2017 Bitcoin Debit Card Reviews

[zinodaur]

Does Bitstamp have any foreign exchange fee? 2% fee for loading up the card wouldn't be that bad compared to Wirex or Cryptopay if there's no foreign exchange fee when buying something in RON for example.

[1715054070]

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[1715054070]

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[1715054070]

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[Samarkand]

Does Bitstamp have any foreign exchange fee? 2% fee for loading up the card wouldn't be that bad compared to Wirex or Cryptopay if there's no foreign exchange fee when buying something in RON for example.

The Bitstamp debit card has no foreign exchange fee, they use the spot exchange rates of the debit card provider.

However, they have a purchase fee (0.35 $), which is rather unusual for a debit card. Usually, only ATM
withdrawals incur fees with most Bitcoin debit card providers, while Bitstamp also charges for
in-store purchases (the same fee even applies to online purchases using the debit card).

[Zied RF]

Hello
for me the main problem i can't find any bitcoin debit card that offer services in Tunisia , so anyone can help me please ??

[gabbello]

Does Bitstamp have any foreign exchange fee? 2% fee for loading up the card wouldn't be that bad compared to Wirex or Cryptopay if there's no foreign exchange fee when buying something in RON for example.

The Bitstamp debit card has no foreign exchange fee, they use the spot exchange rates of the debit card provider.

By debit card provider do you mean visa/mc or intercash?

BTW, I asked them if their card is contactless or not, and this is the reply I got:

Please note that you are only able to order a Virtual debit card on our platform. You will need to contact Intercash in order to upgrade your card to plastic.

Please make an inquiry at help.paycard@cardportal.com whether their issued plastic card is contactless or not.

I thought they offer the full e2e service (even if they have a partner for issuing the cards), in this context I think I will go with wirex, especially since I'm already using their virtual card and it works fine.

[zinodaur]

I think it might be better to have 2 cards, as stupid as it may sound.
One for lower deposits ( Wirex, Cryptopay ) and one for bigger deposits ( Bitstamp ). Wirex or such for low deposits, like 50 EUR or something where it won't matter that much if you get 50 or 49 EUR on your actual card, and Bitstamp for deposits over 1000$, as it's more convenient to pay 2% upfront at spot price and be done with it. Reason I don't recommend Bitstamp at lower deposits under 1000$ you get charged 10$ per deposit. If you want to deposit 50$, you actually get to deposit 40$, which is significantly lower than what you'd get using Wirex or Cryptopay.

Complicated stuff, man. If only Bitstamp would lower fees for smaller deposits, it'd be pretty damn perfect.

[bpovtmg]

Thanks for your summary, Zinodaur!

Actually, with the demise of Wavecrest for non-EU users it looks that bitcoin debit cards are really a complicated matter and it's easier just to sell btc via an exchanger and replenish your normal card in a usual way.

Also, the bitcoin card providers are all the time at the mercy of Visa and MasterCard who can cancel your cards at any time and do whatever they want with KYC/AML things.

And the last shot into the bitcoin cards business is their very complicated fee structure ...

In general, I don't feel very comfortable with any of them at the current moment.

I think it might be better to have 2 cards, as stupid as it may sound.
One for lower deposits ( Wirex, Cryptopay ) and one for bigger deposits ( Bitstamp ). Wirex or such for low deposits, like 50 EUR or something where it won't matter that much if you get 50 or 49 EUR on your actual card, and Bitstamp for deposits over 1000$, as it's more convenient to pay 2% upfront at spot price and be done with it. Reason I don't recommend Bitstamp at lower deposits under 1000$ you get charged 10$ per deposit. If you want to deposit 50$, you actually get to deposit 40$, which is significantly lower than what you'd get using Wirex or Cryptopay.

Complicated stuff, man. If only Bitstamp would lower fees for smaller deposits, it'd be pretty damn perfect.

[La Vega]

Hello everyone, can someone please make an review on Platinium bitcoin mastercard,
tnx

[Toorobit]

Card wagecan  is AVS card ?

confirm pls.

[thenachoguy]

So what would be the best solution for a "long term storage" card ? just somethin to have like 1k on it to use for daily expense, and that has the lowest fee possible ?

[btcton]

So what would be the best solution for a "long term storage" card ? just somethin to have like 1k on it to use for daily expense, and that has the lowest fee possible ?

