DNotes 2.0 - Staking, CRISP Interest, DNotes Pay

[TeeGee]

The automated payment scripts are super cool! I should have a video ready within the hour or so to upload to our YouTube channel

A big well done to everyone involved.

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[wiser]

Mercatox wallet still unavailable for withdrawals. How long do these wallet updates usually take?

Wiser, unfortunately we do not have any more information than you do or Mercatox is providing. You will have to use the exchanges support system for help with the exchange.

Ticket sent. Hopefully tomorrow...

[Amadeus82]

Mercatox wallet still unavailable for withdrawals. How long do these wallet updates usually take?

Wiser, unfortunately we do not have any more information than you do or Mercatox is providing. You will have to use the exchanges support system for help with the exchange.

Ticket sent. Hopefully tomorrow...

It is interesting that i have had the least of problems (none) with the smallest exchange where the DNotes can be traded, NLexch. It's a shame that there is such low volume on that exchange.

I have seen that trade volume of DNotes also dropped. That is probably connected to problems on Mercatox?

As I understood funding will start this week? 

[TeeGee]

New DNotes Video -- Automated Payment Scripts Demonstration

The new DNotes automated payment scripts allow goods to be automatically distributed to customers after the scripts automatically determine that payment has been received after scanning the DNotes blockchain. The scripts are potentially the first solution of their kind to disintermediate payment processing and goods distribution so that the process doesn't require any involvement from middlemen. This is a game-change to the payment and goods distribution process, and will be of critical importance to our ecosystem. I imagine many investors in DNotes and DNotes Global in our Reg D that is now underway will take a keen interest in the innovative solutions DNotes are coming up with to solve real world problems that will make cryptocurrency appropriate for mainstream use.

Check out our experimental script demonstration that illustrates the process at the link below:

https://www.youtube.com/watch?v=4tLDY3RPSbc

[wiser]

Mercatox wallet still unavailable for withdrawals. How long do these wallet updates usually take?

Wiser, unfortunately we do not have any more information than you do or Mercatox is providing. You will have to use the exchanges support system for help with the exchange.

Ticket sent. Hopefully tomorrow...

It is interesting that i have had the least of problems (none) with the smallest exchange where the DNotes can be traded, NLexch. It's a shame that there is such low volume on that exchange.

I have seen that trade volume of DNotes also dropped. That is probably connected to problems on Mercatox?

As I understood funding will start this week? 

That's my understanding. Mercatox wallet is still down. Volume seems to be within normal range. Price too, so traders aren't too worried about that particular issue. Hopefully Mercatox finishes up with their wallet updates very soon.

[wiser]

I think I got my wallet working properly. I moved it to a new computer and in the process downloaded the entire block chain. It's been working as expected ever since. So I'm thinking somewhere along the line my original block chain got corrupted and kept kicking me off into lala land. My "new" wallet actually has a smaller balance than my previous wallet because apparently more of the minting instances than I'd realized were not real

[Dyna]

Our industry has been making a lot promises, but for the most part just that - “promises”, “wishful thinking”, and “cure-all snake oil”. Billions of dollars have been raised with the claim to disrupt the current banking and financial service systems. We had wanted to reduce their dominance, abusive practices, and high fees. We had wanted to reach out to the 2.2 unbanked or underserved by the global banking and financial network.

Ironically, we have not done any better. We might have done worse – less trustworthy, more manipulative, and taking advantages of unsuspecting small investors; namely many ICO scamps that never had any real projects.

We had wanted to use the ingenious blockchain technology to allow for micro-payment between two parties without the participation of any middle man resulting in instantaneous payment confirmation at near zero fees.

For DNotes to gain mass adoption as an inclusive trusted digital currency we must remained focused in solving many challenges confronting our industry. Solutions to those problems will result in substantial opportunities for DNotes to be differentiated and grow at a rapid pace.

Solving the of micro-payment problem is very significant. It has world-changing implications with broad ranging applications from commercial to charity. That is also one of our “inclusive” strategies. No one shall be left behind when a transaction or donation of $0.10 is a commercially viable transaction from anyone worldwide. That is a game-changer.

[DNotes]

I think I got my wallet working properly. I moved it to a new computer and in the process downloaded the entire block chain. It's been working as expected ever since. So I'm thinking somewhere along the line my original block chain got corrupted and kept kicking me off into lala land. My "new" wallet actually has a smaller balance than my previous wallet because apparently more of the minting instances than I'd realized were not real

Great, glad to hear it. It's good to keep an eye on it every so often and although there are much less issues and monitoring required than PoW mining, with staking you may still need to restart or potentially reset.

