it is an okay card,and it helps the conversion of bitcoins to usd seamless. 

[vinay1250]

How to get Mastercard from Wirex ? and what is the minimum amount to load card on wirex and uquid ?

[EstevanM]

Another wirex issue...

I was saving BTC to buy a bike. After weeks searching for the right bike I finally found it at a sale and I was going to buy using wirex. In the final step of the payment process an error occured, apparently I don't have enough limit even though I though I was a verified user. So my wirex app screen appears as verified profile (hence why I though I was verified), but at the website I just saw the verification is in process. That was misleading (the misinterpretation of profile verification and account verification was mine but the app DOES have a bad user experience/interface).

Second thing is, I submitted the documents to verification in early March, it should be done by late March, but now it is almost July and it is still not verified. I though of several options to buy that bike (see below), but all of them don't work.

Options to spend my money:
1) pass the money to a friend of mine who is a verified wirex user so he can buy it for me. I cannot pass him GBP through wirex, only BTC. As I already passed my BTC to GBP, I couldn't send him GBP. Also, I didn't find a way to pass my GBP back to BTC to send it to him (even though I'd probably lose money with all these conversions). So, dead end.
2) unverified card limit for buying online/offline is 800GBP, not enough.
3) I could travel to the store city (~100km) and do an offline purchase, only 2 purchases would be enough. But the store opens on Monday and by Monday wirex new limit will not be 800GBP but 100 GBP. So, 16 purchases of 100 GBP. It doesn't seem like a good option (if the store agree to do that). At least wirex doesn't seem to have a max number of daily POS purchase.
4) I cannot withdraw the money and travel to the store city (~100km) because the daily limit is 160 GBP until June 26. After June 26 the limit will be 100 GBP (buy and withdraw). As we pay a fee each time I withdraw I'll lose a lot of money. Besides, by the time I get all the money the bike might have been bought.
5) I cannot send GBP to a different account with a higher limit (bank, leupay, monzo...).

Apparently there is also a max lifetime usage of 800GBP, so it would make all the option above unfeasible (even though it is possible to load the card with more than 800GBP, as I stupidly did, the lifetime transactions limit is 800 GBP).
References:
https://help.wirexapp.com/hc/en-us/articles/115001824585-Wirex-unverified-card-limits
https://wirexapp.com/send-money/united-kingdom/app.html
https://wirexapp.com/features/instant-transfers.html

My hope is that the verification process goes faster than it has been going so far and by the time I get a higher limit the bike is still there. I open a request under verification process to wirex. I'll post the results here.

Seriously, I feel like it is easier to put money on wirex (there is even a bank transfer option) but harder to take it out (there is not even a bank transfer option).

[crairezx20]

Hi i need help to choose if what debit card are working to add in bing ads. i am planning to start advertising in bing ads but i tried vcc here in my country but not working now i am looking a debit card because bing ads support said they are only accepting debit cards.
What do you think any of the card are working in bing ads?
Hope someone already had experience in using the those card in bing ads..

[nutildah]

Besides WireX, what other card services are there currently available to US residents?

Doesn't seem to much info on the Bitcoin Black Card...

[ghostbtc]

wirex sounds really good since you can buy and sell BTC. Does it still offer this or is this out of date information?

Cryptopay sounds good from what I have read on these forums these last few days.

SpectroCoin was great until I read a thread and seen how they blamed 1 guy for fraud then asked him for ID and the process seems to be taking months and months to get verified.

Between Wirex & CryptoPay what one of the 2 is less problematic and won't take forever to verify you and give you problems with some random bs to lock the BTC's into accounts like others I've read?

I could be wrong so many mixed reviews here and there. I don't get why people don't use a trezor to store BTC safely? Unless there is something in the TOS of these card companies that don't allow you to do this to keep it safe? Or I could just be a noob who is missing a few things here and there.

Thanks, Ghost.

[EstevanM]

wirex sounds really good since you can buy and sell BTC. Does it still offer this or is this out of date information?

Yes, they offer it, its tricky to find the option on the mobile app, but it is there. It took me a while, but once you are at the exchange screen you can select the wallets to exchange currency from and to, so, in theory you just need to convert money from your BTC wallet to your FIAT wallet and the other way around.

Update on my verification process: DENIED.

So I submitted new documents, as they as in their website ( https://help.wirexapp.com/hc/en-us/articles/207161719-How-and-why-to-verify-Wirex-account- ), passaport (that has English translation) and a landline telephone/internet bill (which I had to translate to English, since companies in my country do not send bills in a non-official language, obviously). Just hope they don't complain that my country language is not English and that they be a bit faster on the verification process this time.

[NeuroticFish]

Update on my verification process: DENIED.

How long did it take from the moment you've sent the papers until the result?

Until now Wirex worked fine for me, but I am very cautious and I have less than 10 transactions.
If the verification passes, I may buy the plastic card and see for real how it works...
I hope I don't make a mistake with this...

[EstevanM]

Update on my verification process: DENIED.

How long did it take from the moment you've sent the papers until the result?

I send the papers in early March this year. I got the denial today. However, when you submit the papers a message appears showing that it should take 1 to 2 weeks and, if after 2 weeks the result doesn't come out you should send them an email. Just make sure you don't mix profile verification and account verification (as I did). Don't forget to include a translation to English (if that's your case).

[EstevanM]

Update on my verification process: DENIED.

