Kikeeping
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November 04, 2017, 02:00:35 PM |
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I am similar with you, a worker. Invest in bitcoins with dividing salaries. I am only invest 10% from salary. And that number includes rational, so it doesn't affect the fulfillment daily needs.
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mrbnson
Full Member
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Activity: 182
Merit: 101
X-Block.io
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November 04, 2017, 02:04:29 PM |
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I think you should dividing your salary into these parts : 50% on your needs, 30% on stable investment and 20% rest is in Bitcoin or new ICO project.
If that is possible for you then yes it sounds like a good split, it is hard for many to live off 50% of their salary and so they cannot invest more, I would look at it more as splitting your disposable income roughly 50/50 between safe investments and bitcoin/altcoins.
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KaliLinux
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November 04, 2017, 04:16:30 PM |
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Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?
You should give priority to your needs first. Rent, Foods, other expenses may impact if your investment cannot afford the loses and it will spoil you investment plans for future. Maximum 1/3 rd of your salary can be invested if you doesn't have loans etc. If you have any bank commitments already then invest 10% from your salary can be good. Please make sure never take loans for investments
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Flodemaga
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November 05, 2017, 12:08:37 AM |
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Well from my salarie i usually stand with 10-15% after paying all my bills, put some at emergency fund. I had splited with my wife the cost of the house, and each one does able to save some money in the end of the month. But i cant risk yet a lot into bitcoin, since i had cleared a debit i had eating all my salary recently. By January i do pretend to start buying all months some extra bitcoins with the money i will have avaible to invest.
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geopolisch
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November 07, 2017, 08:50:43 AM |
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Investing some part of salary is really wise because this give a lot of room to get high profit bitcoin is such type of investment that multiplies you money and return profit so invest whole of your salary is not wise because other expenses are also there to manage so invest some part of it I am investing 35 percent of my salary and I am confident that this investment will give me a worry less future after retirement life.
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kuronokishi10
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November 07, 2017, 09:25:52 AM |
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According to me the percentage part is up to you to decide as we do not know how stable your current financial condition is ,how many loans you have and other debts.The only thing advisable would be to invest what you can afford to loose not more not less.
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ChrisPop
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Activity: 2310
Merit: 1033
Not your Keys, Not your Bitcoins
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November 07, 2017, 10:00:45 AM |
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You should save at least 10% and as much as possible from your salary for investments. Bitcoin is a great currency to invest in as it has so much more upside and is considered the currency of the future.
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nelsledma
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November 07, 2017, 12:18:38 PM |
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because investing has a risk, you need to calculate is to meet your daily needs first, then learn how the way coin you will invest, and buy the coin if you already understand the price development coin. do not force yourself to invest all your money into bitcoin and altcoin.
See your daily expenses first then divide and once you made invest this coin give you ease to use it as currency so no need to worry that you will be money short this coin will pay off at any time, I am also investing 30 percent of my monthly income into this coin because I know one thing that this coin will give me huge revenue and a secure future and that’s the best thing of investing into it so putt money into it.
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ArIMy11
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November 07, 2017, 12:40:01 PM |
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Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?
Employee ? So you have another way of earning money instead of bitcoin? Well for I see, you have lot of money. You may invest if you want but if you do not want then don't. By investing, it can also one of your source of income with doing nothing. Me, after recieving my payment in campaigns mostly altcoins, I first invest it then convert it to bitcoin it when its price is high then invest it again especially when I do not need money yet. I only cash out a part of it when I need or want to buy something. Then continue to invest so it will grow again and get back the money I cash out.
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ausbit
Legendary
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Activity: 1330
Merit: 1019
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November 07, 2017, 01:43:23 PM |
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Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?
30% is enough but it still depends on how much is your salary. What I recommended is good for average earners but if yours is more than that then go above 50%. If you are also a breadwinner of your family, 10% is a good percentage. Question about dividing your salary entirely depends upon total amount you earn on monthly basis. If you are the sole bread earner of your family then I think that you must not get into the trading of cryptocurrencies much because if you are unlucky someday then the loss that it would cause you might not get compensated easily. Being a beginner in this field only about 30% of your total income is quite enough to used for this purpose and the rest of it must be spent for the daily needs and the rest of it should be saved up beside until the time comes when you actually confident about your knowledge in this field and are ready to apply at for getting the best possible outcomes.
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rachelia13
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November 07, 2017, 02:11:32 PM |
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It depends on your priorities but you may want to try the 50-20-30 rule which is really efficient for budgeting. This is how I allocate my earnings:
50% - goes to all necessary expenses. Rental, utilities, etc. 20% - goes to all financial concerns like savings and investment. It's up to you if you want to make it 10/10 savings and investment or 5/15 savings and investment. 30% - is allocated flexibly for other misc. expenses. If I want to buy new shoes or clothes, I only use up the 30% of my earnings.