[wiser]

I think I got my wallet working properly. I moved it to a new computer and in the process downloaded the entire block chain. It's been working as expected ever since. So I'm thinking somewhere along the line my original block chain got corrupted and kept kicking me off into lala land. My "new" wallet actually has a smaller balance than my previous wallet because apparently more of the minting instances than I'd realized were not real

Great, glad to hear it. It's good to keep an eye on it every so often and although there are much less issues and monitoring required than PoW mining, with staking you may still need to restart or potentially reset.

I've actually had a very positive experience overall staking with the DNotes qt wallet. But I think in this case I was pushing my old computer too hard, and I think that's how the blocks database got corrupted. I just didn't realize that at first because it coincided with Mercatox' very LOOOOONG and possibly still ongoing wallet update (so I thought the issue was more widespread). Now that my wallet is on a new computer, it's been working great ever since. I do monitor it, and am aware that sometimes you need to restart or reset it. DNotes qt doesn't require any more of that kind of monitoring than any other staking wallet I've worked with.

[TeeGee]

Cryptocurrency brought about the ability to make near-costless payment to people a reality, DNotes have made it possible to use that technology to query payments and check invoices to then distribute goods near-costlessly without using any middlemen.

[DNotes]

https://dnotesglobal.com/2018/07/09/dnotes-global-inc-announces-proof-of-concept-for-dnotes-pay-automated-online-payment-system/

[DNotes]

All, this is the experimental Proof of Concept for automatic payment, confirmation, and digital product delivery. I will be uploading the script to our GitHub later, and Tim will do a demo video of setting up the script to accept payment.

https://fourpillarsofbusinesssuccess.com/DNotesPay/

You can make a purchase with DNotes of the book Improve Your Odds: The Four Pillars of Business Success in PDF format. Note: You cannot currently use the DNotesVault to pay invoices.

Although this is experimental, it can be used now. This form of payment is designed for individual sellers, the hobbyists, those with limited resources, those with limited technical knowledge, content sellers, smaller transactions that do not require the protection that a formal commercial transaction may require. There will be other options for more commercial applications.

Some of the features and benefits include:
-Accepting payments doesn't require any account setup
-Accepting payments doesn't require any real programming or specialized expertise
-Digital products can be delivered automatically
-Can accept payments in amount of DNotes or USD equivalent
-Prices are pulled from CoinMarketCap API
-There is no middle man
-There are no additional transaction fees (other than blockhcain fee)
-No setup or maintenance fees
-Micro transaction capable
-Borderless, payments can be accepted to and from anywhere in the world
-Can be setup in no more than a couple minutes
-Does not require a database
-Minimal server requirements (it will work on pretty much any hosting out of the box)
-Sellers will receive their payments immediately and be able to use their funds right away
-Coders can expand, integrate, and adapt this method of payment to more secure, more robust, and more secure applications
& More

Setup includes:

Changing the following variables

$usd_notes = 0; //USD or Notes Payment config variable(0:usd , 1:notes)
$amount_price = 9.95; // Amount to pay
$tolerance = 0.1; // Payment tolerance
$download_link = "https://fourpillarsofbusinesssuccess.com/pdfebook.pdf"; // Product url
$confirmations_num = 0; //Number of confirmations required
$short_description = "Four Pillars of Business Success PDF"; //Enter a short description of the product you are selling

Add any number of DNotes Addreses

Upload it to your web hosting. That is all.

Should do a comparison to typical merchant account setup.

Live on GitHub:
https://github.com/DNotesCoin/dnotespay-digital-poc

Please feel free to test and use. We invite any developers to contribute and improve the script. As I mentioned earlier, this is a usable but experimental or pre-release.

New DNotes Video -- Automated Payment Scripts Demonstration

The new DNotes automated payment scripts allow goods to be automatically distributed to customers after the scripts automatically determine that payment has been received after scanning the DNotes blockchain. The scripts are potentially the first solution of their kind to disintermediate payment processing and goods distribution so that the process doesn't require any involvement from middlemen. This is a game-change to the payment and goods distribution process, and will be of critical importance to our ecosystem. I imagine many investors in DNotes and DNotes Global in our Reg D that is now underway will take a keen interest in the innovative solutions DNotes are coming up with to solve real world problems that will make cryptocurrency appropriate for mainstream use.

