Naija Novice Hangout {Newbies introduction & Orientation} Thread.

[Agbe]

I was watching Kakaki AIT yesterday morning and Economy  experts were saying some the reasons why the e-naira (cashless policy) is not working and how to achieve the purpose of the cashless policy agenda. According to she, federal government should provide an awareness campaign for the e-naira. She again, because of of no awareness given to the youth that is why they are using cryptocurrency more than the e-naira. Though I didn't listen the program to the end because of light failure. So if you have an idea on the matter you can put mouth.

The e-naira is not enough with the features most of these youths need. We that already have an exposure to crypto will find using the e-naira as time wasting.
The awareness should be more directed at business owners who have specific clientele or affiliates. From here other businesses can introduce the ease of trasacting using e-naira. The customers like me who visit such places to buy what I want will be forced to transact by using the e-naira as well.

You would've quoted this in your first comment above to avoid spamming of the thread, because like this, other users who dey monitor local threads and boards go say, we no dey clean our thread and we just dey spam am any how. By di way for the e-naira cashless issue can never be compared to cryptocurrency in Nigeria, when the woman been dey tok I just dey look her and listen to her. If na really dem want Nigeria youth to use e-naira massively, they know want to do. Di youth will on their own will use di e-naira to develop a nd do things in the country but if they don't know what to do then the opposite is the case.

Cryptocurrency will still kill cashless policy in Nigeria

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[Zanab247]

[I hope say dem go play their part well in ensuring a free and fair election.

Na the prayer wey dey many people lips right now. As onto recently news just dey fly every where about burning of INEC offices, we hope this one no go discourage the fairness as PMB talk.
Na one chance for another 8years, make those wey never collect try make time to go collect am o. At least na the way we know best for now.

If wetin ur president say he will bring it to pass, I guess this next year general election will be the best election we have never experience because dey are working to ensure the citizens of Nigerian deserve to have a good president that will revive the country in all areas. Burning of INEC in some part of East will not change the mind of the government not to give people free and fair election come 2023, because that is what every citizens want at this time.

[Rruchi man]

I was watching Kakaki AIT yesterday morning and Economy  experts were saying some the reasons why the e-naira (cashless policy) is not working and how to achieve the purpose of the cashless policy agenda. According to she, federal government should provide an awareness campaign for the e-naira. She again, because of of no awareness given to the youth that is why they are using cryptocurrency more than the e-naira.

IMO, it is not because of awareness that the e-naira is not popular, people know about the e-naira and know also that the benefits do not outweigh that of cryptocurrency. It is still not the number one choice for people when the two options are presented. If the government is to convince the youth to begin and adopt to usage of the e-naira, it must be able to outline the benefits that it has without comparing it to cryptocurrency. Making a comparison to know the better between cryptocurrency and the e-naira will be a lost battle for CBDC's for the well informed youths.

[Mr.suevie]

Good morning everyone i hope am welcome here as a fellow Nigerian and i just registered so still a little bit confused in the forum

Username : mr. Suevie
Gender : male
Country and state of origin :nigeria / River State

[CryptopreneurBrainboss]

The release of new naira notes don d in circulation today. Although em get some bank wey never get am for their own bank yet.

Only today wey d release our new naira notes, see how our country people rubu am to. Una d sure sae our new naira go survive d squeezing and rubbing wey market traders go give am. I sae make I ask una

Na the problem wey we dey get be dat, provided this Naira dey available to market traders, it can never be in a clean form. Them go surely use squeezing turn this new money into the ood ones. Dem go squeeze this tie and die wey dey use for this new design comot for e body. But though una think say this one follow for one our naira dey devalued? E no matter the form wey money dey, e go still dey accepted so this one no for be problem.

This Market women dey find the safety way to safe their money and the use of wallets fit dey at risk to dem losing it as we get money snatchers wey full market. That money wey dem squeeze so put for pocket, e go hard before any money snatcher fit reach am but you see that wan wey dey wallet, otilo. Wetin me for suggest na for banks to get ironing machines wey for fit they straighten the money when them enter banks or take them out of circulation and introduce new ones instead of banks returning those squeeze money to us.