Again, this is completely dependent on many factors. You need to be able to answer what you current location of residence is, what customer information you are willing to give up, and what fees you are willing to pay up. The location is probably the most important one. If you are in the U.S. and want minimum fees, I can personally recommend the Shift Card. It connects directly to Coinbase and spends from your Bitcoin wallet up to a custom limit that you can set. Outside of the U.S. you actually have more of a choice, since the regulations are more relaxed. If you are in the European Union, however, you are most likely going to have to deal with the Visa/Mastercard identity verification requirements.

[zazarb]

Well in that case I'm gonna keep using Cryptopay. 2.2% combined with the awful Bitcoin exchange rate is a lot of money.

I think that in a way or another they all have bad rates and fees. At least Wirex was accepted everywhere I needed until now.
On another hand, I expect you share the Cryptopay experience with us, since if it's indeed better, they'll earn more users.
And I expect that more the users, lower the fees are going to be sooner or later.

Does Wirex cards have chips and/or contactless? What about Bitstamp debit cards?

They are advertising for some 2 months already that contactless cards will be available soon. But afaik they are not there yet.
My card does have chip though - I didn't know that cards without chip are still being made in 2017.

Hi,

Thinking to get a debit card to pay with bitcoins. I am completely new to this debit card world, so no idea how it works all together.
I live in the UK, so... what I read on this threat is that European countries have debit cards abaiable. Now.. the question is which one is more reliable and the fees are less.

When do you need to pay fees?
- When you deposit btc to your debit card?

or/and..

- When are you using the debit card to pay?


How do they calculate the exchange rate to pass from BTC to fiat? because if you have btc on your account and every time you pay with your debit card I believe they will need to exchange the BTC each time...

Thanks!

-snip-

Thanks for your reply.

I have just check Cryptopay card. I would like to compare the data with Wirex for example, as it's one of the more popular cards out there. I will be more than happy if you can share the same info about your Wirex experience:


- Issue debit card:   £15 (include shipment)
- Monthly card maintenance: 1€/£1
- Deposit: 1% (fee deposit) + 1% (currency exchange) = 2% TOTAL
- ATM transaction (national): 2.25€ / £1.75
- ATM transaction (international): 2.75€ / £2.25 + 3% foreign trans. fee
- How many cards can you have? Just one card in each currency.
- Not verified user limits: £1000 lifetime limit for deposits.

Cryptopay  made significant changes,  after December 10th,  if you’ve exceeded the new lifetime load limit of $250/€250/£200, you won’t be able to load your card.
ATM withdrawals will be $100/€100/£80(Lifetime )

[civilufo]

Well in that case I'm gonna keep using Cryptopay. 2.2% combined with the awful Bitcoin exchange rate is a lot of money.

I think that in a way or another they all have bad rates and fees. At least Wirex was accepted everywhere I needed until now.
On another hand, I expect you share the Cryptopay experience with us, since if it's indeed better, they'll earn more users.
And I expect that more the users, lower the fees are going to be sooner or later.

Does Wirex cards have chips and/or contactless? What about Bitstamp debit cards?

They are advertising for some 2 months already that contactless cards will be available soon. But afaik they are not there yet.
My card does have chip though - I didn't know that cards without chip are still being made in 2017.

Hi,

Thinking to get a debit card to pay with bitcoins. I am completely new to this debit card world, so no idea how it works all together.
I live in the UK, so... what I read on this threat is that European countries have debit cards abaiable. Now.. the question is which one is more reliable and the fees are less.

When do you need to pay fees?
- When you deposit btc to your debit card?

or/and..

- When are you using the debit card to pay?


How do they calculate the exchange rate to pass from BTC to fiat? because if you have btc on your account and every time you pay with your debit card I believe they will need to exchange the BTC each time...

Thanks!

-snip-

Thanks for your reply.

I have just check Cryptopay card. I would like to compare the data with Wirex for example, as it's one of the more popular cards out there. I will be more than happy if you can share the same info about your Wirex experience:


- Issue debit card:   £15 (include shipment)
- Monthly card maintenance: 1€/£1
- Deposit: 1% (fee deposit) + 1% (currency exchange) = 2% TOTAL
- ATM transaction (national): 2.25€ / £1.75
- ATM transaction (international): 2.75€ / £2.25 + 3% foreign trans. fee
- How many cards can you have? Just one card in each currency.
- Not verified user limits: £1000 lifetime limit for deposits.