Check out our experimental script demonstration that illustrates the process at the link below:

https://www.youtube.com/watch?v=4tLDY3RPSbc

[R-J-F]

https://dnotesglobal.com/2018/07/09/dnotes-global-inc-announces-proof-of-concept-for-dnotes-pay-automated-online-payment-system/

Nice work guys! VERY nice! This shows what can be done with talent and dedication. Go DNotes!

[DCEBrief]

Report: Crypto Could be ‘Mainstream Payment Solution’ within Ten Years

https://dcebrief.com/report-crypto-could-be-mainstream-payment-solution-within-ten-years/

[DCEBrief]

Our industry has been making a lot promises, but for the most part just that - “promises”, “wishful thinking”, and “cure-all snake oil”. Billions of dollars have been raised with the claim to disrupt the current banking and financial service systems. We had wanted to reduce their dominance, abusive practices, and high fees. We had wanted to reach out to the 2.2 unbanked or underserved by the global banking and financial network.

Ironically, we have not done any better. We might have done worse – less trustworthy, more manipulative, and taking advantages of unsuspecting small investors; namely many ICO scamps that never had any real projects.

We had wanted to use the ingenious blockchain technology to allow for micro-payment between two parties without the participation of any middle man resulting in instantaneous payment confirmation at near zero fees.

For DNotes to gain mass adoption as an inclusive trusted digital currency we must remained focused in solving many challenges confronting our industry. Solutions to those problems will result in substantial opportunities for DNotes to be differentiated and grow at a rapid pace.

Solving the of micro-payment problem is very significant. It has world-changing implications with broad ranging applications from commercial to charity. That is also one of our “inclusive” strategies. No one shall be left behind when a transaction or donation of $0.10 is a commercially viable transaction from anyone worldwide. That is a game-changer.

Couldn't agree more Alan.

It is almost impossible to overstate just how important this innovation will be going forward - and not just in the technical sense. Sure, it represents a true game-changer for individuals, companies, and organizations - providing an almost cost-free way to engage in online commerce, which in turn opens up new opportunities for micro-payments and other innovative solutions. Jut as important, though, it is an inclusive solution that perfectly aligns with DNotes' promise as a trusted, inclusive digital currency for everyone around the world. As Alan notes, "No one shall be left behind."

It should also have a profound impact in the area of public perception, once more people become aware of and understand its benefits. All those industry promises and snake oil solutions that Alan referenced sounded good at the time they were made, but the crypto space has been slow to advance toward any of those goals. Too many projects have contented themselves with cash-grabs through ICOs or speculative price increases in the crypto markets, and it's sometimes easy for outside observers (and many within the industry for that matter) to start to dismiss the industry's promise of change as nothing more than hype. As usual, DNotes is a different type of project, with a different type of approach to solving real-world problems. This payment solution is just another example of why DNotes will succeed in its efforts to become the world's trusted, inclusive digital currency solution.

[Dyna]

Cryptocurrency brought about the ability to make near-costless payment to people a reality, DNotes have made it possible to use that technology to query payments and check invoices to then distribute goods near-costlessly without using any middlemen.

That is correct, Tim. As I have mentioned many times in the past, to gain mass adoption majority of the transaction must be between two parties without the control of any central authority or middleman, at nearly zero cost.  

That coin or coins must also solve a whole array of problems including inclusiveness, trust, security, usefulness, currency stability, liquidity, in compliance with existing laws and more.

DNotes Global is committed to providing the leadership and management to assist DNotes in gaining mass adoption. It will not happen overnight, but our path is very well defined. We will continue to deliver solutions.  

However, we are confident that the coin that gain mass adoption will be quite valuable. Meanwhile, our focus is to build stakeholder value and let the price of DNotes take care of itself.

[TeeGee]

Leadership is a differentiating requirement within decentralized systems that people often don't immediately understand isn't it Alan!

What is inevitable, even in an open-source environment is that there are a team of developers with some type of hierarchy or influence over the network. While there are many ways to control what is finally implemented into a decentralized currency through democratic voting systems, and the end of the day without a form of strong leadership there is little chance that any project can survive and thrive as a purely decentralized system.