This may work for others, but not for everyone. Maybe you'd want to come up with your own budgeting rule which would fit your own needs and priorities but for me, those three divisions are the basic categories that one must consider. Just remember to only invest what you can afford because there is a risk in investing. Also, set aside for emergencies.
I also budgeted as you do, I set aside 50% of my monthly salary for necessary cost and pay all bills, 30% for unexpected needs and secondary needs, and 20% for savings , but every three months I will withdraw 10% of the amount of savings for trading capital, and so far it's quite effective and I have gained a little profit from the trade that I use for the emergency cost
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Cosbycoin
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November 10, 2017, 07:17:41 AM |
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Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?
30% is enough but it still depends on how much is your salary. What I recommended is good for average earners but if yours is more than that then go above 50%. If you are also a breadwinner of your family, 10% is a good percentage. Yes 30% is enough investment in your salary ,but it depends on your salary if you are receiving a handsome money you can increase your investment.In case of receiving less amount of money then you can increase your saving for more investment. You can increase your investment up to 40% by saving in salary.You should regularly save your money and shouldn’t waste it on unwanted things/activities.
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naidray
Legendary
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Activity: 1232
Merit: 1029
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November 10, 2017, 12:44:29 PM |
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As already I practice of dividing my salary for house hold, medical, education and savings. At present I am having my saving percentage 5% of my total salary which not sufficient for my future. But now my fear has been reduced as bitcoin bring me hope of better life in future. As bitcoin given me additional income support to my financial requirement hope I will have best future a head.
Well previously i was doing that and i'm a bit having a hard time budgetwise. But since i left my job to focus mainly on bitcoin, things changed. It's easier to set aside savings if you're just at home and not needing to spend anything to go to work. I'm saving more now than when i have a day job. You really do have some point there though it totally depends on your job and how much you must have been earning which I would want to assume was not something much. However, if it is that case, and you have some pretty good skills you can make use of to earn a lot of bitcoin, then it is a good thing to become a freelancer. You have your time to manage, you make the decision how much you want to earn and you really do have so much to save. I have been there and it can be pretty awesome unless you now get a job that may be paying you a whole lot more than what you earn from the online related jobs with payment in bitcoin.
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dissgo
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November 10, 2017, 11:28:27 PM |
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Probably u should start with 25% spend and when u made money from it, increase into 30% or even 50% probably. It's what I do right now. It'll be balance when your fiat money is needed or have higher chance to make more money than cryptocurrency or vice versa
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chadzscript
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November 11, 2017, 12:34:58 AM |
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For me i invest my 20 percent of my salary because of high bitcoin value it attempted me to invest.
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Casdinyard
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November 11, 2017, 06:26:18 AM |
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You should save at least 10% and as much as possible from your salary for investments. Bitcoin is a great currency to invest in as it has so much more upside and is considered the currency of the future.
I think 10% is the most reasonable to start up an investment that you can get from your salary. Think this as your savings that can grow easily unlike in putting it to your bank account. Just start with this amount and when you profited you can add some or use your profit to invest more, yeah it's somehow risky but the adrenaline rush that we feel when we see that we're profiting and the urge to have more is what drives us to put more money into it.
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fasdorcas
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November 11, 2017, 06:52:52 AM |
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Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?
Employee ? So you have another way of earning money instead of bitcoin? Well for I see, you have lot of money. You may invest if you want but if you do not want then don't. By investing, it can also one of your source of income with doing nothing. Me, after recieving my payment in campaigns mostly altcoins, I first invest it then convert it to bitcoin it when its price is high then invest it again especially when I do not need money yet. I only cash out a part of it when I need or want to buy something. Then continue to invest so it will grow again and get back the money I cash out. It is good to hear that even after being an employee earning through some regular methods of job, you have made up your mind to use your money for the sake of trading. As far as the percentages are concerned, I think that 50 percent of your salary must be kept aside for the sake of daily needs that are meant to be fulfilled at any cost. The rest 30 percent must be saved up as saving is synonymous to improving your future while staying in your present. As you are just going to begin trading only 20 percent share of your monthly earnings would be enough for this purpose and you can vary the division after a gradual success as per need.
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CapriCr0wn
Newbie
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November 11, 2017, 12:18:14 PM |
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Your concept is quite constructive, but as everyone knows Bitcoin prices are not stable and changes each time.It might be challenging to do a traditional business using these unstable coins. Also bitcoin is not know to most of the individuals. They'd not find it a good way to deal with. If you discover a group of bitcoiners with correct investment, you can look forward for your idea.
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Piesweetness
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November 11, 2017, 01:58:41 PM |
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I'm not as well certain of that, maybe bitcoin is going to be destroyed or re-namd as the occasions move ahead many more sophisticated functions and new improvements are emerging, and perhaps you will see bitcoin rivals who'll drown ite
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