Cryptopay  made significant changes,  after December 10th,  if you’ve exceeded the new lifetime load limit of $250/€250/£200, you won’t be able to load your card.
ATM withdrawals will be $100/€100/£80(Lifetime )

Do you mean the restriction for unverified user only?

[zazarb]

Well in that case I'm gonna keep using Cryptopay. 2.2% combined with the awful Bitcoin exchange rate is a lot of money.

I think that in a way or another they all have bad rates and fees. At least Wirex was accepted everywhere I needed until now.
On another hand, I expect you share the Cryptopay experience with us, since if it's indeed better, they'll earn more users.
And I expect that more the users, lower the fees are going to be sooner or later.

Does Wirex cards have chips and/or contactless? What about Bitstamp debit cards?

They are advertising for some 2 months already that contactless cards will be available soon. But afaik they are not there yet.
My card does have chip though - I didn't know that cards without chip are still being made in 2017.

Hi,

Thinking to get a debit card to pay with bitcoins. I am completely new to this debit card world, so no idea how it works all together.
I live in the UK, so... what I read on this threat is that European countries have debit cards abaiable. Now.. the question is which one is more reliable and the fees are less.

When do you need to pay fees?
- When you deposit btc to your debit card?

or/and..

- When are you using the debit card to pay?


How do they calculate the exchange rate to pass from BTC to fiat? because if you have btc on your account and every time you pay with your debit card I believe they will need to exchange the BTC each time...

Thanks!

-snip-

Thanks for your reply.

I have just check Cryptopay card. I would like to compare the data with Wirex for example, as it's one of the more popular cards out there. I will be more than happy if you can share the same info about your Wirex experience:


- Issue debit card:   £15 (include shipment)
- Monthly card maintenance: 1€/£1
- Deposit: 1% (fee deposit) + 1% (currency exchange) = 2% TOTAL
- ATM transaction (national): 2.25€ / £1.75
- ATM transaction (international): 2.75€ / £2.25 + 3% foreign trans. fee
- How many cards can you have? Just one card in each currency.
- Not verified user limits: £1000 lifetime limit for deposits.

Cryptopay  made significant changes,  after December 10th,  if you’ve exceeded the new lifetime load limit of $250/€250/£200, you won’t be able to load your card.
ATM withdrawals will be $100/€100/£80(Lifetime )

Do you mean the restriction for unverified user only?

Yes, restriction only for unverified user.
And by the way verification is not easy, to prove your address, you can use ONLY the following types of documents:
    Utility bills
    Bank statements
    Credit card statements
    Tax invoices
    Other government issued residential statements/certificates

[bitwala]

We have worked on a comparison and would like you to take a look and make your own. The exchanges rate make all the difference.

https://docs.google.com/spreadsheets/d/1W0p8BSHzpZdY3GCnjH0c2Lhyw1PiSGFlXUokbEIk_9k/edit#gid=0

[ne0x86]

Hi, now current fee to deposit btc in xapo is 0.001btc (about 16.5€).

Is there any debit card that allow us avoid these expensive fees? I tried to deposit lbry on wirex but the conversion to btc was to expensive too (I deposit 39$ and I received 19)

Thx

[hoop]

Does any one have a review regarding The Payza Card, they has many cryptocurrencies BTC,ETH etc.. and is available over 190 countries.

[ne0x86]

We have worked on a comparison and would like you to take a look and make your own. The exchanges rate make all the difference.

https://docs.google.com/spreadsheets/d/1W0p8BSHzpZdY3GCnjH0c2Lhyw1PiSGFlXUokbEIk_9k/edit#gid=0

According to this table, you mean If I pay (f.e.) 100$ in a restaurant, with bitwala I really pay 100,78$ (aprox) vs 102.41 with XAPO card. right? No more hidden fees?

[Zandorek]

We have worked on a comparison and would like you to take a look and make your own. The exchanges rate make all the difference.

https://docs.google.com/spreadsheets/d/1W0p8BSHzpZdY3GCnjH0c2Lhyw1PiSGFlXUokbEIk_9k/edit#gid=0

Thank you for the comparison. Will this spreadsheet be updated later on?

[Addisonbt]

Hey, guys
I want try Revolut card/app

Any experience, pls
limit card
need ID for card ?

[mpleroy]

Hi

Reviews for this site? Is this a scam?
Avis pour ce site ? est-ce une arnaque ?

https://www.anonymousbitcoincard.com/index.php   

Thank you
Best regards

Merci