This is what makes trust in your leaders, and the competence of leaders themselves so important. DNotes has the unique strategic advantage that it is not operated by young and excitable twenty-somethings who can certainly hype a product, but much less deliver among the nuances that competitive strategy requires, but a 45-year business veteran who was there as a pioneer in the last two technological revolutions. When I look back and think on it, the first thing back in February 2014 when DNotes launched that attracted me to the project was the high emphasis on business strategy, what sealed the deal was knowing the project sat within competent hands who had experience working with new technologies.

It is my belief that most everyday people who are new to this industry, or who have yet to come will think just the same.

[DNotes]

DNotes 2.0 Frequently Asked Questions:

Q: What is new with DNotes 2.0?

A: DNotes 2.0 is a major improvement on the original DNotes blockchain. The new blockchain will allow DNotes and its partner company DNotes Global to achieve its objective to connect DNotes to the modern world of finance and commerce. The new blockchain is faster, more secure, and consumes only a fraction of the electricity. It also allows custom invoices to be created and attached to transactions, and changes the economic incentives of the network to one that encourages savings with the switch to the Proof-Of-Stake algorithm, and paying 0.5% interest on balances that haven’t moved from a wallet address in a 30 day period (~6% per annum).

Specifications

POS
2% Annualized Staking Reward
Individual blocks reward will be Current Total Coins / 525,600 * 0.02
60 Second Block Target
0.005 Transaction Fee
Source: https://github.com/DNotesCoin/DNotes2.0
Download Wallet: http://dnotescoin.com/#Download
Directory DNotes2 (C:\Users\USERNAME\AppData\Roaming\DNotes2 on Windows)
CONF dnotes.conf (all lower case)

DNotes 2.0 Features
Switch to PoS
CRISP Reward - 0.5% interest every 30 days. Awarded by address. Calculated on a 30 day cycle.
Automated Invoicing (First Phase) - Integrated blockchain invoice number

There will be a soft deadline where DNotes mined after that block will not be redeemable for 2.0 coins:
4/16/2018
Block# 2180897
133,574,552 Will be the total swappable amount of DNotes we create
+20,000,000 Allocated to DNotes Global, Inc for Development & Growth Fund
153,574,552 Total DNotes 2.0 Created

The next update (TBD) will include:
Deferred Staking

Q: How do I swap my coins? (after April 16th)

A: The DNotes coin swap process will now be done through a private fork of the legacy DNotes blockchain. We have created this fork to ensure that legacy DNotes holders are still able to swap their legacy DNotes for DNotes 2.0 long after the deadline, in the event they missed the swap. This also ensures we will not be accepting newly purchased or mined DNotes, protecting our users and network.

In order to swap your coins, you will need the following DNotes v1.3 wallet, which you can download here:
http://dnotescoin.com/DNotes/dnotes-qt1-3.zip
You will need to copy your wallet.dat or wallet backup file to C:\Users\USERNAME\AppData\Roaming\DNotes1-3 directory, open the wallet application and allow it to update.
Next, you will need an address to send your legacy DNotes in to for the coin swap, you can generate a legacy address with the following instructions:
Create a DNotesVault.com account if you don’t already have one.
Login to your DNotesVault.com account, and click the HISTORIC tab at the top.
Click Create Address, and send your DNotes to the address you just created.

Coin swaps will be processed once a month until further notice.

Q: What is the cutoff date for mined DNotes that can be swapped to the new DNotes blockchain?

A: We have set April 16th 2018 as the soft deadline. No DNotes mined after this date will be eligible to be swapped to DNotes running on the new blockchain. We will continue swap DNotes after that date, however the process will not be as easy and will take more time. Any DNotes 1.x purchased on exchanges after the 16th will not be eligible for the swap.

Q: Will DNotes 2.0 be listed on new exchanges?

We are currently listed on:
https://mercatox.com/exchange/NOTE/BTC
https://stocks.exchange/trade/NOTE/BTC
https://dashboard.listex.io/trading/notebtc
https://www.nlexch.com/markets/notebtc
https://bitebtc.com/trade/note_btc

We are actively working with and in active communication:
https://www.coinexchange.io

Beta or Future Exchanges we are working with:
https://blockbid.io/

Q: Are the new DNotes 2.0 coins worth the same as the old coins?

A: Yes, they are worth exactly the same. However we can not predict what price movements will occur at exchanges once DNotes is relisted using the new coins.

Q: I have Mac or Specific Linux OS, will there be wallets for these?  