[NdaMk]

Please how we go take make our naira appear mint for eyes? Cos many of Nigerians no get wallet, talk more of making use of one, at least to put their money inside am. Na soso money squeezing wey many d do. And dem no send how the naira be. I think sae, the awareness of keeping the naira notes in a purse or wallet should be raised. At least make we d see our naira notes in neat form(mint)

That one no be big matter oo my brother. Squeezing of money for naija na normal tin for market people besides even if them dy use wallet sef d money no fit contain am all, so make them dey drop am for where go better pass but make dem dey handle the naira more gently. Even me wey no dey market no dey fancy wallet again after wetin don happen to me in d past with am, I lost all my money I kept in d wallet, cards and other important things. Since then na my pocket I dey put tins direct come split them to different pockets to avoid total loss of everything. I no blame people wey no dey use wallet at all.

[EarnOnVictor]

Please how we go take make our naira appear mint for eyes? Cos many of Nigerians no get wallet, talk more of making use of one, at least to put their money inside am. Na soso money squeezing wey many d do. And dem no send how the naira be. I think sae, the awareness of keeping the naira notes in a purse or wallet should be raised. At least make we d see our naira notes in neat form(mint)

That one no be big matter oo my brother. Squeezing of money for naija na normal tin for market people besides even if them dy use wallet sef d money no fit contain am all, so make them dey drop am for where go better pass but make dem dey handle the naira more gently. Even me wey no dey market no dey fancy wallet again after wetin don happen to me in d past with am, I lost all my money I kept in d wallet, cards and other important things. Since then na my pocket I dey put tins direct come split them to different pockets to avoid total loss of everything. I no blame people wey no dey use wallet at all.

No currency 4 dis world wey no dey dirty or get squeezed but d authenticity of d currency fit withstand more time. But e no bad reach make naija currency be like dis 4 just a day, na lie dem dey like, na mischief makers do am like dat, no be d currency weak reach so. See, conditions dey wey u go subject dis currency to wey go make am look liks dis. Dem fit do am so to get public attention, which fit send traffic to their website with other benefit wey fit follow.

No dey believe every u see 4 internet, bad belle people plenty!

[RockBell]

The release of new naira notes don d in circulation today. Although em get some bank wey never get am for their own bank yet.

Only today wey d release our new naira notes, see how our country people rubu am to. Una d sure sae our new naira go survive d squeezing and rubbing wey market traders go give am. I sae make I ask una



Please how we go take make our naira appear mint for eyes? Cos many of Nigerians no get wallet, talk more of making use of one, at least to put their money inside am. Na soso money squeezing wey many d do. And dem no send how the naira be. I think sae, the awareness of keeping the naira notes in a purse or wallet should be raised. At least make we d see our naira notes in neat form(mint)

Make I no lie I no remember the last time I use a wallet, I don't fancy it, if you look the way this market women they handle money my brother you go fear, some of them na inside bra them they put am, we have made it a culture to they handle money anyhow, if you look am self market women no get time oh their body they always hot, I think we need to start changing our mentality about our to handle money sha. for this country he no go easy.

[Frankolala]

I don stop to use wallet since after when wallet lose my i.d cards and my money,omo the thing vex me bcos na important i.d cards,after that day till now I no dey use wallet. All the people wey no dey use wallet follow dey squeeze the naira,sometimes if we collect our balance of wetin we buy bcos say we dey rush,we go just put am straight inside our pocket anyhow.

Market women na dem own worst pass,but I no think say the one wet dey this picture na dat day e turn like dat. The money even look like counterfeit self. E-naira na dead,u no fit use am compare crypto,e no reach

[CryptopreneurBrainboss]

Na the prayer wey dey many people lips right now. As onto recently news just dey fly every where about burning of INEC offices, we hope this one no go discourage the fairness as PMB talk.
Na one chance for another 8years, make those wey never collect try make time to go collect am o. At least na the way we know best for now.