If the verification passes, I may buy the plastic card and see for real how it works...
I hope I don't make a mistake with this...

I use the wirex card as any debit card (POS), you can make online purchase with it, so it's just as any debit card. My friend also bought things in a country which the currency wasn't the debit card currency, it worked fine. The good side is, if you travel a lot you can get USD, GBP and EUR cards and all with the same company.

Regarding make a mistake, to be honest, I'm looking for another debit card because both me and my friend had our share of troubles with wirex. They do try to solve the problem, but it seems they are not very good at what they do. The app interface is bad, they changed the exchange ratio calculation a few times, their support takes days to solve any problem, my friend's card was delivered to his old address (11.000 km away), when they changed from mastercard to visa the app interface showed 2 days for the delivery time using the free express delivery but it actually took 2 weeks, half BTC disappeared from my wallet due to a bad exchange (app failure maybe?) but they did refund me after a few days. They do are improving and they do try to solve your problems, but I feel like riding in a car that is being built while we drive it down the road. For now I'm sticking to wirex, but I'm looking for better alternatives.

[NeuroticFish]

Update on my verification process: DENIED.

If the verification passes, I may buy the plastic card and see for real how it works...
I hope I don't make a mistake with this...

I use the wirex card as any debit card (POS), you can make online purchase with it, so it's just as any debit card. My friend also bought things in a country which the currency wasn't the debit card currency, it worked fine. The good side is, if you travel a lot you can get USD, GBP and EUR cards and all with the same company.

Regarding make a mistake, to be honest, I'm looking for another debit card because both me and my friend had our share of troubles with wirex. They do try to solve the problem, but it seems they are not very good at what they do. The app interface is bad, they changed the exchange ratio calculation a few times, their support takes days to solve any problem, my friend's card was delivered to his old address (11.000 km away), when they changed from mastercard to visa the app interface showed 2 days for the delivery time using the free express delivery but it actually took 2 weeks, half BTC disappeared from my wallet due to a bad exchange (app failure maybe?) but they did refund me after a few days. They do are improving and they do try to solve your problems, but I feel like riding in a car that is being built while we drive it down the road. For now I'm sticking to wirex, but I'm looking for better alternatives.

Thanks for your answer. It looks like their intentions are good, and that's important.
I am not surprised that they "build the car" while we already "riding it", to use your way of saying. Banking businesses are just discovering Bitcoin and such businesses start with insufficient knowledge, insufficient funding and big margins.

I didn't add English translation since I think that only certified translations are taken into account and that would take me too much time and hassle to worth it. If the partner bank is well intended, they would accept my files; time will tell..

[weiting@Wagecan]

Hi Nutildah,
Weiting from WageCan here, our Golden card is available for US residents.
You could use referral code: 7NNcu6J6 to get 20% off.

Feel free to ask me if you encounter any problem

http://wagecan.com/

Besides WireX, what other card services are there currently available to US residents?

Doesn't seem to much info on the Bitcoin Black Card...

[nutildah]

Hi Nutildah,
Weiting from WageCan here, our Golden card is available for US residents.
You could use referral code: 7NNcu6J6 to get 20% off.

Feel free to ask me if you encounter any problem

http://wagecan.com/

Weew. At .052 BTC it's a bit steep for my tastes, but hey thanks for the info.

[alani123]

Besides WireX, what other card services are there currently available to US residents?

Doesn't seem to much info on the Bitcoin Black Card...

Have a look at this thread. It's a more complete list. Nost services offer csrds to the US, with Wirex probably being the least competitive one among all.
https://bitcointalk.org/index.php?topic=1242788.0

[nutildah]

Besides WireX, what other card services are there currently available to US residents?

Doesn't seem to much info on the Bitcoin Black Card...

Have a look at this thread. It's a more complete list. Nost services offer csrds to the US, with Wirex probably being the least competitive one among all.
https://bitcointalk.org/index.php?topic=1242788.0

So the consensus is people for the most part hate WireX, huh?

The idea of a virtual credit card on your cell phone seems good.

I only uploaded a test amount of BTC to it, haven't actually tried to use it yet.

[Bahenbit]

Alternative Wave Crest bitcoin card ?

[Dapper]

A lot of those seem to be issued by Wavecrest (Adv, Payeer, Wirex, Bitwala, Spectro, etc. etc.).... what are some that are not by Wavecrest?   Have been happy with my Payeer and Advcash cards... but my concern is that since it's the same financial institution, I'd prefer to have the risk spread out a bit and also use other bank issued cards.   

I also have Bitpay, which has worked great so far.   The debit card that comes from Bitstamp has been fine as well.   Was using Anx quite a bit but they pulled support to one of the countries I spend a lot of time in, so I don't use them as much now.   

[EstevanM]

Just updating the wirex verification process. July 1st I received the good news, now I'm a verified user!

[EstevanM]

A lot of those seem to be issued by Wavecrest (Adv, Payeer, Wirex, Bitwala, Spectro, etc. etc.).... what are some that are not by Wavecrest?   Have been happy with my Payeer and Advcash cards... but my concern is that since it's the same financial institution, I'd prefer to have the risk spread out a bit and also use other bank issued cards.   

I also have Bitpay, which has worked great so far.   The debit card that comes from Bitstamp has been fine as well.   Was using Anx quite a bit but they pulled support to one of the countries I spend a lot of time in, so I don't use them as much now.   

My wirex cards were issued by MyChoice card.