A: Yes!
We currently have Windows / Mac / Linux Mint / Ubuntu Desktop wallets at DNotesCoin.com. If you need something else, please let us know.

Q: Where is the block explorer?

A: https://chainz.cryptoid.info/note/


Staking

Q: What is Staking?

A: Staking your coins helps to support the DNotes network, and the network currently pays out roughly 5 DNotes every minute to one address on the network based on a probability that centers on how many coins the user is staking with as a percentage of the total number of coins being staked on the network. The DNotes network pays out ~2% of the total number of coins per annum. If 100% of DNotes were being used to stake on the network, then by probability each user could expect 2% growth in the number of coins they have. If only 50% of coins are used to stake, then those users could expect approximately 4% growth that year.

Q: Can I stake my coins on the DNotesVault?

A: You cannot currently stake your coins that are on the DNotesVault, you will need to withdraw your DNotes 2.0 to a local wallet and stake your coins from your local wallet. We will in a future release incorporate cold staking, which will allow you stake your coins while they are safely tucked away inside the DNotesVault. However, we do not have an ETA, it will be one of our highest priorities for next upgrades.

Q: How do I stake?

Disclaimer: It is recommended that you properly secure your computer and wallet, as well as make proper backups, before attempting to run your own staking wallet. Failure to properly secure your DNotes may result in loss or theft. If you are not familiar with the process, please start off small and familiarize yourself with the process.

You will need to download the DNotes QT wallet here: http://dnotescoin.com/#Download

Install the wallet (and we recommend creating a backup, after encrypting your wallet)
Go to settings, and then ‘encrypt wallet’. Enter your password twice (and do NOT forget it, or you will not be able to access the wallet and we can not help you).
Go to settings, and then ‘unlock wallet’, enter your password, and select “for staking only”. This will prevent any transfers from being made from your wallet without the password while you stake your coins.
Soon the arrow at the bottom will turn green. This means that your coins are now staking.
   
Video: https://youtu.be/bR66LWPRzAU

Q: How do I get the most out of my staking efforts?

A: There is no trick to staking efficiently. The factors involved are your coin weight versus the network coin weight and coin weight is the number of coins currently staking. The age does not matter, nor does how you divide or move your coins around.

Q: How much can I earn staking?

A: That depends on how many coins you are staking and how many coins are being staked on the network. The blockchain distributes Current Total Coins / 525,600 * 0.02 every block, or every 60 seconds. You may calculate how often you are chosen to receive the block reward by dividing your network weight verse your weight. If network weight is 100, and your weight is 5, then you would be chosen for block reward 5 blocks out of every 100.



CRISP

Q: Can I get CRISP reward AND stake at the same time?

A: Yes, the system is designed to allow you to receive CRISP on a wallet you are staking

Q: What is the CRISP reward structure?

A: CRISP periods are every 43,200 blocks (30 days). Payments start 10,080 blocks (1 week) from the end of the CRISP period.

Q: What do I need to do to earn CRISP?

A: Keep your coins in the same address for the full CRISP period 30 days, set every 43,200 blocks.

Q: When will I receive CRISP payments?

A: The next payouts are as follows:

May 1 - Ends first CRISP period.
May 8 - Payout starts. (Virtually no one will receive this payout)
June 2 - Ends second CRISP period
June 10 - Payout starts

Roughly.

Q: Do I get CRISP payments at the DNotesVault?

A: Yes! You get CRISP inside the DNotesVault, or at any address you control, such as a Desktop wallet. Though I won't suspect you will be able to get CRISP rewards from the exchanges or other online providers.

Q: Where do the CRISP coins come from?

A: The blockchain, these are newly created coins and have now become part of the new coin distribution, just like the staking reward.

Q: How do I earn the interest reward?

A: Our Cryptocurrency Investment Savings Plan (CRISP) payouts occur approximately once per month. All coins that haven’t moved address during that month period will accrue a 0.5% interest, which compounds to roughly 6.17% per annum. If you move your coins during that time, those coins will not receive the interest for that month.

Wondering what DNotes is all about? Here’s the basics:

What is DNotes?
•   DNotes is a digital currency with a purpose: to serve as a real currency that people can use in their daily lives - unlike other digital currencies that focus on solving niche problems, with no plan to become a real, usable currency.
•   The DNotes goal is simple: achieve mass adoption and become the world’s first accessible, inclusive, and financially empowering digital currency that benefits everyone around the globe.