If you ask me ehh, I go talk say this year INEC go dey fair for presidential election but you dey see the other ones wey nobody dey reason. The kind rigging wey go dey there ehh, only God knows. INEC know say eye dey this presidential election so them go commot hand make the world no judges them than focused energy on cashing out from other smaller position wey people go wan buy. Anybody wey win this election, go be people choice and I no just mean social media choices I mean those we get PVC and go comot their unit come vote.

Anybody wey wan win this election go need hustle for grass root, leave social media as na youths wey go just deceive you full there. On that day self dem go focus for another thing leave the vote wey dem supposed go vote. I no say make you leave the youth entirely but focused on those wey dey come unit and not online ones. We get many online voters wey he say if them been gree go get PVC come unit then for make great change for the outcome of elections but them prefer to hide behind the social platforms the air their views.

[sokani]

Ways to prevent POS Cash & bank account transfer theft

Happy sunday guys! I no mean to derail the thread in anyway. Na wetin happen for my area yesterday na im come make me say make I bring am come here since na one of the fasted growing business for our country wey don help create a lot of jobs and help many businesses. I dey my house jeje dey relax na im I hear people dey shout thief! Thief! Catch am! Na im i say make I come out come see wetin dey happen. As I come out, na im I come see crowd , I say make I stroll go see wetin dey happen... As I reach there na im I see one guy wey sidon for ground with swollen face with people around am. According to the POS operator, the guy and him friend come her POS stand say dem want withdrawal 2k. As she give the guy the POS to enter him Pin she been dey distracted, she no really know wetin the guy dey do because him don take more than the time to input him pin, she come ask am wetin be the problem, the guy say the POS get network problem. She collect am look the screen, switch am off and on again. Enter her password to initiate the transaction the POS machine no gree recognize the password, she come ask the guy wetin the guy do to the machine the guy say nothing, as she come dey scream, the guy friend come runaway na im the guy too want run before dem come catch. As dem come dey touch am hand him come dey confess say him only reset the machine pin but e no do anything, so dem come call police for the guy police come carry am waka.

As Oyinbo people dey talk say every good thing get him own bad side. We know say the POS business dey help well well but some people dey use am dey thief na im make I come up with this little ways to minimize POS cash theft and bank account related frauds.

- No dey think too much or dey in a hurry go forget your card with a POS operator.
- When you give your card to a POS operator, always watch the person because if you loosegard dem go just snap your card, use the details collect money from your account.
- If you're an operator, always confirm say the money don drop before releasing the cash to the person wey come to do transfer to you cuz boiz dey do fake transfer.
- Leave a small amount of money for account wey you dey use for card transactions.
- Whenever you lost or dem thief your phone wey dey link to your bank account. Quickly call your service provider to block your line. After go do welcome back because if you delay dem fit empty your bank account if your sim fall into the wrong hands.
- No save your sensitive bank details on your phone like your pin and card information.
- No give your phone to person wey you no no or strangers.

Abeg una fit drop una own ooo... Make una stay safe my people.

[Wiwo]

I was watching Kakaki AIT yesterday morning and Economy  experts were saying some the reasons why the e-naira (cashless policy) is not working and how to achieve the purpose of the cashless policy agenda. According to she, federal government should provide an awareness campaign for the e-naira. She again, because of of no awareness given to the youth that is why they are using cryptocurrency more than the e-naira.

IMO, it is not because of awareness that the e-naira is not popular, people know about the e-naira and know also that the benefits do not outweigh that of cryptocurrency. It is still not the number one choice for people when the two options are presented. If the government is to convince the youth to begin and adopt to usage of the e-naira, it must be able to outline the benefits that it has without comparing it to cryptocurrency. Making a comparison to know the better between cryptocurrency and the e-naira will be a lost battle for CBDC's for the well-informed youths.

The first thing I will like Agbe to answer is, how many Nigerians not only the youths have access to the e-naira?
Because I don't know if is only me that has experienced a delay in setting up my e-naira wallet since it was launched some time ago and I believe so many other members here have experienced the same thing, so how can an e-naira whose scalability is not achievable within the citizens have anything to compete with cryptocurrency whose is easily accessible to all even newbies can easily own and use Bitcoin even though it is blockchain build with all the complexity that comes with blockchain that made the Nigeria central bank to run away from allowing its operation in the designing of the e-naira. I know there is need for awareness on every government's policy and every other thing as it concern human, but let's not ascribe local currency shortcomings to cryptocurrency or mention Youths whenever such discussions come up, because the youths have the lowest percentage in Gov-CBN monetary policy because the old men are the ones in the office and stealing and using Naira, the youths purchasing power is low in 9ja and that is why when cryptocurrency come up as an alternative to the centralized red-tapism of the financial system the youths embraced it as a better alternative to fait
Even at that, if you check the percentage of cryptocurrency users and holders in Nigeria, the youth may fall behind even to the old forks and the corrupt politicians, who are no different from Yahoo boiz, even though youths is mentioned as frontline crypto adopters in Nigeria.

[Anguwa]

Ways to prevent POS Cash & bank account transfer theft


Abeg una fit drop una own ooo... Make una stay safe my people.

D tin be say, anyting wey people de get something from, people de wey wan spoil am. Dis kin cases de happen well well, and all of dem na as a result of work wey no de na I'm make people de scam deir fellow colleagues wey no get money come de manage P O S business. Mek we just dey carful because all dos scammers de look for so many ways wey dem go scam small small hustlers.

[BIT-BENDER]

I wish all of una happy Sunday and I Dey very happy personally say Argentina don finally win the World Cup, and my Player way I like very much that is Messi don carry the cup.

But from Wetin I reason be say crypto-currency based gambling site they get more levels this days than normal. Many crypto-currency gambling site day but some wey get weight be Stakes and Roobet. So guys Wetin be that gambling site wey una like wey dey accept Crypto-currency.

[Igebotz]

I was watching Kakaki AIT yesterday morning and Economy  experts were saying some the reasons why the e-naira (cashless policy) is not working and how to achieve the purpose of the cashless policy agenda. According to she, federal government should provide an awareness campaign for the e-naira. She again, because of of no awareness given to the youth that is why they are using cryptocurrency more than the e-naira.

IMO, it is not because of awareness that the e-naira is not popular, people know about the e-naira and know also that the benefits do not outweigh that of cryptocurrency. It is still not the number one choice for people when the two options are presented. If the government is to convince the youth to begin and adopt to usage of the e-naira, it must be able to outline the benefits that it has without comparing it to cryptocurrency. Making a comparison to know the better between cryptocurrency and the e-naira will be a lost battle for CBDC's for the well informed youths.

You are right. The CBN's first approach killed the entire project, and lack of awareness also contributed to the project's demise. CBDC has no comparison with bitcoin/crypto, it's still fiat but it gives you more access to be your own bank, unlike bank apps where you don't have access to most features, the e-naira app solves that. It was a good project, and I believe the new cashless policy will revive it..

No currency 4 dis world wey no dey dirty or get squeezed but d authenticity of d currency fit withstand more time. But e no bad reach make naija currency be like dis 4 just a day, na lie dem dey like, na mischief makers do am like dat, no be d currency weak reach so. See, conditions dey wey u go subject dis currency to wey go make am look liks dis. Dem fit do am so to get public attention, which fit send traffic to their website with other benefit wey fit follow.

There are money handling policies in the eastern world; if you squeeze a US dollar in that manner, you will be arrested or the money will be rejected because banks do not accept or distribute dirty notes. Nigeria has far too much freedom, which makes us appear foolish.

[Zanab247]

I wish all of una happy Sunday and I Dey very happy personally say Argentina don finally win the World Cup, and my Player way I like very much that is Messi don carry the cup.

Many gamblers made big money from their bet yesterday, because they predicted for d favour of Argentina despite the game nearly go for d favour of France. I like d way France equalized the goals and follow Argentina to the penalty point but Messi prove it again by taken d team to win dis year FIFA world cup. Even though Messi resign today he have something to show that he was a great player in the whole world with dis precious title he just achieve so.