What are DNotes’ Benefits as a Currency?
•   DNotes is managed as a business – but not controlled as one.
•   DNotes success is driven by a profit-generating company, DNotes Global, created to promote mass adoption, protect the currency, and ensure sustainable growth.
•   DNotes’ unique CRISP savings program rewards DNotes owners with 0.5% interest, every month
•   DNotes offers staking rewards for stakeholders – at 2% a year.
•   DNotes provides blockchain invoicing features to simplify merchant acceptance and adoption of the digital currency.

What Benefits Does DNotes Global Provide?
DNotes Global protects DNotes and its stakeholders, promotes mass adoption, and creates value and utility for the digital currency, including a fully integrated ecosystem.
The company provides a unique cross-ownership model, with DNotes owning 25% of DNotes Global (pre-dilution), while the for-profit business maintains a stake in the digital currency.
DNotes Global generates profit, creating intrinsic value for the DNotes currency to help create a “floor” for the digital currency’s value.
DNotes Global has plans to build a long-term competitive advantage by offering services that utilize DNotes. That strategy will also help to facilitate awareness and adoption of the DNotes currency.
Long term competitive advantage DNotes Global will provide in offering services that utilize DNotes.

What’s Next?
Fully compliant Reg D 506 (c) crowdfunding followed by a Reg A+ Mini-IPO.
DNotes Payment Solution Integration into Existing eCommerce Platforms
Cold Staking Implementation & More

Where can I learn more?  
Pitch Deck - https://dnotesglobal.com/PitchDeck.pptx
Pitch Deck Video - https://www.youtube.com/watch?v=XculeWKdbbE
White Paper - https://dnotesglobal.com/white-paper/
Website - http://dnotescoin.com/
Blog - http://dnotescoin.com/blog-main-hub/

[TeeGee]

I'm really looking forward to the next releases of the invoicing scripts that are in the works! I find the current solution rather impressive. There is simply no other solution to date that I have seen (and I've googled) that completely disintermediates payment processing to just buyer and seller. The only alternative to using middlemen is to run your own bitcoin wallet as a server -- and that requires technical skills, security skills, and includes additional cost and complexity that just wouldn't be feasible for small businesses. In every other shopping cart instance that exists, creating invoices, receive payment, and distribute goods online requires paying third party middlemen fees that make the cost of online business much more than it needs to be!

DNotes' solution does away with all of this, creating one of the first true "killer apps" for cryptocurrency in the blockchain-sphere. Bitcoin evolved ledgers to solve the double-spend problem to make decentralized payments possible. DNotes is actively making that technology useful for mainstream adoption.

And to think Joe was bouncing ideas with me some three-or-so years ago for this particular concept, before it was announced mid 2017 as a feature of DNotes 2.0. Now the first experimental versions are releasing, with a range of other shopping cart integrations.

[DNotes]

I'm really looking forward to the next releases of the invoicing scripts that are in the works! I find the current solution rather impressive. There is simply no other solution to date that I have seen (and I've googled) that completely disintermediates payment processing to just buyer and seller. The only alternative to using middlemen is to run your own bitcoin wallet as a server, that requires technical skills, security skills, and additional cost and complexity that just wouldn't be feasible for small business. In every other shopping cart instance that exists. creating invoices, receive payment, and distribute goods online requires the complicated setup of you own server, and at a minimum one third-party middleman who takes their fee.

DNotes' solution does away with all of this, creating one of the first true "killer apps" for cryptocurrency in the blockchain-sphere. Bitcoin evolved ledgers to solve the double-spend problem to make decentralized payments possible. DNotes is actively making that technology useful for mainstream adoption.

And to think Joe was bouncing ideas with me some three-or-so years ago for this particular concept, before it was announced mid 2017 as a feature of DNotes 2.0. Now the first experimental versions are releasing, with a range of other shopping cart integrations.

Agreed Tim, well said. Running your own server just for the daemon / wallet to run and manage transactions is simply not a viable solution for the majority of people who want to sell products. If we want to truly be an inclusive digital currency for the benefit of everyone, we need to come up with solutions for everyone to be able transact between two parties.

That is exactly what we are doing, we are providing solutions from the ground up, rather than form the top down. This is what makes DNotes and DNotes Global, Inc. concept so amazing. It is actually beneficial for DNotes Global to act in the benefit of the majority of people, rather than just the ones with the money. What's good for DNotes is good for DNotes Global, and vice versa.