[Agbe]

The first thing I will like Agbe to answer is, how many Nigerians not only the youths have access to the e-naira?
Because I don't know if is only me that has experienced a delay in setting up my e-naira wallet since it was launched some time ago and I believe so many other members here have experienced the same thing, so how can an e-naira whose scalability is not achievable within the citizens have anything to compete with cryptocurrency whose is easily accessible to all even newbies can easily own and use Bitcoin even though it is blockchain build with all the complexity that comes with blockchain that made the Nigeria central bank to run away from allowing its operation in the designing of the e-naira. I know there is need for awareness on every government's policy and every other thing as it concern human, but let's not ascribe local currency shortcomings to cryptocurrency or mention Youths whenever such discussions come up, because the youths have the lowest percentage in Gov-CBN monetary policy because the old men are the ones in the office and stealing and using Naira, the youths purchasing power is low in 9ja and that is why when cryptocurrency come up as an alternative to the centralized red-tapism of the financial system the youths embraced it as a better alternative to fait
Even at that, if you check the percentage of cryptocurrency users and holders in Nigeria, the youth may fall behind even to the old forks and the corrupt politicians, who are no different from Yahoo boiz, even though youths is mentioned as frontline crypto adopters in Nigeria.

In any project created, there is a targeted audience. And the targeted audience for cryptocurrency is the world youths. And when bitcoin came to Nigeria, it was the youths key into it and when the Nigeria government discovered that, the Nigeria youth used bitcoin massively in the #endsars protest and they used bitcoin to sponsor the protest with millions... And they could not do anything to stop the coin so they created e-naira, though the e-naira is meant for everyone but the specific targeted audience are the youth.
The only way the e-naira can work perfectly in Nigeria is the time when the government create it as a decentralized exchange platform and by that most Nigerians will use it to keep their naira...and if possible they should give rewards to some first users for like 6 months. Then people will be tripping in. But as for me the decentralized exchange with free charge rate is the best. Or very low fee rate like BTC.

Yes the youth has a low percentage in the national fiscal policy but not in the internet or online transaction... nobody will tell me that the Nigerian Youth has a low percentage on e-transaction but for the physical cash policy they are.

[Marykeller]

I wish all of una happy Sunday and I Dey very happy personally say Argentina don finally win the World Cup, and my Player way I like very much that is Messi don carry the cup.

Na overwhelming joy sae at the end of the football career of Messi, sae em carry the world cup wey people d use yab am sae em no be goat. At least the comparison between em and Ronaldo no go d happen again cos for sure now, na em be the main goat wey all man sabi for the whole world. He was crowned yesterday by the Qatar king to lift the world cup, that one show sae na king of football wey em be so



I d wonder how the next world cup go be after so many big starz for football go resign so. As for Messi, who go fit break the all the records wey em don create for football? That one go be gist for another day. Congrats to the phenomenon FIFA boy ''Messi''

[Resident coin]

NEW TOPIC
Username: Resident coin
Gender: male
Skill: student
State of origin: Akwaibom state

I dey very happy to see my fellow Nigerians here,I be newbie for here and I know sey many of you don master this forum. I just wan make we dey together as brothers and sisters, I hope say I dey welcome and we go make a good team??

Regards

[DaNNy001]

The release of new naira notes don d in circulation today. Although em get some bank wey never get am for their own bank yet.

Only today wey d release our new naira notes, see how our country people rubu am to. Una d sure sae our new naira go survive d squeezing and rubbing wey market traders go give am. I sae make I ask una

Our Nija people no get joy at all, them no even value the new naira note because dem see say too much difference no de from d former one, and some people still de vex say dem go lose mini because dem still de hold d former notes.
I neva see d new note sha, but as people talk am I can't wait to see am.

To regulate laws hard for this country because even the government wey deh actually put these laws are a defaulter to these laws. for Nigeria to regulate and make sure say make people no deh squeeze this new naira note e go deh very hard, because the rate of ignorance wey deh for the users of this currency e too high.
Today somebody use the new naira note take buy something for the supermarket wey i deh and the money looks attractive somehow sha but as the cbn don talk say them no go print plenty of this new money nai be say make we go just deh use to seeing it rough and squeezed in a couple of weeks. Na when you go buy something for local market nai you go see people deh rubbish and squeeze our naira note anyhow as nothing day eva deh serious for the country nai make all this things deh  happen,for some country even to mishandle the countries currency sef can get you arrested.